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Temenos

APIs for Temenos banking and financial services platform, providing cloud-native, cloud-agnostic, API-first banking solutions including core banking, digital banking, payments, wealth management, financial crime mitigation, and more.

agent ready

Reference-quality API operations across every facet — a rich contract, published governance, transparent operations, and machine-readable commercial terms.

Kin Score

API Evangelist profiles Temenos the way a machine reads it — 123 machine-readable artifacts across 61 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Temenos scores 70.9/100 (exemplar), with a separate agent-readiness read of 58/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 70.9/100 · exemplar
Contract Quality 18.8 / 25
Developer Ergonomics 11.3 / 20
Commercial Clarity 12.6 / 20
Operational Transparency 7.5 / 13
Governance 10.4 / 12
Discoverability 9.3 / 10
Regulatory · Banking & Open Finance 11.4 / 15
Agent readiness — 58/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3

How we profile Temenos

Each block below is one kind of artifact we hold for Temenos. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 61

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Temenos Lifecycle Management Suite API

APIs for rapid omnichannel product origination including instant decisioning, covering origination, collections, and middleware integration modules.

Temenos Ecosystem API

Composable ecosystem APIs enabling deployment of additional banking solutions from third-party and Exchange providers. Includes adapter and provider contracts for cards fulfillm...

Temenos Explorer API

APIs for the Temenos Explorer framework, providing an API gateway for server-to-server API calls with Keycloak-based authentication, plugin development methods, and customizable...

Temenos Accounts API

Manage commercial banking accounts including current accounts, savings accounts, and operational accounts with regional compliance.

Temenos Accounts Arrangement Details API

Calculate payoff amounts, adjust closure charges, process early deposit redemptions, and handle external arrangement balances.

Temenos Alert Management API

Manage and investigate alerts generated by screening and monitoring processes including case management and disposition workflows.

Temenos Analytics Data Store API

Access banking-specific analytical data from the Analytics Data Store for reporting, dashboards, and business intelligence use cases.

Temenos Application Metering API

Store and retrieve consumed business values and API usage metrics across Transact and Infinity systems.

Temenos Application Packages API

Manage application packages including uploading, retrieving, and deleting application package archives.

Temenos Bulk Payments API

Handle bulk payment file uploads and manual entry for batch payment processing with approval workflows and status tracking.

Temenos Callback Registry API

Register callback URLs to receive notifications when long-running transaction processing completes.

Temenos Cards API

Manage debit and credit cards including card controls, spending limits, activation, blocking, and PIN management through digital channels.

Temenos Configuration Management API

Centralized configuration services for managing application configurations under specific configuration groups.

Temenos Consent API

Manage customer consent for Open Banking data sharing and third-party provider access under PSD2 regulations.

Temenos Credit Offers API

Generate and manage BNPL credit offers using Explainable AI decisioning for instant approval and offer matching.

Temenos Customer Risk Assessment API

APIs for KYC risk scoring and customer form submission to facilitate risk computation based on customer attributes and behavior patterns.

Temenos Customers API

Create and manage customer profiles, preferences, and digital identities across omnichannel touchpoints.

Temenos Data Streaming API

Manage event streaming configurations for capturing data replication events from committed transactions in real time.

Temenos Delivery API

Manage delivery channels, retrieve submissions, and process delivery completions and errors.

Temenos Deposits API

Manage deposit products including term deposits, demand deposits, and certificates of deposit with country-specific terms.

Temenos Direct Debits API

Manage direct debit instructions and mandate collections for recurring payment scenarios including SEPA direct debits.

Temenos Enterprise API

Enterprise-level APIs for bundle arrangements, enterprise product and pricing services, identity comparison, payoff calculations, and promotion arrangements.

Temenos Entitlements API

Manage user entitlements and role assignments for specific products based on entitlement policies.

Temenos Event Store API

Retrieve business and system events raised from Temenos Transact and Infinity products.

Temenos Form Groups API

Create and manage form group configurations for organizing customer journey forms.

Temenos Holdings API

Manage fund investment positions including deposits, capital transactions, dividends, equities, bonds, foreign exchange, futures, options, swaps, and other securities with 47 en...

Temenos Inventory API

Inventory operations for securities and instrument data management providing master data for the wealth management platform.

Temenos Lending API

Commercial lending operations including loan origination, facility management, and repayment processing.

Temenos Loans API

Manage BNPL loan lifecycle from origination through repayment including payment schedules and status tracking.

Temenos Merchants API

Manage merchant integrations for point-of-sale BNPL activation and settlement processing.

Temenos Meta API

API ecosystem management and metadata retrieval for discovering available API resources and capabilities with 6 endpoints.

Temenos Notifications API

Configure and manage customer notification preferences and delivery across push notifications, SMS, and email channels.

Temenos Operational Data Store API

Access near real-time operational data from the Operational Data Store for operational reporting and API-driven integration use cases.

Temenos Order API

Handle instruction processing and payment management including cash receipts, dividend payments, order creation and cancellation, payment amendments, and stock exchange transact...

Temenos Package Details API

Create, amend, and manage package arrangements that bundle customer accounts for combined pricing benefits.

Temenos Party API

Manage distributor, investor, and financial institution data including addresses, AML compliance, bank accounts, FATCA/CRS, KYC details, and distribution agreements with 38 endp...

Temenos Party Details API

Retrieve customer contracts, pricing information, related parties, and eligibility status within the pricing system.

Temenos Payment Configuration API

Configuration APIs for payment order application setup, clearing channels, and payment routing management.

Temenos Payment Orders API

Initiate, view, and manage payment orders for domestic and international fund transfers with support for SEPA, SWIFT, and internal transfers.

Temenos Payment Stops API

Create and manage stop instructions for individual payments based on cheque details, transaction amounts, or payment references.

Temenos Payments API

Country-specific payment processing including domestic and international transfers with local clearing integration.

Temenos Pricing Adjustment API

Apply manual pricing adjustments including fee and interest rate modifications with expiry settings and negotiation workflows.

Temenos Pricing Arrangement Details API

Retrieve interest rate details, activity charges, transaction pricing, periodic fees, and account event history within the pricing system.

Temenos Pricing Quotation API

Simulate account or arrangement creation and transaction events to determine applicable pricing details including interest rates, fees, and cashback with negotiation support.

Temenos Product API

Configure fund and share class settings including anti-dilution levies, commission groups, fund manager data, share class information, calendars, and performance fee structures ...

Temenos Promotions API

Create and manage promotional arrangements for parties with promotional codes and benefit tracking.

Temenos PSD2 Accounts API

PSD2 compliant account information access for authorized third-party providers under Berlin Group standards.

Temenos Reference API

Manage reference data including exchange rates, interest rates, security prices, swap rates, holiday calendars, and location definitions with 11 endpoints.

Temenos Request to Pay API

Enable request-to-pay functionality and information exchange between payers, payees, and RTP clearing systems.

Temenos Sanction Screening API

Screen customers and transactions against sanctions lists, PEP databases, and watchlists with alert generation and management.

Temenos Service Definitions API

Manage service definitions and parameters for journey integration services.

Temenos Service Orchestrator API

Create and manage service orchestration sequences for executing business operations spanning different applications.

Temenos Settings API

Configuration management for system-wide and user-specific settings with 6 endpoints.

Temenos Standing Orders API

Create and manage standing order instructions for automated recurring payment execution.

Temenos System API

Core system functionality and administration including system configuration, audit, and operational management with 25 endpoints.

Temenos Tasks API

Manage tasks within customer journey workflows including assignment, completion, and status tracking.

Temenos Traceability API

Non-repudiation capabilities providing detailed request and response message information for executed API services.

Temenos Trade Finance API

Trade finance operations including letters of credit, guarantees, documentary collections, and trade document management.

Temenos Transaction Monitoring API

Monitor transactions for suspicious activity patterns including AML detection rules and fraud indicators.

Temenos Transactions API

Access transaction history and details for customer accounts with support for filtering, pagination, and multi-channel views.

Temenos Workspaces API

Workspaces portal APIs for external system integration with the Journey Manager workspace environment.

Scroll within the panel for all 61 ·

Postman Collections 12

A runnable collection turns the contract into something a developer can execute in seconds. We profile them because the fastest way to trust an API is to make a real call against it.

Ready-to-run Postman collections for exercising this provider's APIs.

Scroll within the panel for all 12 ·

Open Collections 12

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Scroll within the panel for all 12 ·

Arazzo Workflows 14

Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.

Multi-step API workflows described with the Arazzo specification.

Temenos BNPL Generate Offer And Accept Into Loan

Generate a buy-now-pay-later offer for a purchase and accept it into an active loan.

ARAZZO

Temenos Payments Bulk Payment Batch Approval

Create a bulk payment batch and push it through the approval workflow.

ARAZZO

Temenos Cloud Banking Open Commercial Account And Pay

Open a commercial banking account and make a payment from it.

ARAZZO

Temenos Fund Administration Onboard Investor And Place Instruction

Onboard an investor and place a fund subscription or redemption instruction for them.

ARAZZO

Temenos Infinity Initiate Payment And Track

Initiate a digital-banking payment from a customer account and track it to completion.

ARAZZO

Temenos Infinity Open Banking Consent Grant

Create an open-banking consent record for a TPP and confirm it is authorised.

ARAZZO

Temenos Payments Initiate Payment And Poll Status

Create a payment order and poll its processing status until it settles.

ARAZZO

Temenos Journey Manager Complete Submission Delivery

Look up a form submission and mark its delivery to the receiving system as complete.

ARAZZO

Temenos Microservices Define And Execute Orchestration

Define a service orchestration sequence and trigger its execution.

ARAZZO

Temenos Transact Onboard Customer And Open Account

Create a customer, open an account arrangement for them, and read the account back.

ARAZZO

Temenos Transact Originate Loan Arrangement

Create a borrower party and originate a loan arrangement for them.

ARAZZO

Temenos Financial Crime Screen And Risk Score Customer

Screen an onboarding customer against sanctions and compute their KYC risk score.

ARAZZO

Temenos Enterprise Pricing Simulate And Retrieve Quotation

Simulate the pricing of opening an arrangement and retrieve the saved quotation.

ARAZZO

Temenos Wealth Open Portfolio And Place Order

Open a managed portfolio for a client and place and track a security order.

ARAZZO

Scroll within the panel for all 14 ·

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Temenos Plans Pricing

1 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Temenos Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Temenos Banking Events

Event-driven architecture for Temenos banking platform providing asynchronous integration through business and system events published to Apache Kafka topics. Enables loose coup...

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Temenos Context

0 classes · 9 properties

JSON-LD

Spectral Rules 3

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

Temenos API Rules

8 rules · 7 warnings

SPECTRAL

Temenos API Rules

6 rules · 4 warnings

SPECTRAL

Temenos API Rules

14 rules · 2 errors · 10 warnings

SPECTRAL

JSON Schema 4

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Temenos Banking Account

15 properties

JSON SCHEMA

Temenos Customer

21 properties

JSON SCHEMA

Temenos Banking Event

8 properties

JSON SCHEMA

Temenos Payment Order

19 properties

JSON SCHEMA

JSON Structure 3

JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.

JSON Structure definitions describing this provider's data shapes.

Temenos Account Structure

0 properties

JSON STRUCTURE

Temenos Customer Structure

0 properties

JSON STRUCTURE

Temenos Payment Order Structure

0 properties

JSON STRUCTURE

Examples 5

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Temenos Authentication

http/oauth2 · 2 schemes

SECURITY

Temenos Domain Security

TLSv1.2 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Temenos Scopes

3 scopes · authorizationCode

3 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Temenos Agentic Access

159 operations · 57 acting · 3 human-in-the-loop

159 operations · 57 acting

AGENTIC

Resources

Every other property we hold for Temenos — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Company 3

The organization behind the API

Other 3

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/temenos · machine-readable index on apis.io