Text'nPayMe
Text'nPayMe is an award-winning B2B fintech company, established in Armenia and incorporated in the USA in 2022, that builds embedded payment solutions for banks, fintechs, telecoms, and online shops. Its two core products are a Payment Keyboard SDK, which embeds send-money transactions directly inside 150+ messaging, social, and gaming apps via a payment keyboard for iOS, Android, and a Chrome extension, and a Payment Gateway Hub for transaction routing, reconciliation, and reporting. The company markets an "Apex Security Layer" with proprietary encryption and risk management, supports cross-border payments, and joined the 500 Global accelerator after winning the Entrepreneurship World Cup 2022 National Finals. The SDK is delivered to enterprise customers through direct integration engagements rather than a public self-serve developer portal, so no public API specification, developer documentation, or client packages are currently published.
Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.
API Evangelist profiles Text'nPayMe the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Text'nPayMe scores 10.8/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Text'nPayMe
Each block below is one kind of artifact we hold for Text'nPayMe. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Text'nPayMe — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/textnpayme · machine-readable index on apis.io