TIAA-CREF
TIAA (Teachers Insurance and Annuity Association of America, formerly TIAA-CREF) is a Fortune 100 leading provider of financial services for people in the academic, research, medical, cultural, and government fields. With $1.5 trillion in assets under management, TIAA serves over 4.7 million individual customers and more than 12,000 institutional clients. Founded in 1918, TIAA invented the variable annuity in 1952 via the College Retirement Equities Fund (CREF) and is known for its TIAA Traditional fixed annuity and lifetime income solutions. TIAA wholly owns Nuveen Investments, a major institutional asset management firm. TIAA serves primarily non-profit organizations, universities, hospitals, and government entities with retirement plans including 403(b), 457(b), and 401(k) plans.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles TIAA-CREF the way a machine reads it — 12 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — TIAA-CREF scores 33.8/100 (thin), with a separate agent-readiness read of 7/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile TIAA-CREF
Each block below is one kind of artifact we hold for TIAA-CREF. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 4
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
TIAA Retirement Plans
TIAA's retirement plan services for individual participants, covering 403(b), 457(b), 401(k), and IRA accounts. Products include TIAA Traditional fixed annuity, CREF variable an...
TIAA Annuities
TIAA's flagship annuity products for retirement income, including TIAA Traditional (a participating fixed annuity with guaranteed minimum plus historical above-floor credits), C...
Nuveen Investments
Nuveen is TIAA's wholly owned institutional asset management subsidiary with $1.5 trillion AUM (as of March 2026). Nuveen provides mutual funds, ETFs, closed-end funds, target-d...
TIAA Wealth Management
TIAA's wealth management services for individuals, including managed accounts, brokerage services, financial advisory services, life insurance, educational savings (529 plans), ...
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Tiaa Cref Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Tiaa Cref Finops
FINOPSSemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Tiaa Cref Context
JSON-LDSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
TIAA-CREF API Rules
SPECTRALJSON Schema 1
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
TIAA Retirement Account
JSON SCHEMAJSON Structure 1
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Tiaa Cref Retirement Account Structure
JSON STRUCTURESecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for TIAA-CREF — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Design & Contract 3
Pagination, idempotency, versioning, errors, and events
Access & Security 1
Authentication, authorization, and security posture
Commercial 1
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 3
Properties that don't map to a standard resource type
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