TietoEVRY
TietoEVRY (Tietoevry Corporation, listed as TIETO on Nasdaq Helsinki and Stockholm, rebranded to "Tieto" in 2026) is a Nordic software and technology company of roughly 14,000 people operating in 20+ countries, serving banking, healthcare, public sector and industry. Its public API surface is published by the banking business (Tieto Banktech / Tietoevry Banking) through the Tietoevry Banking API Hub at api.tietoevry.com, which fronts three developer portals: an Open Banking PSD2/XS2A platform built on the Berlin Group NextGenPSD2 framework with a free self-service sandbox, a Financial API Aggregation service offering one integration to Nordic and Baltic banks, and a Credit Cloud platform for loan origination and loan life-cycle management. 24 machine-readable Swagger 2.0 / OpenAPI 3.0 contracts covering 211 operations are published unauthenticated from the Open Banking and Aggregation portals, including account information, payment initiation, confirmation of funds, bulk and periodic payments, payment recall, request-to-pay, signing baskets, virtual account management, card account information and a SEPA Direct Debits gateway with a webhook event-notification surface.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles TietoEVRY the way a machine reads it — 9 machine-readable artifacts across 24 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — TietoEVRY scores 52.1/100 (developing), with a separate agent-readiness read of 33/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-02 · rubric v0.18.0
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How we profile TietoEVRY
Each block below is one kind of artifact we hold for TietoEVRY. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 4
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Tietoevry Open Banking XS2A APIs
PSD2-compliant Access to Account (XS2A) APIs implementing the Berlin Group NextGenPSD2 framework, plus Tietoevry premium extensions beyond the PSD2 mandate. Covers account infor...
Tietoevry Financial API Aggregation
A single-integration aggregation layer over Nordic and Baltic banks, exposing provider discovery, end-user management and aggregated XS2A operations (accounts, balances, transac...
Tietoevry SEPA Direct Debits
A SEPA Direct Debit gateway for Creditor and Debtor roles, allowing creditors to initiate payments, cancel (reverse) them and issue refunds, and debtors to reject payments and r...
Tietoevry Credit Cloud
A credit platform used by banks and financial institutions in 20+ countries to manage virtually any type of credit, organised around loan origination, loan life cycle and collec...
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Tietoevry Rate Limits
RATE LIMITSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for TietoEVRY — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 5
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 4
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/tietoevry · machine-readable index on apis.io
This is an independent, third-party profile of TietoEVRY, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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