Triodos Bank UK
Triodos Bank UK Limited is a values-based, sustainability-focused bank headquartered in Bristol, England, and the UK arm of Triodos Bank N.V. (founded 1980, Netherlands), one of Europe's leading ethical banks. Ownership of the parent sits with the SAAT foundation (Stichting Administratiekantoor Aandelen Triodos Bank), which issues depositary receipts rather than tradable shares, so Triodos is neither a conventional listed plc nor a customer mutual; it is a certified B Corporation that lends only to organisations delivering positive social, environmental, and cultural impact. Triodos Bank UK Ltd (company no. 11379025) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and PRA (FRN 817008). As an FCA-authorised ASPSP it meets UK Open Banking / PSD2 obligations, but - unlike the CMA9 - it is a specialist lender that implements the Berlin Group NextGenPSD2 (XS2A) standard rather than the OBIE UK Read/Write standard, publishing a single developer platform at developer.triodos.com covering its UK, Netherlands, and Belgium account holders. Its production XS2A APIs provide Account Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CoF) services, secured with OAuth2/OpenID Connect authorization, mutual-TLS client authentication, eIDAS/QWAC certificates, and PSD2 strong customer authentication, with a full sandbox for onboarding and testing.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Triodos Bank UK the way a machine reads it — 17 machine-readable artifacts across 2 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Triodos Bank UK scores 46.5/100 (developing), with a separate agent-readiness read of 29/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile Triodos Bank UK
Each block below is one kind of artifact we hold for Triodos Bank UK. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 10
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Triodos Bank UK Account Information Service API
This service may be used by an AISP to request information about the account of a PSU. The account is managed by the ASPSP providing the XS2A Interface. Functionality and restri...
Triodos Bank UK Authorization Endpoint API
The Authorization Endpoint performs authentication of the end-user.
Triodos Bank UK Client Registration Endpoint API
The Client Registration Endpoint performs registration of the client.
Triodos Bank UK Configuration Endpoint API
The Configuration Endpoint provides configuration information about this OpenID service.
Triodos Bank UK Confirmation of Funds Service API
This service may be used by a PIISP to request a confirmation of the availability of specific funds on the account of a PSU. The account is managed by the ASPSP providing the XS...
Triodos Bank UK Extended Account Information Service API
The Extended Account Information Service API from Triodos Bank UK — 4 operation(s) for extended account information service.
Triodos Bank UK Initial Access Token Service API
The Initial Access Token Service API from Triodos Bank UK — 1 operation(s) for initial access token service.
Triodos Bank UK Payment Initiation Service API
This service may be used by a PISP to initiate a single payment on behalf of a PSU using a given account of that PSU. The account is managed by the ASPSP providing the XS2A Inte...
Triodos Bank UK Token Endpoint API
The Token Endpoint provides and revokes access tokens and refresh tokens.
Triodos Bank UK UserInfo Endpoint API
The UserInfo Endpoint provides information about the authenticated end-user.
Scroll within the panel for all 10 ·
Open Collections 2
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Triodos Auth service
OPEN COLLECTIONTriodos XS2A BG service
OPEN COLLECTIONSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Triodos Bank Uk Authentication
oauth2/openIdConnect/mutualTLS/httpMessageSignature/http-basic · 4 schemes
SECURITYScopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Triodos Bank UK — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Access & Security 7
Authentication, authorization, and security posture
Scroll within the panel for all 7 ·
Operate 3
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 4
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/triodos-bank-uk · machine-readable index on apis.io
This is an independent, third-party profile of Triodos Bank UK, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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