Truv
Truv provides consumer-permissioned access to payroll, income, and employment data. Its platform lets applicants connect their payroll accounts to instantly verify income and employment, retrieve pay statements, and switch direct deposit, replacing manual document collection and legacy verification services across lending, background screening, and fintech workflows.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Truv the way a machine reads it — 50 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Truv scores 37.8/100 (thin), with a separate agent-readiness read of 22/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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title="Truv on API Evangelist — API profile and Kin Score">
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alt="Truv Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile Truv
Each block below is one kind of artifact we hold for Truv. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 20
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Truv Admin API
Administrative access key management.
Truv Banking API
Verification-of-assets banking data for a connected link.
Truv Bridge Tokens API
Mint tokens that initialize the Truv Bridge widget and connect flows.
Truv Companies & Providers API
Employer companies, mappings, and data providers.
Truv Direct Deposit API
Direct deposit and deposit switch reports.
Truv Employment API
Verification of employment data and reports.
Truv Identity API
Consumer identity data for a connected link.
Truv Income API
Income reports, transactions, and income insights.
Truv Insurance API
Insurance reports including auto and home.
Truv Links API
Manage connections between a consumer and a payroll or financial data source.
Truv Orders API
Verification orders and their lifecycle.
Truv Pay Statements API
Individual pay statement documents.
Truv Payroll & Shifts API
Shift-level payroll data.
Truv PLL API
Pre-qualification lending logic reports.
Truv Scoring API
Scoring attribute reports.
Truv Tasks API
Asynchronous task tracking.
Truv Tax API
Tax document data for a connected link.
Truv Templates API
Reusable configuration templates.
Truv Users API
Manage the end users (consumers) whose data is connected through Truv.
Truv Webhooks API
Webhook endpoint registration and delivery history.
Scroll within the panel for all 20 ·
Open Collections 22
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONTruv Admin API
OPEN COLLECTIONTruv Admin Banking API
OPEN COLLECTIONTruv Admin Bridge Tokens API
OPEN COLLECTIONTruv Admin Companies & Providers API
OPEN COLLECTIONTruv Admin Direct Deposit API
OPEN COLLECTIONTruv Admin Employment API
OPEN COLLECTIONTruv Admin Identity API
OPEN COLLECTIONTruv Admin Income API
OPEN COLLECTIONTruv Admin Insurance API
OPEN COLLECTIONTruv Admin Links API
OPEN COLLECTIONTruv Admin Orders API
OPEN COLLECTIONTruv Admin Pay Statements API
OPEN COLLECTIONTruv Admin Payroll & Shifts API
OPEN COLLECTIONTruv Admin PLL API
OPEN COLLECTIONTruv Admin Scoring API
OPEN COLLECTIONTruv Admin Tasks API
OPEN COLLECTIONTruv Admin Tax API
OPEN COLLECTIONTruv Admin Templates API
OPEN COLLECTIONTruv Admin Users API
OPEN COLLECTIONTruv Admin Webhooks API
OPEN COLLECTIONTruv API
OPEN COLLECTIONScroll within the panel for all 22 ·
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Truv Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Truv Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Truv Finops
FINOPSSecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Truv — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/truv · machine-readable index on apis.io
This is an independent, third-party profile of Truv, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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