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Tyro Payments

Tyro Payments is an ASX-listed Australian payments company and one of the country's largest merchant acquirers outside the major banks, holding its own banking licence. Founded in 2003, Tyro provides EFTPOS terminals, in-person and online card acceptance, and integrated payments for more than 70,000 Australian merchants across hospitality, retail and health. Its developer surface, Tyro Connect, is a genuinely API-first platform: a REST API family (served from https://api.tyro.com/connect and secured with OpenID Connect / OAuth 2.0) that links Point of Sale software, ordering, booking, loyalty and reporting apps to Tyro merchants, alongside Tyro.js, mobile SDKs and Tap to Pay (SoftPOS) for card-present and online payments. Home market is Australia.

agent native

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Tyro Payments the way a machine reads it — 18 machine-readable artifacts across 13 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Tyro Payments scores 55.0/100 (developing), with a separate agent-readiness read of 75/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 55.0/100 · developing
Contract Quality 16.8 / 25
Developer Ergonomics 14.8 / 20
Commercial Clarity 6.3 / 20
Operational Transparency 7.2 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Payments 8.1 / 15
Agent readiness — 75/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3

How we profile Tyro Payments

Each block below is one kind of artifact we hold for Tyro Payments. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 13

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Tyro Connect Pay API

Server-side companion to Tyro.js and the Tyro mobile SDKs for accepting online card payments on the web and in apps. Manages pay requests, saved pay methods (tokenization), and ...

Tyro Pay Terminal API

Cloud API that lets a Point of Sale send payment and refund requests to Tyro EFTPOS terminals in-store, pairing a POS to merchant terminals and driving card-present transactions...

Tyro Embedded Payments API

Backend API supporting Tyro's Tap to Pay on iPhone and Android SDKs (SoftPOS), letting POS partners onboard merchants, manage device connections, and process card-present transa...

Tyro Connect Booking API

Exchanges booking and reservation information between reservation apps and Point of Sale systems in the Tyro Connect hospitality network, syncing seating bookings and reflecting...

Tyro Connect Ordering API

Sends food and retail orders from app partners into merchant Point of Sale systems across the Tyro Connect network, with order lifecycle status tracked back to the originating a...

Tyro Connect Menu API

Synchronises published menu and catalogue data from merchant Point of Sale systems to app partners in the Tyro Connect network, so ordering and delivery apps present the merchan...

Tyro Connect Tables Management API

Reads and manages table (floor-plan) information from merchant Point of Sale systems, underpinning pay-at-table and table-service workflows across the Tyro Connect hospitality n...

Tyro Connect Sales Data API

Exposes itemised sales transaction data captured from merchant Point of Sale systems, letting app partners build reporting, analytics, accounting and reconciliation tools over T...

Tyro Connect Reporting API

Provides merchant settlement and transaction reporting for Tyro-acquired payments, returning settlement batches and dated transaction listings for reconciliation and financial r...

Tyro Connect Loyalty Data API

Connects loyalty and rewards providers to Tyro merchants, managing loyalty members, activities and card-linked registrations so points and rewards can be applied at the Point of...

Tyro Connect Refunds API

Searches prior Tyro transactions and issues refunds against them, giving app and POS partners a dedicated search-and-refund flow over Tyro-acquired merchant payments.

Tyro Connect Location API

Returns merchant location details keyed by Tyro Connect location identifier, used by partners to resolve and validate the merchant sites they are integrated with across the netw...

Tyro Connect Referrals API

Lets partners submit and track merchant referrals into Tyro, supporting partner-driven merchant acquisition and onboarding workflows within the Tyro Connect ecosystem.

Scroll within the panel for all 13 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

tyro-mcp.yml

MCP SERVER

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Tyro Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tyro Authentication

openIdConnect · 1 scheme

SECURITY

Tyro Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Tyro Agentic Access

57 operations · 26 acting

57 operations · 26 acting

AGENTIC

Resources

Every other property we hold for Tyro Payments — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Build 2

SDKs, sample code, and the tooling you integrate with

Operate 3

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/tyro · machine-readable index on apis.io