Ualá
Ualá is an Argentine financial technology company and neobank founded in 2017 by Pierpaolo Barbieri, headquartered in Buenos Aires. The company delivers a mobile-first financial ecosystem anchored by a Mastercard prepaid/debit card linked to an in-app account, with a layered product suite that includes credit cards, personal loans, savings accounts with yield, fixed-term deposits, mutual funds (FCIs), stocks, bonds, CEDEARs, insurance, bill payments, recharges, and international transfers. Its merchant arm, Ualá Bis, provides payment links, online checkout, and POS hardware (POS Mini and POS Pro) for SMBs and online stores, exposing a public Cobros Online v2 API plus SDKs and pre-built integrations for WooCommerce, Tienda Nube, Magento, and Empretienda. Ualá operates as a regulated bank in Argentina (under BCRA oversight), has acquired ABC Capital in Mexico to operate as a chartered Mexican bank, and is the first technology-based company licensed as a financing entity by Colombia's Financial Superintendence. The company reached a $3.2B valuation following $195M in new equity in 2024, and reports more than eight million users across Argentina, Mexico, and Colombia. UaláScore, the company's AI-driven credit evaluation system, powers personalized lending across markets. Public developer surface is limited to the Ualá Bis merchant payments API; the consumer banking, lending, and investing capabilities are not exposed as third-party developer APIs.
Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.
API Evangelist profiles Ualá the way a machine reads it — 1 machine-readable artifact, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Ualá scores 8.1/100 (minimal), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Ualá
Each block below is one kind of artifact we hold for Ualá. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Ualá — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Access & Security 1
Authentication, authorization, and security posture
Learn 1
Tutorials, courses, talks, and written guidance
Operate 1
Status, limits, changes, and where to get help
Company 13
The organization behind the API
Scroll within the panel for all 13 ·
Other 7
Properties that don't map to a standard resource type
Scroll within the panel for all 7 ·
← All providers · Data indexed from github.com/api-evangelist/uala · machine-readable index on apis.io