UBS Bank USA
UBS Bank USA (BUSA) is a Utah state-chartered industrial bank and FDIC-insured depository institution headquartered in Salt Lake City, Utah, established in 2003 and reporting roughly $122 billion in total assets. It is the primary US banking vehicle of UBS Wealth Management Americas, providing FDIC-insured deposit sweep programs, securities-based lending, mortgages, and credit cards almost exclusively to the high-net-worth and ultra-high-net-worth advisory clients of parent UBS Group AG. It is supervised by the FDIC, the Utah Department of Financial Institutions, and the CFPB. Unlike a fintech or a Banking-as-a-Service provider, UBS Bank USA exposes no first-party public developer API surface of its own; its services are delivered through UBS Financial Advisors rather than self-serve APIs. The only live UBS developer portal (developer.ubs.com) belongs to UBS Switzerland and serves Swiss and EU products (key4 mortgages, QR-bill, PSD2, TWINT, bLink, KeyPort/EBICS), not this US entity. US consumer-permissioned data access, where available, is mediated by third-party aggregators rather than a documented BUSA API.
Index entry only — little beyond a description and a link, and nothing machine-readable enough for an agent to act on without a human reading the site first.
API Evangelist profiles UBS Bank USA the way a machine reads it — 2 machine-readable artifacts, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — UBS Bank USA scores 14.9/100 (minimal), with a separate agent-readiness read of 7/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile UBS Bank USA
Each block below is one kind of artifact we hold for UBS Bank USA. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for UBS Bank USA — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Access & Security 4
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Company 3
The organization behind the API
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