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UBS website screenshot

UBS

A Swiss multinational investment bank and financial services company and the world's largest wealth manager. UBS exposes a multi-ecosystem developer platform at developer.ubs.com covering retail banking, mortgages, QR billing, EU PSD2 open banking, Swiss TWINT payments, corporate bLink connectivity, and the enterprise UBS Partner / KeyPort offering.

human only

More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.

Kin Score

API Evangelist profiles UBS the way a machine reads it — 22 machine-readable artifacts across 7 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — UBS scores 15.3/100 (emerging), with a separate agent-readiness read of 0/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.3/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 8.0 / 10
Regulatory · Banking & Open Finance 2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile UBS

Each block below is one kind of artifact we hold for UBS. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 7

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

UBS PSD2 API

UBS's EU PSD2-compliant open banking API set covering Account Information Services (AIS), Payment Initiation Services (PIS), and Confirmation of Funds (CoF). Used by licensed th...

UBS key4 Mortgages API

The UBS key4 mortgages API lets property platforms and brokers embed Swiss mortgage origination, affordability checks, and indicative financing into their own customer journeys....

UBS QR Portal API

A free programmatic QR-bill creation service supporting the Swiss QR payment standard. Returns QR bills in multiple output formats for invoicing and accounts-receivable use cases.

UBS TWINT API

UBS integration with TWINT, the Swiss mobile payment scheme, exposing merchant and consumer payment flows for in-app and point-of-sale checkout.

UBS bLink API

bLink is the open banking platform for UBS corporate clients, exposing account information, transaction history, and payment submission so ERPs, accounting software, and treasur...

UBS Partner / KeyPort API

UBS Partner and KeyPort form the enterprise integration surface used by partner banks, external asset managers (EAMs), and corporate clients to embed UBS wealth-management, cust...

UBS Banking Ecosystem API

The umbrella UBS Banking Ecosystem exposes APIs around the broader retail and private banking surface, covering account, transaction, and product-data services beyond the dedica...

Scroll within the panel for all 7 ·

Features 6

The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.

Notable capabilities this provider offers.

Multi-Ecosystem Developer Platform

Seven distinct API ecosystems on developer.ubs.com covering retail banking, mortgages, QR bills, PSD2 open banking, TWINT, corporate bLink, and Partner/KeyPort

PSD2 Compliance

EU PSD2-compliant Account Information, Payment Initiation, and Confirmation of Funds services for licensed third-party providers

Swiss QR-Bill Generation

Free programmatic creation of Swiss QR bills in multiple output formats

Embedded Mortgage Origination

key4 mortgage APIs allow property platforms to embed Swiss home financing journeys

Corporate ERP Connectivity

bLink connects ERPs and treasury systems directly to UBS corporate accounts

TWINT Mobile Payments

Swiss mobile payment integration for merchants and consumers

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ubs Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Use Cases 5

What developers actually build with this provider — captured so the catalogue answers 'what is this for', not just 'what does this expose'.

What developers build with this provider.

Open Banking Aggregation

Third-party providers aggregate UBS account data into personal finance and wealth aggregation apps under PSD2

Embedded Mortgages on Property Portals

Property listing sites embed key4 mortgage affordability checks and pre-qualification

Invoicing Automation

Accounting and invoicing platforms generate compliant Swiss QR bills via the QR Portal API

Corporate Cash Management

Treasury systems consume bLink to view balances and initiate corporate payments

White-Label Wealth Management

Partner banks and EAMs use UBS Partner / KeyPort to offer UBS-backed services under their own brand

Integrations 3

Pre-built integrations with other platforms tell you where this provider already fits in a stack.

Pre-built integrations with other platforms and tools.

Homegate.ch

Reference property-portal integration of the key4 mortgages API

ERP and Accounting Systems

bLink connects to SAP, Abacus, Bexio, and similar Swiss ERP/accounting stacks

TWINT Acceptance

Integrations with the TWINT mobile payment scheme for Swiss merchants

Resources

Every other property we hold for UBS — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 2

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Company 3

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/ubs · machine-readable index on apis.io