US Bancorp
U.S. Bancorp is the parent company of U.S. Bank National Association, one of the largest commercial banks in the United States. U.S. Bank provides a developer portal at developer.usbank.com offering APIs for corporate banking, payments, and treasury management including RTP, ACH, Positive Pay, corporate account information, data toolbox, fleet management (Voyager), freight payment, and push-to-card capabilities. Authentication uses OAuth MFA with SinglePoint credentials.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles US Bancorp the way a machine reads it — 47 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — US Bancorp scores 32.2/100 (thin), with a separate agent-readiness read of 31/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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How we profile US Bancorp
Each block below is one kind of artifact we hold for US Bancorp. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 15
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
US Bank Wire Transfers API
The Wire Transfers API enables domestic and international wire transfer origination from U.S. Bank corporate accounts for large-value, time-sensitive payments.
US Bank Data Toolbox API
The Data Toolbox API provides access to U.S. Bank retail banking consumer account data including checking, savings, credit card, mortgage, and brokerage account information. Use...
US Bank Voyager Fleet API
The Voyager Fleet API suite provides fleet management capabilities for the Voyager network, enabling access to fleet transaction data, vehicle management, account information, a...
US Bank Freight Payment API
The Freight Payment API suite provides freight audit and payment processing capabilities, enabling freight shippers to submit and receive transaction data through a single API a...
US Bank Instant Payments API
The Instant Payments API enables instant payment origination supporting FedNow and RTP payment rails for real-time settlement.
US Bank Holidays API
The Bank Holidays API provides information about U.S. Bank processing holidays and Federal Reserve banking holidays, useful for payment scheduling and clearing house availabilit...
US Bancorp Accounts API
The Accounts API from US Bancorp — 1 operation(s) for accounts.
US Bancorp Balances API
The Balances API from US Bancorp — 2 operation(s) for balances.
US Bancorp Credit Transfers API
The Credit Transfers API from US Bancorp — 2 operation(s) for credit transfers.
US Bancorp Exception History API
The Exception History API from US Bancorp — 1 operation(s) for exception history.
US Bancorp Exceptions API
The Exceptions API from US Bancorp — 2 operation(s) for exceptions.
US Bancorp Push to Card Payments API
The Push to Card Payments API from US Bancorp — 2 operation(s) for push to card payments.
US Bancorp Request for Payment API
The Request for Payment API from US Bancorp — 2 operation(s) for request for payment.
US Bancorp RTP Eligibility API
The RTP Eligibility API from US Bancorp — 1 operation(s) for rtp eligibility.
US Bancorp Transactions API
The Transactions API from US Bancorp — 2 operation(s) for transactions.
Scroll within the panel for all 15 ·
Open Collections 14
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONUS Bank Corporate Account Information Accounts API
OPEN COLLECTIONUS Bank Corporate Account Information Accounts Balances API
OPEN COLLECTIONUS Bank Corporate Account Information API
OPEN COLLECTIONUS Bank Positive Pay API
OPEN COLLECTIONUS Bank Push to Card API
OPEN COLLECTIONUS Bank RTP Real-Time Payments API
OPEN COLLECTIONScroll within the panel for all 14 ·
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Us Bancorp Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Us Bancorp Finops
FINOPSFeatures 3
The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.
Notable capabilities this provider offers.
Semantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Us Bancorp Context
JSON-LDSpectral Rules 2
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
US Bancorp API Rules
SPECTRALUS Bancorp API Rules
SPECTRALJSON Schema 2
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
US Bank Deposit Account
JSON SCHEMAUS Bank Account Transaction
JSON SCHEMAJSON Structure 1
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Us Bank Transaction Structure
JSON STRUCTUREExamples 2
Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.
Example request and response payloads for these APIs.
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for US Bancorp — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Company 1
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/us-bancorp · machine-readable index on apis.io
This is an independent, third-party profile of US Bancorp, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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