Zensurance

Zensurance is a Toronto-based digital commercial insurance brokerage founded in 2016 that sells small-business and freelancer coverage online across every Canadian province, placing risk with Canadian carriers rather than underwriting it. Its book is commercial property and casualty — general and commercial general liability, professional liability and errors and omissions, cyber liability, directors and officers, commercial property, commercial auto, builder's risk, and a long tail of trade- and profession-specific packages — sold through a quote-to-bind web flow marketed as an instant online price with licensed broker support and claims advocacy behind it. It sits in the thin digital-broker layer beneath Canada's Big-Few carrier oligopoly, in a market with no open-insurance mandate — OSFI supervises federally-regulated insurers prudentially while FSRA, the AMF, and the other provincial regulators own market conduct, and Consumer-Driven Banking excludes insurance outright. Its API posture reflects that. Zensurance publishes no public, self-serve developer portal, no reference documentation, and no downloadable OpenAPI, Swagger, GraphQL, or AsyncAPI definition. The company's partnership page advertises "seamless API integrations and co-branded white-label tools" for distribution partners, but the only route to that surface is a partnership application form — the integration is partner-gated and privately negotiated. A first-party host at api.zensurance.com answers on the public internet (HTTP 200, returning a bare version string, with a /health endpoint) but it is the undocumented backend for Zensurance's own quoting and policy application, not a published product API. No ACORD, AL3, ACORD XML, NGDS, or agency-management-system integration claim appears anywhere on the company's public web properties. The one machine-addressable surface the company does publish for automated consumers is an llms.txt at www.zensurance.com/llms.txt — a 178KB marketing index of its pages, blog posts, and FAQs (which inadvertently lists its zenstage.wpengine.com staging host rather than the production domain). It describes insurance products for AI assistants; it documents no API.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

How we profile Zensurance

Each block below is one kind of artifact we hold for Zensurance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Zensurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Every other property we hold for Zensurance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

← All providers · Data indexed from github.com/api-evangelist/zensurance · machine-readable index on apis.io