Australian Insurance
Grouped by Kin Score band and ranked by composite score within each, with the separate agent-readiness score alongside. Click the scores on any row to open the full facet and dimension breakdown behind both numbers, and click again to close it.
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18 providers · 2 standards and regulatory bodies listed separately below
Developing 2 39.3 – 54.2 Real signal across most facets with visible, nameable gaps.
1
Evari Developing agent aware Core Systems & Policy Administration
Evari is an insurance technology company founded in Sydney by Daniel Fogarty (former CEO of Zurich Australia and New Zealand), Robert Jeffery and Brack Norri...
Composite
50.2
Agent
18.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 50.2/100 · developing
Contract Quality
11.1 / 25
Developer Ergonomics
8.5 / 20
Access Clarity
15.8 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
8.2 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
2
Open Developing agent ready Insurtech & Digital-Native Insurers
Open Insurance Pty Limited (ABN 23 166 949 444, AFSL 451712), trading as Open, is an Australian insurtech and underwriting agency that packages car, home and...
Composite
43.3
Agent
38.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.3/100 · developing
Contract Quality
11.4 / 25
Developer Ergonomics
10.6 / 20
Access Clarity
8.4 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Thin 5 26.2 – 39.2 Limited machine-readable signal beyond documentation a human can read.
3
PSC Insurance Thin agent ready Brokers & Intermediaries
PSC Insurance is an Australian insurance broking and intermediary group operating as PSC Insurance Brokers across every Australian state and territory, with ...
Composite
36.9
Agent
29.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.9/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.7 / 13
Contract Governance
2.2 / 12
Discoverability
6.1 / 10
Regulatory · Insurance
12.0 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
4
Codafication Thin agent aware Claims Technology
Codafication is a Brisbane, Australia insurtech founded in 2015 by Daniel Sandaver and Drew Butler out of a property claims and repair construction business,...
Composite
35.7
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.7/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
12.6 / 20
Access Clarity
1.6 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Insurance
5.0 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
5
Cover Genius Thin agent aware Embedded Insurance & Distribution APIs
Cover Genius is an insurtech company providing embedded insurance and protection at the point of sale. The XCover distribution API lets partners create insur...
Composite
35.3
Agent
28.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.3/100 · thin
Contract Quality
14.2 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
2.7 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
6
QBE Insurance Thin agent aware P&C / General Insurers
QBE Insurance Group Limited is a Sydney-headquartered, ASX-listed global general insurance and reinsurance group, tracing back to 1886 in Townsville, Queensl...
Composite
34.0
Agent
27.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.0/100 · thin
Contract Quality
3.9 / 25
Developer Ergonomics
12.7 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.7 / 13
Contract Governance
1.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
7.1 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
9
Steadfast Group Thin agent native Brokers & Intermediaries
Steadfast Group Limited (ASX:SDF) is the largest general insurance broker network and the largest group of insurance underwriting agencies in Australasia, he...
Composite
32.6
Agent
44.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 32.6/100 · thin
Contract Quality
4.1 / 25
Developer Ergonomics
4.2 / 20
Access Clarity
11.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
9.5 / 15
Agent readiness — 45/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
Emerging 8 11 – 26.1 More than an index entry but still mostly links rather than artifacts.
10
HCF Emerging agent aware Life, Health & Benefits Insurers
HCF — The Hospitals Contribution Fund of Australia Limited (ABN 68 000 026 746, AFSL 241 414), founded in 1932 and headquartered in Sydney — is Australia's l...
Composite
25.4
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
7.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
10.7 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
11
nib Emerging agent aware Life, Health & Benefits Insurers
nib holdings limited (ASX:NHF), trading as nib, is an Australian private health insurer headquartered in Newcastle, New South Wales, and one of the country's...
Composite
25.3
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
10.9 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
12
Bupa Australia Emerging human only Life, Health & Benefits Insurers
Bupa Australia is the Australian market unit of the UK-headquartered Bupa group and one of the country's largest private health insurers, trading as Bupa HI ...
Composite
24.2
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
7.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
13
Honey Insurance Emerging agent aware Insurtech & Digital-Native Insurers
Honey Insurance is an Australian direct-to-consumer insurtech selling smart home, contents, renters and landlord insurance, founded by Richard Joffe and head...
Composite
23.5
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.4 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
9.5 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
14
Youi Emerging human only P&C / General Insurers
Youi is an Australian general insurance carrier headquartered at Sippy Downs on the Queensland Sunshine Coast, authorised by APRA and operating under AFSL 31...
Composite
23.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
15
TAL Emerging agent aware Life, Health & Benefits Insurers
TAL is Australia's largest life insurer by inforce risk-only premium (NMG Consulting, 2023), owned by Japan's Dai-ichi Life Group and underwriting through TA...
Composite
21.8
Agent
18.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 21.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
3.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
8.6 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
16
Medibank Emerging human only Life, Health & Benefits Insurers
Medibank Private Limited (ASX: MPL) is Australia's largest private health insurer, headquartered in Melbourne and operating two retail brands, Medibank and a...
Composite
20.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
4.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
17
Budget Direct Emerging human only P&C / General Insurers
Budget Direct is one of Australia's largest direct-to-consumer general insurance brands, operated from Toowong, Queensland by Auto & General Services Pty Ltd...
Composite
19.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
7.1 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Minimal 3 0 – 10.9 Index entry only; little beyond a description and a link.
18
Insurance Australia Group Minimal human only P&C / General Insurers
Insurance Australia Group (IAG, ASX: IAG) is the largest general insurance company in Australia and New Zealand, headquartered in Sydney and operating a port...
Composite
7.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
19
Suncorp Group Minimal human only P&C / General Insurers
Suncorp Group Limited (ASX: SUN) is an Australian general insurance group headquartered in Brisbane, Queensland, serving customers across Australia and New Z...
Composite
5.0
Agent
2.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
2.5 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
20
Ensurance Minimal human only Insurtech & Digital-Native Insurers
Ensurance Limited (ASX:ENA) was an Australian ASX-listed insurance underwriting agency headquartered in Perth, Western Australia, marketing itself as "innova...
Composite
4.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
2.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Market Bodies, Standards & Regulators 2 Market bodies, standards organizations and supervisors — not carriers, vendors or brokers.
7
Insurance Council of Australia Thin agent aware Market Bodies, Standards & Regulators
The Insurance Council of Australia (ICA) is the representative body for Australia's general insurance industry, whose members write approximately 90% of tota...
Composite
33.4
Agent
18.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.4/100 · thin
Contract Quality
3.3 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
9.5 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
8
APRA Thin human only Market Bodies, Standards & Regulators
The Australian Prudential Regulation Authority (APRA) is the Commonwealth statutory authority that prudentially supervises Australia's banks, credit unions, ...
Composite
33.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.7 / 20
Access Clarity
5.8 / 20
Operational Transparency
4.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
8.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5