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Insurance Council of Australia website screenshot

Insurance Council of Australia

The Insurance Council of Australia (ICA) is the representative body for Australia's general insurance industry, whose members write approximately 90% of total premium income for private sector general insurers and reinsurers, spanning home and contents, motor, travel, liability, professional indemnity, commercial property and directors and officers lines. The ICA administers the General Insurance Code of Practice, issues catastrophe and significant event declarations, operates the member Data Hub that reports claim counts, incurred losses and closed rates for declared events, and advocates on resilience, climate risk, building standards and insurance affordability. It is a market body rather than a carrier — it sells no policies and exposes no quote, bind, issue or FNOL API. Its API posture is partner-gated with no public developer program: developer, developers, docs and api subdomains do not resolve, and /developers/, /developer/, /partners/ and /integrations/ all return 404. The only integration surface is the member portal at memberportal.insurancecouncil.com.au, an Azure AD B2C (OpenID Connect authorization code) login wall for member insurers. Catastrophe and resilience data is published as PDF reports and a downloadable XLSX master file rather than through an API, and no ACORD, AL3 or NGDS reference appears anywhere on the site — Australia's insurance data seam is the Consumer Data Right, which was designated for general insurance and then deferred.

agent aware

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Insurance Council of Australia the way a machine reads it — 16 machine-readable artifacts across 3 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Insurance Council of Australia scores 37.1/100 (thin), with a separate agent-readiness read of 33/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 37.1/100 · thin
Contract Quality 4.7 / 25
Developer Ergonomics 8.7 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Insurance 11.4 / 15
Agent readiness — 33/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3

How we profile Insurance Council of Australia

Each block below is one kind of artifact we hold for Insurance Council of Australia. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 3

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Insurance Council of Australia WordPress REST API

insurancecouncil.com.au runs on WordPress and leaves the standard WordPress REST API reachable anonymously at /wp-json/, returning JSON for pages, media (the PDF publication cor...

Insurance Council of Australia WordPress MCP Adapter (gated)

A WordPress MCP adapter server route is registered on the ICA estate in the mcp namespace, alongside a wp-abilities/v1 namespace. Namespace discovery at /wp-json/mcp returns HTT...

Insurance Council of Australia News RSS Feed

The ICA publishes its news, media releases, catastrophe declarations and resource updates as a standard RSS 2.0 feed at /feed/, served as application/rss+xml. This is the only f...

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

JSON Schema 9

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Scroll within the panel for all 9 ·

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Insurance Council Australia Authentication

none/openIdConnect · 3 schemes

SECURITY

Insurance Council Australia Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Insurance Council Australia Scopes

1 scope · authorizationCode/implicit

1 scopes

SCOPES

Resources

Every other property we hold for Insurance Council of Australia — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 2

Portal, sign-up, and the first successful call

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Access & Security 3

Authentication, authorization, and security posture

Learn 1

Tutorials, courses, talks, and written guidance

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

← All providers · Data indexed from github.com/api-evangelist/insurance-council-australia · machine-readable index on apis.io