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Australian Banks

Grouped by API Evangelist Rating band and ranked by composite score within each, with the separate agent-readiness score alongside. Click the scores on any row to open the full facet and dimension breakdown behind both numbers, and click again to close it.

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50 providers

Developing 5 45–59.9 Real signal across most facets with visible, nameable gaps.
1
Up screenshot
Up Developing agent native

Up is an Australian digital-only neobank founded in 2018 as a collaboration

Composite
50.3
Agent
84.6
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 50.3/100 · developing
Contract Quality 15.1 / 25
Developer Ergonomics 12.2 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 4.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 85/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
2
IMB Bank screenshot
IMB Bank Developing agent native

IMB Bank (IMB Ltd, ABN 92 087 651 974) is a member-owned Australian mutual

Composite
47.8
Agent
69.2
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 47.8/100 · developing
Contract Quality 12.0 / 25
Developer Ergonomics 14.3 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 69/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
3
Macquarie Bank screenshot
Macquarie Bank Developing agent native

Macquarie Bank Limited is an Australian authorised deposit-taking institution

Composite
45.7
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 45.7/100 · developing
Contract Quality 12.0 / 25
Developer Ergonomics 12.2 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 4.4 / 13
Governance 0.0 / 12
Discoverability 8.8 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
4
Westpac Banking Corporation screenshot
Westpac Banking Corporation Developing agent ready

Westpac Banking Corporation is Australia's oldest bank and company, founded

Composite
45.3
Agent
51.0
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 45.3/100 · developing
Contract Quality 12.0 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 4.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
5
Commonwealth Bank screenshot
Commonwealth Bank Developing agent native

Commonwealth Bank of Australia (CBA) is Australia's largest bank by market capitalization, a "Big Four" authorised deposit-taking institution (ADI) regulated...

Composite
45.2
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 45.2/100 · developing
Contract Quality 9.4 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 5.1 / 13
Governance 0.0 / 12
Discoverability 8.8 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Thin 44 30–44.9 Limited machine-readable signal beyond documentation a human can read.
6
Newcastle Permanent Building Society screenshot
Newcastle Permanent Building Society Thin agent ready

Newcastle Permanent Building Society is a customer-owned Australian authorised

Composite
42.6
Agent
54.8
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 42.6/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 14.3 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 55/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
7
Bendigo and Adelaide Bank screenshot
Bendigo and Adelaide Bank Thin agent native

Bendigo and Adelaide Bank Limited (ASX:BEN) is one of Australia's largest

Composite
42.4
Agent
60.6
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 42.4/100 · thin
Contract Quality 15.1 / 25
Developer Ergonomics 10.0 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 61/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
8
BankVic screenshot
BankVic Thin agent native

BankVic is an Australian customer-owned mutual bank and the trading name

Composite
41.9
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 41.9/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 13.0 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
9
Hume Bank screenshot
Hume Bank Thin agent native

Hume Bank is a customer-owned (mutual) Australian bank headquartered in

Composite
41.8
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 41.8/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 10.9 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
10
Teachers Mutual Bank screenshot
Teachers Mutual Bank Thin agent ready

Teachers Mutual Bank is an Australian customer-owned mutual bank and a

Composite
41.8
Agent
57.7
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 41.8/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 13.0 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 5.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 58/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
11
National Australia Bank screenshot
National Australia Bank Thin agent ready

National Australia Bank (NAB) is one of Australia's "Big Four" banks and

Composite
41.1
Agent
54.8
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 41.1/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 14.8 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 8.8 / 10
Agent readiness — 55/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
12
Suncorp Bank screenshot
Suncorp Bank Thin agent native

Suncorp Bank is an Australian retail and business bank headquartered in

Composite
41.0
Agent
69.2
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 41.0/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 9.6 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 69/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
13
Regional Australia Bank screenshot
Regional Australia Bank Thin agent ready

Regional Australia Bank is a customer-owned (mutual) authorised deposit-taking

Composite
40.8
Agent
51.0
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 40.8/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
14
Beyond Bank Australia screenshot
Beyond Bank Australia Thin agent native

Beyond Bank Australia Limited (ABN 15 087 651 143, AFSL/Australian Credit

Composite
40.7
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 40.7/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
15
Greater Bank screenshot
Greater Bank Thin agent native

Greater Bank is a customer-owned Australian retail bank headquartered in

Composite
40.6
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 40.6/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 11.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
16
Bank First screenshot
Bank First Thin agent native

Bank First is an Australian customer-owned mutual bank headquartered in

Composite
40.5
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 40.5/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 11.7 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
17
AMP Bank screenshot
AMP Bank Thin agent ready

AMP Bank Limited is the retail and business banking arm of AMP Limited

Composite
40.3
Agent
57.7
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 40.3/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 11.7 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 58/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
18
BCU Bank screenshot
BCU Bank Thin agent native

BCU Bank is a customer-owned banking brand operated by Police & Nurses

Composite
39.7
Agent
72.1
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 39.7/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 9.6 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 72/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
19
Australia and New Zealand Banking Group (ANZ) screenshot
Australia and New Zealand Banking Group (ANZ) Thin agent native

Australia and New Zealand Banking Group Limited (ANZ) is one of Australia's

Composite
39.6
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 39.6/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 10.9 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 5.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
20
MOVE Bank screenshot
MOVE Bank Thin agent native

MOVE Bank is a 100% customer-owned Australian mutual bank operated by MoveBank

Composite
38.8
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 38.8/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 12.6 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
21
ING Australia screenshot
ING Australia Thin agent native

ING Australia is the retail banking division of ING Bank (Australia) Limited

Composite
38.5
Agent
69.2
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 38.5/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 11.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 69/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
22
Great Southern Bank screenshot
Great Southern Bank Thin agent ready

Great Southern Bank is one of Australia's largest customer-owned (mutual)

Composite
37.5
Agent
54.8
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 37.5/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 11.3 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 55/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
23
Rabobank Australia screenshot
Rabobank Australia Thin agent ready

Rabobank Australia is the Australian arm of Rabobank Group, the Netherlands-headquartered

Composite
37.5
Agent
51.0
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 37.5/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 10.9 / 20
Commercial Clarity 3.7 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
24
P&N Bank screenshot
P&N Bank Thin agent native

P&N Bank is the retail banking brand of Police & Nurses Limited (ABN

Composite
37.4
Agent
72.1
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 37.4/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 3.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 72/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
25
Bank of Queensland screenshot
Bank of Queensland Thin agent native

Bank of Queensland Limited (ASX code BOQ) is one of Australia's oldest

Composite
37.3
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 37.3/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 9.6 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
26
St.George Bank screenshot
St.George Bank Thin agent native

St.George Bank is one of Australia's largest retail and business banks

Composite
37.2
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 37.2/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 9.6 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
27
Defence Bank screenshot
Defence Bank Thin agent native

Defence Bank Limited is an Australian customer-owned (mutual) bank established

Composite
37.1
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 37.1/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 10.4 / 20
Commercial Clarity 3.7 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
28
People First Bank screenshot
People First Bank Thin agent native

People First Bank is an Australian customer-owned mutual bank, trading name

Composite
37.1
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 37.1/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
29
Qudos Bank screenshot
Qudos Bank Thin agent native

Qudos Bank is an Australian customer-owned (mutual) bank that has been

Composite
36.9
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.9/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 11.7 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
30
Summerland Bank screenshot
Summerland Bank Thin agent native

Summerland Bank is a customer-owned (mutual) bank based in Lismore in the Northern Rivers region of New South Wales, Australia, tracing its origins to the fo...

Composite
36.9
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.9/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 12.2 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
31
Alex Bank screenshot
Alex Bank Thin agent native

Alex Bank (Alex Bank Pty Ltd, ABN 13 627 244 848) is an Australian digital bank headquartered in Brisbane, founded in 2018 by former Suncorp bankers Simon Be...

Composite
36.8
Agent
69.2
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.8/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 9.6 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 69/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
32
Unity Bank screenshot
Unity Bank Thin agent native

Unity Bank Limited (ABN 72 087 650 637, AFSL & Australian Credit Licence

Composite
36.8
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.8/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 10.0 / 20
Commercial Clarity 6.3 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
33
Australian Military Bank screenshot
Australian Military Bank Thin agent ready

Australian Military Bank Ltd (ABN 48 087 649 741, AFSL/Australian Credit

Composite
36.7
Agent
51.0
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.7/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 9.1 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
34
Bank Australia screenshot
Bank Australia Thin agent native

Bank Australia is a customer-owned (mutual) bank headquartered in Collingwood, Victoria, tracing its origins to the 1957 CSIRO Co-operative Credit Society an...

Composite
36.7
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.7/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 10.0 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
35
Bankwest screenshot
Bankwest Thin agent native

Bankwest is an Australian retail and business bank headquartered in Perth,

Composite
36.6
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.6/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 10.9 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
36
HSBC Bank Australia screenshot
HSBC Bank Australia Thin agent native

HSBC Bank Australia Limited is the Australian banking subsidiary of the

Composite
36.1
Agent
69.2
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.1/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 11.7 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 69/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
37
ubank screenshot
ubank Thin agent ready

ubank is an Australian digital-only bank offering savings accounts and

Composite
36.1
Agent
51.0
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 36.1/100 · thin
Contract Quality 13.1 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 3.1 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
38
BankSA screenshot
BankSA Thin agent native

BankSA is a South Australian retail and business banking brand operating

Composite
35.6
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 35.6/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 9.1 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
39
RACQ Bank screenshot
RACQ Bank Thin agent native

RACQ Bank is the retail banking division of RACQ (The Royal Automobile

Composite
35.4
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 35.4/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 11.7 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
40
Bank of us screenshot
Bank of us Thin agent native

Bank of us is Tasmania's only customer-owned bank, a mutual authorised

Composite
35.2
Agent
72.1
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 35.2/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 11.3 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 72/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
41
MyState Bank screenshot
MyState Bank Thin agent ready

MyState Bank is an Australian retail bank headquartered in Hobart, Tasmania,

Composite
35.1
Agent
51.0
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 35.1/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
42
Police Bank screenshot
Police Bank Thin agent native

Police Bank is a mutual, member-owned Australian bank (ABN 95 087 650 799,

Composite
33.6
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 33.6/100 · thin
Contract Quality 12.0 / 25
Developer Ergonomics 9.6 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
43
Bank of Melbourne screenshot
Bank of Melbourne Thin agent native

Bank of Melbourne is a Victorian retail and business banking brand

Composite
33.0
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 33.0/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
44
Avenue Bank screenshot
Avenue Bank Thin agent native

Avenue Bank Ltd (ABN 24 628 073 085, AFSL 520239) is an Australian

Composite
32.8
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 32.8/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 6.5 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
45
Judo Bank screenshot
Judo Bank Thin agent native

Judo Bank (Judo Capital Holdings Ltd) is an Australian challenger bank

Composite
32.8
Agent
69.2
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 32.8/100 · thin
Contract Quality 13.1 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 69/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
46
Auswide Bank screenshot
Auswide Bank Thin agent ready

Auswide Bank Ltd is an Australian authorised deposit-taking institution

Composite
32.5
Agent
51.0
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 32.5/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 51/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
47
Australian Unity Bank screenshot
Australian Unity Bank Thin agent native

Australian Unity Bank Limited is the banking arm of Australian Unity,

Composite
31.9
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 31.9/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 8.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
48
Gateway Bank screenshot
Gateway Bank Thin agent native

Gateway Bank Ltd is a 100% customer-owned Australian mutual bank headquartered

Composite
31.1
Agent
69.2
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 31.1/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 3.7 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 69/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
49
Bank of Sydney screenshot
Bank of Sydney Thin agent native

Bank of Sydney Ltd is an Australian authorised deposit-taking institution

Composite
30.9
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 30.9/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 10.4 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 1.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Emerging 1 15–29.9 More than an index entry but still mostly links rather than artifacts.
50
G&C Mutual Bank screenshot
G&C Mutual Bank Emerging agent native

G&C Mutual Bank is an Australian customer-owned mutual bank and authorised

Composite
29.8
Agent
65.4
API Evangelist API Evangelist Rating How this is scored →
scored 2026-07-21 · rubric v0.4
Composite quality — 29.8/100 · emerging
Contract Quality 9.4 / 25
Developer Ergonomics 8.3 / 20
Commercial Clarity 2.1 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3