MyState Bank
MyState Bank is an Australian retail bank headquartered in Hobart, Tasmania, and the principal banking brand of ASX-listed MyState Limited (ASX:MYS). It traces its origins to a Tasmanian credit union serving teachers, police and nurses, formed its current group in the 2009 merger of Tasmanian Perpetual Trustees and MyState Financial, was authorised to use the MyState Bank name in 2014, and in February 2025 completed a merger with Queensland regional lender Auswide Bank to create one of Australia's larger regional banking groups. As an authorised deposit-taking institution (ADI) it is a regulated data holder under the Australian Consumer Data Right (CDR / Open Banking) and exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Consumer Data Standards (CDS). Consumer data sharing beyond PRD is protected under the CDR's accredited-data-recipient model.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles MyState Bank the way a machine reads it — 11 machine-readable artifacts across 8 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — MyState Bank scores 39.6/100 (thin), with a separate agent-readiness read of 51/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile MyState Bank
Each block below is one kind of artifact we hold for MyState Bank. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 8
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
MyState Bank Banking Account Balances API
Banking Account Balance endpoints
MyState Bank Banking Account Direct Debits API
Banking Account Direct Debit endpoints
MyState Bank Banking Account Scheduled Payments API
Banking Account Scheduled Payment endpoints
MyState Bank Banking Account Transactions API
Banking Account Transaction endpoints
MyState Bank Banking Accounts API
Banking Account endpoints
MyState Bank Banking Payees API
Banking Payee endpoints
MyState Bank Banking Products API
Banking Product endpoints
MyState Bank Products API
The Products API from MyState Bank — 2 operation(s) for products.
Scroll within the panel for all 8 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
mystate-bank-mcp.yml
MCP SERVERSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for MyState Bank — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 3
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 5
Pagination, idempotency, versioning, errors, and events
Access & Security 2
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/mystate-bank · machine-readable index on apis.io