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APOLLO Insurance website screenshot

APOLLO Insurance

APOLLO Insurance (APOLLO Insurance Agency Ltd., apollocover.com) is a Vancouver-founded Canadian digital insurance brokerage and MGA-style distribution platform that sells personal and small-commercial coverage entirely online — tenant and student tenant insurance in every province, homeowner, condo and townhouse, landlord and pet insurance on the personal side, and general liability, professional liability and directors and officers coverage on the business side. APOLLO does not underwrite; it distributes on a commission basis on behalf of A+ to A- rated Canadian carriers, and it sits in the thin digital-broker layer of a Big-Few Canadian market dominated by Intact, Definity, Co-operators and Desjardins. Its distinctive business is embedded tenant insurance for REITs and property managers: automated resident enrolment at lease signing, renewal handling, and real-time building-level compliance tracking, delivered through a Yardi Systems integration and its CoverTrack compliance product. Unusually for the Canadian insurance sector, APOLLO publishes a genuine, publicly readable developer portal at docs.apollocover.com — a Stoplight workspace with three public projects and downloadable OpenAPI definitions covering quote and application (pre-fill) for tenant insurance and compliance-status lookup for partner properties. The surface is real but partner-scoped: every call needs an affiliateId (a co-branded APOLLO subdomain) and an x-api-key token that APOLLO issues by hand to affiliates and property-manager partners, so there is no self-serve credential path and no consumer-facing API. Canada has no open-insurance mandate — OSFI supervises prudentially, the provinces (FSRA, AMF) supervise market conduct, and Consumer-Driven Banking excludes insurance entirely — so nothing forces this disclosure; APOLLO published it as a distribution strategy. No ACORD, AL3, IVANS or agency-management-system reference appears anywhere in its public site or documentation.

agent native

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles APOLLO Insurance the way a machine reads it — 9 machine-readable artifacts across 3 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — APOLLO Insurance scores 54.0/100 (developing), with a separate agent-readiness read of 87/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 54.0/100 · developing
Contract Quality 14.8 / 25
Developer Ergonomics 14.8 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 2.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Securities & Market Data 9.8 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile APOLLO Insurance

Each block below is one kind of artifact we hold for APOLLO Insurance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 3

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

APOLLO Affiliates API

The current APOLLO Affiliate API. Two partner-scoped POST operations — quote an application and create an application — scoped by affiliateId (the partner's co-branded APOLLO su...

APOLLO Public API - Affiliates

The earlier APOLLO public affiliate surface, still published in its own Stoplight project. Two POST operations fixed to the tenant line — generate a quote (returning contents, A...

APOLLO CoverTrack API

CoverTrack is APOLLO's tenant-insurance compliance product for REITs and property managers, served from its own api.covertrack.ca host. Three real operations plus one documented...

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Apollo Insurance Authentication

apiKey · 3 schemes

SECURITY

Apollo Insurance Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Apollo Insurance Trust Center

SOC 2, ISO 27001, PCI DSS

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Apollo Insurance Agentic Access

8 operations · 6 acting

8 operations · 6 acting

AGENTIC

Resources

Every other property we hold for APOLLO Insurance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Build 2

SDKs, sample code, and the tooling you integrate with

Operate 3

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Other 2

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/apollo-insurance · machine-readable index on apis.io