Bancomat
BANCOMAT S.p.A. is Italy's leading payment network operator managing the PagoBancomat debit card scheme, ATM network, and BANCOMAT Pay mobile payment service. Launched in 1983 for ATM withdrawals and expanded in 1986 with PagoBancomat for PIN-based POS payments, the network underpins Italian electronic payment infrastructure. BANCOMAT Pay, introduced in 2019, enables mobile e-commerce and P2P payments linked to bank accounts via phone number and IBAN.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Bancomat the way a machine reads it — 25 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Bancomat scores 27.8/100 (emerging), with a separate agent-readiness read of 7/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Bancomat
Each block below is one kind of artifact we hold for Bancomat. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 1
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
BANCOMAT Pay
BANCOMAT Pay is a mobile payment service enabling Italian consumers to make e-commerce purchases and P2P transfers through a smartphone app linked to their bank account by phone...
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Bancomat Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Bancomat Finops
FINOPSFeatures 6
The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.
Notable capabilities this provider offers.
ATM Network
Italy's largest ATM cash withdrawal network operational since 1983.
PagoBancomat Debit
PIN-based POS debit card payments accepted at millions of Italian merchants.
BANCOMAT Pay Mobile
Mobile app payment service for e-commerce and P2P transfers linked to bank accounts.
QR Code Payments
QR code-based checkout integration for online and in-store merchants.
Bank Integration
Deep integration with Italian banks enabling account-linked payment authorization.
P2P Transfers
Person-to-person money transfers between Italian bank accounts via mobile app.
Semantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Bancomat Context
JSON-LDSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Bancomat API Rules
SPECTRALSecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Use Cases 5
What developers actually build with this provider — captured so the catalogue answers 'what is this for', not just 'what does this expose'.
What developers build with this provider.
ATM Cash Withdrawals
Debit card ATM withdrawals across Italy's national banking network.
POS Debit Payments
PIN-based debit card payments at retail point-of-sale terminals.
E-Commerce Payments
Online checkout integration via BANCOMAT Pay mobile app.
P2P Money Transfer
Person-to-person payments between bank accounts via mobile app.
Merchant Acceptance
Enable BANCOMAT Pay as a local Italian payment method for online stores.
Integrations 7
Pre-built integrations with other platforms tell you where this provider already fits in a stack.
Pre-built integrations with other platforms and tools.
Nexi
Integration via Nexi XPay Global payment gateway for merchant acceptance.
Axerve (Fabrick)
Integration via Axerve/Fabrick for Italian e-commerce BANCOMAT Pay acceptance.
PPRO
Integration via PPRO for international PSP access to BANCOMAT Pay.
HiPay
Integration via HiPay payment platform.
Viva.com
Integration via Viva.com payment services.
PayPal Braintree
Integration via PayPal Braintree payment gateway.
Nuvei
Integration via Nuvei payment technology platform.
Scroll within the panel for all 7 ·
Resources
Every other property we hold for Bancomat — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Design & Contract 3
Pagination, idempotency, versioning, errors, and events
Access & Security 1
Authentication, authorization, and security posture
Company 3
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/bancomat · machine-readable index on apis.io