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Cardlytics website screenshot

Cardlytics

Cardlytics is a commerce media platform that uses first-party purchase data from its financial-institution partners to help advertisers reach consumers inside banking apps with card-linked offers and measurable, closed-loop attribution. Advertisers plan, launch, and measure card-linked campaigns through Ads Manager and advertiser APIs, while banks and neobanks (publishers) embed Merchant Offers and the Cardlytics Rewards Platform into their digital channels via publisher APIs and SDKs. The company also operates the Dosh card-linked network and the Bridg offline purchase-intelligence business, giving advertisers person-level measurement across online and in-store spend. Cardlytics publishes three OpenAPI 3.0.1 definitions through its ReadMe developer hub — a Partner API for advertiser merchant and offer ingestion, reporting and a daily redemption feed; a Campaign Build API covering the Ads Manager campaign object model; and a Publisher API v2 for the bank-side rewards experience — alongside iOS, Android and web SDKs. Nothing is self-service: every credential is issued by an account manager under a partner agreement, and the API hosts answer 403 to anonymous callers. Cardlytics is a public company (NASDAQ: CDLX) and its platform is an enterprise, partnership-based product rather than a self-service developer API.

agent ready

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles Cardlytics the way a machine reads it — 29 machine-readable artifacts across 6 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Cardlytics scores 55.9/100 (strong), with a separate agent-readiness read of 41/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.

Kin Score Kin Score How this is scored →
scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.9/100 · strong
Contract Quality 13.5 / 25
Access Clarity 8.7 / 20
Discoverability 9.3 / 10
Cardlytics Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from Cardlytics's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/cardlytics/"
   title="Cardlytics on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/cardlytics.svg"
       alt="Cardlytics Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile Cardlytics

Each block below is one kind of artifact we hold for Cardlytics. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 18

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Cardlytics Ad Groups API

The AdGroups API from Cardlytics — 8 operation(s) for adgroups.

Cardlytics Ads API

The Ads API from Cardlytics — 10 operation(s) for ads.

Cardlytics Ads Controller API

The ads-controller API from Cardlytics — 1 operation(s) for ads-controller.

Cardlytics Audience Reach API

The AudienceReach API from Cardlytics — 1 operation(s) for audiencereach.

Cardlytics Audiences API

The Audiences API from Cardlytics — 6 operation(s) for audiences.

Cardlytics Audit Logs API

The AuditLogs API from Cardlytics — 1 operation(s) for auditlogs.

Cardlytics Authentication API

The Authentication API from Cardlytics — 1 operation(s) for authentication.

Cardlytics Campaigns API

The Campaigns API from Cardlytics — 14 operation(s) for campaigns.

Cardlytics Customer Controller API

The customer-controller API from Cardlytics — 3 operation(s) for customer-controller.

Cardlytics Geo API

The Geo API from Cardlytics — 6 operation(s) for geo.

Cardlytics Merchants API

The Merchants API from Cardlytics — 1 operation(s) for merchants.

Cardlytics Offers API

The Offers API from Cardlytics — 1 operation(s) for offers.

Cardlytics Pricing Models API

The PricingModels API from Cardlytics — 3 operation(s) for pricingmodels.

Cardlytics Purchase Categories API

The PurchaseCategories API from Cardlytics — 2 operation(s) for purchasecategories.

Cardlytics Redemptions API

The Redemptions API from Cardlytics — 1 operation(s) for redemptions.

Cardlytics Reports API

The Reports API from Cardlytics — 1 operation(s) for reports.

Cardlytics Rewards API

The Rewards API from Cardlytics — 6 operation(s) for rewards.

Cardlytics Session Controller API

The session-controller API from Cardlytics — 1 operation(s) for session-controller.

Scroll within the panel for all 18 ·

Open Collections 3

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Campaign Build API

OPEN COLLECTION

partner-api

OPEN COLLECTION

OpenAPI definition

OPEN COLLECTION

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Cardlytics Rate Limits

4 limits

RATE LIMITS

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cardlytics Authentication

oauth2/mutualTLS/http/custom-session-token · 6 schemes

SECURITY

Cardlytics Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Cardlytics Trust Center

SOC 1, SOC 2, SOX

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Cardlytics Scopes

4 scopes · clientCredentials/authorizationCode/custom

4 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Cardlytics Agentic Access

86 operations · 36 acting · 2 human-in-the-loop

86 operations · 36 acting

AGENTIC

Resources

Every other property we hold for Cardlytics — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Build 2

SDKs, sample code, and the tooling you integrate with

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/cardlytics · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of Cardlytics, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.