Codat
Codat is a unified API platform focused on SMB financial data, connecting to 30+ accounting, ERP, banking, and payment platforms.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Codat the way a machine reads it — 351 machine-readable artifacts across 37 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Codat scores 55.6/100 (developing), with a separate agent-readiness read of 48/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Codat
Each block below is one kind of artifact we hold for Codat. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 37
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Codat Sync for Expenses API
The Codat Sync for Expenses API enables corporate card and expense management platforms to provide high-quality integrations with multiple accounting platforms, synchronizing ca...
Codat Bill Pay API
The Codat Bill Pay API (Sync for Payables) enables neobanks, expense management providers, and B2B payment platforms to automate customers' accounts payable workflows, providing...
Codat Spend Insights API
The Codat Spend Insights API enables banks and commercial card issuers to access clients' accounts payable data from their ERP or accounting software within minutes, providing i...
Codat Sync for Commerce API
The Codat Sync for Commerce API automatically replicates and reconciles sales data from merchant point-of-sale, payments, and eCommerce systems into their accounting software, t...
Codat Sync for Payroll API
The Codat Sync for Payroll API enables HR, payroll, and vertical SaaS platforms to integrate their customers' payroll data into accounting software and support its reconciliatio...
Codat Account mapping API
Extra functionality for building an account management UI.
Codat Accounting bank data API
Access bank transactions from an accounting software.
Codat Accounts payable API
Data from a linked accounting software representing money the business owes money to its suppliers.
Codat Accounts receivable API
Data from a linked accounting software representing money owed to the business for sold goods or services.
Codat Bank accounts API
Access bank accounts in an SMBs accounting software.
Codat Bank statements API
Retrieve banking data from linked bank accounts.
Codat Companies API
Create and manage your SMB users' companies.
Codat Company info API
View company information fetched from the source platform.
Codat Company information API
Get detailed information about a company from the underlying accounting software.
Codat Connection management API
Configure UI and retrieve access tokens for authentication used by **Connections SDK**.
Codat Connections API
Create new and manage existing data connections for a company.
Codat Custom data type API
Configure and pull additional data types that are not included in Codat's standardized data model.
Codat Data integrity API
Match mutable accounting data with immutable banking data to increase confidence in financial data.
Codat Excel reports API
Download reports in Excel format.
Codat File upload API
Endpoints to manage uploaded files.
Codat Financial statements API
Financial data and reports from a linked accounting software.
Codat Financial summary API
View financial summary information for a company, including credit model reports and accounting score.
Codat Integrations API
Get a list of integrations supported by Codat and their logos.
Codat Liabilities API
Debt and other liabilities.
Codat Loan writeback API
Implement the [loan writeback](https://docs.codat.io/lending/guides/loan-writeback/introduction) procedure in your lending process to maintain an accurate position of a loan dur...
Codat Manage data API
Control how data is retrieved from an integration.
Codat Manage reports API
Generate and review generated reports for a company.
Codat Managed bank feeds API
Manage bank feed syncs for source accounts.
Codat Push data API
Initiate and monitor Create, Update, and Delete operations.
Codat Read data API
View validation outcomes for completed read data operations.
Codat Refresh data API
Initiate data refreshes, view pull status and history.
Codat Sales API
Retrieve standardized sales data from a linked commerce software.
Codat Settings API
Manage company profile configuration, sync settings, and API keys.
Codat Source accounts API
Provide and manage lists of source bank accounts.
Codat Supplemental data API
Configure and pull additional data you can include in Codat's standard data types.
Codat Transactions API
Create new bank account transactions for a company's connections, and see previous operations.
Codat Webhooks API
Create and manage webhooks that listen to Codat's events.
Scroll within the panel for all 37 ·
Open Collections 3
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
GraphQL 1
Where a provider ships GraphQL, the schema is the contract. We profile it alongside the REST surface so the whole interface is legible in one place.
GraphQL schemas published by this provider.
Codat GraphQL Schema
Codat is a unified API platform providing standardized access to SMB financial data from 30+ accounting, banking, commerce, and ERP systems. This conceptual GraphQL schema repre...
GRAPHQLPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Codat Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Codat Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Codat Finops
FINOPSSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Codat API Rules
SPECTRALJSON Schema 184
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
Account categories updated webhook
JSON SCHEMAAccounting: Account
JSON SCHEMAAccounting: Accounts
JSON SCHEMAAccounting: Account transaction
JSON SCHEMAAccounting: Account transactions
JSON SCHEMAAccounting: Address
JSON SCHEMAAccounting: Aged creditors report
JSON SCHEMAAccounting: Aged debtors report
JSON SCHEMAAccounting: Attachment
JSON SCHEMAAccounting: Balance sheet
JSON SCHEMAAccounting: Bank account
JSON SCHEMAAccounting: Bank accounts
JSON SCHEMABank Account Type
JSON SCHEMAAccounting: Bank account transaction
JSON SCHEMAAccounting: Accounting bank transactions
JSON SCHEMAAccounting: Bill
JSON SCHEMAAccounting: Bill credit note
JSON SCHEMAAccounting: Bill credit notes
JSON SCHEMAAccounting: Bill payment
JSON SCHEMAAccounting: Bill payments
JSON SCHEMAAccounting: Bills
JSON SCHEMAAccounting: Cash flow statement
JSON SCHEMAAccounting: Company information
JSON SCHEMAAccounting: Create account response
JSON SCHEMAAccounting: Create bank account response
JSON SCHEMAAccounting: Create bank account transactions
JSON SCHEMAAccounting: Create direct cost response
JSON SCHEMAAccounting: Create payment response
JSON SCHEMAAccounting: Create supplier response
JSON SCHEMAAccounting: Create transfer response
JSON SCHEMAAccounting: Credit note
JSON SCHEMAAccounting: Credit notes
JSON SCHEMAAccounting: Customer
JSON SCHEMAAccounting: Customers
JSON SCHEMAAccounting: Direct cost
JSON SCHEMAAccounting: Direct costs
JSON SCHEMAAccounting: Direct income
JSON SCHEMAAccounting: Direct incomes
JSON SCHEMAAccounting: Invoice
JSON SCHEMAAccounting: Invoices
JSON SCHEMAAccounting: Journal
JSON SCHEMAAccounting: Journal entries
JSON SCHEMAAccounting: Journal entry
JSON SCHEMAAccounting: Journals
JSON SCHEMAAccounting: Payment
JSON SCHEMAAccounting: Payment allocation
JSON SCHEMAAccounting: Payment method
JSON SCHEMAAccounting: Payments
JSON SCHEMAAccounting: Profit and loss report
JSON SCHEMARecord reference
JSON SCHEMAAccounting: Supplier
JSON SCHEMASuppliers
JSON SCHEMAAccounting: Tracking category
JSON SCHEMAAccounting: Transfer
JSON SCHEMAAccounting: Transfers
JSON SCHEMATracking
JSON SCHEMATracking
JSON SCHEMAAccounting: Aged currency outstanding
JSON SCHEMAAPI key details
JSON SCHEMAAPI keys
JSON SCHEMAAttachments
JSON SCHEMABank Account Credentials
JSON SCHEMAAccounting: Bank accounts
JSON SCHEMABank feed account mapping
JSON SCHEMABank feed account mapping response
JSON SCHEMABank feed account mapping
JSON SCHEMABank feed account mapping response
JSON SCHEMABank feed mapping
JSON SCHEMABanking: Bank account
JSON SCHEMABanking: Account balance
JSON SCHEMABanking: Account balances
JSON SCHEMABanking: Bank accounts
JSON SCHEMABanking: Transaction
JSON SCHEMABanking: Transaction categories
JSON SCHEMABanking: Transaction category
JSON SCHEMABanking: Transactions
JSON SCHEMABanking data upload settings
JSON SCHEMABank transactions
JSON SCHEMABranding
JSON SCHEMACategorized bank statement accounts
JSON SCHEMACategorized bank statement transactions
JSON SCHEMAClient ID
JSON SCHEMAClient rate limit webhook
JSON SCHEMACommerce: Address
JSON SCHEMACommerce: Company profile
JSON SCHEMACommerce: Customer
JSON SCHEMACommerce: Customers
JSON SCHEMACommerce: Dispute
JSON SCHEMACommerce: Disputes
JSON SCHEMACommerce: Location
JSON SCHEMACommerce: Locations
JSON SCHEMACommerce: Order
JSON SCHEMACommerce: Orders
JSON SCHEMACommerce: Payment
JSON SCHEMACommerce: Payment method
JSON SCHEMACommerce: Payment methods
JSON SCHEMACommerce: Payments
JSON SCHEMACommerce: Product
JSON SCHEMACommerce: Product categories
JSON SCHEMACommerce: Product category
JSON SCHEMACommerce: Products
JSON SCHEMARecord Ref
JSON SCHEMACommerce report
JSON SCHEMACommerce: Tax component
JSON SCHEMACommerce: Transaction
JSON SCHEMACommerce: Transactions
JSON SCHEMACompanies
JSON SCHEMACompany
JSON SCHEMACompany access token
JSON SCHEMACompany information
JSON SCHEMACreate company request
JSON SCHEMACompany sync settings
JSON SCHEMAUpdate company request
JSON SCHEMACompany webhook
JSON SCHEMAConnection
JSON SCHEMAAccess token
JSON SCHEMAAllowed origins
JSON SCHEMAConnections
JSON SCHEMAConnection webhook
JSON SCHEMACreate API key
JSON SCHEMACreate bank transactions
JSON SCHEMACreate bank transaction response
JSON SCHEMACustom data type configuration
JSON SCHEMACustom data type records
JSON SCHEMAData integrity detail
JSON SCHEMAData integrity details
JSON SCHEMAData integrity status
JSON SCHEMAData integrity statuses
JSON SCHEMAData integrity summaries
JSON SCHEMAData integrity summary
JSON SCHEMAData status
JSON SCHEMAData statuses
JSON SCHEMAData status response
JSON SCHEMAData types
JSON SCHEMAWrite data type webhook
JSON SCHEMADate time
JSON SCHEMAEnd upload session request
JSON SCHEMAEnhanced cash flow transactions
JSON SCHEMAEnhanced report
JSON SCHEMAEnhanced invoices report
JSON SCHEMAError message
JSON SCHEMAExcel status
JSON SCHEMAFile
JSON SCHEMAFiles
JSON SCHEMAAttachment upload
JSON SCHEMAClosed Books Indicator
JSON SCHEMAIntegration
JSON SCHEMAIntegrations
JSON SCHEMALoan summary
JSON SCHEMALoan transactions
JSON SCHEMAMetadata
JSON SCHEMAPagination information
JSON SCHEMAPayment method reference
JSON SCHEMAPhone
JSON SCHEMAProfile
JSON SCHEMAAccounting: Project reference
JSON SCHEMAPull operation
JSON SCHEMAPull operations
JSON SCHEMAPush operation
JSON SCHEMAPush operations
JSON SCHEMAPush option
JSON SCHEMARead completed webhook
JSON SCHEMAAccounting: Report line
JSON SCHEMAReport
JSON SCHEMASource account (v1)
JSON SCHEMABatch source account creation error
JSON SCHEMASource account (v2)
JSON SCHEMABatch source account (v2) creation response
JSON SCHEMASource account status changed webhook
JSON SCHEMAStart scheduled sync result
JSON SCHEMAUpload session start request
JSON SCHEMASupplemental data
JSON SCHEMASupplemental data configuration
JSON SCHEMASyncSetting
JSON SCHEMASync settings
JSON SCHEMASync status
JSON SCHEMAThird-party schema
JSON SCHEMAUpdate connection
JSON SCHEMAValidation result
JSON SCHEMAWebhook consumer
JSON SCHEMAZapier integration key
JSON SCHEMAWeblink
JSON SCHEMAScroll within the panel for all 184 ·
JSON Structure 1
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Codat Structure
JSON STRUCTUREExamples 118
Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.
Example request and response payloads for these APIs.
Codat Create Api Key Example
EXAMPLECodat Create Company Example
EXAMPLECodat Create Payment Example
EXAMPLECodat Get Company Example
EXAMPLECodat Get Connection Example
EXAMPLECodat List Api Keys Example
EXAMPLECodat List Companies Example
EXAMPLECodat List Reports Example
EXAMPLECodat Update Company Example
EXAMPLEScroll within the panel for all 118 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Codat — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Build 7
SDKs, sample code, and the tooling you integrate with
Scroll within the panel for all 7 ·
Access & Security 2
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 1
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
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