CyberSource
CyberSource, a Visa solution, is a global payment management platform that enables businesses to accept payments online, in-app, and in-person. It provides REST APIs for payment authorization and processing, fraud management via Decision Manager, payment tokenization, recurring billing, payouts, and comprehensive post-transaction reporting. The platform operates across 190+ countries and supports card-present, card-not-present, digital wallets, alternative payment methods, and buy-now-pay-later integrations.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles CyberSource the way a machine reads it — 93 machine-readable artifacts across 84 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — CyberSource scores 46.7/100 (developing), with a separate agent-readiness read of 39/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile CyberSource
Each block below is one kind of artifact we hold for CyberSource. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 84
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
CyberSource Token Management Service (TMS) API
Securely tokenizes, stores, and manages customer payment credentials and card data. Supports instrument identifiers, payment instruments, customer profiles, network tokens, and ...
CyberSource Decision Manager API
Provides AI-powered fraud detection and risk management using machine learning models trained on Visa and CyberSource transaction data. Offers real-time fraud scoring, custom ru...
CyberSource Recurring Billing API
Enables subscription management and automated recurring payments without storing sensitive card data. Create and manage subscription plans, customer billing agreements, and on-d...
CyberSource Payouts API
Delivers funds directly to recipients via eligible Visa and Mastercard debit accounts using Account Funding Transactions (AFT) and Original Credit Transactions (OCT). Supports u...
CyberSource Flex Microform API
PCI DSS-compliant hosted payment field solution that replaces sensitive card input fields with secure CyberSource-hosted iFrame components. Encrypts card data on the customer's ...
CyberSource Unified Checkout API
Pre-built, customizable payment acceptance widget supporting multiple payment methods from a single integration. Supports credit/debit cards, digital wallets (Apple Pay, Google ...
CyberSource Payer Authentication (3D Secure) API
Implements 3D Secure 2.x authentication to reduce fraud liability and enable frictionless payment experiences. Checks enrollment, validates payer authentication responses, and i...
CyberSource Reporting API
Generates financial, reconciliation, and operational reports covering transaction history, settlement data, chargebacks, and OCT activity. Supports on-demand report generation, ...
CyberSource Transaction Search API
Enables merchants to query, filter, and retrieve transaction records by various criteria including date range, amount, card type, merchant reference number, and transaction stat...
CyberSource Webhooks API
Event-driven notification system that delivers real-time alerts for payment events, fraud decisions, and system state changes to merchant-configured endpoints. Supports digital ...
CyberSource Boarding API
Programmatically creates and manages hierarchical merchant account structures representing business units, divisions, and sub-merchants. Enables ISOs, payment facilitators, and ...
CyberSource Invoicing API
Creates and manages payment invoices with customizable fields, due dates, and customer information. Generates shareable payment links, tracks invoice status, and enables merchan...
CyberSource BIN Lookup API
Identifies card type, issuing bank, country of origin, and fast funds eligibility based on the Bank Identification Number (BIN) extracted from payment card numbers. Helps mercha...
CyberSource Intelligent Commerce API
Unified API suite for secure, cross-network agent-initiated payments enabling seamless merchant onboarding, card enrollment, and transaction management. Designed to support AI a...
CyberSource bankAccountValidation API
The Visa Bank Account Validation Service is a new standalone product designed to validate customer's routing and bank account number combination for ACH transactions. Merchant's...
CyberSource Batches API
Once a batch is created its status can be checked using the status resource. When the batch status is COMPLETED its report can then be retrieved.
CyberSource billingAgreements API
A billingAgreement is a stand-alone transaction that is not linked to any previous transactions. It takes money from your merchant bank account and returns it to the customer.
CyberSource Bin Lookup API
The Bin Lookup API from CyberSource — 1 operation(s) for bin lookup.
CyberSource capture API
When you are ready to fulfill a customer's order and transfer funds from the customer's bank to your bank, capture the payment for that order.
CyberSource Chargeback Details API
API for requesting Chargeback Details.
CyberSource Chargeback Summaries API
API for requesting Chargeback Summaries.
CyberSource Conversion Details API
API for retrieving conversion data for merchant
CyberSource Create New Webhooks API
Create a new webhook connection
CyberSource Credentials API
MPP (Machine Payment Protocol) token provisioning and encrypted credential generation. Use these APIs to provision encrypted payment credentials for use in MPP Authorization Pay...
CyberSource credit API
A credit is a stand-alone transaction that is not linked to any previous transactions. It takes money from your merchant bank account and returns it to the customer.
CyberSource Customer API
A Customer can be linked to multiple Payment Instruments and Shipping Addresses. With one Payment Instrument and Shipping Address designated as the default. It stores merchant r...
CyberSource Customer Payment Instrument API
A Customer Payment Instrument is linked to a Customer and an Instrument Identifier. It stores additional information in relation to a card number(PAN) or bank account (echeck).
CyberSource Customer Shipping Address API
A Customer Shipping Address is linked to a Customer. It stores shipping information in relation to the Customer.
CyberSource Decision Manager API
REST API for the Decision Manager Service
CyberSource Device De-Association API
Remove Association of a Device.
CyberSource Device Search API
Search and Retrieve Devices.
CyberSource Download DTD API
API to download report DTDs
CyberSource Download XSD API
API to download report XSDs
CyberSource EMVTagDetails API
The EMVTagDetails API from CyberSource — 1 operation(s) for emvtagdetails.
CyberSource Enrollment API
Card enrollment and tokenization for agentic payments. Use these APIs to register a consumer's payment card, creating a tokenized reference that can be used in subsequent purcha...
CyberSource Flex API API
The Flex API enables merchants to securely accept customer payment information captured within a server-side application using a set of APIs. These APIs protect your customer's ...
CyberSource Instructions API
Purchase intent lifecycle management for agentic payments. Use these APIs to create, update, and cancel purchase intents (instructions) that define what a consumer wants to buy,...
CyberSource Instrument Identifier API
An Instrument Identifier represents a unique card number(PAN) or bank account (echeck). It can also be associated with a Network Token that can be used for payment transactions.
CyberSource Interchange Clearing Level Details API
API for requesting Interchange Clearing Level data for an account or a merchant.
CyberSource Invoice Settings API
Update the settings for the invoice payment page.
CyberSource Invoices API
Offer your customers a simple, convenient, and fast way to pay with the new online invoicing tool.
CyberSource Manage Webhooks API
- Manage your webhooks. This will allow for you to update existing webhooks, test webhooks, or delete them.
CyberSource Merchant Boarding API
Manage Boarding Registrations
CyberSource Merchant Defined Fields API
The Merchant Defined Fields API from CyberSource — 2 operation(s) for merchant defined fields.
CyberSource Microform Integration API
The Microform Integration API from CyberSource — 1 operation(s) for microform integration.
CyberSource Net Fundings API
API for retrieving the netfunding data for an account or a merchant
CyberSource Network Tokens API
A Network Token represents a tokenized version of a card number (PAN) that can be used for payment transactions and, it's represented by a Tokenized Card in TMS.
CyberSource Notification Of Changes API
API for Notification Of Change
CyberSource Offers API
Operations related to creating, retrieving, and updating offers.
CyberSource orders API
An order is a service that is used for initiating a transaction with itemized details, shipping, billing and buyer information.
CyberSource Payer Authentication API
The Payer Authentication API from CyberSource — 3 operation(s) for payer authentication.
CyberSource Payment Batch Summaries API
API for payment batch summary reports
CyberSource Payment Instrument API
A stand-alone Payment Instrument is linked to an Instrument Identifier. It stores additional information in relation to a card number(PAN) or bank account (echeck).
CyberSource Payment Links API
Offer your customers a simple, convenient, and fast way to pay with the new online pay by link tool.
CyberSource payment-tokens API
A payment-tokens is a service that is used for retrieving vault details or deleting vault id/payment method.
CyberSource payments API
A payment authorizes the amount for the transaction. There are a number of supported payment instruments, such as Credit Card, Debit Card, e-Wallet, and Alternative Payments. A ...
CyberSource Payouts API
A payout enables an originator to send funds on behalf of itself, merchants, or customers to credit card accounts using an Original Credit Transaction (OCT). An originator is a ...
CyberSource Plans API
Create and manage Plans for subscriptions.
CyberSource Pull Funds API
Cybersource Payouts Funds Transfer REST API for Account Funding Transaction (AFT)
CyberSource Purchase And Refund Details API
API for Purchase and Refund Details
CyberSource Push Funds API
A payout enables an originator to send funds on behalf of itself, merchants, or customers to credit card accounts using an Original Credit Transaction (OCT). An originator is a ...
CyberSource refund API
A refund is a follow-on transaction that uses the ID returned from either a payment or capture request.
CyberSource Report Definitions API
Get report definition information
CyberSource Report Downloads API
API for creation and retrieval of Reports
CyberSource Report Subscriptions API
API for creation and retrieval of Report Subscriptions
CyberSource Reports API
API for creation and retrieval of Reports
CyberSource Retrieval Details API
API for requesting Retrieval Details.
CyberSource Retrieval Summaries API
API for requesting Retrieval Summaries
CyberSource reversal API
An authorization reversal releases the hold that the payment placed on the customer's funds.
CyberSource SearchTransactions API
The SearchTransactions API from CyberSource — 2 operation(s) for searchtransactions.
CyberSource SecureFileShare API
The SecureFileShare API from CyberSource — 2 operation(s) for securefileshare.
CyberSource Subscriptions API
Create and manage Recurring Subscriptions. You have option to link subscription to plan or create independent subscriptions.
CyberSource Subscriptions Follow-Ons API
Create a Follow-On Subscription from an already existing successful Transaction. You have option to link subscription to plan or create independent subscriptions.
CyberSource taxes API
tax calculation service
CyberSource Tokenize API
An orchestration resource used to combine multiple API calls into a single request.
CyberSource TransactionBatches API
Get a list of batch files or details of Individual file processed through the Offline Transaction Submission Services.
CyberSource TransactionDetails API
The TransactionDetails API from CyberSource — 1 operation(s) for transactiondetails.
CyberSource Transient Token Data v2 API
The Transient Token Data v2 API from CyberSource — 3 operation(s) for transient token data v2.
CyberSource Unified Checkout Capture Context API
The Unified Checkout Capture Context API from CyberSource — 1 operation(s) for unified checkout capture context.
CyberSource Unified Checkout V1 Capture Context API
The Unified Checkout V1 Capture Context API from CyberSource — 1 operation(s) for unified checkout v1 capture context.
CyberSource UserManagement API
The UserManagement API from CyberSource — 1 operation(s) for usermanagement.
CyberSource UserManagementSearch API
The UserManagementSearch API from CyberSource — 1 operation(s) for usermanagementsearch.
CyberSource Verification API
The Verification API from CyberSource — 2 operation(s) for verification.
CyberSource void API
A void cancels a payment or capture. A transaction can be voided only when CyberSource has not already submitted the capture to your processor. You cannot undo a void.
Scroll within the panel for all 84 ·
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Plans
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Finops
FINOPSSemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Cybersource Api Context
JSON-LDSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
CyberSource API Rules
SPECTRALJSON Schema 1
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
CyberSource API Schemas
JSON SCHEMAExamples 1
Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.
Example request and response payloads for these APIs.
Cybersource Api Examples
EXAMPLESecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for CyberSource — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 3
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 1
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/cybersource · machine-readable index on apis.io