Envestnet
Envestnet is an ever-evolving network of data-driven services, products, tools, and technologies designed to enable the Intelligent Financial Life. Our robust financial wellness ecosystem offers solutions for every role in the financial advice industry, including the Yodlee account aggregation, verification, credit, insights, and personalized view APIs.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Envestnet the way a machine reads it — 425 machine-readable artifacts across 21 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Envestnet scores 46.6/100 (developing), with a separate agent-readiness read of 39/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Envestnet
Each block below is one kind of artifact we hold for Envestnet. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 21
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Envestnet Account Token API
Account verification customers looking to integrate with one of our payment partners can use the Account Token endpoints. These APIs allow creating a secure processor token for ...
Envestnet Accounts API
Accounts API
Envestnet Associated Details API
The Associated Details API from Envestnet — 2 operation(s) for associated details.
Envestnet Auth API
Auth API
Envestnet Configs API
Configs API
Envestnet Consents API
Consents API
Envestnet CreditAcceleratorFile API
CreditAcceleratorFile API
Envestnet Customer API
The Customer API from Envestnet — 1 operation(s) for customer.
Envestnet DataExtracts API
DataExtracts API
Envestnet Derived API
Derived API
Envestnet Documents API
Documents API
Envestnet Holdings API
Holdings API
Envestnet Payment Processor API
Envestnet | Yodlee's payment processor partners can use the Payment Processor endpoints to access verified account details using the processorToken created and shar...
Envestnet ProviderAccounts API
Provider Accounts API
Envestnet Providers API
Providers API
Envestnet Statements API
Statements API
Envestnet Transactions API
Transactions API
Envestnet User API
Users API
Envestnet Verification API
Verification API
Envestnet Verify Account API
Verify Account API
Envestnet View API
The View API from Envestnet — 11 operation(s) for view.
Scroll within the panel for all 21 ·
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Envestnet Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Envestnet Finops
FINOPSSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Envestnet API Rules
SPECTRALJSON Schema 396
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
AbstractAddress
JSON SCHEMAAccessTokens
JSON SCHEMAAccount
JSON SCHEMAAccountAddress
JSON SCHEMAAccountBalanceResponse
JSON SCHEMAAccountDataset
JSON SCHEMAAccountDerived
JSON SCHEMAAccountDetail
JSON SCHEMAAccountHistoricalBalancesResponse
JSON SCHEMAAccountHistory
JSON SCHEMAAccountHolder
JSON SCHEMAAccountHolderData
JSON SCHEMAAccountInfo
JSON SCHEMAAccountLatestBalance
JSON SCHEMAAccountProfile
JSON SCHEMAAccountProfileDetail
JSON SCHEMAAccountResponse
JSON SCHEMAAccountToken
JSON SCHEMAAddress
JSON SCHEMAAmountRange
JSON SCHEMAApiKeyOutput
JSON SCHEMAApiKeyRequest
JSON SCHEMAApiKeyResponse
JSON SCHEMAAssetClassification
JSON SCHEMAAssetClassificationList
JSON SCHEMAAssetDetail
JSON SCHEMAAttribute
JSON SCHEMAauth_token_body
JSON SCHEMAAutoRefresh
JSON SCHEMABankAccount
JSON SCHEMABankTransferCode
JSON SCHEMABasicAccount
JSON SCHEMABasicBenchMark
JSON SCHEMABasicCategoryDetail
JSON SCHEMABasicCategoryTypeDetail
JSON SCHEMABasicCreditCardUtilization
JSON SCHEMABasicHolding
JSON SCHEMABasicHoldingLink
JSON SCHEMABasicMerchant
JSON SCHEMABasicMerchantDetail
JSON SCHEMABasicPeerDetail
JSON SCHEMABasicPredictedEvent
JSON SCHEMABasicPredictedEventLink
JSON SCHEMABasicStatement
JSON SCHEMABasicStatementLink
JSON SCHEMABasicTransaction
JSON SCHEMABasicTransactionLink
JSON SCHEMABasicTrend
JSON SCHEMABasicView
JSON SCHEMABudgetDetail
JSON SCHEMABudgetInfo
JSON SCHEMABudgetInfos
JSON SCHEMABudgetSummary
JSON SCHEMACapability
JSON SCHEMACardAccount
JSON SCHEMACashFlowDetail
JSON SCHEMACashFlowTrend
JSON SCHEMACategoryDerived
JSON SCHEMACategoryTrend
JSON SCHEMACategoryTypeDerived
JSON SCHEMACdrPolicy
JSON SCHEMAChangeAPR
JSON SCHEMAChangeValue
JSON SCHEMAClientCredentialToken
JSON SCHEMAClientCredentialTokenResponse
JSON SCHEMAClientTrustedAdvisor
JSON SCHEMAClientTrustedAdvisorTxt
JSON SCHEMAConfigsNotificationEvent
JSON SCHEMAConfigsNotificationResponse
JSON SCHEMAConsent
JSON SCHEMAConsentConfirmation
JSON SCHEMAConsentHistory
JSON SCHEMAConsentHistoryCount
JSON SCHEMAConsentHistoryCountResponse
JSON SCHEMAConsentHistoryResponse
JSON SCHEMAConsentPreferencesResponse
JSON SCHEMAConsentResponse
JSON SCHEMAContact
JSON SCHEMAContainerAttributes
JSON SCHEMACoordinates
JSON SCHEMACoverage
JSON SCHEMACoverageAmount
JSON SCHEMACreateAccountInfo
JSON SCHEMACreateAccountRequest
JSON SCHEMACreateConfigsNotificationEvent
JSON SCHEMACreateConfigsNotificationEventRequest
JSON SCHEMACreateConsent
JSON SCHEMACreateConsentRequest
JSON SCHEMACreatedAccountInfo
JSON SCHEMACreatedAccountResponse
JSON SCHEMACreatedConsentResponse
JSON SCHEMACreditAcceleratorAccount
JSON SCHEMACreditAcceleratorAccountAddress
JSON SCHEMACreditAcceleratorAccountAnalysis
JSON SCHEMACreditAcceleratorAccountAsset
JSON SCHEMACreditAcceleratorAccountExpense
JSON SCHEMACreditAcceleratorAccountHolder
JSON SCHEMACreditAcceleratorAccountIncome
JSON SCHEMACreditAcceleratorAccountProfile
JSON SCHEMACreditAcceleratorAccountSummary
JSON SCHEMACreditAcceleratorAccountVerification
JSON SCHEMACreditAcceleratorAllAccountAnalysis
JSON SCHEMACreditAcceleratorAllAccountAsset
JSON SCHEMACreditAcceleratorAllAccountBalanceOccurrence
JSON SCHEMACreditAcceleratorAllAccountBalanceSummary
JSON SCHEMACreditAcceleratorAllAccountBalanceTxnSummary
JSON SCHEMACreditAcceleratorAllAccountCashFlow
JSON SCHEMACreditAcceleratorAllAccountCashFlowAnalysis
JSON SCHEMACreditAcceleratorAllAccountExpense
JSON SCHEMACreditAcceleratorAllAccountIncome
JSON SCHEMACreditAcceleratorBalance
JSON SCHEMACreditAcceleratorBalanceAnalysis
JSON SCHEMACreditAcceleratorBalanceOccurrence
JSON SCHEMACreditAcceleratorBalanceOccurrenceWithTxn
JSON SCHEMACreditAcceleratorBalanceSummary
JSON SCHEMACreditAcceleratorBankTransferCode
JSON SCHEMACreditAcceleratorCashFlow
JSON SCHEMACreditAcceleratorCashFlowAnalysis
JSON SCHEMACreditAcceleratorClassification
JSON SCHEMACreditAcceleratorClassificationType
JSON SCHEMACreditAcceleratorClassificationValue
JSON SCHEMACreditAcceleratorDailyBalance
JSON SCHEMACreditAcceleratorDailyBalanceAnalysis
JSON SCHEMACreditAcceleratorDailyBalanceSummary
JSON SCHEMACreditAcceleratorDailySummary
JSON SCHEMACreditAcceleratorData
JSON SCHEMACreditAcceleratorDocument
JSON SCHEMACreditAcceleratorFile
JSON SCHEMACreditAcceleratorFileResponse
JSON SCHEMACreditAcceleratorGenerateRequest
JSON SCHEMACreditAcceleratorHolder
JSON SCHEMACreditAcceleratorInvestmentHoldingSummary
JSON SCHEMACreditAcceleratorLowBalanceOccurenceALL
JSON SCHEMACreditAcceleratorLowBalanceOccurrence
JSON SCHEMACreditAcceleratorMerchant
JSON SCHEMACreditAcceleratorOccurence
JSON SCHEMACreditAcceleratorPaymentBankTransferCode
JSON SCHEMACreditAcceleratorPaymentProfile
JSON SCHEMACreditAcceleratorRefreshRequest
JSON SCHEMACreditAcceleratorReportConfig
JSON SCHEMACreditAcceleratorRequestingFirm
JSON SCHEMACreditAcceleratorSelectedAccount
JSON SCHEMACreditAcceleratorStatement
JSON SCHEMACreditAcceleratorStatementResponse
JSON SCHEMACreditAcceleratorStatusResponse
JSON SCHEMACreditAcceleratorSummary
JSON SCHEMACreditAcceleratorTransaction
JSON SCHEMACreditAcceleratorTxnSummary
JSON SCHEMACreditAcceleratorUser
JSON SCHEMACustomDisplayData
JSON SCHEMACustomerConfiguration
JSON SCHEMACustomerSubscription
JSON SCHEMAcustomerSubscriptions
JSON SCHEMADataExtractsAccount
JSON SCHEMADataExtractsEvent
JSON SCHEMADataExtractsEventData
JSON SCHEMADataExtractsEventLinks
JSON SCHEMADataExtractsEventResponse
JSON SCHEMADataExtractsEventUserData
JSON SCHEMADataExtractsHolding
JSON SCHEMADataExtractsProviderAccount
JSON SCHEMADataExtractsTransaction
JSON SCHEMADataExtractsUser
JSON SCHEMADataExtractsUserData
JSON SCHEMADataExtractsUserDataResponse
JSON SCHEMADataHandling
JSON SCHEMADateRange
JSON SCHEMADeletePreference
JSON SCHEMADerivedCategorySummary
JSON SCHEMADerivedCategorySummaryDetails
JSON SCHEMADerivedHolding
JSON SCHEMADerivedHoldingsAccount
JSON SCHEMADerivedHoldingsLinks
JSON SCHEMADerivedHoldingsSummary
JSON SCHEMADerivedHoldingSummaryResponse
JSON SCHEMADerivedNetworth
JSON SCHEMADerivedNetworthHistoricalBalance
JSON SCHEMADerivedNetworthResponse
JSON SCHEMADerivedTransactionsLinks
JSON SCHEMADerivedTransactionsSummary
JSON SCHEMADerivedTransactionSummaryResponse
JSON SCHEMADescription
JSON SCHEMAdescriptions
JSON SCHEMADetail
JSON SCHEMADetailCategory
JSON SCHEMADetailCategoryTrend
JSON SCHEMADocument
JSON SCHEMADocumentDownload
JSON SCHEMADocumentDownloadResponse
JSON SCHEMADocumentResponse
JSON SCHEMAEligibleDetail
JSON SCHEMAEligibleInsight
JSON SCHEMAentityconfig
JSON SCHEMAEntityDetail
JSON SCHEMAEntityDetailResponse
JSON SCHEMAError
JSON SCHEMAErrorInfo
JSON SCHEMAEvaluateAccountAddress
JSON SCHEMAEvaluateAddressRequest
JSON SCHEMAEvaluateAddressResponse
JSON SCHEMAfeed
JSON SCHEMAfeeds
JSON SCHEMAfeedsCount
JSON SCHEMAField
JSON SCHEMAFieldOperation
JSON SCHEMAFullAccountNumberList
JSON SCHEMAFullAccountNumbers
JSON SCHEMAGeo
JSON SCHEMAGeoData
JSON SCHEMAGeography
JSON SCHEMAGeographyWithDataArray
JSON SCHEMAHistoricalBalance
JSON SCHEMAHolderProfileResponse
JSON SCHEMAHolding
JSON SCHEMAHoldingAssetClassificationListResponse
JSON SCHEMAHoldingId
JSON SCHEMAHoldingIdListResponse
JSON SCHEMAHoldingRequest
JSON SCHEMAHoldingRequestInfo
JSON SCHEMAHoldingResponse
JSON SCHEMAHoldingSecuritiesResponse
JSON SCHEMAHoldingTypeListResponse
JSON SCHEMAIdentifier
JSON SCHEMAInsightDetail
JSON SCHEMAInsightDetailsResponse
JSON SCHEMAInvestmentAccount
JSON SCHEMALiabilityDetail
JSON SCHEMALink
JSON SCHEMALinks
JSON SCHEMALoanAccount
JSON SCHEMALoanPayoffDetails
JSON SCHEMALoginForm
JSON SCHEMAMerchant
JSON SCHEMAMerchantAddress
JSON SCHEMAMerchantTrend
JSON SCHEMAMessage
JSON SCHEMAMoney
JSON SCHEMAName
JSON SCHEMANetworthDetail
JSON SCHEMANetWorthTrend
JSON SCHEMANetWorthTrendDetail
JSON SCHEMAOption
JSON SCHEMAPaymentAccount
JSON SCHEMAPaymentAccountBalance
JSON SCHEMAPaymentAccountBalanceResponse
JSON SCHEMAPaymentAccountHolder
JSON SCHEMAPaymentAccountHolderResponse
JSON SCHEMAPaymentAccountResponse
JSON SCHEMAPaymentBankTransferCode
JSON SCHEMAPaymentBankTransferCodeData
JSON SCHEMAPaymentIdentifier
JSON SCHEMAPaymentProcessorTokenRequest
JSON SCHEMAPaymentProcessorTokenResponse
JSON SCHEMAPaymentProfile
JSON SCHEMAPeerData
JSON SCHEMAPeerDataAtGeo
JSON SCHEMAPeerDataResponse
JSON SCHEMApeerDetailCategorySummary
JSON SCHEMAPeerMerchantSummary
JSON SCHEMAPeerSpendingComparison
JSON SCHEMAPhoneNumber
JSON SCHEMAPredictedInfo
JSON SCHEMAPredictedInfoDerived
JSON SCHEMAPreferences
JSON SCHEMAProviderAccount
JSON SCHEMAProviderAccountDetail
JSON SCHEMAProviderAccountDetailResponse
JSON SCHEMAProviderAccountPreferences
JSON SCHEMAProviderAccountPreferencesRequest
JSON SCHEMAProviderAccountRefreshRequest
JSON SCHEMAProviderAccountRequest
JSON SCHEMAProviderAccountResponse
JSON SCHEMAProviderDetail
JSON SCHEMAProviderDetailResponse
JSON SCHEMAProviderResponse
JSON SCHEMAProviders
JSON SCHEMAProvidersCount
JSON SCHEMAProvidersCountResponse
JSON SCHEMAProvidersDataset
JSON SCHEMARealEstateAccount
JSON SCHEMARecommendation
JSON SCHEMARecommendationDateRange
JSON SCHEMARecommendationMetadata
JSON SCHEMARecommendationResponse
JSON SCHEMARefreshProviderAccountResponse
JSON SCHEMARenewal
JSON SCHEMARenewalConsent
JSON SCHEMARenewConsentPreferences
JSON SCHEMARenewConsentRequest
JSON SCHEMARenewConsentResponse
JSON SCHEMARewardBalance
JSON SCHEMARow
JSON SCHEMARuleClause
JSON SCHEMAScope
JSON SCHEMASecurity
JSON SCHEMASecurityHolding
JSON SCHEMASegementationParameter
JSON SCHEMAStatement
JSON SCHEMAStatementDerived
JSON SCHEMAStatementResponse
JSON SCHEMAStatusLink
JSON SCHEMAStockExchangeDetail
JSON SCHEMASubscription
JSON SCHEMAsubscriptionModel
JSON SCHEMASummaryDetails
JSON SCHEMAThirdParty
JSON SCHEMAThirdPartyADR
JSON SCHEMAThreshold
JSON SCHEMAtotal
JSON SCHEMATotalCount
JSON SCHEMATransaction
JSON SCHEMATransactionCategorizationRule
JSON SCHEMATransactionCategorizationRuleInfo
JSON SCHEMATransactionCategorizationRuleRequest
JSON SCHEMATransactionCategorizationRuleResponse
JSON SCHEMATransactionCategory
JSON SCHEMATransactionCategoryRequest
JSON SCHEMATransactionCategoryResponse
JSON SCHEMATransactionCount
JSON SCHEMATransactionCountResponse
JSON SCHEMATransactionDays
JSON SCHEMATransactionDerived
JSON SCHEMATransactionLink
JSON SCHEMATransactionRequest
JSON SCHEMATransactionResponse
JSON SCHEMATransactions
JSON SCHEMATransactionSummary
JSON SCHEMATransactionSummaryDetails
JSON SCHEMATransactionSummaryResponse
JSON SCHEMATransactionTotal
JSON SCHEMATransactionTrend
JSON SCHEMATransactionSummaryDetails
JSON SCHEMATransactionTrendResponse
JSON SCHEMATransactionTrendSummaryLink
JSON SCHEMAtrigger
JSON SCHEMATriggers
JSON SCHEMAUpdateAccountInfo
JSON SCHEMAUpdateAccountRequest
JSON SCHEMAUpdateCategoryRequest
JSON SCHEMAUpdateConfigsNotificationEvent
JSON SCHEMAUpdateConfigsNotificationEventRequest
JSON SCHEMAUpdateConsent
JSON SCHEMAUpdateConsentRequest
JSON SCHEMAUpdatedConsentResponse
JSON SCHEMAUpdatedProviderAccount
JSON SCHEMAUpdatedProviderAccountResponse
JSON SCHEMAUpdateTransaction
JSON SCHEMAUpdateUserRegistration
JSON SCHEMAUpdateUserRequest
JSON SCHEMAUpdateVerification
JSON SCHEMAUpdateVerificationRequest
JSON SCHEMAUser
JSON SCHEMAUserAccessToken
JSON SCHEMAUserAccessTokensResponse
JSON SCHEMAUserAddress
JSON SCHEMAuserConfiguration
JSON SCHEMAUserDataTreatment
JSON SCHEMAUserDetail
JSON SCHEMAUserDetailResponse
JSON SCHEMAUserRegistration
JSON SCHEMAUserRequest
JSON SCHEMAUserRequestPreferences
JSON SCHEMAUserResponse
JSON SCHEMAUserResponsePreferences
JSON SCHEMAUserSession
JSON SCHEMAUserSubscription
JSON SCHEMAUserSubscriptions
JSON SCHEMAVerification
JSON SCHEMAVerificationAccount
JSON SCHEMAVerificationBankTransferCode
JSON SCHEMAVerificationHolder
JSON SCHEMAVerificationHolderProfile
JSON SCHEMAVerificationRequest
JSON SCHEMAVerificationResponse
JSON SCHEMAVerificationStatus
JSON SCHEMAVerificationStatusResponse
JSON SCHEMAVerificationTransaction
JSON SCHEMAVerifiedAccount
JSON SCHEMAVerifiedAccountResponse
JSON SCHEMAVerifiedAccounts
JSON SCHEMAVerifyAccount
JSON SCHEMAVerifyAccountRequest
JSON SCHEMAVerifyAccountResponse
JSON SCHEMAVerifyTransactionCriteria
JSON SCHEMAView
JSON SCHEMAViewCreationResponse
JSON SCHEMAViewDerived
JSON SCHEMAViewLink
JSON SCHEMAViewResponse
JSON SCHEMAViewRule
JSON SCHEMAViewRuleExclude
JSON SCHEMAViewRuleInclude
JSON SCHEMAViews
JSON SCHEMAYodleeError
JSON SCHEMAScroll within the panel for all 396 ·
JSON Structure 1
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Envestnet Structure
JSON STRUCTURESecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Envestnet — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 1
Portal, sign-up, and the first successful call
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 4
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/envestnet · machine-readable index on apis.io