Even Financial
Engine by MoneyLion (formerly Even Financial) operates an embedded-finance search, comparison and recommendation engine for financial services. Its API matches consumers to personalized financial products — personal loans, credit cards, savings and deposit accounts, auto refinancing, HELOC and insurance — by submitting a lead (a user plus product search criteria) in exchange for a rate table of offers. The platform pairs the native API with embeddable marketplaces, calculators, widgets and mobile SDKs, plus approval-probability reports and channel-partner analytics. Even Financial was founded in 2015, backed by Canaan Partners, and rebranded to Engine by MoneyLion in 2023 following MoneyLion's acquisition.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles Even Financial the way a machine reads it — 13 machine-readable artifacts across 6 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Even Financial scores 52.4/100 (developing), with a separate agent-readiness read of 71/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Even Financial
Each block below is one kind of artifact we hold for Even Financial. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 6
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Even Financial Analytics API
### Introduction Welcome to Engine by MoneyLion's Integration Guide for our Supply Analytics data product, which provides funnel, payout and client tag data on specific leads an...
Even Financial Approval Probability API
Approval probability reports contains data about the likelihood that a user with specified attributes will be approved for particular product offers. The user attributes are pas...
Even Financial Lead API
A lead combines information about a user with search criteria for financial products, and is submitted in exchange for a rate table. A rate table is a list of financial offers t...
Even Financial Offer Preview API
Preview offers are matched based upon a simple set of anonymous criteria and as a result are not personalized. This is useful if you'd like to display offers without requesting ...
Even Financial Prefill API
The Prefill API from Even Financial — 2 operation(s) for prefill.
Even Financial UI Utils API
A collection of endpoints that can be used to improve a search experience.
Arazzo Workflows 2
Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.
Multi-step API workflows described with the Arazzo specification.
_Index
ARAZZOSubmit a lead and retrieve its rate table
Submit a consumer lead to Engine by MoneyLion and read back the resulting rate table of offers.
ARAZZOMCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
even-financial-mcp.yml
MCP SERVEREvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Even Financial Webhooks
ASYNCAPISecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Even Financial — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 8
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 8 ·
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 3
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
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