FINOS
The Fintech Open Source Foundation (FINOS) is a Linux Foundation project dedicated to open source innovation in the financial services industry. It fosters collaboration between banks, fintech companies, and technology firms on standards and projects spanning desktop interoperability (FDC3), financial product modeling (Common Domain Model), cloud compliance (Common Cloud Controls), business and technology modeling (Morphir), and messaging APIs (Symphony API Spec), among others.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles FINOS the way a machine reads it — 42 machine-readable artifacts across 34 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — FINOS scores 34.1/100 (thin), with a separate agent-readiness read of 39/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile FINOS
Each block below is one kind of artifact we hold for FINOS. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 34
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
FDC3
FDC3 is an open standard for financial desktop interoperability, defining how applications launch, share context, and resolve intents across the financial desktop. The standard ...
Common Domain Model
The Common Domain Model (CDM) is a standardized, machine-readable, and machine-executable model that represents financial products, trades in those products, and the lifecycle e...
Common Cloud Controls
FINOS Common Cloud Controls is an open standard project that describes consistent controls for compliant public cloud deployments in the financial services sector.
Morphir
Morphir is a universal language for business and technology that captures business logic in a portable, technology-agnostic intermediate representation that can be compiled to m...
FINOS Admin API
The Admin API from FINOS — 3 operation(s) for admin.
FINOS AppEntitlement API
The AppEntitlement API from FINOS — 2 operation(s) for appentitlement.
FINOS Application API
The Application API from FINOS — 4 operation(s) for application.
FINOS Attachments API
The Attachments API from FINOS — 1 operation(s) for attachments.
FINOS AuditTrail API
The AuditTrail API from FINOS — 1 operation(s) for audittrail.
FINOS CertificateAuthentication API
The CertificateAuthentication API from FINOS — 2 operation(s) for certificateauthentication.
FINOS CertificatePod API
The CertificatePod API from FINOS — 1 operation(s) for certificatepod.
FINOS Connection API
The Connection API from FINOS — 6 operation(s) for connection.
FINOS Datafeed API
The Datafeed API from FINOS — 3 operation(s) for datafeed.
FINOS Datahose API
The Datahose API from FINOS — 1 operation(s) for datahose.
FINOS Disclaimer API
The Disclaimer API from FINOS — 3 operation(s) for disclaimer.
FINOS DLP Policies and Dictionary Management API
The DLP Policies and Dictionary Management API from FINOS — 14 operation(s) for dlp policies and dictionary management.
FINOS File Ext API
The File Ext API from FINOS — 2 operation(s) for file ext.
FINOS InfoBarriers API
The InfoBarriers API from FINOS — 5 operation(s) for infobarriers.
FINOS Message API
The Message API from FINOS — 1 operation(s) for message.
FINOS Messages API
The Messages API from FINOS — 7 operation(s) for messages.
FINOS MessageSuppression API
The MessageSuppression API from FINOS — 1 operation(s) for messagesuppression.
FINOS Pod API
The Pod API from FINOS — 3 operation(s) for pod.
FINOS Presence API
The Presence API from FINOS — 8 operation(s) for presence.
FINOS Room Membership API
The Room Membership API from FINOS — 8 operation(s) for room membership.
FINOS Security API
The Security API from FINOS — 8 operation(s) for security.
FINOS Session API
The Session API from FINOS — 1 operation(s) for session.
FINOS Share API
The Share API from FINOS — 1 operation(s) for share.
FINOS Signals API
The Signals API from FINOS — 9 operation(s) for signals.
FINOS Streams API
The Streams API from FINOS — 16 operation(s) for streams.
FINOS System API
The System API from FINOS — 7 operation(s) for system.
FINOS User API
The User API from FINOS — 24 operation(s) for user.
FINOS Users API
The Users API from FINOS — 6 operation(s) for users.
FINOS Util API
The Util API from FINOS — 1 operation(s) for util.
FINOS Violations API
The Violations API from FINOS — 7 operation(s) for violations.
Scroll within the panel for all 34 ·
Open Collections 3
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Finos Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Finos Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Finos Finops
FINOPSSecurity Posture 1
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for FINOS — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 1
MCP servers, agent skills, and machine-readable catalogs
Build 1
SDKs, sample code, and the tooling you integrate with
Access & Security 1
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Company 3
The organization behind the API
Other 1
Properties that don't map to a standard resource type
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