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First Street

First Street models use validated and proven methodologies to ensure model accuracy. We measure and predict the impact of a peril based on the underlying physics of how an actual event would transpire. First Street exposes Climate Risk, Enterprise, and Raster Map APIs for property-level climate risk data.

agent ready

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles First Street the way a machine reads it — 15 machine-readable artifacts across 6 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — First Street scores 39.4/100 (thin), with a separate agent-readiness read of 48/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 39.4/100 · thin
Contract Quality 13.7 / 25
Developer Ergonomics 3.9 / 20
Commercial Clarity 9.5 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 7.5 / 10
Agent readiness — 48/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile First Street

Each block below is one kind of artifact we hold for First Street. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 6

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

First Street Climate Risk API

The Climate Risk API provides physical climate risk data globally, delivering property-level insights into hazards including flood, wildfire, heat, wind, and air quality.

First Street Enterprise API

The Enterprise API offers aggregated climate risk views for portfolios, enabling enterprise users to assess risk across multiple properties and geographic regions.

First Street Raster Map API

The Raster Map API delivers visual raster layers of climate perils for mapping and visualization use cases.

First Street Enterprise API

The Enterprise API from First Street — 1 operation(s) for enterprise.

First Street Graphql API

The Graphql API from First Street — 1 operation(s) for graphql.

First Street Maps API

The Maps API from First Street — 1 operation(s) for maps.

Open Collections 1

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

First Street API

OPEN COLLECTION

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

First Street Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

First Street Authentication

apiKey/http · 2 schemes

SECURITY

First Street Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

First Street Vulnerability Disclosure

disclosure policy published

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

First Street Agentic Access

3 operations · 2 acting

3 operations · 2 acting

AGENTIC

Resources

Every other property we hold for First Street — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/first-street · machine-readable index on apis.io