Hippo Insurance
Hippo is a modern homeowners insurance carrier that also offers landlord, fire, flood, pet, and auto add-ons, backed by 70+ carrier partners. Hippo's smart-home angle is the Hippo Home app, which delivers DIY maintenance checklists, seasonal guidance, and a home health score. Hippo's B2B distribution runs through First Connect, an API-driven independent-agent platform with 100+ carriers and MGAs, and Spinnaker for MGA carrier paper.
More than an index entry, but the surface is still mostly links rather than artifacts — the cohort most likely to move a full band from modest, well-targeted work.
API Evangelist profiles Hippo Insurance the way a machine reads it — 9 machine-readable artifacts across 4 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Hippo Insurance scores 21.0/100 (emerging), with a separate agent-readiness read of 7/100 (human only). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Hippo Insurance
Each block below is one kind of artifact we hold for Hippo Insurance. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 4
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Hippo Consumer Quote & Bind
Direct-to-consumer homeowners quote, bind, and policy management. Quotes delivered in under 60 seconds. No public API; carrier partnerships are managed via First Connect.
Hippo Home App
Hippo Home is the consumer smart-home companion app for iOS and Android. Provides DIY maintenance checklists, seasonal guidance, and a home health score. No public API; integrat...
First Connect (Independent Agent Platform)
First Connect, a Hippo subsidiary, is an API-first digital platform giving independent agents one-stop access to 100+ home, auto, cyber, small business, life, and specialty carr...
Spinnaker Insurance (MGA Carrier Paper)
Spinnaker is Hippo's affiliated specialty admitted carrier providing paper for MGAs and program administrators. Integrations are sales-led.
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Hippo Insurance Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Hippo Insurance Finops
FINOPSSecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Hippo Insurance — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Access & Security 2
Authentication, authorization, and security posture
Learn 1
Tutorials, courses, talks, and written guidance
Operate 2
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/hippo-insurance · machine-readable index on apis.io