LayUp Technologies
LayUp Technologies is a South African fintech that operates a lay-by / "Save Now, Buy Later" payment platform. Merchants use LayUp to let customers reserve goods with a deposit and pay the balance off in scheduled instalments (weekly or monthly) before taking delivery, avoiding credit and interest. The platform schedules payments, holds inventory, and settles merchants once orders complete. LayUp exposes a REST API (apikey header auth) covering merchants, orders, order amendments, payment plans, payments, cards, DebiCheck and debit order mandates, EFT, PayAt, invoices, settlements, and integrations for platforms such as Shopify, plus order and payment webhooks. It ships a first-party PHP SDK and a WooCommerce payment gateway plugin, and is a Techstars-backed company.
Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.
API Evangelist profiles LayUp Technologies the way a machine reads it — 34 machine-readable artifacts across 29 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — LayUp Technologies scores 49.1/100 (developing), with a separate agent-readiness read of 71/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile LayUp Technologies
Each block below is one kind of artifact we hold for LayUp Technologies. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 29
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
LayUp Technologies AbsaDebiCheckService API
The AbsaDebiCheckService API from LayUp Technologies — 2 operation(s) for absadebicheckservice.
LayUp Technologies AbsaEftService API
The AbsaEftService API from LayUp Technologies — 2 operation(s) for absaeftservice.
LayUp Technologies authService API
The authService API from LayUp Technologies — 6 operation(s) for authservice.
LayUp Technologies BankService API
The BankService API from LayUp Technologies — 2 operation(s) for bankservice.
LayUp Technologies BankTransactionService API
The BankTransactionService API from LayUp Technologies — 4 operation(s) for banktransactionservice.
LayUp Technologies CardService API
The CardService API from LayUp Technologies — 2 operation(s) for cardservice.
LayUp Technologies ConnectorService API
The ConnectorService API from LayUp Technologies — 1 operation(s) for connectorservice.
LayUp Technologies DebiCheckService API
The DebiCheckService API from LayUp Technologies — 5 operation(s) for debicheckservice.
LayUp Technologies DebitOrderMandateService API
The DebitOrderMandateService API from LayUp Technologies — 2 operation(s) for debitordermandateservice.
LayUp Technologies IntegrationService API
The IntegrationService API from LayUp Technologies — 1 operation(s) for integrationservice.
LayUp Technologies InternationalMsisdnService API
The InternationalMsisdnService API from LayUp Technologies — 2 operation(s) for internationalmsisdnservice.
LayUp Technologies InvoicesService API
The InvoicesService API from LayUp Technologies — 6 operation(s) for invoicesservice.
LayUp Technologies JournalFeeService API
The JournalFeeService API from LayUp Technologies — 1 operation(s) for journalfeeservice.
LayUp Technologies JournalService API
The JournalService API from LayUp Technologies — 1 operation(s) for journalservice.
LayUp Technologies MerchantService API
The MerchantService API from LayUp Technologies — 4 operation(s) for merchantservice.
LayUp Technologies OrderAmendmentService API
The OrderAmendmentService API from LayUp Technologies — 2 operation(s) for orderamendmentservice.
LayUp Technologies OrderService API
The OrderService API from LayUp Technologies — 7 operation(s) for orderservice.
LayUp Technologies PayAtService API
The PayAtService API from LayUp Technologies — 5 operation(s) for payatservice.
LayUp Technologies PaymentPlanService API
The PaymentPlanService API from LayUp Technologies — 7 operation(s) for paymentplanservice.
LayUp Technologies PaymentProviderSettlementService API
The PaymentProviderSettlementService API from LayUp Technologies — 3 operation(s) for paymentprovidersettlementservice.
LayUp Technologies PaymentService API
The PaymentService API from LayUp Technologies — 10 operation(s) for paymentservice.
LayUp Technologies PaymentServiceV2 API
The PaymentServiceV2 API from LayUp Technologies — 2 operation(s) for paymentservicev2.
LayUp Technologies SettlementService API
The SettlementService API from LayUp Technologies — 3 operation(s) for settlementservice.
LayUp Technologies ShopifyService API
The ShopifyService API from LayUp Technologies — 6 operation(s) for shopifyservice.
LayUp Technologies TerminalPaymentAppsService API
The TerminalPaymentAppsService API from LayUp Technologies — 1 operation(s) for terminalpaymentappsservice.
LayUp Technologies TerminalService API
The TerminalService API from LayUp Technologies — 3 operation(s) for terminalservice.
LayUp Technologies TokenService API
The TokenService API from LayUp Technologies — 1 operation(s) for tokenservice.
LayUp Technologies UserService API
The UserService API from LayUp Technologies — 2 operation(s) for userservice.
LayUp Technologies VerifyService API
The VerifyService API from LayUp Technologies — 1 operation(s) for verifyservice.
Scroll within the panel for all 29 ·
MCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
layup-technologies-mcp.yml
MCP SERVEREvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Layup Technologies Webhooks
ASYNCAPISecurity Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for LayUp Technologies — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 5
Portal, sign-up, and the first successful call
Documentation 3
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 7 ·
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 1
Status, limits, changes, and where to get help
Commercial 2
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/layup-technologies · machine-readable index on apis.io