Moody's RMS

Moody's RMS is the catastrophe risk modeling and risk-data business of Moody's Corporation, headquartered in Newark, California in its home market of the United States and serving property and casualty insurers, reinsurers, brokers, and capital-market participants worldwide. Founded at Stanford in 1988 as Risk Management Solutions and acquired by Moody's in 2021, the company sells peril models (hurricane, earthquake, flood, wildfire, severe convective storm, terror, cyber, pandemic) and the exposure data infrastructure that carriers use to price, accumulate, and transfer catastrophe risk. Its products run on the cloud-native Intelligent Risk Platform, which fronts Risk Modeler, ExposureIQ, UnderwriteIQ, TreatyIQ, and Risk Data Exchange. Unlike most of the US insurance sector, Moody's RMS is genuinely API-forward: it operates a public, self-serve ReadMe developer portal at developer.rms.com covering Platform APIs, Risk Modeler, Data Bridge, Location Intelligence, and Climate On Demand, publishes downloadable OpenAPI 3.0 definitions and public Postman collections from its own rms-developers GitHub repository, and exposes live REST hosts at api-use1.rms.com and api-euw1.rms.com. Reference documentation is readable without a login, but the APIs themselves are tenant-scoped: keys are issued only to licensed Intelligent Risk Platform tenants, so there is no self-serve signup and no sandbox. Its data-standards posture is cat-risk rather than ACORD — the exchange formats are the RMS EDM/RDM databases, the Risk Data Open Standard (RDOS), and interoperability with CEDE and OED; ACORD appears only as a geocoding-resolution code mapping inside the Location Intelligence API. These are risk-data and analytics APIs, not policy APIs: no quote, bind, issue, or FNOL surface is published.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

How we profile Moody's RMS

Each block below is one kind of artifact we hold for Moody's RMS. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 6

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Moody's RMS Platform APIs

A collection of REST APIs that let Intelligent Risk Platform tenants automate portfolio management, underwriting, and risk-transfer workflows across Risk Modeler, UnderwriteIQ, ...

Moody's RMS Risk Modeler API

The Risk Modeler 2.0 public API — the legacy catastrophe-modeling and underwriting surface of the Intelligent Risk Platform, superseded by the Platform APIs but still documented...

Moody's RMS Data Bridge API

Administers database connections and moves exposure and results data into and out of the Intelligent Risk Platform. The harvested OpenAPI 3.0.1 definition carries 21 paths cover...

Moody's RMS Location Intelligence API

Address geocoding and per-location peril and hazard risk lookups used to enrich exposure before modeling. The harvested OpenAPI 3.0.1 definition carries 366 paths under three de...

Moody's RMS Climate On Demand API

Physical climate risk data delivered as an API so financial-services organizations can build climate applications on the Intelligent Risk Platform. The public developer page doc...

Moody's RMS Platform MCP Server

A hosted Model Context Protocol server, irp-integration-mcp, released with Intelligent Risk Platform version 2026.07.c on 2026-06-30. It transforms the Platform API specificatio...

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

moodys-rms-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Moodys Rms Authentication

apiKey/accessToken · 1 scheme

SECURITY

Moodys Rms Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Moodys Rms Agentic Access

780 operations · 460 acting · 1 human-in-the-loop

780 operations · 460 acting

AGENTIC

Resources

Every other property we hold for Moody's RMS — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

← All providers · Data indexed from github.com/api-evangelist/moodys-rms · machine-readable index on apis.io