Moody's
Moody's provides a comprehensive suite of APIs spanning KYC compliance, economic data and forecasting, credit risk analytics, insurance and catastrophe modeling, climate risk, commercial real estate, and news aggregation. With evolving regulatory pressures and increasingly complex risk landscapes, Moody's technology, data, and analytical capabilities power industry-leading solutions across financial services, insurance, and risk management.
Reference-quality API operations across every facet — a rich contract, published governance, transparent operations, and machine-readable commercial terms.
API Evangelist profiles Moody's the way a machine reads it — 83 machine-readable artifacts across 11 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Moody's scores 70.0/100 (exemplar), with a separate agent-readiness read of 82/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Moody's
Each block below is one kind of artifact we hold for Moody's. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 11
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Moody's Data Buffet API
Moody's Analytics Data Buffet application program interface enables you to retrieve economic, demographic and financial time series directly from the Data Buffet repository, inc...
Moody's Consumer Credit Loss Forecasts API
Retrieves expected consumer credit loss forecasts under baseline and stress scenarios. The ECCL API combines customer data, economic data from Moody's Analytics, and consumer cr...
Moody's EDF-X API
The EDF-X API provides easy access to probability of default calculations for approximately 400 million companies globally via the Orbis database. It provides a PD term structur...
Moody's QUIQSpread API
Moody's Analytics QUIQspread is an intelligent, financial spreading software that will accelerate a company's spreading process. The API enables integration of automated financi...
Moody's Capital Risk Analyzer API
Moody's Analytics Capital Risk Analyzer solution is a tool that projects key capital ratios and credit metrics based on various strategic and economic scenarios for capital plan...
Moody's Climate on Demand API
The Climate On Demand API enables financial services organizations to build physical climate risk applications that leverage the power of the Intelligent Risk Platform.
Moody's Location Intelligence API
Location Intelligence API delivers more than 100 data layers across multiple kinds of data including hazard, location, risk score, model, and exposure data to help improve busin...
Moody's Risk Modeler API
The Risk Modeler API enables you to manage end-to-end catastrophe modeling workflows using Moody's RMS models for portfolios, accounts, and locations on the Intelligent Risk Pla...
Moody's Intelligent Risk Platform API
Moody's RMS Platform APIs are a collection of REST APIs that enable Intelligent Risk Platform tenants to work more efficiently. Risk Modeler, UnderwriteIQ, TreatyIQ, and Exposur...
Moody's Commercial Real Estate API
API solutions to empower commercial real estate developers to build systems and platforms faster. Brings efficiency and automation into your organization, including the Commerci...
Moody's NewsEdge API
Bring together real-time news sources, and the best of the business web and social media to empower decision makers. The NewsEdge API provides access to Moody's 24,000+ news sou...
Scroll within the panel for all 11 ·
Open Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Moody's Data Buffet API
OPEN COLLECTIONMCP Servers 1
Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.
Model Context Protocol servers that expose these APIs to AI agents.
moodys-mcp.yml
MCP SERVERPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Moodys Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Moodys Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Moodys Finops
FINOPSFeatures 3
The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.
Notable capabilities this provider offers.
Semantic Vocabularies 2
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Moodys Context
JSON-LDMoodys Data Buffet Context
JSON-LDSpectral Rules 2
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
Moody's API Rules
SPECTRALMoody's API Rules
SPECTRALJSON Schema 18
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
AccessToken
JSON SCHEMABasketCreate
JSON SCHEMABasket
JSON SCHEMAError
JSON SCHEMAFileType
JSON SCHEMAFrequencyInfo
JSON SCHEMAHealthStatus
JSON SCHEMAMultiSeriesRequest
JSON SCHEMAMultiSeriesResponse
JSON SCHEMAObservation
JSON SCHEMAOrderCreate
JSON SCHEMAOrder
JSON SCHEMASearchResults
JSON SCHEMASeriesRequest
JSON SCHEMASeriesResponse
JSON SCHEMASeriesSummary
JSON SCHEMAVintage
JSON SCHEMAMoody's Analytics Time Series
JSON SCHEMAScroll within the panel for all 18 ·
JSON Structure 17
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Moodys Data Buffet Access Token Structure
JSON STRUCTUREMoodys Data Buffet Basket Create Structure
JSON STRUCTUREMoodys Data Buffet Basket Structure
JSON STRUCTUREMoodys Data Buffet Error Structure
JSON STRUCTUREMoodys Data Buffet File Type Structure
JSON STRUCTUREMoodys Data Buffet Frequency Info Structure
JSON STRUCTUREMoodys Data Buffet Health Status Structure
JSON STRUCTUREMoodys Data Buffet Multi Series Request Structure
JSON STRUCTUREMoodys Data Buffet Multi Series Response Structure
JSON STRUCTUREMoodys Data Buffet Observation Structure
JSON STRUCTUREMoodys Data Buffet Order Create Structure
JSON STRUCTUREMoodys Data Buffet Order Structure
JSON STRUCTUREMoodys Data Buffet Search Results Structure
JSON STRUCTUREMoodys Data Buffet Series Request Structure
JSON STRUCTUREMoodys Data Buffet Series Response Structure
JSON STRUCTUREMoodys Data Buffet Series Summary Structure
JSON STRUCTUREMoodys Data Buffet Vintage Structure
JSON STRUCTUREScroll within the panel for all 17 ·
Examples 17
Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.
Example request and response payloads for these APIs.
Scroll within the panel for all 17 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Use Cases 4
What developers actually build with this provider — captured so the catalogue answers 'what is this for', not just 'what does this expose'.
What developers build with this provider.
Credit Risk Assessment
Evaluate counterparty credit risk using EDF-X probability of default and loss given default models.
Regulatory Stress Testing
Generate stress scenarios for DFAST, CCAR, and EBA regulatory compliance testing.
Commercial Lending
Automate financial spreading and credit analysis workflows for commercial loan underwriting.
Catastrophe Modeling
Model insurance portfolio risk exposure using catastrophe models and location intelligence.
Resources
Every other property we hold for Moody's — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 9
Portal, sign-up, and the first successful call
Scroll within the panel for all 9 ·
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 4
SDKs, sample code, and the tooling you integrate with
Access & Security 3
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
Other 2
Properties that don't map to a standard resource type
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