M-Pesa (Safaricom Daraja)
M-Pesa is Safaricom's mobile-money platform for Kenya, exposed to developers through the Daraja API. The Daraja REST APIs let businesses collect payments (M-Pesa Express / STK Push, C2B), disburse funds (B2C, B2B), query transactions and balances, reverse payments, generate dynamic QR codes, and run standing orders — authorized with OAuth bearer tokens minted from Basic credentials, priced in Kenyan Shillings (KES).
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles M-Pesa (Safaricom Daraja) the way a machine reads it — 43 machine-readable artifacts across 1 API, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — M-Pesa (Safaricom Daraja) scores 60.7/100 (strong), with a separate agent-readiness read of 30/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
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title="M-Pesa (Safaricom Daraja) on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/mpesa.svg"
alt="M-Pesa (Safaricom Daraja) Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>[](https://providers.apievangelist.com/providers/mpesa/)<!-- Kin Score · API Evangelist -->
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title="M-Pesa (Safaricom Daraja) on API Evangelist — API profile and Kin Score">
<img src="https://apis.io/badge/mpesa/card.svg"
alt="M-Pesa (Safaricom Daraja) Kin Score — API readiness rating by API Evangelist" width="340" height="120" loading="lazy">
</a>More shapes, themes and sizes → · Score as JSON · How badges work
How we profile M-Pesa (Safaricom Daraja)
Each block below is one kind of artifact we hold for M-Pesa (Safaricom Daraja). For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 11
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
M-Pesa (Safaricom Daraja) Account Balance API
The Account Balance API from M-Pesa (Safaricom Daraja) — 1 operation(s) for account balance.
M-Pesa (Safaricom Daraja) Authorization API
The Authorization API from M-Pesa (Safaricom Daraja) — 1 operation(s) for authorization.
M-Pesa (Safaricom Daraja) B2B API
The B2B API from M-Pesa (Safaricom Daraja) — 2 operation(s) for b2b.
M-Pesa (Safaricom Daraja) B2C API
The B2C API from M-Pesa (Safaricom Daraja) — 1 operation(s) for b2c.
M-Pesa (Safaricom Daraja) C2B API
The C2B API from M-Pesa (Safaricom Daraja) — 2 operation(s) for c2b.
M-Pesa (Safaricom Daraja) Dynamic QR API
The Dynamic QR API from M-Pesa (Safaricom Daraja) — 1 operation(s) for dynamic qr.
M-Pesa (Safaricom Daraja) M-Pesa Express API
The M-Pesa Express API from M-Pesa (Safaricom Daraja) — 2 operation(s) for m-pesa express.
M-Pesa (Safaricom Daraja) Reversal API
The Reversal API from M-Pesa (Safaricom Daraja) — 1 operation(s) for reversal.
M-Pesa (Safaricom Daraja) Standing Order API
The Standing Order API from M-Pesa (Safaricom Daraja) — 1 operation(s) for standing order.
M-Pesa (Safaricom Daraja) Tax Remittance API
The Tax Remittance API from M-Pesa (Safaricom Daraja) — 1 operation(s) for tax remittance.
M-Pesa (Safaricom Daraja) Transaction Status API
The Transaction Status API from M-Pesa (Safaricom Daraja) — 1 operation(s) for transaction status.
Scroll within the panel for all 11 ·
Postman Collections 11
A runnable collection turns the contract into something a developer can execute in seconds. We profile them because the fastest way to trust an API is to make a real call against it.
Ready-to-run Postman collections for exercising this provider's APIs.
Scroll within the panel for all 11 ·
Open Collections 12
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONM-Pesa Daraja Account Balance API
OPEN COLLECTIONM-Pesa Daraja Account Balance Authorization API
OPEN COLLECTIONM-Pesa Daraja Account Balance B2B API
OPEN COLLECTIONM-Pesa Daraja Account Balance B2C API
OPEN COLLECTIONM-Pesa Daraja Account Balance C2B API
OPEN COLLECTIONM-Pesa Daraja Account Balance Dynamic QR API
OPEN COLLECTIONM-Pesa Daraja Account Balance M-Pesa Express API
OPEN COLLECTIONM-Pesa Daraja Account Balance Reversal API
OPEN COLLECTIONM-Pesa Daraja Account Balance Standing Order API
OPEN COLLECTIONM-Pesa Daraja Account Balance Tax Remittance API
OPEN COLLECTIONM-Pesa Daraja Account Balance Transaction Status API
OPEN COLLECTIONScroll within the panel for all 12 ·
Pricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Mpesa Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Mpesa Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Mpesa Finops
FINOPSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
M-Pesa Daraja Callbacks
The asynchronous callback (webhook) surface of the M-Pesa Daraja API. Daraja delivers the real outcome of collections and funds-movement operations by POSTing JSON to caller-hos...
ASYNCAPISecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Mpesa Trust Center
PCI DSS v4, ISO/IEC 27001, ISO/IEC 27701, GDPR-aligned / Kenya Data Protection Act 2019
SECURITYAgentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for M-Pesa (Safaricom Daraja) — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 4
Portal, sign-up, and the first successful call
Documentation 3
Reference material describing how the API behaves
Agent Surfaces 4
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 7
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 7 ·
Build 5
SDKs, sample code, and the tooling you integrate with
Access & Security 6
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 4
Pricing, plans, and the legal terms of use
Company 1
The organization behind the API
Other 1
Properties that don't map to a standard resource type
← All providers · Data indexed from github.com/api-evangelist/mpesa · machine-readable index on apis.io
This is an independent, third-party profile of M-Pesa (Safaricom Daraja), published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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