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MX Technologies

MX Technologies is a financial data connectivity platform that provides REST APIs for account aggregation, data cleansing, transaction categorization, and open banking connectivity across more than 16,000 financial institutions. The platform powers money experiences for over 2,000 banks, credit unions, and fintechs by turning raw, unstructured financial data into actionable intelligence. MX offers a suite of APIs including the Platform API for core aggregation and data services, the Atrium legacy API, SSO and authentication APIs, and a Data Access API built to FDX standards for permissioned open banking data sharing. Developers have access to OpenAPI specifications, SDKs in Node.js, Python, Java, Ruby, and Go, plus a hosted Connect Widget for rapid integration.

agent ready

Reference-quality API operations across every facet — a rich contract, published governance, transparent operations, and machine-readable commercial terms.

Kin Score

API Evangelist profiles MX Technologies the way a machine reads it — 72 machine-readable artifacts across 2 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — MX Technologies scores 75.6/100 (exemplar), with a separate agent-readiness read of 29/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 75.6/100 · exemplar
Contract Quality 19.5 / 25
Access Clarity 17.9 / 20
Discoverability 7.6 / 10
MX Technologies Kin Score — API readiness rating by API Evangelist

Put this on your own site. The badge is drawn live from MX Technologies's current Kin Score — paste it once and it updates itself every time the score is recomputed. It follows your visitor's light or dark setting, and it links back here so anyone who sees it can read the full breakdown.

<!-- Kin Score · API Evangelist -->
<a href="https://providers.apievangelist.com/providers/mx-technologies/"
   title="MX Technologies on API Evangelist — API profile and Kin Score">
  <img src="https://apis.io/badge/mx-technologies.svg"
       alt="MX Technologies Kin Score — API readiness rating by API Evangelist" width="150" height="150" loading="lazy">
</a>

More shapes, themes and sizes → · Score as JSON · How badges work

How we profile MX Technologies

Each block below is one kind of artifact we hold for MX Technologies. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 31

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

MX Atrium API

The legacy MX financial data connectivity API supporting over 48,000 data connections to thousands of financial institutions. Provides secure access to user accounts and transac...

MX SSO API

A RESTful authentication API used to authenticate users on the MX Platform and generate widget URLs for Personal Finance Management and Financial Insights widgets. Supports both...

MX Data Access API

An open finance API built to FDX standards enabling permissioned data sharing with consumer consent management. Supports Account Owner Identity, statements, transaction history,...

MX Batch API

Enables processing of bulk operations and batch requests on the MX platform, supporting large-scale data operations for financial institutions and fintech partners.

MX Reporting API

Supports reporting functionality and analytics for financial institutions and fintech partners integrating with the MX platform.

MX Technologies accounts API

The accounts API from MX Technologies — 13 operation(s) for accounts.

MX Technologies ach return API

The ach return API from MX Technologies — 2 operation(s) for ach return.

MX Technologies budgets API

The budgets API from MX Technologies — 3 operation(s) for budgets.

MX Technologies categories API

The categories API from MX Technologies — 5 operation(s) for categories.

MX Technologies goals API

The goals API from MX Technologies — 3 operation(s) for goals.

MX Technologies insights API

The insights API from MX Technologies — 9 operation(s) for insights.

MX Technologies institutions API

The institutions API from MX Technologies — 5 operation(s) for institutions.

MX Technologies investment holdings API

The investment holdings API from MX Technologies — 5 operation(s) for investment holdings.

MX Technologies managed data API

The managed data API from MX Technologies — 7 operation(s) for managed data.

MX Technologies managed data [deprecated] API

The managed data [deprecated] API from MX Technologies — 7 operation(s) for managed data [deprecated].

MX Technologies members API

The members API from MX Technologies — 20 operation(s) for members.

MX Technologies merchants API

The merchants API from MX Technologies — 3 operation(s) for merchants.

MX Technologies microdeposits API

The microdeposits API from MX Technologies — 4 operation(s) for microdeposits.

MX Technologies monthly cash flow profile API

The monthly cash flow profile API from MX Technologies — 2 operation(s) for monthly cash flow profile.

MX Technologies notifications API

The notifications API from MX Technologies — 2 operation(s) for notifications.

MX Technologies processor token API

The processor token API from MX Technologies — 7 operation(s) for processor token.

MX Technologies rewards API

The rewards API from MX Technologies — 5 operation(s) for rewards.

MX Technologies spending plan API

The spending plan API from MX Technologies — 9 operation(s) for spending plan.

MX Technologies statements API

The statements API from MX Technologies — 5 operation(s) for statements.

MX Technologies taggings API

The taggings API from MX Technologies — 2 operation(s) for taggings.

MX Technologies tags API

The tags API from MX Technologies — 2 operation(s) for tags.

MX Technologies transaction rules API

The transaction rules API from MX Technologies — 2 operation(s) for transaction rules.

MX Technologies transactions API

The transactions API from MX Technologies — 19 operation(s) for transactions.

MX Technologies users API

The users API from MX Technologies — 3 operation(s) for users.

MX Technologies verifiable credentials API

The verifiable credentials API from MX Technologies — 3 operation(s) for verifiable credentials.

MX Technologies widgets API

The widgets API from MX Technologies — 4 operation(s) for widgets.

Scroll within the panel for all 31 ·

Open Collections 27

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Scroll within the panel for all 27 ·

GraphQL 1

Where a provider ships GraphQL, the schema is the contract. We profile it alongside the REST surface so the whole interface is legible in one place.

GraphQL schemas published by this provider.

MX Technologies — Conceptual GraphQL Schema

MX Technologies does not publish a native GraphQL API. This schema is a conceptual

GRAPHQL

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.

Published pricing tiers and plan structures.

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Mx Technologies Rate Limits

8 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Mx Technologies Context

9 classes · 20 properties

JSON-LD

Spectral Rules 1

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

MX Technologies API Rules

6 rules · 5 warnings

SPECTRAL

JSON Schema 1

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

MX Platform API Schemas

0 properties

JSON SCHEMA

Examples 1

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Mx Technologies Authentication

http · 2 schemes

SECURITY

Mx Technologies Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Mx Technologies Vulnerability Disclosure

security.txt · contact published

SECURITY

Mx Technologies Trust Center

SOC 2, PCI DSS

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Mx Technologies Agentic Access

335 operations · 143 acting

335 operations · 143 acting

AGENTIC

Resources

Every other property we hold for MX Technologies — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 3

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Company 3

The organization behind the API

Other 2

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/mx-technologies · machine-readable index on apis.io

Where this information came from

This is an independent, third-party profile of MX Technologies, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.