MX Technologies
MX Technologies is a financial data connectivity platform that provides REST APIs for account aggregation, data cleansing, transaction categorization, and open banking connectivity across more than 16,000 financial institutions. The platform powers money experiences for over 2,000 banks, credit unions, and fintechs by turning raw, unstructured financial data into actionable intelligence. MX offers a suite of APIs including the Platform API for core aggregation and data services, the Atrium legacy API, SSO and authentication APIs, and a Data Access API built to FDX standards for permissioned open banking data sharing. Developers have access to OpenAPI specifications, SDKs in Node.js, Python, Java, Ruby, and Go, plus a hosted Connect Widget for rapid integration.
Reference-quality API operations across every facet — a rich contract, published governance, transparent operations, and machine-readable commercial terms.
API Evangelist profiles MX Technologies the way a machine reads it — 72 machine-readable artifacts across 2 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — MX Technologies scores 75.6/100 (exemplar), with a separate agent-readiness read of 29/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance. Every facet and dimension name is a link: it opens that measurement's page on APIs.io, where the rating runs across the whole catalog — the exact checks that feed it, how every profiled provider distributes on it, and who is at the top of it.
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How we profile MX Technologies
Each block below is one kind of artifact we hold for MX Technologies. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 31
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
MX Atrium API
The legacy MX financial data connectivity API supporting over 48,000 data connections to thousands of financial institutions. Provides secure access to user accounts and transac...
MX SSO API
A RESTful authentication API used to authenticate users on the MX Platform and generate widget URLs for Personal Finance Management and Financial Insights widgets. Supports both...
MX Data Access API
An open finance API built to FDX standards enabling permissioned data sharing with consumer consent management. Supports Account Owner Identity, statements, transaction history,...
MX Batch API
Enables processing of bulk operations and batch requests on the MX platform, supporting large-scale data operations for financial institutions and fintech partners.
MX Reporting API
Supports reporting functionality and analytics for financial institutions and fintech partners integrating with the MX platform.
MX Technologies accounts API
The accounts API from MX Technologies — 13 operation(s) for accounts.
MX Technologies ach return API
The ach return API from MX Technologies — 2 operation(s) for ach return.
MX Technologies budgets API
The budgets API from MX Technologies — 3 operation(s) for budgets.
MX Technologies categories API
The categories API from MX Technologies — 5 operation(s) for categories.
MX Technologies goals API
The goals API from MX Technologies — 3 operation(s) for goals.
MX Technologies insights API
The insights API from MX Technologies — 9 operation(s) for insights.
MX Technologies institutions API
The institutions API from MX Technologies — 5 operation(s) for institutions.
MX Technologies investment holdings API
The investment holdings API from MX Technologies — 5 operation(s) for investment holdings.
MX Technologies managed data API
The managed data API from MX Technologies — 7 operation(s) for managed data.
MX Technologies managed data [deprecated] API
The managed data [deprecated] API from MX Technologies — 7 operation(s) for managed data [deprecated].
MX Technologies members API
The members API from MX Technologies — 20 operation(s) for members.
MX Technologies merchants API
The merchants API from MX Technologies — 3 operation(s) for merchants.
MX Technologies microdeposits API
The microdeposits API from MX Technologies — 4 operation(s) for microdeposits.
MX Technologies monthly cash flow profile API
The monthly cash flow profile API from MX Technologies — 2 operation(s) for monthly cash flow profile.
MX Technologies notifications API
The notifications API from MX Technologies — 2 operation(s) for notifications.
MX Technologies processor token API
The processor token API from MX Technologies — 7 operation(s) for processor token.
MX Technologies rewards API
The rewards API from MX Technologies — 5 operation(s) for rewards.
MX Technologies spending plan API
The spending plan API from MX Technologies — 9 operation(s) for spending plan.
MX Technologies statements API
The statements API from MX Technologies — 5 operation(s) for statements.
MX Technologies taggings API
The taggings API from MX Technologies — 2 operation(s) for taggings.
MX Technologies tags API
The tags API from MX Technologies — 2 operation(s) for tags.
MX Technologies transaction rules API
The transaction rules API from MX Technologies — 2 operation(s) for transaction rules.
MX Technologies transactions API
The transactions API from MX Technologies — 19 operation(s) for transactions.
MX Technologies users API
The users API from MX Technologies — 3 operation(s) for users.
MX Technologies verifiable credentials API
The verifiable credentials API from MX Technologies — 3 operation(s) for verifiable credentials.
MX Technologies widgets API
The widgets API from MX Technologies — 4 operation(s) for widgets.
Scroll within the panel for all 31 ·
Open Collections 27
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
API Collection
OPEN COLLECTIONMX Platform accounts API
OPEN COLLECTIONMX Platform accounts ach return API
OPEN COLLECTIONMX Platform accounts budgets API
OPEN COLLECTIONMX Platform accounts categories API
OPEN COLLECTIONMX Platform accounts goals API
OPEN COLLECTIONMX Platform accounts insights API
OPEN COLLECTIONMX Platform accounts institutions API
OPEN COLLECTIONMX Platform accounts investment holdings API
OPEN COLLECTIONMX Platform accounts managed data API
OPEN COLLECTIONMX Platform accounts managed data [deprecated] API
OPEN COLLECTIONMX Platform accounts members API
OPEN COLLECTIONMX Platform accounts merchants API
OPEN COLLECTIONMX Platform accounts microdeposits API
OPEN COLLECTIONMX Platform accounts monthly cash flow profile API
OPEN COLLECTIONMX Platform accounts notifications API
OPEN COLLECTIONMX Platform accounts processor token API
OPEN COLLECTIONMX Platform accounts rewards API
OPEN COLLECTIONMX Platform accounts spending plan API
OPEN COLLECTIONMX Platform accounts statements API
OPEN COLLECTIONMX Platform accounts taggings API
OPEN COLLECTIONMX Platform accounts tags API
OPEN COLLECTIONMX Platform accounts transaction rules API
OPEN COLLECTIONMX Platform accounts transactions API
OPEN COLLECTIONMX Platform accounts users API
OPEN COLLECTIONMX Platform accounts verifiable credentials API
OPEN COLLECTIONMX Platform accounts widgets API
OPEN COLLECTIONScroll within the panel for all 27 ·
GraphQL 1
Where a provider ships GraphQL, the schema is the contract. We profile it alongside the REST surface so the whole interface is legible in one place.
GraphQL schemas published by this provider.
MX Technologies — Conceptual GraphQL Schema
MX Technologies does not publish a native GraphQL API. This schema is a conceptual
GRAPHQLPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the things the Kin Score reads for access clarity — renamed from commercial clarity in rubric 0.12, because a free statutory interface has access terms and no commercial ones.
Published pricing tiers and plan structures.
Rate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Mx Technologies Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Mx Technologies Finops
FINOPSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Mx Technologies Webhooks
ASYNCAPISemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Mx Technologies Context
JSON-LDSpectral Rules 1
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
MX Technologies API Rules
SPECTRALJSON Schema 1
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
MX Platform API Schemas
JSON SCHEMAExamples 1
Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.
Example request and response payloads for these APIs.
Security Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for MX Technologies — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 9
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 9 ·
Build 4
SDKs, sample code, and the tooling you integrate with
Access & Security 7
Authentication, authorization, and security posture
Scroll within the panel for all 7 ·
Operate 5
Status, limits, changes, and where to get help
Commercial 5
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 2
Properties that don't map to a standard resource type
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This is an independent, third-party profile of MX Technologies, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
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