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Orbii

Orbii is a Riyadh-based credit infrastructure company providing AI-powered underwriting and lending infrastructure for banks, fintechs, neobanks, and B2B platforms across the MENA region. Its APIs ingest and enrich transaction and invoice data to produce borrower intelligence — client and predictive KPIs, risk assessments, band classifications, and suggested loan allocations — so lenders can launch SME lending products (salary advance, merchant financing, working capital, BNPL, embedded lending) without building an internal credit function. Orbii exposes region-specific REST APIs for Saudi Arabia (KSA), the United Arab Emirates (UAE), and Oman (OMN), documented on a SwaggerHub portal. Backed by a $3.6M seed round led by Prosus Ventures.

agent native

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Orbii the way a machine reads it — 19 machine-readable artifacts across 15 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Orbii scores 33.0/100 (thin), with a separate agent-readiness read of 65/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 33.0/100 · thin
Contract Quality 11.1 / 25
Developer Ergonomics 11.3 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Banking & Open Finance 5.6 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Orbii

Each block below is one kind of artifact we hold for Orbii. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 15

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Orbii Business Category Assignment API

The Business Category Assignment API from Orbii — 1 operation(s) for business category assignment.

Orbii Categories API

The Categories API from Orbii — 1 operation(s) for categories.

Orbii Clients API

The Clients API from Orbii — 2 operation(s) for clients.

Orbii Company Management API

The Company Management API from Orbii — 1 operation(s) for company management.

Orbii Data Check API

The Data Check API from Orbii — 1 operation(s) for data check.

Orbii General API

The General API from Orbii — 1 operation(s) for general.

Orbii IBANs API

The IBANs API from Orbii — 1 operation(s) for ibans.

Orbii Invoices API

The Invoices API from Orbii — 11 operation(s) for invoices.

Orbii KPIs API

The KPIs API from Orbii — 6 operation(s) for kpis.

Orbii Lending Actions API

The Lending Actions API from Orbii — 1 operation(s) for lending actions.

Orbii Merchants API

The Merchants API from Orbii — 8 operation(s) for merchants.

Orbii PDFs API

The PDFs API from Orbii — 4 operation(s) for pdfs.

Orbii Risk Assessment API

The Risk Assessment API from Orbii — 5 operation(s) for risk assessment.

Orbii Subcategories API

The Subcategories API from Orbii — 1 operation(s) for subcategories.

Orbii Transactions API

The Transactions API from Orbii — 16 operation(s) for transactions.

Scroll within the panel for all 15 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

orbii-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Orbii Authentication

query-credentials · 1 scheme

SECURITY

Orbii Domain Security

TLSv1.3

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Orbii Agentic Access

161 operations · 29 acting

161 operations · 29 acting

AGENTIC

Resources

Every other property we hold for Orbii — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 1

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Access & Security 2

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Company 3

The organization behind the API

Other 3

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/orbii · machine-readable index on apis.io