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Payabli

Payabli is an embedded payments platform and fintech operating system that lets software companies integrate and monetize financial services directly inside their products through a single API. Its "three Ps" cover Pay In (payment acceptance and receivables), Pay Out (payables and disbursements), and Pay Ops (boarding, operations, reporting, and money movement). The platform provides card and ACH processing, tokenization, PCI-certified embedded checkout components, subscriptions and recurring billing, invoicing, vendor and customer management, disputes, and a webhook event surface, along with official server SDKs in eight languages, a hosted MCP server, and packaged agent skills.

agent native

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles Payabli the way a machine reads it — 38 machine-readable artifacts across 33 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Payabli scores 60.6/100 (strong), with a separate agent-readiness read of 80/100 (agent native). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 60.6/100 · strong
Contract Quality 13.4 / 25
Developer Ergonomics 17.4 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 6.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Regulatory · Payments 9.8 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Payabli

Each block below is one kind of artifact we hold for Payabli. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 33

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Payabli Bill API

The Bill API from Payabli — 7 operation(s) for bill.

Payabli Boarding API

The Boarding API from Payabli — 12 operation(s) for boarding.

Payabli chargeBacks API

The chargeBacks API from Payabli — 3 operation(s) for chargebacks.

Payabli checkCapture API

The checkCapture API from Payabli — 1 operation(s) for checkcapture.

Payabli Cloud API

The Cloud API from Payabli — 4 operation(s) for cloud.

Payabli Customer API

The Customer API from Payabli — 4 operation(s) for customer.

Payabli Export API

The Export API from Payabli — 29 operation(s) for export.

Payabli Funding API

The Funding API from Payabli — 1 operation(s) for funding.

Payabli ghostCard API

The ghostCard API from Payabli — 2 operation(s) for ghostcard.

Payabli hostedPaymentPages API

The hostedPaymentPages API from Payabli — 3 operation(s) for hostedpaymentpages.

Payabli Import API

The Import API from Payabli — 3 operation(s) for import.

Payabli Invoice API

The Invoice API from Payabli — 8 operation(s) for invoice.

Payabli lineItem API

The lineItem API from Payabli — 3 operation(s) for lineitem.

Payabli Management API

The Management API from Payabli — 1 operation(s) for management.

Payabli moneyIn API

The moneyIn API from Payabli — 19 operation(s) for moneyin.

Payabli moneyOut API

The moneyOut API from Payabli — 12 operation(s) for moneyout.

Payabli Notification API

The Notification API from Payabli — 3 operation(s) for notification.

Payabli Notificationlogs API

The Notificationlogs API from Payabli — 4 operation(s) for notificationlogs.

Payabli Ocr API

The Ocr API from Payabli — 2 operation(s) for ocr.

Payabli Organization API

The Organization API from Payabli — 6 operation(s) for organization.

Payabli paymentLink API

The paymentLink API from Payabli — 11 operation(s) for paymentlink.

Payabli paymentMethodDomain API

The paymentMethodDomain API from Payabli — 5 operation(s) for paymentmethoddomain.

Payabli payoutSubscription API

The payoutSubscription API from Payabli — 2 operation(s) for payoutsubscription.

Payabli Paypoint API

The Paypoint API from Payabli — 7 operation(s) for paypoint.

Payabli Query API

The Query API from Payabli — 42 operation(s) for query.

Payabli Statistic API

The Statistic API from Payabli — 4 operation(s) for statistic.

Payabli Subscription API

The Subscription API from Payabli — 2 operation(s) for subscription.

Payabli Templates API

The Templates API from Payabli — 4 operation(s) for templates.

Payabli Token API

The Token API from Payabli — 1 operation(s) for token.

Payabli tokenStorage API

The tokenStorage API from Payabli — 2 operation(s) for tokenstorage.

Payabli User API

The User API from Payabli — 10 operation(s) for user.

Payabli Vendor API

The Vendor API from Payabli — 5 operation(s) for vendor.

Payabli Wallet API

The Wallet API from Payabli — 4 operation(s) for wallet.

Scroll within the panel for all 33 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

payabli-mcp.yml

MCP SERVER

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Payabli Authentication

apiKey/http · 2 schemes

SECURITY

Payabli Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Payabli Trust Center

SOC 2, PCI DSS, GDPR

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Payabli Agentic Access

255 operations · 112 acting · 2 human-in-the-loop

255 operations · 112 acting

AGENTIC

Resources

Every other property we hold for Payabli — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 3

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/payabli · machine-readable index on apis.io