Ramp
Ramp is a finance automation platform that combines corporate cards, expense management, accounts payable, vendor management, and accounting integrations into a single product. The Ramp Developer API enables developers to access and manage Ramp account data, build applications for the Ramp App Center reaching over 25,000 Ramp customers, and automate financial workflows by integrating Ramp into existing systems.
Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.
API Evangelist profiles Ramp the way a machine reads it — 55 machine-readable artifacts across 11 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Ramp scores 67.9/100 (strong), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
How we profile Ramp
Each block below is one kind of artifact we hold for Ramp. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 11
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Ramp Accounts API
General ledger account resources used to map Ramp activity to accounting systems.
Ramp Audit Logs API
Audit events recording activity within a Ramp organization.
Ramp Bills API
Bill pay records and approval workflows.
Ramp Cards API
Physical and virtual cards issued to users and departments.
Ramp Departments API
Department records used to organize spend.
Ramp Locations API
Location records used to organize spend.
Ramp Reimbursements API
Out-of-pocket reimbursement requests.
Ramp Statements API
Card statement records.
Ramp Transactions API
Card and bill transactions across the organization.
Ramp Users API
User accounts within a Ramp organization.
Ramp Vendors API
Vendor records used by accounting integrations and bill pay workflows.
Scroll within the panel for all 11 ·
Postman Collections 1
A runnable collection turns the contract into something a developer can execute in seconds. We profile them because the fastest way to trust an API is to make a real call against it.
Ready-to-run Postman collections for exercising this provider's APIs.
Ramp Developer API
POSTMANOpen Collections 1
Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
Ramp Developer API
OPEN COLLECTIONArazzo Workflows 18
Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.
Multi-step API workflows described with the Arazzo specification.
Ramp Attribute Transaction To Cardholder
Resolve a transaction's card and user, then pull the user and card directories for attribution.
ARAZZORamp Audit Event Target Lookup
List audit events and the user directory to resolve the actor behind each event.
ARAZZORamp Card Inventory By Cardholder
Pull the card and user directories to build a per-cardholder card inventory.
ARAZZORamp Categorize Transaction To Account
Retrieve a transaction and pull the GL account list to support categorization.
ARAZZORamp Export Spend Snapshot
Pull transactions, cards, and users together to assemble a single spend snapshot.
ARAZZORamp Find Cardholder Recent Spend
List users, then list a date window of transactions to slice spend by cardholder.
ARAZZORamp Flag Large Transaction
List transactions in a window and branch on whether the first one exceeds a threshold.
ARAZZORamp Flag Open Bill Vendor
List bills and branch into a vendor lookup only when the first bill is still open.
ARAZZORamp Inspect Transaction Detail
List transactions in a date range, pick the first, and retrieve its full record.
ARAZZORamp Locate Department Spend
Pull departments, users, and transactions to roll spend up by department.
ARAZZORamp Locate Location Spend
Pull locations, users, and transactions to roll spend up by location.
ARAZZORamp Map Users To Departments
Pull the user, department, and location directories to build an org spend map.
ARAZZORamp Paginate Accounting Accounts
Page through the general ledger account list by following the start cursor.
ARAZZORamp Reconcile Bills With Vendors
Pull bills and the accounting vendor directory to resolve each bill's vendor.
ARAZZORamp Reconcile Reimbursements To Users
Pull reimbursements and the user directory to attribute each request to a person.
ARAZZORamp Review Pending Reimbursement Detail
List reimbursements and branch into a user lookup only when one is still pending.
ARAZZORamp Statement Close Detail
List statements, then pull the transactions for the statement period to reconcile a close.
ARAZZORamp Trace Transaction To Account Detail
List transactions, retrieve the first in full, then pull GL accounts for coding.
ARAZZOScroll within the panel for all 18 ·
GraphQL 1
Where a provider ships GraphQL, the schema is the contract. We profile it alongside the REST surface so the whole interface is legible in one place.
GraphQL schemas published by this provider.
Ramp GraphQL API
Ramp is a corporate card and spend management platform for finance teams. The API covers cards, transactions, reimbursements, departments, locations, accounting integrations, re...
GRAPHQLPricing Plans 1
Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.
Published pricing tiers and plan structures.
Ramp Plans Pricing
PLANSRate Limits 1
Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.
Documented rate limits and quota policies.
Ramp Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.
Cost, billing, and metering signals for API financial operations.
Ramp Finops
FINOPSEvent Specifications 1
Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Ramp Developer API Webhooks
Event-driven surface for the Ramp Developer API. Ramp delivers webhook events to subscriber-provided HTTPS endpoints whenever state changes occur on resources such as transactio...
ASYNCAPISemantic Vocabularies 1
JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.
JSON-LD contexts and semantic vocabularies used across these APIs.
Ramp Context
JSON-LDSpectral Rules 3
Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.
JSON Schema 3
Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.
Standalone JSON Schema definitions for this provider's data models.
JSON Structure 3
JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.
JSON Structure definitions describing this provider's data shapes.
Ramp Card Structure
JSON STRUCTURERamp Transaction Structure
JSON STRUCTURERamp User Structure
JSON STRUCTUREExamples 3
Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.
Example request and response payloads for these APIs.
Security Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.
Recommended x-agentic-access execution contracts for AI agents.
Resources
Every other property we hold for Ramp — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Get Started 2
Portal, sign-up, and the first successful call
Documentation 1
Reference material describing how the API behaves
Agent Surfaces 2
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 19
Pagination, idempotency, versioning, errors, and events
Scroll within the panel for all 19 ·
Build 2
SDKs, sample code, and the tooling you integrate with
Access & Security 6
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
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