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Ramp

Ramp is a finance automation platform that combines corporate cards, expense management, accounts payable, vendor management, and accounting integrations into a single product. The Ramp Developer API enables developers to access and manage Ramp account data, build applications for the Ramp App Center reaching over 25,000 Ramp customers, and automate financial workflows by integrating Ramp into existing systems.

agent ready

Solid contracts, transparent operations, and an easy start — typically complete on four or five facets with one clear soft spot.

Kin Score

API Evangelist profiles Ramp the way a machine reads it — 55 machine-readable artifacts across 11 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Ramp scores 67.9/100 (strong), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 67.9/100 · strong
Contract Quality 19.6 / 25
Developer Ergonomics 7.8 / 20
Commercial Clarity 15.8 / 20
Operational Transparency 6.8 / 13
Governance 7.9 / 12
Discoverability 10.0 / 10
Agent readiness — 54/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Ramp

Each block below is one kind of artifact we hold for Ramp. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 11

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Ramp Accounts API

General ledger account resources used to map Ramp activity to accounting systems.

Ramp Audit Logs API

Audit events recording activity within a Ramp organization.

Ramp Bills API

Bill pay records and approval workflows.

Ramp Cards API

Physical and virtual cards issued to users and departments.

Ramp Departments API

Department records used to organize spend.

Ramp Locations API

Location records used to organize spend.

Ramp Reimbursements API

Out-of-pocket reimbursement requests.

Ramp Statements API

Card statement records.

Ramp Transactions API

Card and bill transactions across the organization.

Ramp Users API

User accounts within a Ramp organization.

Ramp Vendors API

Vendor records used by accounting integrations and bill pay workflows.

Scroll within the panel for all 11 ·

Postman Collections 1

A runnable collection turns the contract into something a developer can execute in seconds. We profile them because the fastest way to trust an API is to make a real call against it.

Ready-to-run Postman collections for exercising this provider's APIs.

Open Collections 1

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Ramp Developer API

OPEN COLLECTION

Arazzo Workflows 18

Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.

Multi-step API workflows described with the Arazzo specification.

Ramp Attribute Transaction To Cardholder

Resolve a transaction's card and user, then pull the user and card directories for attribution.

ARAZZO

Ramp Audit Event Target Lookup

List audit events and the user directory to resolve the actor behind each event.

ARAZZO

Ramp Card Inventory By Cardholder

Pull the card and user directories to build a per-cardholder card inventory.

ARAZZO

Ramp Categorize Transaction To Account

Retrieve a transaction and pull the GL account list to support categorization.

ARAZZO

Ramp Export Spend Snapshot

Pull transactions, cards, and users together to assemble a single spend snapshot.

ARAZZO

Ramp Find Cardholder Recent Spend

List users, then list a date window of transactions to slice spend by cardholder.

ARAZZO

Ramp Flag Large Transaction

List transactions in a window and branch on whether the first one exceeds a threshold.

ARAZZO

Ramp Flag Open Bill Vendor

List bills and branch into a vendor lookup only when the first bill is still open.

ARAZZO

Ramp Inspect Transaction Detail

List transactions in a date range, pick the first, and retrieve its full record.

ARAZZO

Ramp Locate Department Spend

Pull departments, users, and transactions to roll spend up by department.

ARAZZO

Ramp Locate Location Spend

Pull locations, users, and transactions to roll spend up by location.

ARAZZO

Ramp Map Users To Departments

Pull the user, department, and location directories to build an org spend map.

ARAZZO

Ramp Paginate Accounting Accounts

Page through the general ledger account list by following the start cursor.

ARAZZO

Ramp Reconcile Bills With Vendors

Pull bills and the accounting vendor directory to resolve each bill's vendor.

ARAZZO

Ramp Reconcile Reimbursements To Users

Pull reimbursements and the user directory to attribute each request to a person.

ARAZZO

Ramp Review Pending Reimbursement Detail

List reimbursements and branch into a user lookup only when one is still pending.

ARAZZO

Ramp Statement Close Detail

List statements, then pull the transactions for the statement period to reconcile a close.

ARAZZO

Ramp Trace Transaction To Account Detail

List transactions, retrieve the first in full, then pull GL accounts for coding.

ARAZZO

Scroll within the panel for all 18 ·

GraphQL 1

Where a provider ships GraphQL, the schema is the contract. We profile it alongside the REST surface so the whole interface is legible in one place.

GraphQL schemas published by this provider.

Ramp GraphQL API

Ramp is a corporate card and spend management platform for finance teams. The API covers cards, transactions, reimbursements, departments, locations, accounting integrations, re...

GRAPHQL

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Ramp Plans Pricing

3 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Ramp Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Ramp Finops

FINOPS

Event Specifications 1

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Ramp Developer API Webhooks

Event-driven surface for the Ramp Developer API. Ramp delivers webhook events to subscriber-provided HTTPS endpoints whenever state changes occur on resources such as transactio...

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Ramp Context

20 classes · 4 properties

JSON-LD

Spectral Rules 3

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

Ramp API Rules

5 rules · 1 errors · 4 warnings

SPECTRAL

Ramp API Rules

5 rules · 4 warnings

SPECTRAL

Ramp API Rules

8 rules · 2 errors · 4 warnings

SPECTRAL

JSON Schema 3

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Ramp Card

7 properties

JSON SCHEMA

Ramp Transaction

11 properties

JSON SCHEMA

Ramp User

10 properties

JSON SCHEMA

JSON Structure 3

JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.

JSON Structure definitions describing this provider's data shapes.

Ramp Card Structure

0 properties

JSON STRUCTURE

Ramp Transaction Structure

0 properties

JSON STRUCTURE

Ramp User Structure

0 properties

JSON STRUCTURE

Examples 3

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ramp Authentication

oauth2 · 1 scheme

SECURITY

Ramp Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Ramp Vulnerability Disclosure

security.txt · contact published

SECURITY

Ramp Trust Center

SOC 2, ISO 27001, PCI DSS, FedRAMP

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Ramp Scopes

12 scopes · clientCredentials

12 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Ramp Agentic Access

12 operations

12 operations · 0 acting

AGENTIC

Resources

Every other property we hold for Ramp — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 2

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Build 2

SDKs, sample code, and the tooling you integrate with

Operate 2

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/ramp · machine-readable index on apis.io