Need help with your APIs? I offer API discovery, governance & evangelism services. Explore services →
API Evangelist API Evangelist
Discovery
Learnings
Guidance
Toolbox
Alignment
API Evangelist LLC
socure website screenshot

socure

Socure is the leading vertically-integrated digital identity verification and fraud-prevention platform, used by 3,000+ banks, fintechs, crypto exchanges, marketplaces, gaming operators, and public-sector agencies. The ID+ API exposes Socure's KYC, document verification (DocV), Sigma fraud models, RiskScore (email / phone / address), Global Watchlist screening, Deceased Check, eCBSV, Digital Intelligence (SigmaDevice), Graph Intelligence, Account Intelligence, Prefill, and Decision modules through a single multi-module REST call, complemented by the RiskOS orchestration platform, native mobile SDKs, and webhook event streams. Socure is headquartered in Incline Village, Nevada with origins in New York City.

agent ready

Reference-quality API operations across every facet — a rich contract, published governance, transparent operations, and machine-readable commercial terms.

Kin Score

API Evangelist profiles socure the way a machine reads it — 65 machine-readable artifacts across 8 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — socure scores 71.3/100 (exemplar), with a separate agent-readiness read of 54/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 71.3/100 · exemplar
Contract Quality 19.2 / 25
Developer Ergonomics 13.0 / 20
Commercial Clarity 15.8 / 20
Operational Transparency 7.9 / 13
Governance 7.9 / 12
Discoverability 7.5 / 10
Agent readiness — 54/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile socure

Each block below is one kind of artifact we hold for socure. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 8

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Socure Decision API

Socure's rule-based decisioning module returns a single deterministic outcome — accept, reject, review, refer, or resubmit — derived from ID+ module scores and customer-configur...

Socure Account Intelligence API

Real-time validation of US bank accounts — verifying open/closed status, ownership (name match), and account-type signals. Powers funding-account checks for fintech onboarding, ...

Socure RiskOS API

RiskOS is Socure's identity and fraud orchestration platform that combines ID+ modules, customer-configured workflows, case management, and a no-code rules editor under a unifie...

socure Alerts API

The Alerts API from socure — 2 operation(s) for alerts.

socure ID+ API

Unified multi-module identity, fraud, and risk evaluation

socure Monitoring API

The Monitoring API from socure — 2 operation(s) for monitoring.

socure Transactions API

DocV session orchestration

socure Uploads API

Document and selfie upload management

Scroll within the panel for all 8 ·

Postman Collections 5

A runnable collection turns the contract into something a developer can execute in seconds. We profile them because the fastest way to trust an API is to make a real call against it.

Ready-to-run Postman collections for exercising this provider's APIs.

Open Collections 5

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Arazzo Workflows 9

Real integrations are rarely a single call. Arazzo describes the multi-step sequences — auth, then create, then confirm — so both a human and an agent can follow the choreography, not just the endpoints.

Multi-step API workflows described with the Arazzo specification.

Socure Bank Account Onboarding

Validate a funding bank account, then run a decision evaluation on the account owner when the account is open.

ARAZZO

Socure Contact Risk Then Decision

Score email, phone, and address risk for an applicant, then run a decision when all contact signals are low risk.

ARAZZO

Socure DocV Then Identity

Verify a government ID through DocV, then fold the document result into an ID+ identity evaluation.

ARAZZO

Socure DocV Verify And Poll

Create a document verification transaction, upload the ID and selfie, finalize verification, and poll for the outcome.

ARAZZO

Socure Fraud And Device Risk Screen

Screen an applicant for identity fraud, synthetic fraud, and device risk, then enroll watchlist monitoring on a clean result.

ARAZZO

Socure Identity Decision Branch

Run a multi-module ID+ evaluation and branch onboarding on the returned decision outcome.

ARAZZO

Socure KYC Watchlist Enroll

Screen an identity against KYC and global watchlist, then enroll it for ongoing monitoring and confirm the profile.

ARAZZO

Socure Monitoring Offboard

Confirm a watchlist monitoring profile is active, then remove it when a customer is offboarded.

ARAZZO

Socure Watchlist Alert Triage

List open watchlist monitoring alerts for a profile and move a selected alert through its disposition.

ARAZZO

Scroll within the panel for all 9 ·

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Socure Plans Pricing

3 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Socure Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Features 19

The notable capabilities this provider advertises, captured as structured features so they can be searched and compared instead of read one landing page at a time.

Notable capabilities this provider offers.

Vertically integrated digital identity verification and fraud prevention platform
ID+ unified multi-module REST API — pass `modules` array in one request to combine KYC, fraud, risk, and document verification
Socure Verify (KYC) with industry-leading auto-approval rates and inclusive coverage
Sigma Identity Fraud, Sigma Synthetic Fraud, and Sigma First-Party Fraud risk scores
Email RiskScore, Phone RiskScore, and Address RiskScore for low-friction risk signals
Predictive DocV with biometric face match, liveness detection, and webhook-driven session lifecycle
Global Watchlist Screening with continuous Monitoring across OFAC, UN, EU, HMT, DFAT, PEP, and adverse media
Deceased Check against SSA Death Master File and proprietary deceased records
eCBSV — instant electronic Consent Based SSN Verification with the Social Security Administration
Digital Intelligence (SigmaDevice SDK) for device fingerprinting and behavioral biometrics
Graph Intelligence — Network Identity Graph features surfaced as request-time attributes
Account Intelligence — bank account ownership and status verification
Prefill — SSN/ITIN autofill to reduce onboarding friction
Decision module — deterministic rule-based accept/reject/review/refer/resubmit outcomes
RiskOS orchestration platform (Enterprise and Launch deployment models)
Native iOS, Android, Web, and React Native SDKs for DocV and SigmaDevice
Webhook event streams for DocV session lifecycle and Watchlist Monitoring alerts
SOC 2 Type II, ISO 27001, PCI-DSS, and US FedRAMP-aligned GovCloud environment (developer.socure.us)
Available globally with country-specific coverage across US, Canada, UK, EU, and LATAM

Scroll within the panel for all 19 ·

Event Specifications 2

Not every API is request/response. AsyncAPI describes the event-driven and streaming side — the webhooks and channels — so the asynchronous half of the interface is documented the same way the synchronous half is.

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Socure DocV Webhooks

Webhook event stream emitted by the Socure Predictive DocV service to notify the integrator of session lifecycle events. The customer registers a webhook URL when creating a Doc...

ASYNCAPI

Socure Global Watchlist Monitoring Webhooks

Webhook event stream emitted by the Socure Global Watchlist Monitoring service. Once a profile is enrolled for continuous monitoring, Socure POSTs alert events to the integrator...

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts give the data shared meaning across APIs. We profile them because semantics are what let a machine reconcile 'customer' here with 'customer' somewhere else.

JSON-LD contexts and semantic vocabularies used across these APIs.

Socure Context

32 classes · 2 properties

JSON-LD

Spectral Rules 3

Governance rulesets we run against this provider's specs — the automated checks behind parts of the score. Profiling them makes the quality bar explicit and re-runnable, not a matter of opinion.

socure API Rules

5 rules · 1 errors · 4 warnings

SPECTRAL

socure API Rules

5 rules · 3 warnings

SPECTRAL

socure API Rules

7 rules · 3 errors · 3 warnings

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions describe the data models behind the API. We profile them so the shapes are validatable on their own — useful long after a single request is forgotten.

Standalone JSON Schema definitions for this provider's data models.

Socure ID+ Request

18 properties

JSON SCHEMA

Socure ID+ Response

9 properties

JSON SCHEMA

JSON Structure 1

JSON Structure captures the data shapes in a form built for tooling — a complement to JSON Schema that keeps the model machine-legible.

JSON Structure definitions describing this provider's data shapes.

Socure Idplus Structure

0 properties

JSON STRUCTURE

Examples 3

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Socure Authentication

apiKey · 1 scheme

SECURITY

Socure Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Socure Vulnerability Disclosure

security.txt · contact published

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Socure Agentic Access

12 operations · 9 acting

12 operations · 9 acting

AGENTIC

Resources

Every other property we hold for socure — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Learn 1

Tutorials, courses, talks, and written guidance

Other 3

Properties that don't map to a standard resource type

← All providers · Data indexed from github.com/api-evangelist/socure · machine-readable index on apis.io