Need help with your APIs? I offer API discovery, governance & evangelism services. Explore services →
API Evangelist API Evangelist
Discovery
Learnings
Guidance
Toolbox
Alignment
API Evangelist LLC

Wayflyer

Wayflyer provides revenue-based financing and growth capital for e-commerce businesses, and exposes its funding products to software platforms through the Hosted Capital / Embedded Finance API. Partners upload anonymized merchant revenue data to generate personalised indicative offers, render a Wayflyer CTA banner in their own UI, and run the full funding application as an embedded (v5) or hosted (v4 legacy) journey — with JavaScript UI and headless SDKs on npm, a production-parity sandbox with application-state simulation, and OpenAPI 3.1 contracts published on a Kong Konnect developer portal at docs.wayflyer.com.

agent ready

Real signal across most facets with visible, nameable gaps — the contract exists but is thin, or the portal is good while governance and commercial terms are absent.

Kin Score

API Evangelist profiles Wayflyer the way a machine reads it — 16 machine-readable artifacts across 12 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Wayflyer scores 53.4/100 (developing), with a separate agent-readiness read of 58/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 53.4/100 · developing
Contract Quality 14.1 / 25
Developer Ergonomics 16.1 / 20
Commercial Clarity 10.5 / 20
Operational Transparency 2.7 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 58/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Wayflyer

Each block below is one kind of artifact we hold for Wayflyer. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 12

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Wayflyer Auth API

The Auth API from Wayflyer — 2 operation(s) for auth.

Wayflyer Company Details API

The Company Details API from Wayflyer — 3 operation(s) for company details.

Wayflyer Company Search API

The Company Search API from Wayflyer — 1 operation(s) for company search.

Wayflyer CTA API

The CTA API from Wayflyer — 4 operation(s) for cta.

Wayflyer Data Upload API

The Data Upload API from Wayflyer — 3 operation(s) for data upload.

Wayflyer Documents API

The Documents API from Wayflyer — 3 operation(s) for documents.

Wayflyer Embedded Application API

The Embedded Application API from Wayflyer — 3 operation(s) for embedded application.

Wayflyer Handover API

The Handover API from Wayflyer — 1 operation(s) for handover.

Wayflyer Industry Classification API

The Industry Classification API from Wayflyer — 1 operation(s) for industry classification.

Wayflyer Simulation API

The Simulation API from Wayflyer — 1 operation(s) for simulation.

Wayflyer Tracked Login API

The Tracked Login API from Wayflyer — 1 operation(s) for tracked login.

Wayflyer User Details API

The User Details API from Wayflyer — 4 operation(s) for user details.

Scroll within the panel for all 12 ·

MCP Servers 1

Model Context Protocol servers expose these APIs directly to AI agents. We profile them because agent-native access is the fastest-growing way this provider's capabilities actually get used.

Model Context Protocol servers that expose these APIs to AI agents.

wayflyer-mcp.yml

MCP SERVER

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wayflyer Authentication

http · 2 schemes

SECURITY

Wayflyer Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Wayflyer Trust Center

trust center published

SECURITY

Resources

Every other property we hold for Wayflyer — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Build 3

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/wayflyer · machine-readable index on apis.io