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Worldline

European payment and digital services company providing REST APIs for payment processing, acquiring, digital banking services, open banking, identity and authentication, and merchant account management.

agent ready

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Worldline the way a machine reads it — 86 machine-readable artifacts across 79 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Worldline scores 41.1/100 (thin), with a separate agent-readiness read of 48/100 (agent ready). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 41.1/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 5.2 / 20
Commercial Clarity 14.7 / 20
Operational Transparency 0.7 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Regulatory · Banking & Open Finance 9.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Worldline

Each block below is one kind of artifact we hold for Worldline. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 79

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Worldline Connect (Global Collect) API

Enterprise online payment processing API enabling merchants to accept payments globally through hosted checkout, hosted tokenization, and server-to-server integration. Supports ...

Worldline Direct (Global Online Pay) API

Online payment API for SMBs providing access to 40+ alternative payment methods, 20+ local acquirers, and comprehensive payment operations including cancellations, captures, ref...

Worldline Acquiring API

Platform-independent REST API for PSPs, NSPs, and Payment Facilitators to process merchant transactions. Supports card-based transactions, Card-on-File operations, Strong Custom...

Worldline Financial Services Issuing API

Modular card management solution providing full-scope issuing services for card issuers including card lifecycle management, authentication, and value-added services.

Worldline Financial Services Acquiring API

Smart acquiring processing for all channels and ATM management. Includes merchant management, accept transactions, interchange fees, merchant analysis, statements, and transacti...

Worldline Open Banking API

Connectivity to more than 3,500 European banks in 21 countries supporting PSD2 open banking. Provides payment initiation, account information, verification of payee, iDEAL 2.0, ...

Worldline SmartPOS API

API for building and deploying applications on Worldline SmartPOS Android payment terminals. Supports in-person payment acceptance, tap-to-pay, value-added services, and app lif...

Worldline Identity and Authentication API

Security APIs for authenticating sensitive financial transactions including FIDO-based two-factor authentication, WebProtector 3D Secure, risk-based authentication scoring, OAut...

Worldline Account - AccountState API

Account State Controller

Worldline Account API

Account Api Controller

Worldline Account - Authorization API

Account Authorization Controller

Worldline Account - Authorization Restriction API

Account Authorization Restriction Controller

Worldline Account - Cvv2 Try Counter API

Account Cvv2 Try Counter Controller

Worldline Account - Future Update API

Account Future Updates Api Controller

Worldline Account - Insurance Contract API

Account Insurance Contract Api Controller

Worldline Account - Offline Reservation API

Account Offline Reservation Api Controller

Worldline Account - Operation API

Account Operation Api Controller

Worldline Account - Statement API

Account Statement Api Controller

Worldline Account - Temporary Credit Limit API

Account Temporary Credit Limit Api Controller

Worldline Account - Velocity Limit API

Account Velocity Limit Controller

Worldline Api Meta Info API

Api Meta Info Api Controller

Worldline Authentication Resource API

The Authentication Resource API from Worldline — 1 operation(s) for authentication resource.

Worldline Authorization API

The Authorization API from Worldline — 1 operation(s) for authorization.

Worldline Bulk Payment Initiation Service (Extended service) API

The Bulk Payment Initiation Service (Extended service) API from Worldline — 10 operation(s) for bulk payment initiation service (extended service).

Worldline Card API

Card Api Controller

Worldline Card Contract API

Card Contract Api Controller

Worldline Card - CVV API

Card CVV Api Controller

Worldline Card - EMV API

Card EMV Controller

Worldline Card - Letter API

Card Letter API Controller

Worldline Card - LinkedAccountState API

Card Linked Account State Controller

Worldline Card - Order API

Card Order Api Controller

Worldline Card - Pin API

Card Pin Api Controller

Worldline Card - Pin Try Counter API

Card Pin Try Counter Api Controller

Worldline Company - Address API

Company Address Api Controller

Worldline Company API

Company Api Controller

Worldline Company - Related API

Company Related Api Controller

Worldline Contract API

Contract Api Controller

Worldline Contract - Global Search API

Contract Global Search API Controller

Worldline Corporate Contract API

Corporate Contract API Controller

Worldline Corporate Contract - Global Search API

Corporate Contract Global Search API Controller

Worldline Credit Transfer API

Credit Transfer Api Controller

Worldline Currency Conversion (Extended services) API

The Currency Conversion (Extended services) API from Worldline — 1 operation(s) for currency conversion (extended services).

Worldline Customer - Address API

Customer Address Api Controller

Worldline Customer API

Customer Api Controller

Worldline Customer - Related API

Customer Related Api Controller

Worldline Debtor Preference Retrieval API

The Debtor Preference Retrieval API from Worldline — 1 operation(s) for debtor preference retrieval.

Worldline Direct Debit API

Direct Debit Api Controller

Worldline Dispute API

Dispute Api Controller

Worldline Event Store API

Event Store Controller

Worldline HealthCheck API

The HealthCheck API from Worldline — 1 operation(s) for healthcheck.

Worldline Holding API

The Holding API from Worldline — 3 operation(s) for holding.

Worldline Interchange fee API

The Interchange fee API from Worldline — 7 operation(s) for interchange fee.

Worldline Issuer API

Issuer Api Controller

Worldline Issuer - Velocity Limit API

Issuer Velocity Limit Controller

Worldline Merchant API

The Merchant API from Worldline — 4 operation(s) for merchant.

Worldline Message - Subscription API

Message Subscription Api Controller

Worldline Message - Subscription Event API

Message Subscription Event Api Controller

Worldline Message - Subscription Service API

Message Subscription Service Api Controller

Worldline Operation - Global Search API

Operation Global Search API Controller

Worldline Payment API

The Payment API from Worldline — 5 operation(s) for payment.

Worldline Payment Initiation Service API

The Payment Initiation Service API from Worldline — 11 operation(s) for payment initiation service.

Worldline Periodic Payment Initiation Service (Extended service) API

The Periodic Payment Initiation Service (Extended service) API from Worldline — 10 operation(s) for periodic payment initiation service (extended service).

Worldline Product Override API

Product Override API Controller

Worldline Refund Initiation Service V3 (Extended services) API

The Refund Initiation Service V3 (Extended services) API from Worldline — 6 operation(s) for refund initiation service v3 (extended services).

Worldline Registration Resource API

The Registration Resource API from Worldline — 1 operation(s) for registration resource.

Worldline Relying Party Resource API

The Relying Party Resource API from Worldline — 2 operation(s) for relying party resource.

Worldline Retrieve transaction totals API

The Retrieve transaction totals API from Worldline — 2 operation(s) for retrieve transaction totals.

Worldline Retrieve transaction totals per brand API

The Retrieve transaction totals per brand API from Worldline — 2 operation(s) for retrieve transaction totals per brand.

Worldline Scheduled Payment Initiation Service (Extended service) API

The Scheduled Payment Initiation Service (Extended service) API from Worldline — 10 operation(s) for scheduled payment initiation service (extended service).

Worldline Site API

The Site API from Worldline — 8 operation(s) for site.

Worldline Statement API

The Statement API from Worldline — 4 operation(s) for statement.

Worldline Terminal API

The Terminal API from Worldline — 10 operation(s) for terminal.

Worldline Token Resource API

The Token Resource API from Worldline — 1 operation(s) for token resource.

Worldline Transaction API

Transaction API Controller

Worldline Transaction - Global Search API

Transaction Global Search API Controller

Worldline Transaction Lifecycle API

The Transaction Lifecycle API from Worldline — 1 operation(s) for transaction lifecycle.

Worldline User Resource API

The User Resource API from Worldline — 2 operation(s) for user resource.

Scroll within the panel for all 79 ·

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Plans

5 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wordline Authentication

http/oauth2 · 2 schemes

SECURITY

Wordline Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes are the vocabulary of least-privilege access. Profiling them shows exactly what an integration — or an agent acting on a user's behalf — is allowed to do.

OAuth scopes governing access to this provider's APIs.

Wordline Scopes

7 scopes · clientCredentials

7 scopes

SCOPES

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Wordline Agentic Access

695 operations · 429 acting · 29 human-in-the-loop

695 operations · 429 acting

AGENTIC

Resources

Every other property we hold for Worldline — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Access & Security 3

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/wordline · machine-readable index on apis.io