Xfers
Xfers is a Southeast Asian payments infrastructure company founded in Singapore in 2015 and backed by 500 Global, providing bank-transfer collection, payouts, escrow-style wallets, and lending disbursement APIs across Singapore and Indonesia. Xfers merged with Payfazz in 2022 to form the Fazz Financial Group, with its regulated Singapore dollar stablecoin and payments business continuing as StraitsX; the Xfers v3 API documentation for Singapore and Indonesia remains published at docs.xfers.io.
Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.
API Evangelist profiles Xfers the way a machine reads it — 22 machine-readable artifacts across 20 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.
Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Xfers scores 33.3/100 (thin), with a separate agent-readiness read of 27/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.
Kin Score
This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
How we profile Xfers
Each block below is one kind of artifact we hold for Xfers. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.
APIs 20
Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.
Individual APIs this provider publishes, each with its own machine-readable definition.
Xfers Bank Account API
API to manage Bank Account
Xfers Charge API
API for Charges
Xfers Convenience Store Transfers API
The Convenience Store Transfers API from Xfers — 1 operation(s) for convenience store transfers.
Xfers cutting_edge API
The cutting_edge API from Xfers — 2 operation(s) for cutting_edge.
Xfers Direct Bank Transfer Payments API
The Direct Bank Transfer Payments API from Xfers — 1 operation(s) for direct bank transfer payments.
Xfers Disbursements API
API for Disbursement
Xfers E-signature API
API for e-signature
Xfers Fixed Virtual Account Bank Transfers API
The Fixed Virtual Account Bank Transfers API from Xfers — 2 operation(s) for fixed virtual account bank transfers.
Xfers Intents API
**For user case 1:** When a user is performing a top-up via [GET /transfer_info](http://docs.xfers.io/#get-transfer-info), they might forget to enter their contact number which ...
Xfers Loans API
Loans Management
Xfers Modify Payments API
The Modify Payments API from Xfers — 1 operation(s) for modify payments.
Xfers Payment Queries API
The Payment Queries API from Xfers — 1 operation(s) for payment queries.
Xfers Payment Queries (Hide first) API
The Payment Queries (Hide first) API from Xfers — 1 operation(s) for payment queries (hide first).
Xfers Payout API
API for Payout
Xfers Registration API
Register and verify new users.
Xfers Repayments API
API for Repayment
Xfers Testing API
API for testing purposes
Xfers Unique Amount Bank Transfers API
The Unique Amount Bank Transfers API from Xfers — 1 operation(s) for unique amount bank transfers.
Xfers User Account API
Manage User and Accounts
Xfers Withdraw API
API for Withdrawal
Scroll within the panel for all 20 ·
Security Posture 2
Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Resources
Every other property we hold for Xfers — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.
Documentation 2
Reference material describing how the API behaves
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 2
Authentication, authorization, and security posture
Operate 2
Status, limits, changes, and where to get help
Company 1
The organization behind the API
← All providers · Data indexed from github.com/api-evangelist/xfers · machine-readable index on apis.io