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Yodlee

Yodlee (Envestnet | Yodlee) is a financial data aggregation platform providing unified API access to bank accounts, credit card transactions, investments, loans, and insurance data across thousands of financial institutions. The Yodlee Core APIs v1.1 enable secure account aggregation, transaction enrichment, risk analytics, consent management, and account verification for fintech applications.

agent aware

Limited machine-readable signal and partial portal coverage — documentation a human can read, but little a machine or agent can consume without scraping.

Kin Score

API Evangelist profiles Yodlee the way a machine reads it — 31 machine-readable artifacts across 23 APIs, pulled from the provider's own public surface and indexed so a developer, an analyst, or an AI agent can evaluate it against every other provider on the network.

Every provider in the network is reduced to the same set of machine-readable artifacts — OpenAPI contracts, event specifications, GraphQL schemas, runnable collections, pricing and rate-limit signals, security posture, OAuth scopes, and the agent surfaces (MCP servers and skills) that let software drive the API on its own. We profile them because the interface is the part of a company you can actually inspect: it is a truer signal of what a provider does than any marketing page. From those artifacts we compute the Kin Score — Yodlee scores 34.1/100 (thin), with a separate agent-readiness read of 39/100 (agent aware). The full breakdown is below, followed by every artifact we hold — each card links through to its machine-readable definition on apis.io.

Kin Score

This is the API Evangelist rating — a single, repeatable read computed from the artifacts on this page. Green fill is points earned; the red track is points possible, so every bar shows earned-versus-possible at a glance.

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 34.1/100 · thin
Contract Quality 9.4 / 25
Developer Ergonomics 7.0 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 3.4 / 13
Governance 1.6 / 12
Discoverability 8.8 / 10
Regulatory · Banking & Open Finance 3.6 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3

How we profile Yodlee

Each block below is one kind of artifact we hold for Yodlee. For each we say what it is and why it earns a place in the profile, then list every one we've indexed — capped at two rows, scroll within the panel for the rest.

APIs 23

Each API is captured as its own OpenAPI definition — every operation, parameter, and response. This is the single most useful machine-readable description of what an API does, and it's what lets us score, lint, mock, and generate against it without asking the provider for anything.

Individual APIs this provider publishes, each with its own machine-readable definition.

Yodlee Account Verification API

The Yodlee Account Verification API enables real-time verification of bank account ownership and balance. Supports verification workflows via FastLink 4, holder profile retrieva...

Yodlee FastLink

FastLink 4 is Yodlee's white-label account aggregation widget that enables users to securely link their financial accounts. Provides a customizable embedded UI for account login...

Yodlee Account Token API

Account verification customers looking to integrate with one of our payment partners can use the Account Token endpoints. These APIs allow creating a secure processor token for ...

Yodlee Accounts API

Accounts API

Yodlee Auth API

Auth API

Yodlee Cobrand API

Cobrand API

Yodlee Configs API

Configs API

Yodlee Consents API

Consents API

Yodlee DataExtracts API

DataExtracts API

Yodlee Derived API

Derived API

Yodlee Documents API

Documents API

Yodlee Holdings API

Holdings API

Yodlee Institutions API

Institutions API

Yodlee Payment Processor API

Yodlee's payment processor partners can use the Payment Processor endpoints to access verified account details using the processorToken created and shared by mutual...

Yodlee ProviderAccounts API

Provider Accounts API

Yodlee Providers API

Providers API

Yodlee Risk Analytics API

Risk Analytics API

Yodlee Statements API

Statements API

Yodlee Transactions API

Transactions API

Yodlee User API

Users API

Yodlee User Documents API

User Documents API

Yodlee Verification API

Verification API

Yodlee Verify Account API

Verify Account API

Scroll within the panel for all 23 ·

Open Collections 1

Open, tool-agnostic collections carry the same runnable value as Postman without locking you to one client — the portable, forkable form of the same exercise.

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Yodlee Core APIs

OPEN COLLECTION

GraphQL 1

Where a provider ships GraphQL, the schema is the contract. We profile it alongside the REST surface so the whole interface is legible in one place.

GraphQL schemas published by this provider.

Yodlee GraphQL Schema

This document describes a conceptual GraphQL schema for the Yodlee (Envestnet | Yodlee) financial data aggregation platform. Yodlee exposes its capabilities through a REST API (...

GRAPHQL

Pricing Plans 1

Pricing is part of the interface. Machine-readable plans tell you what a tier costs and includes before you commit — one of the six things the Kin Score reads for commercial clarity.

Published pricing tiers and plan structures.

Yodlee Plans Pricing

1 plans

PLANS

Rate Limits 1

Rate limits are the difference between a demo that works and a production integration that doesn't fall over. Publishing them is an operational-transparency signal — and a hard requirement for any agent that plans its own throughput.

Documented rate limits and quota policies.

Yodlee Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals let a buyer model the financial operations of an API before it's live. We profile them for the same reason we profile pricing: the money is part of the contract.

Cost, billing, and metering signals for API financial operations.

Examples 1

Real request and response payloads are what turn a spec from abstract into obvious — and they're one of the twelve things an agent needs to call an API correctly on the first try.

Example request and response payloads for these APIs.

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals — the evidence that a provider takes security seriously enough to document it. We profile it because you can't govern what you can't see.

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Yodlee Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

An x-agentic-access contract marks which operations are safe for an agent to run on its own and which need a human in the loop. It is the difference between an API an agent can use and one it can use safely.

Recommended x-agentic-access execution contracts for AI agents.

Yodlee Agentic Access

98 operations · 48 acting · 1 human-in-the-loop

98 operations · 48 acting

AGENTIC

Resources

Every other property we hold for Yodlee — documentation, portals, status pages, policies, and corporate surface — grouped by the job it does, following the integrator's arc from getting started to running in production.

Get Started 2

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 2

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Company 2

The organization behind the API

← All providers · Data indexed from github.com/api-evangelist/yodlee · machine-readable index on apis.io