Canadian Banking
Grouped by Kin Score band and ranked by composite score within each, with the separate agent-readiness score alongside. Click the scores on any row to open the full facet and dimension breakdown behind both numbers, and click again to close it.
search
41 providers · 1 standards and regulatory body listed separately below
Developing 2 39.3 – 54.2 Real signal across most facets with visible, nameable gaps.
1
Moneris Developing agent native Payments & Infrastructure
Moneris (Moneris Solutions Corporation) is Canada's largest payment processor and merchant-acquiring company, founded in December 2000 as a joint venture equ...
Composite
45.6
Agent
52.6
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 45.6/100 · developing
Contract Quality
16.7 / 25
Developer Ergonomics
9.2 / 20
Access Clarity
1.3 / 20
Operational Transparency
4.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.0 / 10
Regulatory · Payments
9.6 / 15
Agent readiness — 53/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
3
Scotiabank Developing agent aware Big Six
Scotiabank is one of Canada's leading financial institutions and a major international bank. Through its Scotia TranXact developer portal, Scotiabank provide...
Composite
41.7
Agent
23.9
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 41.7/100 · developing
Contract Quality
17.5 / 25
Developer Ergonomics
8.6 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Thin 3 26.2 – 39.2 Limited machine-readable signal beyond documentation a human can read.
4
Nuvei Thin agent aware Fintech & Challenger
Nuvei is a global payment technology company headquartered in Montreal, Canada, providing a single platform for online card acquiring, alternative payment me...
Composite
33.4
Agent
20.1
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 33.4/100 · thin
Contract Quality
16.6 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
1.6 / 12
Discoverability
6.5 / 10
Regulatory · Payments
2.6 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
5
BMO Financial Group Thin agent aware Big Six
BMO Financial Group (Bank of Montreal) is one of Canada's Big Six banks and a Schedule I domestic chartered bank, founded in Montreal in 1817 as Canada's old...
Composite
31.0
Agent
10.8
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 31.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
6
Interac Thin agent aware Payments & Infrastructure
Interac Corp. is Canada's domestic payments and digital verification network, founded in 1984 as the Interac Association and reorganized as a for-profit corp...
Composite
29.1
Agent
14.6
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 29.1/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Emerging 11 11 – 26.1 More than an index entry but still mostly links rather than artifacts.
7
Steinbach Credit Union Emerging agent aware Credit Union & Caisse
Steinbach Credit Union (SCU) is a member-owned financial cooperative founded in 1941 and headquartered in Steinbach, Manitoba, Canada, operating three branch...
Composite
23.1
Agent
15.1
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 23.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
8
Royal Bank of Canada Emerging human only Big Six
Royal Bank of Canada (RBC) is Canada's largest bank by market capitalization and one of the country's Big Six, a Schedule I domestic bank chartered under the...
Composite
20.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
8.1 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
9
Wealthsimple Emerging human only Fintech & Challenger
Wealthsimple is a Toronto-based Canadian financial technology company, founded in 2014, offering a full suite of consumer financial products: managed investi...
Composite
20.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
9.5 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
10
Alterna Savings Emerging human only Credit Union & Caisse
Alterna Savings and Credit Union Limited is a member-owned financial cooperative (credit union) founded in 1908 as the Civil Service Savings and Loan Society...
Composite
15.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 15.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
7.0 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
11
Coast Capital Savings Emerging agent aware Credit Union & Caisse
Coast Capital Savings is a member-owned financial co-operative headquartered in Surrey, British Columbia, serving over 600,000 members across roughly 45 bran...
Composite
15.0
Agent
10.8
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
12
connectFirst Credit Union Emerging agent aware Credit Union & Caisse
connectFirst Credit Union is a member-owned, cooperative (Schedule-equivalent provincial credit union) financial institution headquartered in Calgary, Albert...
Composite
14.9
Agent
10.8
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 14.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
13
KOHO Emerging human only Fintech & Challenger
KOHO is a Canadian financial-technology company (neobank) founded in 2014 by Daniel Eberhard and headquartered in Vancouver, British Columbia, serving more t...
Composite
14.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 14.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
14
Canadian Tire Bank Emerging agent aware Schedule I (Domestic)
Canadian Tire Bank (operating as Canadian Tire Financial Services) is a federally regulated Schedule I bank, wholly owned by Canadian Tire Corporation, Limit...
Composite
14.5
Agent
15.1
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 14.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
15
Vancity Community Investment Bank Emerging human only Schedule I (Domestic)
Vancity Community Investment Bank (VCIB) is a federally regulated Schedule I chartered bank headquartered in Toronto, Ontario, and a wholly owned subsidiary ...
Composite
12.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 12.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.6 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
16
Desjardins Group Emerging human only Schedule I (Domestic)
Desjardins Group (Mouvement Desjardins) is the largest cooperative financial group in North America, founded in 1900 in Lévis, Quebec by Alphonse Desjardins....
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 11.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
17
Tangerine Emerging human only Digital Arm
Tangerine is a Canadian direct (branchless) bank headquartered in Toronto, Ontario, and a federally regulated Schedule I bank chartered as Tangerine Bank (in...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Minimal 25 0 – 10.9 Index entry only; little beyond a description and a link.
18
National Bank of Canada Minimal human only Big Six
National Bank of Canada (Banque Nationale du Canada, TSX: NA) is a Schedule I chartered bank headquartered in Montreal, Quebec, founded in 1859. It is the si...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
19
Conexus Credit Union Minimal human only Credit Union & Caisse
Conexus Credit Union is Saskatchewan's largest credit union, a member-owned cooperative financial institution headquartered in Regina with over $10 billion i...
Composite
10.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 10.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
20
CIBC Minimal human only Big Six
Canadian Imperial Bank of Commerce (CIBC) is a Schedule I domestic chartered bank and one of Canada's Big Six, formed in 1961 through the merger of the Canad...
Composite
10.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 10.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
21
Bridgewater Bank Minimal human only Schedule I (Domestic)
Bridgewater Bank is a Canadian Schedule I chartered bank, a wholly-owned subsidiary of the Alberta Motor Association (AMA), headquartered in Calgary, Alberta...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
22
Citibank Canada Minimal human only Schedule II (Foreign-Owned)
Citibank Canada (Citi Canada) is the Canadian arm of Citigroup, chartered under Canada's Bank Act as a Schedule II (foreign bank subsidiary) deposit-taking i...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
23
Simplii Financial Minimal human only Digital Arm
Simplii Financial is the no-fee direct banking brand of the Canadian Imperial Bank of Commerce (CIBC), one of Canada's Big Six Schedule I domestic banks. Lau...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
24
Affinity Credit Union Minimal human only Credit Union & Caisse
Affinity Credit Union is a member-owned financial cooperative headquartered in Saskatoon, Saskatchewan, Canada. Formed in 2005 through the amalgamation of se...
Composite
10.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 10.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
25
Servus Credit Union Minimal human only Credit Union & Caisse
Servus Credit Union Ltd. is a member-owned cooperative financial institution headquartered in Edmonton, Alberta, founded in 1938. It is Alberta's largest cre...
Composite
9.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 9.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
26
PC Financial Minimal human only Digital Arm
PC Financial (President's Choice Financial) is the financial-services brand of Canadian grocery giant Loblaw Companies Limited. Its personal banking and Mast...
Composite
9.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 9.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
27
Neo Financial Minimal human only Fintech & Challenger
Neo Financial is a Calgary- and Winnipeg-based Canadian fintech (neobank) founded in 2019 by the founders of SkipTheDishes, offering credit cards, savings, m...
Composite
9.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 9.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
28
First Nations Bank of Canada Minimal human only Schedule I (Domestic)
First Nations Bank of Canada (FNBC) is a Schedule I federally regulated chartered bank under the Bank Act, chartered on 19 November 1996 and headquartered in...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
29
Amex Bank of Canada Minimal human only Schedule II (Foreign-Owned)
Amex Bank of Canada is the Canadian banking subsidiary of the American Express Company (United States), incorporated in 1990 and headquartered in the Toronto...
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
30
Home Trust Minimal human only Schedule I (Domestic)
Home Trust Company is a federally regulated Canadian trust company founded in 1977 and headquartered in Toronto, and the principal operating subsidiary of Ho...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
31
ATB Financial Minimal human only Provincial / Crown
ATB Financial (formerly Alberta Treasury Branches) is a financial institution and Crown corporation wholly owned by the Government of Alberta, established in...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
32
TD Bank Group Minimal human only Big Six
TD Bank Group (The Toronto-Dominion Bank) is one of Canada's Big Six chartered banks — a federally regulated Schedule I bank headquartered in Toronto and lis...
Composite
5.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 5.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
33
Prospera Credit Union Minimal human only Credit Union & Caisse
Prospera Credit Union is a member-owned cooperative financial institution headquartered in British Columbia, Canada, formed on January 1, 2020 through the me...
Composite
5.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 5.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
34
Equitable Bank Minimal human only Schedule I (Domestic)
Equitable Bank is Canada's seventh largest independent Schedule I bank by assets and a wholly owned subsidiary of EQB Inc. (TSX: EQB), a Toronto-based Canadi...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
35
Brim Financial Minimal human only Fintech & Challenger
Brim Financial is a Toronto-based Canadian fintech (founded 2017) that operates a fully-integrated, API-first credit-card Platform-as-a-Service (PaaS). It is...
Composite
2.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 2.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
36
Vancity Minimal human only Credit Union & Caisse
Vancity (Vancouver City Savings Credit Union) is a member-owned financial co-operative headquartered in Vancouver, British Columbia, and the largest communit...
Composite
2.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 2.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
37
Canadian Western Bank Minimal human only Schedule I (Domestic)
Canadian Western Bank (CWB) is a Schedule I domestic chartered bank founded in 1988 (through the merger of the Bank of Alberta and Western & Pacific Bank) an...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
38
First West Credit Union Minimal human only Credit Union & Caisse
First West Credit Union — rebranded Tru Cooperative Bank in 2026 — is a member-owned Canadian cooperative financial institution headquartered in Langley, Bri...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
39
Meridian Credit Union Minimal human only Credit Union & Caisse
Meridian Credit Union is Ontario's largest credit union and one of the largest in Canada — a member-owned financial cooperative headquartered in St. Catharin...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
40
Laurentian Bank of Canada Minimal human only Schedule I (Domestic)
Laurentian Bank of Canada (Banque Laurentienne du Canada) is a Montreal-headquartered Schedule I chartered bank, founded in 1846 as the Montreal City and Dis...
Composite
2.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 2.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
41
B2B Bank Minimal human only Schedule I (Domestic)
B2B Bank is a Schedule I Canadian bank, headquartered in Toronto and wholly owned by Laurentian Bank of Canada (Laurentian Bank Financial Group). It operates...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
42
Manulife Bank Minimal human only Schedule I (Domestic)
Manulife Bank of Canada is a Schedule I federally chartered bank and a wholly-owned subsidiary of The Manufacturers Life Insurance Company, part of Manulife ...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Market Bodies & Standards 1 Market bodies and standards organizations — they set the rules the banks clear through rather than selling an API.
2
Payments Canada Developing agent aware Market Bodies & Standards
Payments Canada (formerly the Canadian Payments Association) is the public-purpose organization created by federal statute (the Canadian Payments Act) that o...
Composite
44.8
Agent
23.9
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 44.8/100 · developing
Contract Quality
11.9 / 25
Developer Ergonomics
13.7 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Payments
10.1 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5