Canadian Insurance
Grouped by Kin Score band and ranked by composite score within each, with the separate agent-readiness score alongside. Click the scores on any row to open the full facet and dimension breakdown behind both numbers, and click again to close it.
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19 providers · 1 standards and regulatory body listed separately below
Strong 1 54.3 – 66.4 Solid contracts, transparent operations, and an easy start.
1
APOLLO Insurance Strong agent ready Insurtech & Digital-Native Insurers
APOLLO Insurance (APOLLO Insurance Agency Ltd., apollocover.com) is a Vancouver-founded Canadian digital insurance brokerage and MGA-style distribution platf...
Composite
55.1
Agent
30.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.1/100 · strong
Contract Quality
15.7 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
8.7 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Developing 2 39.3 – 54.2 Real signal across most facets with visible, nameable gaps.
2
Sun Life Developing agent ready Life, Health & Benefits Insurers
Sun Life Financial Inc. is a Canadian multinational life and health insurer and asset manager headquartered in Toronto, one of the "life trio" that dominates...
Composite
47.3
Agent
31.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.3/100 · developing
Contract Quality
11.3 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
10.7 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
4
Great-West Lifeco Developing agent aware Life, Health & Benefits Insurers
Great-West Lifeco Inc. is a Winnipeg-headquartered international financial services holding company and a member of the Power Corporation group, and one of t...
Composite
43.4
Agent
9.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.4/100 · developing
Contract Quality
0.0 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.4 / 10
Regulatory · Insurance
10.7 / 15
Agent readiness — 9/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Thin 3 26.2 – 39.2 Limited machine-readable signal beyond documentation a human can read.
5
The Co-operators Thin agent ready P&C / General Insurers
The Co-operators is a Canadian insurance and financial services co-operative, formed in 1978 from the amalgamation of the Saskatchewan and Ontario co-operati...
Composite
29.9
Agent
29.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.9/100 · thin
Contract Quality
3.5 / 25
Developer Ergonomics
9.9 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Insurance
7.3 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
6
CAA Insurance Thin agent aware P&C / General Insurers
CAA Insurance Company is a Canadian property and casualty carrier that began underwriting in 1974 and is part of CAA Club Group, the CAA South Central Ontari...
Composite
28.3
Agent
22.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 28.3/100 · thin
Contract Quality
8.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
9.5 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
7
Wawanesa Insurance Thin agent aware P&C / General Insurers
The Wawanesa Mutual Insurance Company, founded in 1896 in Wawanesa, Manitoba and headquartered in Winnipeg, is one of Canada's largest property and casualty ...
Composite
28.3
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 28.3/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
7.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Insurance
10.7 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
Emerging 11 11 – 26.1 More than an index entry but still mostly links rather than artifacts.
8
Canada Life Emerging agent aware Life, Health & Benefits Insurers
The Canada Life Assurance Company is one of Canada's largest life and health insurers, formed from the 2020 amalgamation of Great-West Life, London Life and ...
Composite
26.0
Agent
6.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
10.9 / 15
Agent readiness — 7/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
9
Definity Financial Emerging human only P&C / General Insurers
Definity Financial Corporation is a Canadian property and casualty insurance group headquartered in Waterloo, Ontario and listed on the Toronto Stock Exchang...
Composite
23.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
10
Blue Cross Canada Emerging agent aware Life, Health & Benefits Insurers
Blue Cross Canada (bluecross.ca) is the national consumer-facing brand of the Canadian Association of Blue Cross Plans, the association that owns the Blue Cr...
Composite
22.0
Agent
13.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 22.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
9.5 / 15
Agent readiness — 14/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
11
Finaeo Emerging human only Agency & Brokerage Technology
Finaeo Inc. is a Toronto-based Canadian insurtech operating a digital marketplace that connects life insurance carriers, independent brokers and their client...
Composite
20.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
4.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
12
Trufla Emerging human only Agency & Brokerage Technology
Trufla Technology is a Calgary, Alberta insurtech that builds digital distribution software for independent property and casualty insurance brokerages, servi...
Composite
19.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.4 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
5.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
13
Zensurance Emerging human only Agency & Brokerage Technology
Zensurance is a Toronto-based digital commercial insurance brokerage founded in 2016 that sells small-business and freelancer coverage online across every Ca...
Composite
13.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
14
Goose Insurance Emerging human only Insurtech & Digital-Native Insurers
Goose Insurance Services Inc. is a Vancouver, British Columbia based digital insurance distributor — an app-first licensed agency and MGA rather than a carri...
Composite
12.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
4.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
15
Intact Financial Emerging human only P&C / General Insurers
Intact Financial Corporation is the largest provider of property and casualty insurance in Canada, headquartered in Toronto and trading on the TSX as IFC. It...
Composite
12.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
16
Desjardins Group Emerging human only P&C / General Insurers
Desjardins Group (Mouvement Desjardins) is the largest cooperative financial group in North America, founded in 1900 in Lévis, Quebec by Alphonse Desjardins....
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
17
Sonnet Insurance Emerging human only Insurtech & Digital-Native Insurers
Sonnet Insurance is a Canadian direct-to-consumer digital property and casualty insurer launched in 2016 and a member of the Definity family of companies, un...
Composite
11.8
Agent
2.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 2/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
3 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
18
Onlia Emerging human only Insurtech & Digital-Native Insurers
Onlia is a Canadian digital insurance brokerage, operating as the registered business name of Onlia Agency Inc. and backed by Southampton Financial Inc. (the...
Composite
11.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Minimal 2 0 – 10.9 Index entry only; little beyond a description and a link.
19
Breathe Life Minimal human only Core Systems & Policy Administration
Breathe Life is a Montreal, Quebec based life insurance technology company — an enterprise SaaS core-systems vendor rather than a carrier or a broker — found...
Composite
6.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
2.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
20
Manulife Minimal human only Life, Health & Benefits Insurers
Manulife Financial Corporation is a Canadian multinational insurance and financial services company providing life insurance, health insurance, wealth and as...
Composite
2.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Market Bodies, Standards & Regulators 1 Market bodies, standards organizations and supervisors — not carriers, vendors or brokers.
3
OSFI Developing agent aware Market Bodies, Standards & Regulators
The Office of the Superintendent of Financial Institutions (OSFI / BSIF) is Canada's federal prudential regulator, supervising more than 400 federally regula...
Composite
47.0
Agent
10.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.0/100 · developing
Contract Quality
6.7 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
8.4 / 20
Operational Transparency
6.8 / 13
Contract Governance
4.0 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
5.7 / 15
Agent readiness — 10/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5