US Insurance
Grouped by Kin Score band and ranked by composite score within each, with the separate agent-readiness score alongside. Click the scores on any row to open the full facet and dimension breakdown behind both numbers, and click again to close it.
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74 providers · 3 standards and regulatory bodies listed separately below
Strong 1 54.3 – 66.4 Solid contracts, transparent operations, and an easy start.
1
CoreLogic (Cotality) Strong agent aware Risk Data & Analytics
CoreLogic — rebranded as Cotality in 2025 — is a property data and analytics company providing real estate, mortgage, tax, hazard, and climate-risk informati...
Composite
59.5
Agent
24.8
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 59.5/100 · strong
Contract Quality
15.4 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
11.3 / 20
Operational Transparency
4.4 / 13
Contract Governance
8.4 / 12
Discoverability
6.1 / 10
Regulatory · Insurance
8.6 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Developing 15 39.3 – 54.2 Real signal across most facets with visible, nameable gaps.
3
Origami Risk Developing agent ready Core Systems & Policy Administration
Origami Risk is a Chicago-headquartered risk, safety and insurance SaaS company founded in 2009 that began as a single-version cloud RMIS (risk management in...
Composite
52.8
Agent
29.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 52.8/100 · developing
Contract Quality
12.3 / 25
Developer Ergonomics
10.1 / 20
Access Clarity
10.8 / 20
Operational Transparency
9.6 / 13
Contract Governance
0.5 / 12
Discoverability
7.4 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
4
Socotra Developing agent ready Core Systems & Policy Administration
Socotra is a cloud-native insurance core platform that lets carriers, MGAs, and program administrators configure, launch, and operate insurance products acro...
Composite
52.2
Agent
30.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 52.2/100 · developing
Contract Quality
11.2 / 25
Developer Ergonomics
16.1 / 20
Access Clarity
7.4 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
5
Elevance Health Developing agent ready Life, Health & Benefits Insurers
Elevance Health (formerly Anthem) is a Fortune 500 health benefits company serving members through Blue Cross and Blue Shield affiliated health plans across ...
Composite
50.6
Agent
36.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 50.6/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
10.4 / 20
Access Clarity
6.1 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Health
11.6 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
6
Coalition Developing agent aware Cyber & Specialty Risk
Coalition is a San Francisco–headquartered cyber insurance and active risk management provider founded in 2017 by Joshua Motta (CEO) and John Hering. Coaliti...
Composite
50.2
Agent
28.1
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 50.2/100 · developing
Contract Quality
17.2 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
10.5 / 20
Operational Transparency
5.5 / 13
Contract Governance
6.5 / 12
Discoverability
5.9 / 10
Regulatory · Insurance
3.9 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
7
Ascend Developing agent ready Agency & Brokerage Technology
Ascend is a financial operations platform built for the insurance industry, offering AI-powered accounting automation, payments, and premium financing in a s...
Composite
48.4
Agent
32.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 48.4/100 · developing
Contract Quality
14.5 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
8.4 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
8.2 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
8
Solera Developing agent ready Claims Technology
Solera is a Westlake, Texas headquartered vehicle lifecycle management software, data, and services company operating in more than 100 countries, and one of ...
Composite
44.2
Agent
33.6
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 44.2/100 · developing
Contract Quality
11.3 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
3.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.4 / 10
Regulatory · Insurance
9.5 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
9
Duck Creek Developing agent aware Core Systems & Policy Administration
The path forward to competing today and in the future requires an open platform designed to sit at the center of your P&C solutions – and seamlessly.
Composite
42.6
Agent
24.4
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 42.6/100 · developing
Contract Quality
15.2 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.2 / 12
Discoverability
5.0 / 10
Regulatory ·
0.0 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
10
Travelers Developing agent aware P&C / General Insurers
Travelers is one of the largest property casualty insurance companies in the United States and a Fortune 500 company. Through their developer portal, Travele...
Composite
42.4
Agent
22.7
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 42.4/100 · developing
Contract Quality
16.7 / 25
Developer Ergonomics
6.2 / 20
Access Clarity
5.3 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
7.7 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
11
Extend Developing agent aware Embedded Insurance & Distribution APIs
Extend is a product and shipping protection platform for merchants and ecommerce brands. Its API lets merchants surface extended-warranty and shipping-protec...
Composite
42.2
Agent
27.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 42.2/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
5.5 / 20
Operational Transparency
4.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
5.7 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
12
Noyo Developing agent ready Employee Benefits Administration
Noyo operates benefits data infrastructure that automates the exchange of employee benefits enrollment data between benefits administration platforms, broker...
Composite
42.1
Agent
28.6
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 42.1/100 · developing
Contract Quality
13.7 / 25
Developer Ergonomics
12.3 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
5.7 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
13
At-Bay Developing agent aware Cyber & Specialty Risk
At-Bay is an InsurSec company that combines cyber insurance with proactive security monitoring for businesses. Headquartered in New York with offices in San ...
Composite
41.7
Agent
22.3
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 41.7/100 · developing
Contract Quality
16.7 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
9.2 / 20
Operational Transparency
0.7 / 13
Contract Governance
3.5 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
3.9 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
14
Ease Developing agent ready Employee Benefits Administration
Ease (legally Enrollease, Inc., San Francisco, with offices in Las Vegas and Omaha) is a United States benefits administration and HR platform sold through i...
Composite
41.7
Agent
35.6
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 41.7/100 · developing
Contract Quality
6.2 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
10.8 / 20
Operational Transparency
5.5 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
15
Verisk Developing agent aware Risk Data & Analytics
Verisk (formerly ISO) is a leading data analytics and technology company serving the insurance, energy, and financial services industries. Verisk provides ri...
Composite
40.7
Agent
24.8
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 40.7/100 · developing
Contract Quality
18.3 / 25
Developer Ergonomics
10.2 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
5.9 / 10
Regulatory · Insurance
3.9 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
16
Aflac Developing agent ready Life, Health & Benefits Insurers
Aflac is America's leading provider of supplemental insurance, paying benefits when a policyholder has an accident, illness, or injury. Aflac runs its own in...
Composite
40.5
Agent
36.3
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 40.5/100 · developing
Contract Quality
7.0 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
5.3 / 20
Operational Transparency
4.4 / 13
Contract Governance
5.6 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
7.7 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
17
Agentsync Developing agent aware Agency & Brokerage Technology
AgentSync builds modern insurance compliance infrastructure that connects carriers, agencies, MGAs, and producers. Its ProducerSync API is a REST API deliver...
Composite
39.9
Agent
13.7
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 39.9/100 · developing
Contract Quality
0.0 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
12.1 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 14/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Thin 17 26.2 – 39.2 Limited machine-readable signal beyond documentation a human can read.
18
State Farm Thin agent aware P&C / General Insurers
State Farm is the largest property and casualty insurance provider in the United States, headquartered in Bloomington, Illinois. Founded in 1922, the company...
Composite
37.8
Agent
28.4
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 37.8/100 · thin
Contract Quality
16.2 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
3.5 / 12
Discoverability
5.4 / 10
Regulatory ·
0.0 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
19
Cigna Thin agent aware Life, Health & Benefits Insurers
Cigna Healthcare is a leading global health services company offering medical, dental, behavioral, and pharmacy plans for individuals, families, and employer...
Composite
37.1
Agent
22.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 37.1/100 · thin
Contract Quality
13.7 / 25
Developer Ergonomics
3.1 / 20
Access Clarity
4.3 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.2 / 12
Discoverability
8.2 / 10
Regulatory · Health
8.4 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
20
LexisNexis Risk Solutions Thin human only Risk Data & Analytics
LexisNexis Risk Solutions is the risk-data and analytics arm of RELX, headquartered in Alpharetta, Georgia, and one of the small number of intermediaries tha...
Composite
37.1
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 37.1/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.9 / 20
Access Clarity
8.7 / 20
Operational Transparency
3.8 / 13
Contract Governance
2.2 / 12
Discoverability
6.5 / 10
Regulatory · Insurance
8.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
21
Guidewire Thin agent aware Core Systems & Policy Administration
Guidewire provides the insurance industry's leading platform including PolicyCenter, ClaimCenter, and BillingCenter. REST APIs enable policy lifecycle manage...
Composite
36.9
Agent
25.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 36.9/100 · thin
Contract Quality
17.6 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.6 / 12
Discoverability
6.7 / 10
Regulatory · Insurance
7.7 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
22
Humana Thin agent aware Life, Health & Benefits Insurers
Humana is a U.S. health insurance company that provides Medicare, Medicaid, and employer-sponsored health insurance plans, along with wellness programs and h...
Composite
36.1
Agent
22.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 36.1/100 · thin
Contract Quality
14.0 / 25
Developer Ergonomics
5.0 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Health
3.8 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
23
Unum Thin agent aware Life, Health & Benefits Insurers
Unum Group is a leading provider of financial protection benefits including disability insurance, life insurance, dental insurance, vision insurance, and cri...
Composite
36.0
Agent
22.7
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 36.0/100 · thin
Contract Quality
16.5 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.6 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
7.7 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
24
Gusto Thin agent aware Employee Benefits Administration
A cloud-based payroll, benefits, and human resources platform designed for small and medium-sized businesses. Gusto Embedded enables platforms to integrate p...
Composite
35.8
Agent
21.6
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 35.8/100 · thin
Contract Quality
15.5 / 25
Developer Ergonomics
6.9 / 20
Access Clarity
7.1 / 20
Operational Transparency
1.2 / 13
Contract Governance
0.0 / 12
Discoverability
7.0 / 10
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
25
Moody's RMS Thin agent ready Risk Data & Analytics
Moody's RMS is the catastrophe risk modeling and risk-data business of Moody's Corporation, headquartered in Newark, California in its home market of the Uni...
Composite
35.8
Agent
34.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 35.8/100 · thin
Contract Quality
11.9 / 25
Developer Ergonomics
8.7 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.9 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Insurance
5.7 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
26
AIG Thin agent aware P&C / General Insurers
American International Group, Inc. (AIG) is a global insurance organization founded in 1919 and operating in over 200 countries and jurisdictions. AIG provid...
Composite
34.3
Agent
20.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 34.3/100 · thin
Contract Quality
2.7 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
3.4 / 12
Discoverability
6.7 / 10
Regulatory · Insurance
10.9 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
27
UnitedHealth Group Thin agent aware Life, Health & Benefits Insurers
UnitedHealth Group is a diversified health care company with two distinct platforms, UnitedHealthcare for health benefits and Optum for health services, serv...
Composite
34.0
Agent
24.4
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 34.0/100 · thin
Contract Quality
16.7 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.6 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
5.2 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
28
CCC Intelligent Solutions Thin agent aware Claims Technology
CCC Intelligent Solutions (CCCIS, NASDAQ CCCS) is a Chicago-headquartered cloud software company that sits between US property and casualty insurance carrier...
Composite
33.8
Agent
18.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 33.8/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
8.4 / 20
Operational Transparency
2.7 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
10.7 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
29
Boost Insurance Thin agent aware Embedded Insurance & Distribution APIs
Boost Insurance is an insurance-as-a-service / embedded-insurance infrastructure platform that packages compliance, capital, and technology into a turnkey, w...
Composite
32.2
Agent
22.7
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 32.2/100 · thin
Contract Quality
11.7 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
6.6 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
30
Majesco Thin agent ready Core Systems & Policy Administration
Majesco is a global leader of cloud insurance software solutions for insurance business transformation, helping insurance carriers innovate, modernize, and a...
Composite
31.7
Agent
30.1
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 31.7/100 · thin
Contract Quality
16.8 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
4.7 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.2 / 12
Discoverability
4.4 / 10
Regulatory ·
0.0 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
31
Archipelago Thin human only Risk Data & Analytics
Archipelago is a San Francisco-based insurtech company, founded in 2018, that operates an AI-powered platform and agent for property and casualty (P&C) insur...
Composite
31.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 31.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
33
Lemonade Thin agent aware Insurtech & Digital-Native Insurers
Lemonade, Inc. is an American insurance company. The company offers renters, homeowners, car, pet, and term life insurance in the United States, as well as c...
Composite
29.9
Agent
15.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 29.9/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
4.5 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
34
Pie Insurance Thin agent aware Insurtech & Digital-Native Insurers
Pie Insurance is a Washington, DC and Denver-based insurtech founded in May 2017 that makes commercial insurance for small businesses, with workers' compensa...
Composite
27.1
Agent
28.1
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 27.1/100 · thin
Contract Quality
11.3 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
3.6 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
35
Progressive Thin agent aware P&C / General Insurers
The Progressive Corporation is one of the largest providers of car insurance in the United States, also offering personal and commercial auto, home, renters,...
Composite
27.0
Agent
19.8
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 27.0/100 · thin
Contract Quality
13.3 / 25
Developer Ergonomics
6.2 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Insurance
2.7 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Emerging 28 11 – 26.1 More than an index entry but still mostly links rather than artifacts.
36
Branch Emerging agent aware Insurtech & Digital-Native Insurers
Branch is a Columbus, Ohio insurtech that bundles home and auto insurance (with optional umbrella coverage) and issues policies in seconds from just a name a...
Composite
24.5
Agent
6.8
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 24.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
9.5 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.9 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
4.5 / 15
Agent readiness — 7/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
37
Sure Emerging agent aware Embedded Insurance & Distribution APIs
Sure is an embedded insurance platform providing purpose-built REST APIs for distributing insurance products through digital channels. The platform enables b...
Composite
23.8
Agent
15.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 23.8/100 · emerging
Contract Quality
6.7 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
38
Allstate Emerging agent aware P&C / General Insurers
Allstate is a personal lines insurer in the United States offering auto, home, life, and other insurance products through agents, call centers, and direct ch...
Composite
23.5
Agent
15.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 23.5/100 · emerging
Contract Quality
10.4 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
39
Reinsurance Group of America Emerging human only Reinsurance
Reinsurance Group of America (RGA) is a leading global provider of life and health reinsurance and financial solutions, serving clients in more than 70 count...
Composite
22.0
Agent
3.8
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 22.0/100 · emerging
Contract Quality
3.3 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
3.1 / 13
Contract Governance
3.0 / 12
Discoverability
6.5 / 10
Regulatory · Insurance
2.5 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
40
Liberty Mutual Insurance Emerging agent aware P&C / General Insurers
Liberty Mutual Insurance Group is one of the largest global property and casualty insurers, headquartered in Boston, Massachusetts. The company offers a wide...
Composite
21.4
Agent
17.3
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 21.4/100 · emerging
Contract Quality
12.4 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
41
Resilience Emerging human only Cyber & Specialty Risk
Resilience is a United States cyber-risk company that underwrites cyber insurance and technology errors-and-omissions coverage while running the security ana...
Composite
21.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 21.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
4.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
8.9 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
42
Applied Systems Emerging human only Agency & Brokerage Technology
Applied Systems is a leading global provider of cloud-based software for the business of insurance, best known for the Applied Epic agency management system ...
Composite
20.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
43
GEICO Emerging agent aware P&C / General Insurers
The second-largest private passenger auto insurance company in the United States and a subsidiary of Berkshire Hathaway. Known for its direct-to-consumer mod...
Composite
20.2
Agent
12.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 20.2/100 · emerging
Contract Quality
10.4 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
3.5 / 10
Regulatory · Insurance
4.5 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
44
Prudential Financial Emerging agent aware Life, Health & Benefits Insurers
Prudential Financial, Inc. is a global financial services company offering insurance, retirement planning, investment management, and other financial product...
Composite
20.2
Agent
20.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 20.2/100 · emerging
Contract Quality
12.8 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
45
Arthur J. Gallagher Emerging agent aware Brokers & Intermediaries
Arthur J. Gallagher & Co. is a global insurance brokerage, risk management, and consulting firm headquartered in Rolling Meadows, Illinois. The company provi...
Composite
20.1
Agent
20.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 20.1/100 · emerging
Contract Quality
11.7 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
46
Openly Emerging human only Insurtech & Digital-Native Insurers
Openly is an independent agent home insurance platform founded in 2017 and headquartered in Boston, Massachusetts. The company provides REST APIs for generat...
Composite
19.9
Agent
5.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 19.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
7.9 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
2.7 / 15
Agent readiness — 5/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
47
Sana Benefits Emerging human only Employee Benefits Administration
Sana Benefits is an Austin, Texas health benefits company founded in 2017 that sells level-funded and self-funded small-group health plans to small and midsi...
Composite
19.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 19.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
7.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
48
USAA Emerging human only P&C / General Insurers
USAA (United Services Automobile Association) is a Fortune 100 financial services group offering banking, investing, and insurance products exclusively to pe...
Composite
18.9
Agent
5.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 18.9/100 · emerging
Contract Quality
2.7 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
2.4 / 13
Contract Governance
3.4 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.4 / 15
Agent readiness — 5/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
49
Kalepa Emerging human only Underwriting AI & Submission Ingestion
Kalepa is a New York–headquartered insurtech founded in 2018 by Paul Monasterio and Daniel Hillman that builds Copilot, an AI underwriting workbench sold to ...
Composite
18.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 18.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
6.3 / 20
Operational Transparency
2.7 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
5.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
50
EIS Group Emerging human only Core Systems & Policy Administration
EIS Group (EIS Ltd) is a United States core-systems vendor for insurance, founded in 2008 out of Exigen Insurance Solutions and headquartered in San Francisc...
Composite
17.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 17.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
5.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
51
Guardian Life Emerging human only Life, Health & Benefits Insurers
The Guardian Life Insurance Company of America is one of the largest mutual life insurance companies in the United States, providing life insurance, disabili...
Composite
17.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 17.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Insurance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
52
Vertafore Emerging human only Agency & Brokerage Technology
Vertafore is an insurance technology provider whose software runs a large share of the North American property and casualty distribution channel - agency man...
Composite
16.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 16.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
7.9 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
53
Kin Insurance Emerging human only Insurtech & Digital-Native Insurers
Kin Insurance is a direct-to-consumer home insurance platform founded in 2016 that leverages data and artificial intelligence to provide homeowners insurance...
Composite
16.1
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
54
Cincinnati Financial Emerging human only P&C / General Insurers
Cincinnati Financial Corporation (NASDAQ: CINF) is a property and casualty insurance holding company in Fairfield, Ohio, whose subsidiaries — The Cincinnati ...
Composite
15.8
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 15.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
5.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
56
Farmers Insurance Exchange Emerging human only P&C / General Insurers
Farmers Insurance Exchange is a Fortune 500 inter-insurance exchange and the largest of the three reciprocal exchanges that make up the Farmers Insurance Gro...
Composite
14.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 14.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
57
Federato Emerging human only Underwriting AI & Submission Ingestion
Federato is an AI-native insurance technology platform built for the full policy lifecycle, from submission through policyholder management. Its RiskOps-styl...
Composite
14.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 14.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
4.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
58
Chubb Emerging human only P&C / General Insurers
Chubb Limited is the world's largest publicly traded property and casualty (P&C) insurance company, serving consumers, small businesses, and multinational co...
Composite
14.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 14.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
59
Newfront Emerging human only Agency & Brokerage Technology
Newfront is a modern business insurance brokerage and technology company headquartered in San Francisco. It combines a traditional insurance brokerage (comme...
Composite
13.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 13.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
4.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
60
ERGO NEXT Insurance Emerging agent aware Insurtech & Digital-Native Insurers
ERGO NEXT Insurance (formerly NEXT Insurance) is a Palo Alto, California technology-first Property & Casualty insurer focused on the specific needs of U.S. s...
Composite
13.7
Agent
12.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 13.7/100 · emerging
Contract Quality
9.3 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
61
Lockton Emerging human only Brokers & Intermediaries
Lockton Companies is the world's largest privately held, independent insurance brokerage, founded by Jack Lockton in 1966 and headquartered in Kansas City, M...
Composite
12.1
Agent
2.9
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 12.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
62
Artificial Intelligence Underwriting Company Emerging human only Underwriting AI & Submission Ingestion
Artificial Intelligence Underwriting Company (AIUC) is a San Francisco-based AI agent standards and insurance company that builds confidence infrastructure f...
Composite
11.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 11.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
63
Brown & Brown Emerging human only Brokers & Intermediaries
Brown & Brown, Inc. (NYSE: BRO) is a Daytona Beach, Florida headquartered insurance brokerage and risk-management intermediary founded in 1939, and one of th...
Composite
11.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 11.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
64
Erie Insurance Emerging human only P&C / General Insurers
Erie Insurance Group (NASDAQ: ERIE) is a Fortune 500 property and casualty insurance company headquartered in Erie, Pennsylvania. The company offers auto, ho...
Composite
11.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 11.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Minimal 13 0 – 10.9 Index entry only; little beyond a description and a link.
65
Clearcover Minimal human only Insurtech & Digital-Native Insurers
Clearcover is a digital-first auto insurance company that offers customizable, affordable car insurance backed by AI-assisted claims that can resolve eligibl...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
66
Policygenius Minimal human only Insurtech & Digital-Native Insurers
Policygenius is an independent online insurance marketplace and licensed brokerage founded in 2014 by Jennifer Fitzgerald and Francois de Lame and headquarte...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
67
Cowbell Cyber Minimal human only Cyber & Specialty Risk
Cowbell is a cyber insurance provider (insurtech) that delivers adaptive, continuously-underwritten cyber liability coverage and cyber-risk management servic...
Composite
9.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 9.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
68
Hi Marley Minimal human only Claims Technology
Hi Marley is an intelligent conversational platform built for the property and casualty (P&C) insurance industry, delivering carrier-to-policyholder communic...
Composite
9.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 9.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
69
Nava Benefits Minimal human only Employee Benefits Administration
Nava Benefits is a modern employee benefits brokerage that pairs expert human advisors with AI-driven technology to help HR teams manage health insurance ren...
Composite
9.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 9.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
70
American Family Insurance Minimal human only P&C / General Insurers
American Family Insurance is a private mutual company that offers auto, homeowners, life, renters, umbrella, business, and farm/ranch insurance throughout th...
Composite
7.8
Agent
2.5
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 7.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
2.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
71
Snapsheet Minimal human only Claims Technology
Snapsheet is a cloud-based property & casualty (P&C) claims management platform for insurance carriers, MGAs, and TPAs. It runs the full claims lifecycle wit...
Composite
7.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 7.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
72
Hippo Minimal human only Insurtech & Digital-Native Insurers
Hippo is a US homeowners insurance carrier headquartered in Palo Alto, California, operating as the insurance subsidiary of Hippo Holdings Inc. (NYSE: HIPO)....
Composite
7.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 7.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
1.6 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
2.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
73
Principal Financial Group Minimal human only Life, Health & Benefits Insurers
Principal Financial Group is a global investment management leader and the leading provider of retirement plans, insurance solutions, and asset management se...
Composite
2.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 2.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
2.6 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
74
Nationwide Minimal human only P&C / General Insurers
Nationwide Mutual Insurance Company is a Fortune 100 American mutual insurance and financial services company providing auto, home, life, business, and retir...
Composite
2.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 2.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
75
Hartford Financial Services Group Minimal human only P&C / General Insurers
The Hartford Financial Services Group is a leading provider of property and casualty insurance, group benefits, and mutual funds and ETFs in the United State...
Composite
2.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 2.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
76
Marsh & McLennan Minimal human only Brokers & Intermediaries
Marsh & McLennan Companies is a global professional services firm offering clients advice and solutions in risk, strategy, and people through Marsh, Guy Carp...
Composite
2.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 2.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
77
MetLife Minimal human only Life, Health & Benefits Insurers
MetLife is a Fortune 500 insurance and financial services company offering life, auto, home, dental, vision, and other employee benefits. This entry captures...
Composite
2.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 2.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
4.8 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Market Bodies, Standards & Regulators 3 Market bodies, standards organizations and supervisors — not carriers, vendors or brokers.
2
ACORD Strong agent aware Market Bodies, Standards & Regulators
ACORD is the global standards-setting body for the insurance industry, publishing the data standards that insurers, reinsurers, brokers, MGAs and software ve...
Composite
55.3
Agent
27.7
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 55.3/100 · strong
Contract Quality
7.2 / 25
Developer Ergonomics
11.4 / 20
Access Clarity
15.0 / 20
Operational Transparency
5.1 / 13
Contract Governance
3.5 / 12
Discoverability
7.2 / 10
Regulatory · Insurance
10.7 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
32
NAIC Thin agent aware Market Bodies, Standards & Regulators
The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief...
Composite
31.4
Agent
27.3
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 31.4/100 · thin
Contract Quality
4.1 / 25
Developer Ergonomics
8.0 / 20
Access Clarity
11.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
5.7 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
55
Ebix Emerging human only Market Bodies, Standards & Regulators
Ebix is a United States insurance software and exchange company headquartered in Johns Creek, Georgia, operating as market infrastructure between carriers, M...
Composite
15.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Composite quality — 15.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
4.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5