UK Insurance
Grouped by Kin Score band and ranked by composite score within each, with the separate agent-readiness score alongside. Click the scores on any row to open the full facet and dimension breakdown behind both numbers, and click again to close it.
31 providers · 4 standards and regulatory bodies listed separately below
Developing 2 39.3 – 54.2 Real signal across most facets with visible, nameable gaps.
Beazley Developing agent ready P&C / General Insurers
Beazley plc is a London-headquartered specialty insurer and one of the largest managing agents at Lloyd's of London, underwriting through Lloyd's syndicates ...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Ripe Insurance Developing agent native Insurtech & Digital-Native Insurers
Ripe Insurance Services Limited, trading as Ripe and part of Ripe Thinking Limited, is a Stockport-based United Kingdom digital Managing General Agent and sp...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Thin 9 26.2 – 39.2 Limited machine-readable signal beyond documentation a human can read.
Cuvva Thin agent aware Insurtech & Digital-Native Insurers
Cuvva is a UK insurtech that pioneered flexible, short-term car and van insurance sold entirely through its mobile apps. Founded in 2015 as the first app to ...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Hiscox Thin human only P&C / General Insurers
Hiscox Ltd is a diversified international specialist insurance and reinsurance group with roots in the Lloyd's of London market dating to 1901, domiciled in ...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
INSTANDA Thin agent aware Core Systems & Policy Administration
INSTANDA is a London-headquartered no-code insurance core-systems vendor, trading as F2X Group Limited (England and Wales no. 05236974) from 70 Gracechurch S...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Artificial Labs Thin agent aware Underwriting AI & Submission Ingestion
Artificial Labs is a London-based insurance technology company building algorithmic and digital underwriting software for the specialty and reinsurance marke...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Bupa Thin human only Life, Health & Benefits Insurers
Bupa is a United Kingdom headquartered international healthcare group that writes private medical insurance and also runs the clinics, dental practices, hosp...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Towers Watson Thin agent aware Brokers & Intermediaries
Towers Watson was a global professional services company that provided risk management, actuarial, human capital, and investment consulting services before m...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Zego Thin agent aware Insurtech & Digital-Native Insurers
Zego is an FCA-regulated UK insurtech providing flexible, technology-driven motor and public-liability insurance built for the gig economy. Its telematics ap...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Cytora Thin agent aware Underwriting AI & Submission Ingestion
Cytora is a London-headquartered insurtech, founded in 2012 as a University of Cambridge spinout, that sells a digital risk processing platform to commercial...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Legal & General Thin human only Life, Health & Benefits Insurers
Legal & General Group plc is a FTSE 100 United Kingdom life insurer, retirement and institutional asset manager headquartered in London and regulated by the ...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Emerging 15 11 – 26.1 More than an index entry but still mostly links rather than artifacts.
Aviva plc Emerging agent aware P&C / General Insurers
Aviva plc is the United Kingdom's largest insurer and one of the ten biggest insurance groups in Europe, listed on the London Stock Exchange and serving roug...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Ki Insurance Emerging agent ready Underwriting AI & Submission Ingestion
Ki is the first fully digital, algorithmically driven syndicate at Lloyd's of London, launched in 2020 out of Brit with Google Cloud and University College L...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
RSA Insurance Emerging agent aware P&C / General Insurers
RSA Insurance is a British property and casualty insurer whose lineage runs back to the Sun Fire Office of 1710, making it one of the oldest general insuranc...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Vitality Emerging agent aware Life, Health & Benefits Insurers
Vitality is a United Kingdom health and life insurer, operating as VitalityHealth and VitalityLife under the Vitality umbrella brand and owned by the South A...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Marshmallow Emerging agent aware Insurtech & Digital-Native Insurers
Marshmallow is a London-headquartered UK insurtech founded in 2017 by twins Alexander and Oliver Kent-Braham with engineer David Goate, built around a single...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Open GI Emerging human only Agency & Brokerage Technology
Open GI is a Worcester-headquartered insurance software house that has supplied the UK and Ireland general insurance market for more than 45 years, serving o...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Send Technology Emerging agent aware Underwriting AI & Submission Ingestion
Send Technology Solutions Ltd is a London-headquartered insurtech software company, founded in 2017, that builds an underwriting workbench for commercial and...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
By Miles Emerging human only Insurtech & Digital-Native Insurers
By Miles is a London-based insurtech that pioneered pay-by-mile motor insurance in the United Kingdom, founded in 2016 for low-mileage drivers who cover unde...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Howden Group Emerging human only Brokers & Intermediaries
Howden Group Holdings is a London-headquartered, employee-owned international insurance intermediary founded in 1994, operating across retail insurance broki...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Convex Emerging human only P&C / General Insurers
Convex Group Limited is an international specialty insurer and reinsurer founded in 2019 by Stephen Catlin and Paul Brand, headquartered in London with opera...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Yulife Emerging agent aware Employee Benefits Administration
YuLife is a London-founded (2016) technology-driven insurtech and employee benefits platform offering group life insurance, group health insurance, income pr...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Admiral Group Emerging human only P&C / General Insurers
Admiral Group plc is a FTSE 100 personal-lines insurance group headquartered in Cardiff, Wales, and listed on the London Stock Exchange since 2004. Its home ...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Prudential plc Emerging human only Life, Health & Benefits Insurers
Prudential plc is a life and health insurance and asset management group incorporated in England and Wales and listed on the London, Hong Kong, Singapore and...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Acturis Emerging human only Agency & Brokerage Technology
Acturis is a United Kingdom insurance software company founded in 2000 by David McDonald and Theo Duchen, operating the UK's leading multi-tenant SaaS platfo...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Concirrus Emerging human only Risk Data & Analytics
Concirrus Ltd is a London-headquartered insurtech founded in 2012 that builds AI-driven underwriting software for the specialty and commercial insurance mark...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Minimal 5 0 – 10.9 Index entry only; little beyond a description and a link.
Superscript Minimal human only Insurtech & Digital-Native Insurers
Superscript is a UK- and Netherlands-based business insurance provider offering flexible, subscription-based cover for small and growing businesses, sole tra...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Direct Line Group Minimal human only P&C / General Insurers
Direct Line Group is a United Kingdom personal-lines and small-commercial general insurance carrier, founded in 1985 as the UK's first telephone-only motor i...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Urban Jungle Minimal human only Insurtech & Digital-Native Insurers
Urban Jungle Services Ltd is a London-based direct-to-consumer insurtech, founded in 2016 by Jimmy Williams and Greg Smyth to sell home insurance to "Generat...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Aon Minimal human only Brokers & Intermediaries
Aon plc is a London-headquartered global professional services firm delivering integrated risk and human capital advisory through two reporting pillars — Ris...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Tractable Minimal human only Claims Technology
Tractable is a London-headquartered artificial intelligence company founded in 2014 by Alexandre Dalyac, Razvan Ranca, and Adrien Cohen that applies computer...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Market Bodies, Standards & Regulators 4 Market bodies, standards organizations and supervisors — not carriers, vendors or brokers.
Whitespace Developing agent ready Market Bodies, Standards & Regulators
Whitespace Software Limited is a London-based digital placing platform for the Lloyd's and London (re)insurance market, and one of only two electronic placin...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
PPL Developing agent ready Market Bodies, Standards & Regulators
PPL (Placing Platform Limited) is the London Market's not-for-profit electronic placing platform, incorporated in England and Wales in 2013 and trading since...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Lloyd's of London Thin agent aware Market Bodies, Standards & Regulators
Lloyd's of London is the world's specialist insurance and reinsurance market, operating as a regulated marketplace rather than as a carrier: the Corporation ...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0
Financial Conduct Authority Thin agent aware Market Bodies, Standards & Regulators
The Financial Conduct Authority (FCA) is the United Kingdom's conduct regulator for around 42,000 financial services firms and the prudential regulator for m...
Kin Score
How this is scored →scored 2026-09-08 · rubric v0.20.0