Banking & Open Banking
Grouped by Kin Score band and ranked by composite score within each, with the separate agent-readiness score alongside. Click the scores on any row to open the full facet and dimension breakdown behind both numbers, and click again to close it.
search
826 providers
Exemplar 8 70+ Reference-quality API operations across every facet.
1
Qonto Exemplar agent native
Qonto is a European business banking / neobank platform for freelancers and SMEs, founded in Paris in 2016 and operating on an EU-passported payment institut...
Composite
76.3
Agent
93.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 76.3/100 · exemplar
Contract Quality
17.1 / 25
Developer Ergonomics
17.0 / 20
Commercial Clarity
20.0 / 20
Operational Transparency
11.3 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 93/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
2
Affinda Exemplar agent ready
Affinda is an Intelligent Document Processing (IDP) platform that uses AI to extract structured data from documents — resumes, invoices, receipts, contracts,...
Composite
75.5
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 75.5/100 · exemplar
Contract Quality
17.5 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
20.0 / 20
Operational Transparency
7.9 / 13
Governance
8.8 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
3
Plaid Exemplar agent native
Plaid is a US financial-technology company and data-network aggregator that provides an API platform for businesses to securely connect with their users' ban...
Composite
74.9
Agent
90.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 74.9/100 · exemplar
Contract Quality
15.3 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
20.0 / 20
Operational Transparency
10.9 / 13
Governance
6.3 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 90/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
4
Unit Exemplar agent native
Unit is a US Banking-as-a-Service (BaaS) platform that lets companies embed banking, cards, and payments into their own products. Its REST API — organized ar...
Composite
72.7
Agent
72.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 72.7/100 · exemplar
Contract Quality
15.1 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
15.8 / 20
Operational Transparency
10.9 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 72/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
5
Tink Exemplar agent ready
Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink expos...
Composite
71.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 71.8/100 · exemplar
Contract Quality
18.5 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
10.3 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
6
Temenos Exemplar agent ready
APIs for Temenos banking and financial services platform, providing cloud-native, cloud-agnostic, API-first banking solutions including core banking, digital...
Composite
70.9
Agent
57.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 70.9/100 · exemplar
Contract Quality
18.8 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
12.6 / 20
Operational Transparency
7.5 / 13
Governance
10.4 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 58/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
7
Argyle Exemplar agent native
Argyle is a consumer-permissioned employment and income data platform. The REST API and Link SDK let lenders, mortgage originators, background-check firms, g...
Composite
70.6
Agent
61.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 70.6/100 · exemplar
Contract Quality
13.9 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
18.4 / 20
Operational Transparency
9.2 / 13
Governance
8.8 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 62/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
8
Moniepoint Exemplar agent native
Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about ...
Composite
70.3
Agent
61.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 70.3/100 · exemplar
Contract Quality
16.9 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
13.7 / 20
Operational Transparency
7.9 / 13
Governance
10.4 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 62/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
Strong 29 60–69.9 Solid contracts, transparent operations, and an easy start.
9
Pennylane Strong agent native
Pennylane is a French financial and accounting operating system for SMEs and accounting firms. The Company API (v2) lets companies, firms, and integration pa...
Composite
68.9
Agent
78.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 68.9/100 · strong
Contract Quality
12.9 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
17.9 / 20
Operational Transparency
9.9 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 79/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
10
Fintecture Strong agent ready
Fintecture is a French Open Banking payments platform and ACPR-authorised payment institution (#17248). Its API stack covers PSD2 Payment Initiation (Immedia...
Composite
68.6
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 68.6/100 · strong
Contract Quality
16.9 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
14.2 / 20
Operational Transparency
8.9 / 13
Governance
8.8 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
11
Highnote Strong agent native
Highnote is a modern, unified embedded-finance and banking-as-a-service platform for card issuing, card acquiring, credit, and real-time money movement, with...
Composite
68.3
Agent
90.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 68.3/100 · strong
Contract Quality
18.2 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
16.3 / 20
Operational Transparency
9.6 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
9.8 / 15
Agent readiness — 90/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
12
Prometeo Strong agent native
Prometeo is a LatAm-founded (Uruguay) fintech infrastructure company offering a single financial API over 7,500+ banking connections across the Americas. Pro...
Composite
67.8
Agent
77.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 67.8/100 · strong
Contract Quality
15.2 / 25
Developer Ergonomics
17.0 / 20
Commercial Clarity
17.9 / 20
Operational Transparency
5.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 78/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
13
Efí Pay (Gerencianet) Strong agent ready
Efí Pay (formerly Gerencianet) is a Brazilian fintech and Banco Central-licensed payment institution headquartered in Belo Horizonte, Brazil. It provides a d...
Composite
65.7
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 65.7/100 · strong
Contract Quality
17.0 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
14.2 / 20
Operational Transparency
6.8 / 13
Governance
5.7 / 12
Discoverability
7.5 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
14
Currencycloud Strong agent native
Currencycloud is a cross-border payments and foreign-exchange platform, part of Visa, that provides a robust, predictable REST API for converting money betwe...
Composite
63.6
Agent
90.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 63.6/100 · strong
Contract Quality
15.8 / 25
Developer Ergonomics
16.5 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
10.9 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 90/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
15
Dun & Bradstreet Strong agent ready
Dun & Bradstreet is a leading global provider of business decisioning data and analytics, anchored by the D-U-N-S Number — a unique nine-digit identifier ass...
Composite
63.2
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 63.2/100 · strong
Contract Quality
18.6 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
16.3 / 20
Operational Transparency
2.1 / 13
Governance
5.7 / 12
Discoverability
9.3 / 10
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
16
Agicap Strong agent native
Agicap is a European cash-flow and liquidity management platform headquartered in Lyon, France, backed by Partech and other investors. Its software helps bus...
Composite
63.0
Agent
77.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 63.0/100 · strong
Contract Quality
15.1 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
4.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 78/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
17
Moneyhub Strong agent native
Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, w...
Composite
63.0
Agent
70.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 63.0/100 · strong
Contract Quality
15.1 / 25
Developer Ergonomics
13.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
8.2 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 70/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
18
TrueLayer Strong agent ready
TrueLayer is Europe's leading open banking platform providing unified access to bank data, payments, payouts, refunds, and variable recurring payments across...
Composite
62.6
Agent
59.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 62.6/100 · strong
Contract Quality
17.7 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
6.8 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 60/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
19
Dwolla Strong agent native
Dwolla is a Des Moines-based fintech providing an account-to-account (A2A) payments platform that lets businesses programmatically move money across the U.S....
Composite
62.5
Agent
90.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 62.5/100 · strong
Contract Quality
17.1 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 90/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
20
Zepto Strong agent native
Zepto is a Gold Coast, Australia based account-to-account (A2A) payments company that gives merchants and platforms programmable, real-time access to Austral...
Composite
62.4
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 62.4/100 · strong
Contract Quality
13.8 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
7.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
21
Chariot Strong agent native
Chariot is the leading payments platform for charitable giving, best known for DAFpay — the first donor-advised fund (DAF) payment option, named one of TIME'...
Composite
62.3
Agent
83.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 62.3/100 · strong
Contract Quality
18.1 / 25
Developer Ergonomics
17.0 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
5.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 84/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
22
Utila Strong agent native
Utila is an institutional digital asset wallet and stablecoin infrastructure platform for fintechs and enterprises. Built on MPC (multi-party computation) ke...
Composite
62.0
Agent
60.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 62.0/100 · strong
Contract Quality
16.4 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
9.8 / 15
Agent readiness — 61/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
23
Resolve Strong agent native
Resolve is a B2B commerce and payments platform that lets businesses offer flexible net terms (typically NET 30-60) to their buyers without carrying the cred...
Composite
61.7
Agent
72.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.7/100 · strong
Contract Quality
16.9 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
7.5 / 13
Governance
0.0 / 12
Discoverability
7.5 / 10
Regulatory · Payments
13.1 / 15
Agent readiness — 72/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
24
Slash Strong agent native
Slash is a business banking and finance platform for modern companies — startups, agencies, e-commerce sellers, and enterprises — combining business checking...
Composite
61.7
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.7/100 · strong
Contract Quality
14.5 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
25
SWIFT Strong agent ready
SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global member-owned cooperative providing secure financial messaging services and re...
Composite
61.6
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.6/100 · strong
Contract Quality
17.2 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
12.6 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
26
Lean Technologies Strong agent native
Lean Technologies is a MENA open finance and payments infrastructure platform serving the United Arab Emirates and Saudi Arabia. Its APIs let businesses conn...
Composite
61.5
Agent
83.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.5/100 · strong
Contract Quality
16.8 / 25
Developer Ergonomics
16.5 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 84/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
27
MX Strong agent ready
MX Technologies is a privately held financial data platform headquartered in Lehi, Utah, operating as a B2B data aggregator and open-finance infrastructure p...
Composite
61.3
Agent
58.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.3/100 · strong
Contract Quality
16.4 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
12.3 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 59/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
28
Lean Technologies Strong agent ready
Lean Technologies is a Middle East Open Banking and Open Finance infrastructure provider founded in 2019 and headquartered in the UAE. Lean offers regulated ...
Composite
61.1
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.1/100 · strong
Contract Quality
14.9 / 25
Developer Ergonomics
12.2 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
6.2 / 13
Governance
10.4 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
29
Total Expert Strong agent native
Total Expert is a fintech CRM and customer-engagement platform built for banks, credit unions, lenders, and mortgage companies. Its Public API is a REST/JSON...
Composite
61.1
Agent
90.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.1/100 · strong
Contract Quality
17.0 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
6.5 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 90/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
30
MethodFi Strong agent native
Method (Method Financial) is the infrastructure layer for consumer liability data and payments. Its API lets developers create entities, verify identity, and...
Composite
61.0
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.0/100 · strong
Contract Quality
18.5 / 25
Developer Ergonomics
16.5 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
9.8 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
31
Super Payments Strong agent native
Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisitio...
Composite
61.0
Agent
63.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 61.0/100 · strong
Contract Quality
17.6 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
9.6 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 64/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
32
Unstoppable Finance (Iron) Strong agent native
Unstoppable Finance is the Berlin fintech behind Iron (iron.xyz), the Stablecoin Payment Network - fiat-to-stablecoin and stablecoin-to-fiat infrastructure f...
Composite
60.8
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 60.8/100 · strong
Contract Quality
16.8 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
4.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
33
Enable Banking Strong agent ready
Enable Banking is a Finland-based Open Banking connectivity engine and licensed PSD2 Account Information Service Provider (AISP) regulated by the Finnish Fin...
Composite
60.5
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 60.5/100 · strong
Contract Quality
18.2 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
6.8 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
34
Narmi Strong agent native
Narmi is a digital banking platform for community banks and credit unions in the United States. The Narmi One platform unifies consumer and business digital ...
Composite
60.5
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 60.5/100 · strong
Contract Quality
17.5 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
35
Cash App Strong agent native
Cash App is a consumer mobile-first financial services platform operated by Block, Inc. (formerly Square, Inc.), a publicly traded company. Cash App is not i...
Composite
60.4
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 60.4/100 · strong
Contract Quality
15.1 / 25
Developer Ergonomics
15.2 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
8.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
36
Zai Strong agent native
Zai (hellozai.com, formerly Assembly Payments / Assembly) is an Australian payments and Payments-as-a-Service provider headquartered in Melbourne. Zai gives ...
Composite
60.2
Agent
75.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 60.2/100 · strong
Contract Quality
15.1 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 75/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
37
N3XT Strong agent ready
N3XT is a Wyoming state-chartered Special Purpose Depository Institution (SPDI) offering instant, 24/7/365 USD payment settlement for business-to-business tr...
Composite
60.0
Agent
57.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 60.0/100 · strong
Contract Quality
14.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 58/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
Developing 167 45–59.9 Real signal across most facets with visible, nameable gaps.
38
Azupay Developing agent native
Azupay is an Australian real-time payments company that moves money over the New Payments Platform (NPP), the account-to-account rails operated by Australian...
Composite
59.9
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.9/100 · developing
Contract Quality
17.2 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
39
Temenos Transact Developing agent ready
Core banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, transactions, payments, loans, and customer manage...
Composite
59.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.8/100 · developing
Contract Quality
19.7 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
40
Weavr Developing agent native
Weavr is an embedded-finance ("banking-as-a-service") platform that lets software companies embed regulated financial products — managed accounts, IBANs, vir...
Composite
59.8
Agent
83.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.8/100 · developing
Contract Quality
14.8 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
5.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
9.8 / 15
Agent readiness — 84/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
41
AEMO Developing agent native
AEMO, the Australian Energy Market Operator, is the independent system and market operator for Australia's electricity and gas systems — it dispatches and pr...
Composite
59.5
Agent
73.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.5/100 · developing
Contract Quality
16.5 / 25
Developer Ergonomics
13.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
7.5 / 13
Governance
1.6 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 73/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
42
Sikoia Developing agent native
Sikoia is a UK-based (FCA-authorised AISP), ISO 27001-certified customer-verification platform for financial services. Its REST API automates KYC/KYB and onb...
Composite
59.4
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.4/100 · developing
Contract Quality
16.9 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
43
Yapily Developing agent ready
Yapily is a UK-headquartered Open Banking platform that exposes a single REST API across 2,000+ banks in the UK and 18+ European countries. The platform prov...
Composite
59.4
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.4/100 · developing
Contract Quality
18.7 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
44
MX Technologies Developing agent ready
MX Technologies is a financial data connectivity platform that provides REST APIs for account aggregation, data cleansing, transaction categorization, and op...
Composite
59.3
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.3/100 · developing
Contract Quality
18.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
6.8 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
45
NatWest Group Developing agent native
NatWest Group is a major UK retail and commercial bank (formerly Royal Bank of Scotland Group) serving personal, business, and corporate customers across the...
Composite
59.2
Agent
80.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.2/100 · developing
Contract Quality
13.0 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
7.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 81/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
46
Volt Developing agent native
Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. ...
Composite
59.2
Agent
75.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 59.2/100 · developing
Contract Quality
14.8 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 75/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
47
Truist Financial Developing agent ready
Truist Financial Corporation is a purpose-driven financial services company headquartered in Charlotte, North Carolina, formed by the merger of BB&T and SunT...
Composite
58.9
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 58.9/100 · developing
Contract Quality
17.0 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
48
Charles Schwab Developing agent ready
Charles Schwab is a financial services company providing brokerage, banking, asset management, and financial advisory services to individual investors and in...
Composite
58.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 58.8/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.1 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
49
FinGoal Developing agent ready
FinGoal provides financial data insights for banks, credit unions, and fintechs. Its Insights API enriches raw bank and card transaction data with clean merc...
Composite
58.7
Agent
56.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 58.7/100 · developing
Contract Quality
17.3 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 57/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
50
Meow Developing agent native
Meow is a business banking and treasury platform for companies, offering FDIC partner-bank checking accounts, corporate and virtual cards, domestic and inter...
Composite
58.6
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 58.6/100 · developing
Contract Quality
17.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
51
Bank of America Developing agent ready
Bank of America is a multinational investment bank and financial services holding company providing consumer banking, wealth management, corporate banking, a...
Composite
58.2
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 58.2/100 · developing
Contract Quality
16.8 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
52
Spare Developing agent native
Spare is a MENA-region open banking and open finance platform, licensed by the Central Bank of Bahrain as an Account Information Service Provider and Payment...
Composite
58.2
Agent
71.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 58.2/100 · developing
Contract Quality
14.5 / 25
Developer Ergonomics
17.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
53
Montran Developing agent ready
Montran Corporation provides technologically advanced critical payments, cash management, and securities solutions to commercial banks, corporates, central b...
Composite
58.1
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 58.1/100 · developing
Contract Quality
18.4 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Governance
8.8 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
54
Kontomatik Developing agent ready
Kontomatik is a Warsaw- and Vilnius-based PSD2-licensed open banking provider delivering bank data aggregation, KYC, credit scoring, income verification, tra...
Composite
58.0
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 58.0/100 · developing
Contract Quality
17.7 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
4.8 / 13
Governance
10.4 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
55
TD Bank Developing agent ready
TD Bank, N.A. (America's Most Convenient Bank) is the U.S. retail and commercial subsidiary of Toronto-Dominion Bank, serving more than 10 million customers ...
Composite
57.9
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.9/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
6.2 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
56
BNY Mellon Developing agent ready
BNY Mellon is a global investments company providing asset servicing, asset management, wealth management, treasury services, and clearance and collateral ma...
Composite
57.6
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.6/100 · developing
Contract Quality
16.4 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
57
BCB Group Developing agent native
BCB Group is a regulated, multi-jurisdictional payments infrastructure provider connecting traditional finance with digital assets for financial institutions...
Composite
57.5
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.5/100 · developing
Contract Quality
16.2 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
4.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
58
Basiq Developing agent ready
Basiq is an Australian open banking and financial data API platform providing unified access to bank account data and enrichment services. It enables fintech...
Composite
57.4
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.4/100 · developing
Contract Quality
17.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
4.1 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
59
Anchorage Digital Developing agent native
Anchorage Digital is the first federally chartered crypto bank in the U.S., providing institutional-grade digital asset infrastructure through its integrated...
Composite
57.3
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.3/100 · developing
Contract Quality
17.3 / 25
Developer Ergonomics
13.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
7.5 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
60
Pinwheel Developing agent ready
Pinwheel is the leading payroll connectivity platform providing a REST API for direct deposit switching, income verification, employment history, and tax for...
Composite
57.3
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.3/100 · developing
Contract Quality
17.4 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
11.6 / 20
Operational Transparency
6.8 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
61
Financial Data Exchange (FDX) Developing agent ready
Financial Data Exchange (FDX) is a non-profit industry standards body operating in the US and Canada that produces the FDX API, a royalty-free REST standard ...
Composite
57.1
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.1/100 · developing
Contract Quality
16.0 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
0.7 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
62
Upgrade Developing agent ready
Upgrade is a San Francisco-based consumer fintech offering personal loans, the Upgrade Card, Rewards Checking, savings accounts, and Flex Pay — the buy now, ...
Composite
57.1
Agent
59.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.1/100 · developing
Contract Quality
14.3 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 60/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
63
VoPay Developing agent native
VoPay is a Vancouver, Canada based fintech offering an API-first embedded finance and payments-as-a-service platform that lets software companies, marketplac...
Composite
57.1
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.1/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
6.5 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
64
Toqio Developing agent ready
Toqio is an embedded finance platform that lets corporates and financial institutions design, launch, and scale financial products — accounts, payments, card...
Composite
57.0
Agent
56.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 57.0/100 · developing
Contract Quality
15.9 / 25
Developer Ergonomics
15.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
13.1 / 15
Agent readiness — 57/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
65
Moov Developing agent ready
Moov is a financial infrastructure platform that enables developers to embed money movement capabilities directly into their applications. Their developer pl...
Composite
56.8
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 56.8/100 · developing
Contract Quality
21.7 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
3.4 / 13
Governance
6.3 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
66
Soldo Developing agent native
Soldo is a pan-European spend management and prepaid business card platform that pairs Mastercard company cards with software for budgeting, expense tracking...
Composite
56.5
Agent
71.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 56.5/100 · developing
Contract Quality
17.5 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
67
Up Developing agent native
Up is an Australian digital-only neobank founded in 2018 as a collaboration between Melbourne software company Ferocia and Bendigo and Adelaide Bank. Up is n...
Composite
56.5
Agent
84.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 56.5/100 · developing
Contract Quality
15.6 / 25
Developer Ergonomics
12.2 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 85/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
68
Griffin Developing agent native
Griffin is a UK-regulated bank (Financial Conduct Authority authorised, Prudential Regulation Authority regulated) offering Banking-as-a-Service via a REST A...
Composite
56.2
Agent
71.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 56.2/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
69
Augustus Developing agent native
Augustus (formerly Ivy, getivy.io) is a global payments and banking platform that lets developers move money between fiat and stablecoins, accept Open Bankin...
Composite
56.1
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 56.1/100 · developing
Contract Quality
15.9 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
70
LendAPI Developing agent native
LendAPI is a no-code / low-code loan origination and digital account-opening platform for banks, credit unions, fintechs and embedded-finance programs. Its P...
Composite
55.6
Agent
60.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 55.6/100 · developing
Contract Quality
16.9 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 61/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
71
Macquarie Bank Developing agent native
Macquarie Bank Limited is an Australian authorised deposit-taking institution (ADI) and the retail and business banking arm of Macquarie Group Limited, the A...
Composite
55.6
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 55.6/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
12.2 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
4.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
72
Ualá Developing agent native
Ualá is a Latin American fintech founded in Argentina in 2017 by Pierpaolo Barbieri, offering a neobank super-app (prepaid and credit cards, savings, investm...
Composite
55.3
Agent
71.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 55.3/100 · developing
Contract Quality
16.8 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
73
SIX Developing agent native
SIX operates the financial market infrastructure of Switzerland and Spain, including SIX Swiss Exchange, BME, and Swiss interbank clearing and securities ser...
Composite
55.2
Agent
63.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 55.2/100 · developing
Contract Quality
15.6 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 64/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
74
Akoya Developing agent aware
Akoya operates a tokenized, consumer-permissioned data-access network for US open finance, reaching 4,500+ financial institutions and powering 7,500+ apps an...
Composite
55.0
Agent
29.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 55.0/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
17.9 / 20
Operational Transparency
7.9 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 30/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
75
Stark Bank Developing agent native
Stark Bank is a regulated Brazilian financial institution (authorized by the Banco Central do Brasil, not a payment service provider) that exposes end-to-end...
Composite
55.0
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 55.0/100 · developing
Contract Quality
17.7 / 25
Developer Ergonomics
17.0 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
76
IMB Bank Developing agent native
IMB Bank (IMB Ltd, ABN 92 087 651 974) is a member-owned Australian mutual bank founded in 1880 as the Illawarra Mutual Building Society in Wollongong, New S...
Composite
54.9
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 54.9/100 · developing
Contract Quality
13.4 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
77
Chase Developing agent ready
JPMorgan Chase Bank, N.A. is a leading US financial institution providing consumer and commercial banking, credit cards, mortgages, and merchant services. Th...
Composite
54.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 54.8/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
78
Defacto Developing agent native
Defacto is an ACPR-authorized French fintech providing instant, embedded financing for small and medium-sized businesses across Europe. Through a single REST...
Composite
54.7
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 54.7/100 · developing
Contract Quality
16.1 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
79
Slope Developing agent native
Slope is a fintech company providing credit infrastructure for business lending - an embedded buy-now-pay-later (BNPL) and working-capital solution that lets...
Composite
54.7
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 54.7/100 · developing
Contract Quality
17.0 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
8.1 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
80
Alliance Data Systems (Bread Financial Holdings) Developing agent ready
Alliance Data Systems Corporation (ADS) was a Plano/Columbus-based financial and marketing services holding company built in 1996 from the merger of J.C. Pen...
Composite
54.5
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 54.5/100 · developing
Contract Quality
17.7 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
3.4 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
81
Swan Developing agent aware
Swan is a European banking-as-a-service (BaaS) and embedded-finance platform that lets software companies embed banking features -- business accounts with na...
Composite
54.4
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 54.4/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Payments
13.1 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
82
UK Open Banking Developing agent ready
UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring payments, and confirmation of funds for regu...
Composite
54.2
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 54.2/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
0.7 / 13
Governance
8.8 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
83
first direct Developing agent native
first direct is a telephone- and internet-based retail bank and a division of HSBC UK Bank plc, headquartered in Leeds, England and launched in 1989. It offe...
Composite
53.9
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.9/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
12.2 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
84
Fiat Republic Developing agent ready
Fiat Republic is a UK- and EU-regulated Banking-as-a-Service provider that gives crypto platforms, exchanges and stablecoin issuers a single API and single l...
Composite
53.8
Agent
56.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.8/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
11.6 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
13.7 / 15
Agent readiness — 57/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
85
Red Energy Developing agent native
Red Energy Pty Ltd (ABN 60 107 479 372) is an Australian electricity and gas retailer, wholly owned by Snowy Hydro Ltd, that supplies more than a million res...
Composite
53.6
Agent
78.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.6/100 · developing
Contract Quality
9.4 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
9.9 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 79/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
7 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
86
Algbra Developing agent native
Algbra is a UK values-based, sustainability-focused fintech operated by Algbra FS UK Limited (company number 12629086), an electronic money institution autho...
Composite
53.4
Agent
68.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.4/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 68/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
87
Cable Developing agent native
Cable is an automated compliance and financial-crime assurance platform for banks, fintechs, and crypto companies. Based on transaction, customer, screening,...
Composite
53.4
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.4/100 · developing
Contract Quality
12.1 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
88
Simplifi/Simplifipay Developing agent native
SimpliFi (simplifipay.com) is a Cards-as-a-Service platform powering virtual and physical card programs for fintechs, startups, and enterprises across the GC...
Composite
53.4
Agent
71.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.4/100 · developing
Contract Quality
17.5 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
9.8 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
89
Synchrony Financial Developing agent ready
Synchrony Financial is one of the nation's premier consumer financial services companies, providing a range of credit products through programs established w...
Composite
53.3
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.3/100 · developing
Contract Quality
16.8 / 25
Developer Ergonomics
5.2 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Governance
10.4 / 12
Discoverability
9.3 / 10
Regulatory · Payments
8.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
90
zopa Developing agent native
Zopa Bank is a UK FCA-authorised, PRA-regulated digital bank offering flexible savings, personal loans, credit cards, car finance and the Biscuit current acc...
Composite
53.3
Agent
80.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.3/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 81/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
91
Mastercard Developing agent ready
Mastercard is a global technology company in the payments industry, providing APIs for payment processing, fraud detection, data analytics, and financial ser...
Composite
53.2
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.2/100 · developing
Contract Quality
13.7 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
5.5 / 13
Governance
8.8 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
92
Nopan Developing agent native
Nopan is a specialized Payment Service Provider (PSP), built by former merchants and Netflix payments leaders, focused exclusively on European account and wa...
Composite
53.2
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.2/100 · developing
Contract Quality
14.8 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
93
Teller Developing agent ready
Teller is a unified banking API providing real-time access to bank accounts, transactions, balances, identity data, and payment initiation across US financia...
Composite
53.2
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.2/100 · developing
Contract Quality
18.0 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
6.3 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
94
SoFi Developing agent native
SoFi (Social Finance) is a digital personal finance company and federally chartered bank offering an integrated suite of financial products including banking...
Composite
53.1
Agent
72.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 53.1/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
12.2 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 72/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
95
Sibill Developing agent native
Sibill is an Italian fintech platform that centralizes financial and administrative management for small and medium-sized businesses (PMI). It unifies electr...
Composite
52.9
Agent
81.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.9/100 · developing
Contract Quality
15.9 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 82/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
96
Datanomik Developing agent native
Datanomik is a Brazilian open finance and treasury-management platform that gives mid-to-large enterprises real-time, consolidated visibility across their ba...
Composite
52.8
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.8/100 · developing
Contract Quality
13.8 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
97
U.S. Treasury Fiscal Data Developing agent aware
The U.S. Treasury Bureau of the Fiscal Service manages the government's finances including collecting revenue, paying federal bills, managing federal debt, a...
Composite
52.8
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.8/100 · developing
Contract Quality
17.9 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
98
Coutts Developing agent native
Coutts & Co is a British private bank and wealth manager founded in 1692, headquartered in London and serving high-net-worth individuals, families, commercia...
Composite
52.7
Agent
80.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.7/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 81/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
99
Modulr Developing agent native
Modulr is a United Kingdom-based embedded payments and Banking-as-a-Service platform that lets businesses and software platforms open programmable eMoney acc...
Composite
52.7
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.7/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
8.6 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
6.9 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
100
Newcastle Permanent Building Society Developing agent ready
Newcastle Permanent Building Society is a customer-owned Australian authorised deposit-taking institution (ADI) founded in 1903 and headquartered in Newcastl...
Composite
52.6
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.6/100 · developing
Contract Quality
13.4 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
101
Chime Developing agent ready
Chime is a neobank and fintech platform offering fee-free checking and savings accounts, early paycheck access, credit building, and peer-to-peer payment fea...
Composite
52.2
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.2/100 · developing
Contract Quality
16.7 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
7.5 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
102
Stitch Developing agent ready
Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in A...
Composite
52.2
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.2/100 · developing
Contract Quality
17.3 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
5.5 / 13
Governance
8.8 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
7.5 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
103
LendKey Developing agent ready
LendKey Technologies is a New York based digital lending platform that lets credit unions and community banks originate, fund and service consumer loans with...
Composite
52.1
Agent
56.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.1/100 · developing
Contract Quality
17.7 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 57/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
104
MX Platform Developing agent aware
The MX Platform API is a powerful, fully-featured API designed to make aggregating and enhancing financial data easy and reliable. It can seamlessly connect ...
Composite
52.0
Agent
29.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 52.0/100 · developing
Contract Quality
14.3 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
16.3 / 20
Operational Transparency
9.9 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 30/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
105
Anchorage Digital Developing agent native
Anchorage Digital is a regulated digital-asset platform for institutions, operating Anchorage Digital Bank, N.A. — the first federally chartered (OCC) crypto...
Composite
51.9
Agent
90.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.9/100 · developing
Contract Quality
17.3 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 90/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
106
BankVic Developing agent native
BankVic is an Australian customer-owned mutual bank and the trading name of Police Financial Services Limited, an authorised deposit-taking institution (ADI)...
Composite
51.9
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.9/100 · developing
Contract Quality
13.3 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
107
Credilinq.ai Developing agent native
CrediLinq is a Singapore-founded embedded-finance and B2B lending fintech that lets platforms and marketplaces offer white-labeled credit to their business c...
Composite
51.8
Agent
71.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.8/100 · developing
Contract Quality
16.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
8.1 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
108
Westpac Banking Corporation Developing agent ready
Westpac Banking Corporation is Australia's oldest bank and company, founded in 1817 as the Bank of New South Wales, and is one of the country's "Big Four" ba...
Composite
51.7
Agent
51.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.7/100 · developing
Contract Quality
13.7 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 51/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
109
Wise Developing agent ready
Wise (formerly TransferWise) provides cross-border payments and multi-currency accounts for personal and business customers. The Wise Platform API exposes pr...
Composite
51.7
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.7/100 · developing
Contract Quality
17.4 / 25
Developer Ergonomics
5.2 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
6.8 / 13
Governance
6.3 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.5 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
110
Danske Bank (UK) Developing agent native
Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in Belfast and the largest bank in Northern Ireland...
Composite
51.6
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.6/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
111
Avaloq Developing agent ready
Avaloq is a leading provider of wealth management technology and digital banking solutions, offering over 7,500 REST API endpoints for financial services int...
Composite
51.5
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.5/100 · developing
Contract Quality
17.5 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
112
ClearBank Developing agent native
ClearBank is a UK clearing and Banking-as-a-Service bank, founded in 2015 by Nick Ogden (founder of WorldPay) and Charles McManus and granted a banking licen...
Composite
51.4
Agent
75.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.4/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 75/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
113
Lemon Markets Developing agent native
lemon.markets is a Berlin-based, BaFin-licensed Brokerage-as-a-Service provider that sells white-label investment infrastructure as an API. Partners embed se...
Composite
51.4
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.4/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Securities & Market Data
8.1 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
114
Upward Financial Developing agent native
Upward Financial (Upwardli) is a Techstars-backed embedded-finance platform that lets banks, fintechs, and gig platforms launch credit products for their cus...
Composite
51.4
Agent
60.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.4/100 · developing
Contract Quality
14.7 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 61/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
115
Bud Financial Developing agent ready
Bud Financial (formerly Bud, thisisbud.com) is a UK-based fintech infrastructure company providing AI-driven Open Banking aggregation, transaction enrichment...
Composite
51.3
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.3/100 · developing
Contract Quality
16.5 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
0.7 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
116
lemon.markets Developing agent native
lemon.markets is a Berlin-based, BaFin-licensed investment firm that sells brokerage infrastructure as an API. Its Brokerage API lets fintechs, banks and pla...
Composite
51.2
Agent
83.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.2/100 · developing
Contract Quality
15.2 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Securities & Market Data
8.1 / 15
Agent readiness — 84/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
117
Tribe Payments Developing agent native
Tribe Payments is a London, United Kingdom-based payments technology company and issuer/acquirer processor that gives banks, acquirers, and fintechs a modula...
Composite
51.0
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.0/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.5 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
118
Triodos Bank UK Developing agent native
Triodos Bank UK Limited is a values-based, sustainability-focused bank headquartered in Bristol, England, and the UK arm of Triodos Bank N.V. (founded 1980, ...
Composite
51.0
Agent
80.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 51.0/100 · developing
Contract Quality
9.4 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.7 / 15
Agent readiness — 81/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
119
Buxfer Developing agent ready
Buxfer is a personal finance and money management platform that consolidates bank, investment and retirement accounts in one place. It connects to 20,000+ ba...
Composite
50.8
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.8/100 · developing
Contract Quality
14.9 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
120
Commonwealth Bank Developing agent native
Commonwealth Bank of Australia (CBA) is Australia's largest bank by market capitalization, a "Big Four" authorised deposit-taking institution (ADI) regulated...
Composite
50.8
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.8/100 · developing
Contract Quality
9.4 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
121
Holvi Developing agent native
Holvi is a Finnish digital business-banking service for freelancers, founders and small businesses, founded in Helsinki in 2011 and operating as a regulated ...
Composite
50.8
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.8/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
122
Tesser Developing agent native
Tesser is a New York-based stablecoin payments infrastructure company that lets licensed financial institutions, banks, fintechs, and payment service provide...
Composite
50.8
Agent
60.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.8/100 · developing
Contract Quality
15.9 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 61/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
123
PayWithMyBank (Trustly) Developing agent native
PayWithMyBank is the U.S. "Pay by Bank" brand of Trustly, a global open-banking payments provider that lets merchants accept payments directly from a consume...
Composite
50.7
Agent
83.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.7/100 · developing
Contract Quality
15.4 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 84/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
124
TreasurySpring Developing agent native
TreasurySpring is a digital platform for institutional cash management that helps organisations holding large excess cash balances minimise risk, maximise re...
Composite
50.7
Agent
75.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.7/100 · developing
Contract Quality
18.4 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
8.1 / 15
Agent readiness — 75/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
125
bunq Developing agent ready
bunq is a European (Dutch) neobank offering personal and business accounts across the EU. Its Public API is a REST API over HTTPS (https://api.bunq.com/v1, s...
Composite
50.5
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.5/100 · developing
Contract Quality
14.6 / 25
Developer Ergonomics
7.4 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
126
GoCardless Developing agent ready
GoCardless is a global account-to-account payments platform specializing in pull-based bank debit (UK Bacs, SEPA Direct Debit, ACH, BECS, PAD, Autogiro) and ...
Composite
50.5
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.5/100 · developing
Contract Quality
15.5 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
4.8 / 13
Governance
6.3 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.8 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
127
Orum Developing agent native
Orum is a payments infrastructure company that lets businesses move money and verify bank accounts through a single unified API. Its Deliver product provides...
Composite
50.5
Agent
77.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.5/100 · developing
Contract Quality
16.5 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
1.6 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.4 / 15
Agent readiness — 78/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
128
Australia and New Zealand Banking Group (ANZ) Developing agent native
Australia and New Zealand Banking Group Limited (ANZ) is one of Australia's "Big Four" banks, a publicly listed company (ASX and NZX code ANZ) headquartered ...
Composite
50.4
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.4/100 · developing
Contract Quality
13.4 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
129
FIS Global Developing agent ready
FIS (Fidelity National Information Services) is a global leader in financial technology providing APIs for core banking, payments, wealth management, and cap...
Composite
50.4
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.4/100 · developing
Contract Quality
17.3 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
130
Teachers Mutual Bank Developing agent ready
Teachers Mutual Bank is an Australian customer-owned mutual bank and a brand of Teachers Mutual Bank Limited (TMBL), an authorised deposit-taking institution...
Composite
50.4
Agent
57.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.4/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 58/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
131
Decentro Developing agent ready
Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IM...
Composite
50.3
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.3/100 · developing
Contract Quality
15.3 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
3.4 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
132
Fifth Third Bancorp Developing agent native
Fifth Third Bancorp is a diversified super-regional financial services company providing commercial banking, branch banking, consumer lending, and wealth and...
Composite
50.2
Agent
71.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.2/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
5.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
133
National Australia Bank Developing agent ready
National Australia Bank (NAB) is one of Australia's "Big Four" banks and a major Authorised Deposit-taking Institution (ADI), headquartered in Melbourne and ...
Composite
50.0
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.0/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
134
NCR Developing agent ready
NCR Corporation separated in October 2023 into two independent public companies: NCR Voyix, a global provider of digital commerce solutions for retailers and...
Composite
50.0
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.0/100 · developing
Contract Quality
17.0 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
10.4 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
135
St.George Bank Developing agent native
St.George Bank is one of Australia's largest retail and business banks and a division of Westpac Banking Corporation (ASX:WBC), one of the country's "Big Fou...
Composite
50.0
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 50.0/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
136
BCU Bank Developing agent native
BCU Bank is a customer-owned banking brand operated by Police & Nurses Limited (ABN 69 087 651 876), the mutual bank formed when Bananacoast Community Credit...
Composite
49.9
Agent
72.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.9/100 · developing
Contract Quality
13.4 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 72/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
137
Citizens Financial Developing agent ready
Citizens Financial Group is one of the oldest and largest financial institutions in the United States, providing retail and commercial banking products and s...
Composite
49.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.8/100 · developing
Contract Quality
16.8 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Governance
3.2 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
138
Hampden & Co Developing agent native
Hampden & Co (trading as Hampden Bank since March 2024) is an independent UK private bank headquartered at 20/21 Charlotte Square, Edinburgh, with offices in...
Composite
49.8
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.8/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
139
Bendigo and Adelaide Bank Developing agent native
Bendigo and Adelaide Bank Limited (ASX:BEN) is one of Australia's largest retail banks, formed by the 2007 merger of the community-focused Bendigo Bank and t...
Composite
49.7
Agent
60.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.7/100 · developing
Contract Quality
15.5 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 61/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
140
Interhyp Developing agent ready
Interhyp AG is Germany's leading platform for residential mortgage financing (Baufinanzierung), connecting homebuyers and partners with the best financing op...
Composite
49.7
Agent
59.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.7/100 · developing
Contract Quality
15.3 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 60/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
141
Suncorp Bank Developing agent native
Suncorp Bank is an Australian retail and business bank headquartered in Brisbane, Queensland, offering transaction and savings accounts, home and personal le...
Composite
49.6
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.6/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
142
Oper Credits Developing agent ready
Oper Credits is a Belgian digital mortgage origination platform (Brussels, founded 2019) that lets banks, lenders, insurers, and brokers offer and process en...
Composite
49.5
Agent
56.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.5/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 57/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
143
Regional Australia Bank Developing agent ready
Regional Australia Bank is a customer-owned (mutual) authorised deposit-taking institution (ADI) headquartered in Armidale and Port Macquarie, New South Wale...
Composite
49.5
Agent
51.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.5/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 51/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
144
Atlar Developing agent ready
Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment man...
Composite
49.4
Agent
47.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.4/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 47/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
145
Jiko Developing agent ready
Jiko is a fintech infrastructure company that turns idle cash into US Treasury bills held in the customer's own name, combining a nationally chartered bank, ...
Composite
49.4
Agent
51.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.4/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 51/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
146
Lorum Developing agent native
Lorum (developer brand "Fuse") is a fintech providing banking-grade clearing, settlement, and treasury infrastructure - "built for clearing, not lending." Th...
Composite
49.4
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.4/100 · developing
Contract Quality
17.4 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
6.9 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
147
MOVE Bank Developing agent native
MOVE Bank is a 100% customer-owned Australian mutual bank operated by MoveBank Ltd (ABN 91 087 651 090, AFSL/Australian credit licence 234 536), headquartere...
Composite
49.4
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.4/100 · developing
Contract Quality
13.4 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
148
Sandbox Banking Developing agent ready
Sandbox Banking (now nCino Integration Gateway) is an Integration Platform as a Service (iPaaS) purpose-built for financial institutions. The platform enable...
Composite
49.4
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.4/100 · developing
Contract Quality
16.5 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
10.4 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
149
AMP Bank Developing agent ready
AMP Bank Limited is the retail and business banking arm of AMP Limited (ASX:AMP), a diversified Australian financial services group operating since 1849 and ...
Composite
49.3
Agent
57.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.3/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 58/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
150
Bank First Developing agent native
Bank First is an Australian customer-owned mutual bank headquartered in Hawthorn East, Victoria. Founded in 1972 as VTU Credit Union by members of the Victor...
Composite
49.2
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.2/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
151
Pliant Developing agent ready
Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banki...
Composite
49.2
Agent
46.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.2/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
7.5 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Payments
10.4 / 15
Agent readiness — 46/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
152
US Bancorp Developing agent ready
U.S. Bancorp is the parent company of U.S. Bank National Association, one of the largest commercial banks in the United States. U.S. Bank provides a develope...
Composite
49.1
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 49.1/100 · developing
Contract Quality
18.5 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
153
Revolut Developing agent native
Revolut is a global financial technology company providing banking, payments, cards, foreign exchange, savings, and crypto services to retail and business cu...
Composite
48.6
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.6/100 · developing
Contract Quality
16.4 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
1.6 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
7.5 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
154
Regions Financial Developing agent ready
Regions Financial Corporation is a member of the S&P 500 Index and one of the nation's largest full-service providers of consumer and commercial banking, wea...
Composite
48.5
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.5/100 · developing
Contract Quality
16.4 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
10.4 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
155
Great Southern Bank Developing agent ready
Great Southern Bank is one of Australia's largest customer-owned (mutual) banks, operating as a business name of Credit Union Australia Ltd (ABN 44 087 650 9...
Composite
48.4
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.4/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
156
Barclays Developing human only
Barclays is a multinational financial services company providing retail and commercial banking, investment banking, wealth management, and credit cards. The ...
Composite
48.3
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.3/100 · developing
Contract Quality
3.8 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
14.7 / 20
Operational Transparency
4.8 / 13
Governance
10.4 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
157
Kroo Developing agent native
Kroo Bank Ltd is a UK app-based challenger bank, founded in 2016 and granted a full UK banking licence by the PRA/FCA in 2021 (restrictions lifted in 2022), ...
Composite
48.3
Agent
80.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.3/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 81/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
158
Casap Developing agent native
Casap is an award-winning agentic-AI dispute automation platform for banks, credit unions, and fintechs. It automates payment dispute (chargeback) intake, in...
Composite
48.2
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.2/100 · developing
Contract Quality
12.0 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
159
Scotiabank Developing agent ready
Scotiabank is one of Canada's leading financial institutions and a major international bank. Through its Scotia TranXact developer portal, Scotiabank provide...
Composite
48.2
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.2/100 · developing
Contract Quality
17.3 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
160
OSFI Developing agent ready
The Office of the Superintendent of Financial Institutions (OSFI / BSIF) is Canada's federal prudential regulator, supervising more than 400 federally regula...
Composite
48.1
Agent
47.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.1/100 · developing
Contract Quality
7.1 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
6.8 / 13
Governance
1.6 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 47/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
7 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
161
Chase UK Developing agent native
Chase UK is the digital retail bank operated in the United Kingdom by J.P. Morgan Europe Limited, a wholly owned subsidiary of JPMorgan Chase & Co. that laun...
Composite
48.0
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 48.0/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
162
EnergyAustralia Developing agent ready
EnergyAustralia is one of Australia's "big three" gentailers — a vertically integrated electricity and gas business owned by Hong Kong's CLP Group and headqu...
Composite
47.9
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.9/100 · developing
Contract Quality
12.0 / 25
Developer Ergonomics
7.4 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
9.5 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
163
Era Developing agent aware
Era is an AI-native personal finance platform that connects a user's bank accounts to any MCP-compatible AI assistant — Claude, ChatGPT, Gemini, Cursor, and ...
Composite
47.9
Agent
39.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.9/100 · developing
Contract Quality
0.0 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
12.6 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
164
IF Developing agent aware
Integrated Finance (IF) is a modular fintech infrastructure platform — a "financial operating system" — that lets companies build banking, card, and payment ...
Composite
47.9
Agent
39.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.9/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
165
Nomba Developing agent ready
Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, ...
Composite
47.9
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.9/100 · developing
Contract Quality
19.7 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
7.3 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
166
Qudos Bank Developing agent native
Qudos Bank is an Australian customer-owned (mutual) bank that has been 100% customer-owned since 1959, serving members with everyday transaction and savings ...
Composite
47.9
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.9/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
167
AltScore Developing agent aware
AltScore is a B2B credit infrastructure platform for Latin America — the "Rails of Lending" that lets any company build, embed, and deploy credit products in...
Composite
47.7
Agent
35.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.7/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Insurance
13.1 / 15
Agent readiness — 36/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
168
Beyond Bank Australia Developing agent native
Beyond Bank Australia Limited (ABN 15 087 651 143, AFSL/Australian Credit Licence 237856) is one of the country's largest customer-owned (mutual) banks, owne...
Composite
47.7
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.7/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
169
Consumer Financial Protection Bureau Developing agent aware
The Consumer Financial Protection Bureau (CFPB) is the U.S. federal agency that supervises banks, lenders, and other financial companies, enforces federal co...
Composite
47.7
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.7/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
4.8 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
170
Customers Bank Developing agent native
Customers Bank is a Pennsylvania state-chartered, FDIC-insured full-service commercial bank and the principal subsidiary of Customers Bancorp, Inc. (NYSE CUB...
Composite
47.7
Agent
79.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.7/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 80/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
171
Starling Bank Developing agent ready
Starling Bank is a UK app-only digital challenger bank founded in 2014 by Anne Boden and headquartered in London, holding a full UK banking licence and autho...
Composite
47.7
Agent
50.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.7/100 · developing
Contract Quality
9.4 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 50/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
172
Australian Military Bank Developing agent ready
Australian Military Bank Ltd (ABN 48 087 649 741, AFSL/Australian Credit Licence 237988, BSB 642170) is a customer-owned mutual authorised deposit-taking ins...
Composite
47.5
Agent
51.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.5/100 · developing
Contract Quality
13.3 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 51/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
173
Finicity Developing agent native
Finicity, LLC is a Utah-based financial-data aggregator and open-finance technology provider acquired by Mastercard in 2020 and now operating as Mastercard O...
Composite
47.5
Agent
60.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.5/100 · developing
Contract Quality
14.4 / 25
Developer Ergonomics
16.5 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
5.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 61/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
174
Jack Henry & Associates Developing agent ready
Jack Henry & Associates (Nasdaq: JKHY) is an S&P 500 financial technology company that provides core banking, payments, lending, digital banking, and fraud-p...
Composite
47.5
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.5/100 · developing
Contract Quality
16.3 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
0.7 / 13
Governance
3.2 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
175
Bank of Ireland (UK) Developing agent native
Bank of Ireland (UK) plc is the UK banking arm of Bank of Ireland Group plc, Ireland's oldest bank, founded in 1783 and headquartered in Dublin with a listin...
Composite
47.4
Agent
77.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.4/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 78/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
176
Yorkshire Building Society Developing agent native
Yorkshire Building Society (YBS) is a UK mutual building society founded in 1864 and headquartered in Bradford, West Yorkshire. As a member-owned mutual rath...
Composite
47.4
Agent
83.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.4/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 84/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
177
Shieldpay Developing agent aware
Shieldpay is an FCA-authorised (firm reference 770210) payments platform built for the UK legal and professional-services sector, offering a regulated altern...
Composite
47.3
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.3/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
178
Rollee Developing agent aware
Rollee is an Open Finance / employment-data platform that lets fintechs, lenders, and HR platforms verify the income, employment, and work history of both sa...
Composite
47.2
Agent
39.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.2/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
179
Green Dot Corporation Developing agent aware
Green Dot Corporation (NYSE: GDOT) is a US fintech and bank holding company whose subsidiary Green Dot Bank is a chartered, FDIC-insured member bank. Its Gre...
Composite
47.1
Agent
43.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.1/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
7.5 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 43/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
180
Hevn Inc Developing agent ready
HEVN Inc (Y Combinator S26) is a fintech platform that lets non-US companies operate in USD without a US entity. It opens named virtual business accounts wit...
Composite
47.1
Agent
59.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.1/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 60/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
181
Simply Energy Developing agent native
Simply Energy is the former brand of the Australian electricity and gas retailer that now trades as ENGIE, operated by IPower Pty Ltd (ACN 111 267 228) and I...
Composite
47.0
Agent
67.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 47.0/100 · developing
Contract Quality
12.3 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
6.5 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 67/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
182
Mettle Developing agent native
Mettle is a digital-only business bank account brand for UK sole traders, freelancers, and small limited companies, wholly owned by NatWest Group and origina...
Composite
46.7
Agent
77.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.7/100 · developing
Contract Quality
9.4 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 78/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
183
Envestnet Developing agent aware
Envestnet is an ever-evolving network of data-driven services, products, tools, and technologies designed to enable the Intelligent Financial Life. Our robus...
Composite
46.6
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.6/100 · developing
Contract Quality
13.1 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
5.5 / 13
Governance
8.8 / 12
Discoverability
7.5 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
184
Telleroo Developing agent aware
Telleroo is a UK bulk payments platform that automates supplier and payroll payments for businesses, accountants and bookkeepers. It provisions a ring-fenced...
Composite
46.6
Agent
43.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.6/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 43/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
185
AGL Energy Developing agent native
AGL Energy Limited (ASX:AGL) is Australia's oldest listed company — founded in Sydney in 1837 as the Australian Gas Light Company — and one of the country's ...
Composite
46.3
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.3/100 · developing
Contract Quality
9.4 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
7.2 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
186
Allica Bank Developing agent native
Allica Bank Limited is a UK financial-technology bank built specifically for established small and medium-sized businesses, offering business current account...
Composite
46.3
Agent
80.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.3/100 · developing
Contract Quality
9.6 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 81/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
187
Bank of Queensland Developing agent native
Bank of Queensland Limited (ASX code BOQ) is one of Australia's oldest banks, founded in Brisbane in 1874, and today an APRA-regulated authorised deposit-tak...
Composite
46.1
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.1/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
188
Coventry Building Society Developing agent native
Coventry Building Society is the United Kingdom's second-largest building society, a member-owned mutual founded in 1884 and headquartered in Coventry, Engla...
Composite
46.1
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.1/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
189
Halifax Developing agent ready
Halifax is a major British high-street banking brand serving personal and business customers with current accounts, savings, mortgages, credit cards, loans, ...
Composite
46.1
Agent
59.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.1/100 · developing
Contract Quality
9.4 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 60/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
190
Summerland Bank Developing agent native
Summerland Bank is a customer-owned (mutual) bank based in Lismore in the Northern Rivers region of New South Wales, Australia, tracing its origins to the fo...
Composite
46.1
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.1/100 · developing
Contract Quality
13.4 / 25
Developer Ergonomics
12.2 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
191
Bankwest Developing agent native
Bankwest is an Australian retail and business bank headquartered in Perth, Western Australia. Founded in 1895 as the Agricultural Bank of Western Australia a...
Composite
46.0
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.0/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
192
Unity Bank Developing agent native
Unity Bank Limited (ABN 72 087 650 637, AFSL & Australian Credit Licence 238311, BSB 659 000) is an Australian member-owned mutual bank that consolidated the...
Composite
46.0
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 46.0/100 · developing
Contract Quality
13.4 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
193
BMO Developing agent ready
BMO Bank N.A. is the U.S. banking subsidiary of Canada's Bank of Montreal (BMO Financial Group), a nationally chartered commercial bank supervised by the Off...
Composite
45.6
Agent
59.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.6/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 60/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
194
Mercury Developing agent ready
Mercury is a banking platform built for startups and tech companies, offering checking, savings, treasury, and corporate-card services. The Mercury REST API ...
Composite
45.6
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.6/100 · developing
Contract Quality
14.8 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
7.3 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
195
Bank of us Developing agent native
Bank of us is Tasmania's only customer-owned bank, a mutual authorised deposit-taking institution (ADI) trading as B&E Ltd (brand "BNE LTD") and headquartere...
Composite
45.5
Agent
72.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.5/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
12.1 / 15
Agent readiness — 72/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
196
Bond Developing agent aware
Bond Financial Technologies is an enterprise-grade banking-as-a-service (BaaS) and embedded finance platform that lets software companies and fintechs embed ...
Composite
45.5
Agent
23.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.5/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
197
HSBC Bank Australia Developing agent native
HSBC Bank Australia Limited is the Australian banking subsidiary of the global HSBC Group (HSBC Holdings plc), operating as an Authorised Deposit-taking Inst...
Composite
45.5
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.5/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
198
ING Australia Developing agent native
ING Australia is the retail banking division of ING Bank (Australia) Limited (ABN 24 000 893 292), a wholly owned subsidiary of the Dutch multinational ING G...
Composite
45.5
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.5/100 · developing
Contract Quality
13.6 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
199
Alinta Energy Developing agent native
Alinta Energy is one of Australia's largest integrated energy retailers and generators, owned by Hong Kong-based Chow Tai Fook Enterprises, supplying electri...
Composite
45.3
Agent
76.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.3/100 · developing
Contract Quality
12.0 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
5.8 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 76/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
200
Montonio Developing agent ready
Montonio is an Estonian fintech providing a unified payments and shipping platform for e-commerce merchants across the Baltics, Poland, and Finland. Its deve...
Composite
45.3
Agent
51.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.3/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
16.1 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 52/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
201
ECOMMPAY Developing agent aware
ECOMMPAY is a London-headquartered international payment service provider and direct card acquirer founded in 2012, authorised by the UK Financial Conduct Au...
Composite
45.2
Agent
31.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.2/100 · developing
Contract Quality
5.7 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 32/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
202
Modern Treasury Developing agent ready
Modern Treasury is a money movement platform unifying ACH, wires, RTP, checks, FX, and reconciliation across multiple bank partners. Operates as the financia...
Composite
45.1
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.1/100 · developing
Contract Quality
13.7 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
8.8 / 10
Regulatory · Payments
7.5 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
203
Rabobank Australia Developing agent ready
Rabobank Australia is the Australian arm of Rabobank Group, the Netherlands-headquartered cooperative bank and one of the world's leading food and agribusine...
Composite
45.0
Agent
51.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.0/100 · developing
Contract Quality
13.5 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 51/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
204
Vanquis Banking Group Developing agent native
Vanquis Banking Group plc (formerly Provident Financial plc, rebranded 2023) is a UK specialist non-prime lender and savings bank headquartered in Bradford, ...
Composite
45.0
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 45.0/100 · developing
Contract Quality
12.1 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
Thin 166 30–44.9 Limited machine-readable signal beyond documentation a human can read.
205
Hume Bank Thin agent native
Hume Bank is a customer-owned (mutual) Australian bank headquartered in Albury, New South Wales. Founded in 1955 as the Hume Co-operative Building & Investme...
Composite
44.9
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.9/100 · thin
Contract Quality
13.4 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
206
KeyCorp Thin agent native
KeyCorp (KeyBank) is one of the nation's largest bank-based financial services companies and a super-regional commercial bank headquartered in Cleveland, Ohi...
Composite
44.9
Agent
86.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.9/100 · thin
Contract Quality
17.2 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 87/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
207
Fiserv Thin agent ready
Fiserv is a global provider of financial services technology solutions, offering a wide range of products and services to help clients in the banking, paymen...
Composite
44.8
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.8/100 · thin
Contract Quality
18.3 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
7.3 / 12
Discoverability
7.5 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
208
Lloyds Banking Group Thin agent native
Lloyds Banking Group plc is the United Kingdom's largest retail and commercial banking group, serving personal, business, and corporate customers through the...
Composite
44.7
Agent
68.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.7/100 · thin
Contract Quality
16.2 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 68/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
209
Visa Thin agent ready
Visa is a global payment technology company that facilitates electronic funds transfers by providing consumers, businesses, and governments with secure, conv...
Composite
44.7
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.7/100 · thin
Contract Quality
13.3 / 25
Developer Ergonomics
5.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
10.4 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
210
Defence Bank Thin agent native
Defence Bank Limited is an Australian customer-owned (mutual) bank established in 1975 and headquartered in Melbourne, serving current and former Australian ...
Composite
44.6
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.6/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
211
ModernFi Thin agent native
ModernFi operates institution-owned deposit networks for U.S. banks and credit unions, giving them infrastructure to grow deposits, extend reciprocal deposit...
Composite
44.5
Agent
77.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.5/100 · thin
Contract Quality
12.0 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
5.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
6.9 / 15
Agent readiness — 78/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
212
Alex Bank Thin agent native
Alex Bank (Alex Bank Pty Ltd, ABN 13 627 244 848) is an Australian digital bank headquartered in Brisbane, founded in 2018 by former Suncorp bankers Simon Be...
Composite
44.4
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.4/100 · thin
Contract Quality
14.0 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
213
Solaris Thin agent aware
Solaris SE is a Berlin-based embedded-finance / Banking-as-a-Service platform operating on a full German CRR commercial banking license. Its REST API lets pa...
Composite
44.4
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.4/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
214
Greater Bank Thin agent native
Greater Bank is a customer-owned Australian retail bank headquartered in Newcastle, New South Wales, offering everyday transaction and savings accounts, term...
Composite
44.3
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.3/100 · thin
Contract Quality
14.0 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
215
Flanks Thin agent aware
Flanks is an AI-powered wealth data platform, headquartered in Barcelona with offices in Madrid, Paris, and London, that aggregates and standardizes investme...
Composite
44.2
Agent
35.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.2/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 36/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
216
BankSA Thin agent native
BankSA is a South Australian retail and business banking brand operating as a division of Westpac Banking Corporation (ABN 33 007 457 141, AFSL and Australia...
Composite
44.0
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.0/100 · thin
Contract Quality
14.0 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
12.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
217
Cashplus Bank Thin agent native
Cashplus Bank (legal entity Advanced Payment Solutions Limited, rebranded to Zempler Bank in July 2024) is a UK challenger bank founded in 2005 that grew fro...
Composite
44.0
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.0/100 · thin
Contract Quality
12.1 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
218
The Co-operative Bank Thin agent native
The Co-operative Bank plc is a UK high-street retail and commercial bank, headquartered in Manchester and long known for its customer-led ethical banking pol...
Composite
44.0
Agent
64.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 44.0/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
12.1 / 15
Agent readiness — 64/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
219
Nationwide Building Society Thin agent native
Nationwide Building Society is the world's largest building society and one of the UK's biggest retail financial services providers, headquartered in Swindon...
Composite
43.9
Agent
66.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.9/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.8 / 15
Agent readiness — 66/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
220
Aldermore Bank Thin agent native
Aldermore Bank plc is a UK specialist bank founded in 2009 and headquartered in Reading, offering savings accounts and specialist lending across residential ...
Composite
43.8
Agent
80.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.8/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 81/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
221
BALAD CORP Thin agent native
BALAD CORP (Balad) is a Cairo-based fintech providing cross-border payout and inward-remittance infrastructure for Egypt. Its Balad Gateway APIs let money tr...
Composite
43.8
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.8/100 · thin
Contract Quality
15.8 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
222
C. Hoare & Co. Thin agent native
C. Hoare & Co. (Hoares Bank) is the United Kingdom's oldest privately-owned bank, founded in 1672 by Sir Richard Hoare and owned continuously by the Hoare fa...
Composite
43.8
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.8/100 · thin
Contract Quality
10.9 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
223
P&N Bank Thin agent native
P&N Bank is the retail banking brand of Police & Nurses Limited (ABN 69 087 651 876, AFSL/Australian Credit Licence 240701), a customer-owned (mutual) bank o...
Composite
43.6
Agent
72.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.6/100 · thin
Contract Quality
14.0 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 72/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
224
Lithic Thin agent ready
Lithic is a card issuing and issuer-processor API platform for building virtual and physical card programs - authorization, clearing, KYC/KYB account holder ...
Composite
43.5
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.5/100 · thin
Contract Quality
14.6 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Payments
7.5 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
225
Investec Thin agent native
Investec is an international specialist bank and wealth manager, dual-listed on the London Stock Exchange and Johannesburg Stock Exchange and operating throu...
Composite
43.4
Agent
62.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.4/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
13.9 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 63/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
226
Monzo Thin agent ready
Monzo is a UK-based digital challenger bank (Monzo Bank Ltd, FCA-authorised) offering current accounts, savings pots, joint accounts, business banking and le...
Composite
43.3
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.3/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
227
National Credit Union Administration (NCUA) Thin agent aware
The National Credit Union Administration (NCUA) is the independent federal agency that regulates, charters, and supervises federal credit unions. NCUA provid...
Composite
43.3
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.3/100 · thin
Contract Quality
14.8 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
0.7 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
228
Nymcard Thin agent ready
NymCard is a MENA-based, full-stack payments infrastructure provider whose nCore platform gives banks, fintechs and enterprises RESTful APIs to launch and ma...
Composite
43.3
Agent
51.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.3/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
15.7 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Payments
8.5 / 15
Agent readiness — 52/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
229
Cynergy Bank Thin agent native
Cynergy Bank is an FCA- and PRA-authorised UK specialist bank (FCA reference 575105) serving the blended personal and business banking needs of business owne...
Composite
43.2
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.2/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
230
OPay Thin agent ready
OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Li...
Composite
43.2
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.2/100 · thin
Contract Quality
14.6 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
6.5 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
231
People First Bank Thin agent native
People First Bank is an Australian customer-owned mutual bank, trading name of Heritage and People's Choice Ltd (ABN 11 087 651 125), formed from the 2023 me...
Composite
43.2
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.2/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
232
Column Tax Thin agent aware
Column Tax is an IRS-authorized, API-first tax filing platform that lets banks, brokerages, neobanks, and SMB/freelancer fintech apps embed a full white-labe...
Composite
43.1
Agent
34.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 43.1/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 35/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
233
Banked Thin agent aware
Banked is a global account-to-account (A2A) payments network built on open banking that enables real-time pay-by-bank payments for consumers, businesses, and...
Composite
42.9
Agent
33.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.9/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
14.3 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 34/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
234
Bank Australia Thin agent native
Bank Australia is a customer-owned (mutual) bank headquartered in Collingwood, Victoria, tracing its origins to the 1957 CSIRO Co-operative Credit Society an...
Composite
42.8
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.8/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
235
WealthKernel Thin agent aware
WealthKernel is a UK- and EU-regulated digital investing infrastructure provider that offers "investing as a service" through a single REST API. It supplies ...
Composite
42.8
Agent
27.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.8/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Securities & Market Data
9.8 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
236
TSB Bank Thin agent native
TSB Bank plc is a British retail and commercial bank headquartered in Edinburgh, offering current accounts, savings, mortgages, personal loans, credit cards,...
Composite
42.7
Agent
80.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.7/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 81/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
237
Avenue Bank Thin agent native
Avenue Bank Ltd (ABN 24 628 073 085, AFSL 520239) is an Australian Authorised Deposit-taking Institution (ADI) regulated by APRA, holding a full (unrestricte...
Composite
42.6
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.6/100 · thin
Contract Quality
13.3 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
238
FDIC Thin agent aware
The Federal Deposit Insurance Corporation (FDIC) provides the BankFind Suite REST API, offering developers programmatic access to publicly available data on ...
Composite
42.5
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.5/100 · thin
Contract Quality
16.2 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
0.7 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
239
AIB Group (UK) Thin agent native
AIB Group (UK) p.l.c. is a UK bank incorporated in Northern Ireland (registered number NI018800, registered office 92 Ann Street, Belfast BT1 3HH), authorise...
Composite
42.3
Agent
62.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.3/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 63/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
240
Auswide Bank Thin agent ready
Auswide Bank Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Bundaberg, Queensland, offering home loans, savings and transa...
Composite
42.3
Agent
51.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.3/100 · thin
Contract Quality
13.3 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 51/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
241
BBVA Thin human only
BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market provides a comprehensive catalog of banking APIs...
Composite
42.3
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.3/100 · thin
Contract Quality
3.8 / 25
Developer Ergonomics
7.4 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
4.8 / 13
Governance
5.7 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
242
Thredd Thin agent aware
Thredd (formerly Global Processing Services / GPS) is a London-headquartered issuer-processor and next-generation payments technology company, founded in 200...
Composite
42.2
Agent
43.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.2/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
12.2 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
5.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 43/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
243
Virgin Money UK Thin agent native
Virgin Money UK is a full-service UK retail and business bank, operating the Virgin Money, Clydesdale Bank, Yorkshire Bank, and B brands across personal curr...
Composite
42.1
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.1/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
244
Weatherbys Bank Thin agent native
Weatherbys Bank is a small, family-owned UK private bank, part of the Weatherbys Banking Group, trading since James Weatherby founded the family business in ...
Composite
42.1
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.1/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
245
Australian Unity Bank Thin agent native
Australian Unity Bank Limited is the banking arm of Australian Unity, a member-owned Australian mutual founded in Melbourne in 1840 with origins in the frien...
Composite
42.0
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 42.0/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
246
Huntington Bancshares Thin agent ready
Huntington Bancshares is a regional bank holding company that provides full-service consumer and business banking, insurance, investment, mortgage, equipment...
Composite
41.9
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.9/100 · thin
Contract Quality
14.8 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.5 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
247
Konsentus Thin agent ready
Konsentus is a UK-headquartered specialist provider of identity verification and trust services for open banking and open finance ecosystems. Its flagship Ko...
Composite
41.9
Agent
49.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.9/100 · thin
Contract Quality
15.5 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 49/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
248
Synctera Thin agent ready
Synctera is a Banking-as-a-Service platform connecting fintechs to a network of sponsor banks. Provides REST APIs for personal/business customers, accounts, ...
Composite
41.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.8/100 · thin
Contract Quality
14.4 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
8.8 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
249
RACQ Bank Thin agent native
RACQ Bank is the retail banking division of RACQ (The Royal Automobile Club of Queensland), a member-owned mutual organisation and one of Queensland's larges...
Composite
41.7
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.7/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
250
Gateway Bank Thin agent native
Gateway Bank Ltd is a 100% customer-owned Australian mutual bank headquartered in Sydney, New South Wales. Founded in 1955 as Gateway Credit Union and rebran...
Composite
41.6
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.6/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
251
Ordo Thin agent native
Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments provider that lets businesses collect mo...
Composite
41.6
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.6/100 · thin
Contract Quality
13.2 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
252
Secure Trust Bank Thin agent native
Secure Trust Bank PLC is an award-winning UK specialist bank, founded in 1952 in the West Midlands and headquartered in Solihull, providing savings accounts ...
Composite
41.5
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.5/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
253
Cuenca Thin agent ready
Cuenca is a Mexican fintech (challenger bank / neobank) founded in 2018 that offers a banking-as-a-service REST API for moving money in Mexico. The API at ap...
Composite
41.2
Agent
51.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.2/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
13.9 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 52/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
254
Energy Queensland Thin agent native
Energy Queensland Limited is the Queensland Government-owned corporation formed on 30 June 2016 by merging Ergon Energy and Energex. It is the whole Queensla...
Composite
41.2
Agent
60.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.2/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
1.6 / 20
Operational Transparency
9.9 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
10.4 / 15
Agent readiness — 61/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
255
Lemonway Thin agent aware
Lemonway is a European payment institution regulated by the French ACPR (registration 16568) since 2012, providing REST APIs for marketplace payments includi...
Composite
41.2
Agent
24.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.2/100 · thin
Contract Quality
11.8 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
256
Salt Edge Thin agent ready
Salt Edge is a global open-banking aggregator providing account information, payment initiation, data enrichment, merchant identification, AML transaction mo...
Composite
41.2
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.2/100 · thin
Contract Quality
13.0 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
257
End Close Thin agent native
End Close is an automated reconciliation platform for payments companies and other high-volume transaction businesses. Its REST API connects payment processo...
Composite
41.1
Agent
81.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.1/100 · thin
Contract Quality
15.3 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 82/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
258
Loopay Thin agent native
Loopay is a Latin American B2B fintech infrastructure company headquartered in Bogotá, Colombia and backed by 500 Global. It provides cross-border and local ...
Composite
41.1
Agent
61.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.1/100 · thin
Contract Quality
11.5 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
6.9 / 15
Agent readiness — 62/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
259
ubank Thin agent ready
ubank is an Australian digital-only bank offering savings accounts and home loans online and over the phone. Launched in 2008 as the online banking brand of ...
Composite
41.1
Agent
51.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.1/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 51/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
260
Worldline Thin agent ready
European payment and digital services company providing REST APIs for payment processing, acquiring, digital banking services, open banking, identity and aut...
Composite
41.1
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 41.1/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
5.2 / 20
Commercial Clarity
14.7 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
261
Bank of Scotland Thin agent ready
Bank of Scotland is a UK high-street retail and commercial bank, founded in 1695 and headquartered in Edinburgh, and is one of the oldest banks in the United...
Composite
40.9
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.9/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
262
Monument Bank Thin agent ready
Monument Bank Limited is a UK challenger bank headquartered at 33 Cavendish Square, London, purpose-built for the "mass affluent" - professionals, entreprene...
Composite
40.9
Agent
57.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.9/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 58/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
263
Flinks Thin agent ready
Flinks is a Canadian financial data platform (owned by National Bank of Canada) that lets businesses connect to consumer and business bank accounts to aggreg...
Composite
40.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.8/100 · thin
Contract Quality
13.4 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
7.5 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
264
Flip Thin agent aware
Flip (PT Fliptech Lentera Inspirasi Pertiwi) is an Indonesian financial technology company offering low-cost interbank money transfers, bill payments, and cr...
Composite
40.6
Agent
24.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.6/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
3.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
265
flowpay.io Thin agent aware
Flowpay is an embedded-lending fintech that provides fast, flexible, non-purpose financing of up to EUR 100,000 to small and medium-sized businesses across t...
Composite
40.6
Agent
34.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.6/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 35/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
266
Pismo Thin agent ready
Pismo is a cloud-native issuer-processing and core-banking platform exposing REST APIs for accounts, customers, cards, authorizations, transactions, statemen...
Composite
40.6
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.6/100 · thin
Contract Quality
12.8 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
267
Santander UK Thin agent native
Santander UK plc is a major British retail and commercial bank and one of the CMA9 banks mandated to deliver UK Open Banking. It is a wholly owned, ring-fenc...
Composite
40.6
Agent
62.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.6/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 63/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
268
Blend Thin agent ready
Blend (Blend Labs) is a cloud digital-lending and account-opening platform for banks, credit unions, and mortgage lenders. Its Builder platform powers consum...
Composite
40.3
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.3/100 · thin
Contract Quality
12.6 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
269
Recognise Bank Thin agent aware
Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy...
Composite
40.3
Agent
43.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.3/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
13.4 / 15
Agent readiness — 43/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
270
Celcoin Thin agent ready
Celcoin is a Brazilian Banking-as-a-Service (BaaS) infratech platform that provides REST APIs for Pix, boleto, TED transfers, bill payments, prepaid and post...
Composite
40.2
Agent
54.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.2/100 · thin
Contract Quality
10.8 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Governance
1.6 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 55/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
271
Firstrade Thin agent ready
Firstrade Securities is a commission-free online brokerage offering trading in stocks, ETFs, options, mutual funds, and fixed income securities with no accou...
Composite
40.2
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.2/100 · thin
Contract Quality
14.5 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
272
Iniciador Thin agent aware
Iniciador is a Brazilian Open Finance infrastructure company that provides the regulated rails, APIs, and managed operations banks, payment institutions, fin...
Composite
40.2
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.2/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
273
Capital One Thin agent aware
Capital One is a US money-center bank and financial services company offering credit cards, checking and savings accounts, loans, and auto financing. Through...
Composite
40.1
Agent
23.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.1/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
274
Insurely Thin agent aware
Insurely is a European open finance platform that provides real-time access to consented, structured financial data across investments, pensions, insurance, ...
Composite
40.0
Agent
34.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.0/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.4 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 35/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
275
Police Bank Thin agent native
Police Bank is a mutual, member-owned Australian bank (ABN 95 087 650 799, ACN 087 650 799, AFSL / Australian Credit Licence No. 240018) founded to serve the...
Composite
40.0
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 40.0/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
276
American Express Thin agent aware
American Express is a globally integrated payments company and card network that offers charge and credit cards, merchant acquiring, corporate payments, trav...
Composite
39.9
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.9/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
12.6 / 20
Operational Transparency
5.5 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
277
Belvo Thin agent ready
Belvo is a Latin American open-finance API platform that lets companies connect to bank, fiscal, and employment institutions across Mexico, Brazil, and Colom...
Composite
39.9
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.9/100 · thin
Contract Quality
13.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
278
Unit Thin agent ready
Unit is a Banking-as-a-Service (BaaS) platform that lets companies embed deposit accounts, cards, payments, and lending into their own products without becom...
Composite
39.9
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.9/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
7.5 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
279
Toshl Thin agent aware
Toshl Finance is a personal finance and budgeting platform (a 500 Global portfolio company, founded in Slovenia) that helps people track expenses, organize b...
Composite
39.8
Agent
27.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.8/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
280
Blend Labs Thin agent aware
Blend Labs, Inc. (NYSE: BLND) is a cloud banking platform, founded in 2012 and headquartered in the San Francisco Bay Area, that powers digital lending and a...
Composite
39.7
Agent
26.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.7/100 · thin
Contract Quality
15.1 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
6.2 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
281
Mono Thin agent ready
Mono is an African open-banking platform that lets businesses access bank and financial data and collect recurring payments through a single API. The Mono RE...
Composite
39.7
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.7/100 · thin
Contract Quality
15.1 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
282
Tandem Bank Thin agent native
Tandem Bank (Tandem Bank Limited) is a UK app-only challenger and self-styled "greener" digital bank founded in 2014 and headquartered in Blackpool, England,...
Composite
39.7
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.7/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
283
MyState Bank Thin agent ready
MyState Bank is an Australian retail bank headquartered in Hobart, Tasmania, and the principal banking brand of ASX-listed MyState Limited (ASX:MYS). It trac...
Composite
39.6
Agent
51.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.6/100 · thin
Contract Quality
14.0 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 51/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
284
Cora Thin agent aware
Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking, Pix, boletos, transfers, payment initiation...
Composite
39.5
Agent
24.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.5/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
285
Isometric Thin agent ready
Isometric is a London- and New York-based carbon removal registry and AI-native certification platform for the industrial economy, founded in 2022 by Eamon J...
Composite
39.5
Agent
52.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.5/100 · thin
Contract Quality
14.5 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 53/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
286
Stitch Thin agent ready
Stitch is a South African payments and open-banking infrastructure company. Its single GraphQL API at https://api.stitch.money/graphql powers Pay By Bank (in...
Composite
39.5
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.5/100 · thin
Contract Quality
15.5 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
287
Mono Thin agent ready
Mono is an open banking and financial data infrastructure company for Africa (often described as the "Plaid for Africa"), headquartered in Lagos, Nigeria and...
Composite
39.4
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.4/100 · thin
Contract Quality
14.8 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
288
Number26 Thin agent ready
Number26 — trading as N26 (legally N26 GmbH) — is a German licensed digital bank offering 100% mobile banking to more than 8 million customers across 24 Euro...
Composite
39.4
Agent
46.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.4/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 46/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
289
Connexis Cash Thin agent ready
Connexis Cash is BNP Paribas's corporate digital banking and cash management platform. It gives multinational corporates a unified online channel for payment...
Composite
39.0
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.0/100 · thin
Contract Quality
12.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
290
Glia (fka SaleMove) Thin agent aware
Glia (formerly SaleMove) is a digital customer service and unified interaction management platform purpose-built for banks, credit unions, and other financia...
Composite
39.0
Agent
25.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 39.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
291
Northern Trust Thin agent aware
Northern Trust is a Fortune 500 global financial services firm providing asset servicing, asset management, wealth management, and banking to corporations, i...
Composite
38.9
Agent
19.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.9/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 19/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
292
Citigroup Thin agent aware
Citigroup (Citi) is a global, diversified money-center financial services holding company headquartered in New York City, serving consumers, corporations, go...
Composite
38.8
Agent
20.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.8/100 · thin
Contract Quality
3.8 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
3.2 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
293
Cross River Thin agent ready
Cross River is a regulated bank (FDIC member, Fort Lee, NJ) that delivers embedded finance and Banking-as-a-Service (BaaS) through its Cross River Operating ...
Composite
38.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.8/100 · thin
Contract Quality
14.6 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
294
Efí Thin agent ready
Efí (formerly Gerencianet) is a Brazilian payment institution and digital bank that exposes well-documented public REST APIs for the Brazilian financial syst...
Composite
38.7
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.7/100 · thin
Contract Quality
15.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
295
G&C Mutual Bank Thin agent native
G&C Mutual Bank is an Australian customer-owned mutual bank and authorised deposit-taking institution (ADI) providing retail and business banking to its memb...
Composite
38.7
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.7/100 · thin
Contract Quality
13.3 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
296
Increase Thin agent ready
Increase is a bank-grade payments and financial infrastructure platform that exposes a single REST API for moving and holding money in the United States - AC...
Composite
38.7
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.7/100 · thin
Contract Quality
13.7 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
297
Okra Thin agent ready
Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts...
Composite
38.7
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.7/100 · thin
Contract Quality
14.3 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
298
Okra Thin agent ready
Okra was an open finance / open banking infrastructure company for Africa, headquartered in Lagos, Nigeria. Its REST APIs let businesses link end users' bank...
Composite
38.6
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.6/100 · thin
Contract Quality
14.2 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
299
Qiwi Thin agent ready
Qiwi provides payment reception, payouts, and banking platform APIs for processing wallet, card, mobile, and SBP transactions across Russia and CIS markets.
Composite
38.4
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.4/100 · thin
Contract Quality
12.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
7.5 / 10
Regulatory · Banking & Open Finance
5.2 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
300
Bank of Sydney Thin agent native
Bank of Sydney Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Sydney, New South Wales, offering personal and business bank...
Composite
38.3
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.3/100 · thin
Contract Quality
13.2 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
301
Quiltt Thin agent ready
Quiltt is a fintech data platform and abstraction layer over open-banking aggregators like Plaid, MX, and Finicity. It exposes a unified GraphQL API for read...
Composite
38.3
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.3/100 · thin
Contract Quality
13.4 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
302
Bank of Melbourne Thin agent native
Bank of Melbourne is a Victorian retail and business banking brand operated by Westpac Banking Corporation (ASX code WBC) as part of the Westpac Group. The o...
Composite
38.2
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 38.2/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
303
GB Bank Thin agent ready
GB Bank Limited is a UK challenger bank headquartered in Middlesbrough (2 Centre Square) with a London office (73 Brook Street, Mayfair). Wholly owned and pr...
Composite
37.9
Agent
57.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.9/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 58/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
304
Pave Bank Thin agent aware
Pave Bank is a licensed, regulated digital bank (National Bank of Georgia, License 305) delivering multi-asset, programmable banking. Its Partner API lets de...
Composite
37.9
Agent
31.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.9/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.5 / 15
Agent readiness — 32/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
305
Codat Thin agent ready
Codat provides a business data API that connects small-business accounting, banking, and commerce platforms to lenders, fintechs, and B2B software providers....
Composite
37.8
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.8/100 · thin
Contract Quality
13.3 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
306
Paragon Bank Thin agent native
Paragon Bank PLC is a UK specialist lender and retail savings bank, the principal banking subsidiary of Paragon Banking Group PLC (LSE: PAG), a FTSE 250 comp...
Composite
37.8
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.8/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
307
BB&T Corp (Truist) Thin human only
BB&T Corporation was a major financial services holding company that merged with SunTrust Banks in December 2019 to form Truist Financial Corporation. The co...
Composite
37.7
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.7/100 · thin
Contract Quality
3.8 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Governance
5.7 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
308
Rotessa Thin agent ready
Rotessa is a Winnipeg, Manitoba-based fintech that helps small and mid-sized North American businesses collect recurring payments directly from their custome...
Composite
37.4
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
14.8 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
309
First Citizens BancShares Thin agent aware
First Citizens BancShares is a super-regional financial holding company (parent of First-Citizens Bank & Trust) providing general banking, trust, investment,...
Composite
37.1
Agent
22.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.1/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
310
Riskified Thin human only
Riskified (NYSE RSKD) is an Israeli ecommerce risk-management platform that uses machine learning and a global merchant intelligence network to make sub-seco...
Composite
37.1
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.1/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
12.6 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
311
Sila Thin agent ready
Sila is an embedded-finance / banking-as-a-service platform that exposes a money API for fintech developers. A single REST API covers identity verification (...
Composite
37.1
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.1/100 · thin
Contract Quality
14.6 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
312
Lead Bank Thin agent ready
Lead Bank is a Kansas City-chartered FDIC-insured bank operating as a sponsor bank and embedded-finance infrastructure provider for fintech partners. The pla...
Composite
37.0
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 37.0/100 · thin
Contract Quality
14.5 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
313
alt.bank Thin agent ready
alt.bank is a Brazilian fintech offering a turnkey credit-card platform that lets partners launch their own prepaid and postpaid credit cards in Brazil witho...
Composite
36.9
Agent
49.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.9/100 · thin
Contract Quality
17.3 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 49/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
314
Metro Bank Thin agent native
Metro Bank is a UK retail and commercial bank founded in 2010 as the first new high-street bank to open in Britain in over 150 years, headquartered in London...
Composite
36.9
Agent
74.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.9/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 74/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
315
Q2 Thin agent ready
Q2 Holdings is a financial services software company that provides digital banking, lending, and embedded finance solutions to banks, credit unions, and fint...
Composite
36.9
Agent
45.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.9/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
4.4 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 45/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
316
Cobre Thin agent ready
Cobre is a Latin American B2B payments and treasury platform that gives finance teams, fintechs, PSPs and banks a single API and portal to move money in and ...
Composite
36.7
Agent
50.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.7/100 · thin
Contract Quality
7.3 / 25
Developer Ergonomics
13.5 / 20
Commercial Clarity
1.6 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 50/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
317
Handelsbanken UK Thin agent aware
Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish banking group, and operates a decentralised ...
Composite
36.6
Agent
18.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.6/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
318
BNY (Bank of New York Mellon) Thin agent ready
BNY (rebranded from BNY Mellon in 2024, NYSE ticker changed from BK to BNY in May 2026) is the world's largest custodian bank, overseeing approximately $59.4...
Composite
36.4
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.4/100 · thin
Contract Quality
15.1 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
319
Easebuzz Thin human only
Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across ...
Composite
36.4
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
320
Fincura Thin agent native
Fincura (now part of Abrigo) provides automated financial statement spreading and credit analysis for banks, credit unions, and other lenders. Its Automated ...
Composite
36.4
Agent
71.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.4/100 · thin
Contract Quality
15.5 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 71/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
321
Mambu Thin agent aware
Mambu is a SaaS cloud banking platform — a composable, API-first core banking engine that financial institutions use to build and run lending, deposit, payme...
Composite
36.3
Agent
35.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.3/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
6.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.9 / 15
Agent readiness — 36/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
322
USAA Thin agent aware
USAA (United Services Automobile Association) is a Fortune 100 financial services group offering banking, investing, and insurance products exclusively to pe...
Composite
36.3
Agent
23.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.3/100 · thin
Contract Quality
3.8 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.8 / 13
Governance
8.8 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.5 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
323
River Financial Thin agent aware
River Financial Inc. (river.com) is a regulated U.S.-based Bitcoin brokerage and bank for long-term investors, operating under NMLS ID #1906809. Customers ca...
Composite
36.1
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.1/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
15.0 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
324
Varo Bank Thin human only
Varo Bank is a mobile-first, FDIC-chartered digital bank offering fee-free checking and high-yield savings accounts, early direct deposit, instant cash advan...
Composite
36.0
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
14.2 / 20
Operational Transparency
8.2 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
325
Zoho Books Thin agent aware
Zoho Books is online accounting software for small and growing businesses that handles invoicing, expenses, banking, projects, inventory, vendor bills, repor...
Composite
36.0
Agent
17.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 36.0/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
326
JPMorgan Chase Thin agent ready
JPMorgan Chase is a leading global financial services firm and one of the largest banking institutions in the United States, with operations across investmen...
Composite
35.7
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 35.7/100 · thin
Contract Quality
15.1 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
327
ABN AMRO Thin agent aware
A Dutch banking and financial services group serving retail, private, and corporate clients across Europe. ABN AMRO publishes a public developer portal expos...
Composite
35.6
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 35.6/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
11.6 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
328
BMO Financial Group Thin human only
BMO Financial Group (Bank of Montreal) is one of Canada's Big Six banks and a Schedule I domestic chartered bank, founded in Montreal in 1817 as Canada's old...
Composite
35.6
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 35.6/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
329
Jaris Thin agent aware
Jaris is an embedded-finance infrastructure company that lets payment processors, ISOs, payment service providers, and SaaS platforms embed and launch a suit...
Composite
35.5
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 35.5/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
10.1 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
330
Kanastra Thin agent aware
Kanastra is a Brazilian fintech building full-stack infrastructure for banking and the private credit market. Its Banking API offers banking-as-a-service cap...
Composite
35.2
Agent
32.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 35.2/100 · thin
Contract Quality
16.1 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 33/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
331
NPP Australia (AP+) Thin agent aware
NPP Australia is the operator of the New Payments Platform (NPP), Australia's national real-time, data-rich, account-to-account payments infrastructure that ...
Composite
35.1
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 35.1/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
332
APRA Thin agent aware
The Australian Prudential Regulation Authority (APRA) is the Commonwealth statutory authority that prudentially supervises Australia's banks, credit unions, ...
Composite
35.0
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 35.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
4.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
11.7 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
333
Judo Bank Thin agent native
Judo Bank (Judo Capital Holdings Ltd) is an Australian challenger bank founded in 2016 and headquartered in Melbourne, purpose-built to serve small and mediu...
Composite
34.9
Agent
69.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 34.9/100 · thin
Contract Quality
13.3 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
6.9 / 15
Agent readiness — 69/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
334
Shawbrook Bank Thin agent native
Shawbrook Bank Limited is a specialist UK savings and lending bank (trading as Shawbrook, part of Shawbrook Group plc, which listed on the London Stock Excha...
Composite
34.9
Agent
66.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 34.9/100 · thin
Contract Quality
13.5 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 66/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
335
Citizens Financial Group Thin human only
Citizens Financial Group is one of the oldest and largest financial institutions in the United States, providing retail and commercial banking products and s...
Composite
34.8
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 34.8/100 · thin
Contract Quality
3.8 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.1 / 13
Governance
3.2 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
336
Increase Thin agent ready
Increase is a banking and payments API providing direct ACH, wire, RTP, FedNow, check, and card programs. Bank-direct connectivity (no aggregator middle layer).
Composite
34.7
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 34.7/100 · thin
Contract Quality
13.4 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
337
Stablesea Thin agent aware
Stable Sea is a financial technology platform providing global cash management and liquidity for companies building in stablecoins. The Stable Sea Terminal l...
Composite
34.7
Agent
17.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 34.7/100 · thin
Contract Quality
13.3 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Payments
4.6 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
338
Embat Thin agent native
Embat is a real-time treasury management platform for finance teams, founded in Madrid and backed by Creandum. Its REST/JSON API (OpenAPI 3.1, 103 operations...
Composite
34.4
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 34.4/100 · thin
Contract Quality
15.0 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
339
Yodlee Thin agent aware
Yodlee (Envestnet | Yodlee) is a financial data aggregation platform providing unified API access to bank accounts, credit card transactions, investments, lo...
Composite
34.1
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 34.1/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
1.6 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
340
Column Thin agent ready
Column is a chartered nationally-regulated bank purpose-built for developer APIs. Offers ACH, wires, FedNow, checks, BIN sponsorship, and bank-direct ledgering.
Composite
33.5
Agent
53.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 33.5/100 · thin
Contract Quality
15.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 54/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
341
ISO 20022 Thin agent aware
ISO 20022 is the international financial messaging standard published by the International Organization for Standardization (ISO) that provides a common lang...
Composite
33.5
Agent
24.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 33.5/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
342
Falcon Thin agent aware
Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises la...
Composite
33.4
Agent
17.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 33.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
343
Interac Thin agent aware
Interac Corp. is Canada's domestic payments and digital verification network, founded in 1984 as the Interac Association and reorganized as a for-profit corp...
Composite
33.4
Agent
26.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 33.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
344
Cumbuca Thin agent aware
Cumbuca is a Banco Central do Brasil-licensed Payment Institution that provides regulated "proxy" access to Brazil's Pix and Open Finance networks. Acting as...
Composite
33.2
Agent
27.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 33.2/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
13.7 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
345
OlympusDAO Thin agent aware
OlympusDAO is a decentralized reserve currency protocol built on Ethereum that pioneered protocol-owned liquidity (POL). The Olympus protocol issues OHM, a c...
Composite
33.1
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 33.1/100 · thin
Contract Quality
13.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
1.6 / 20
Operational Transparency
0.0 / 13
Governance
8.8 / 12
Discoverability
9.3 / 10
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
346
Orbii Thin agent native
Orbii is a Riyadh-based credit infrastructure company providing AI-powered underwriting and lending infrastructure for banks, fintechs, neobanks, and B2B pla...
Composite
33.0
Agent
65.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 33.0/100 · thin
Contract Quality
11.1 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 65/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
347
Tuum Thin agent aware
Tuum is a cloud-native, modular core banking platform that lets banks, fintechs, and other financial institutions launch and modernise financial products wit...
Composite
33.0
Agent
27.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 33.0/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Payments
6.9 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
348
Federal Deposit Insurance Corporation Thin agent aware
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that provides deposit insurance to depositors in US...
Composite
32.8
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 32.8/100 · thin
Contract Quality
12.2 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
1.6 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
349
Lane API Thin agent aware
Lane offers a feature-rich, end-to-end order management system for asset leasing, loans and credit companies. Our platform covers all aspects, from conductin...
Composite
32.6
Agent
24.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 32.6/100 · thin
Contract Quality
13.9 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
350
Treasury Prime Thin agent ready
Treasury Prime is an embedded banking platform connecting fintechs and enterprises to a network of partner banks. Provides REST APIs for persons, businesses,...
Composite
32.6
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 32.6/100 · thin
Contract Quality
12.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
351
Chief Financial Officers Council Thin agent aware
The Chief Financial Officers Council (CFOC) was established by the Chief Financial Officers (CFO) Act of 1990 (Public Law 101-576) and is composed of the CFO...
Composite
32.3
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 32.3/100 · thin
Contract Quality
11.3 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Government & Public Sector
3.3 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
352
Nivelo Thin human only
Nivelo is a New York City fintech that operates a payments risk and money-movement platform for the payroll industry, serving payment service providers (PSPs...
Composite
32.0
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 32.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Payments
10.1 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
353
Goldman Sachs Thin agent aware
Goldman Sachs is a leading global money-center investment bank and financial services firm. Its public developer surface is institutional and professional-cl...
Composite
31.9
Agent
30.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.9/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
7.4 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 31/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
354
Zions Bancorporation Thin human only
Zions Bancorporation is one of the nation's premier financial services companies, operating under local management teams and distinct brands in 11 western U....
Composite
31.7
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.7/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
14.7 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
355
Galileo Financial Technologies Thin agent ready
Galileo Financial Technologies (a SoFi company) is a card-issuing and banking platform powering many fintechs. Provides Program API (accounts, cards), Config...
Composite
31.6
Agent
48.1
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.6/100 · thin
Contract Quality
11.8 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
356
Kevin. Thin agent aware
kevin. was a Lithuanian account-to-account (A2A) payments infrastructure company providing PSD2 open-banking Payment Initiation and Account Information servi...
Composite
31.6
Agent
39.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.6/100 · thin
Contract Quality
5.7 / 25
Developer Ergonomics
10.9 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.8 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
357
Navy Federal Credit Union Thin agent aware
Navy Federal Credit Union is a federally chartered credit union headquartered in Vienna, Virginia, and the largest credit union in the world by both assets a...
Composite
31.5
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.5/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
358
Bluevine Thin human only
Bluevine is a small business banking and lending platform offering business checking accounts, lines of credit, bill pay, invoicing, and cash flow management...
Composite
31.4
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.4/100 · thin
Contract Quality
2.4 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
16.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
359
Isometric Thin agent aware
Isometric is a London- and New York-based certifier of climate solutions building an AI-native, science-led registry and verification platform for the indust...
Composite
31.4
Agent
41.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.4/100 · thin
Contract Quality
14.5 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 41/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
360
Kotak Mahindra Bank Thin human only
Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking finance company in India to convert into a fu...
Composite
31.4
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
361
Skipton Building Society Thin agent aware
Skipton Building Society is a UK mutual building society founded in 1853 and headquartered in Skipton, North Yorkshire. It is the fourth-largest building soc...
Composite
31.3
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.3/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
362
Toss Thin agent aware
Toss is a Korean financial super-app operated by Viva Republica that provides REST APIs for payments, banking, credit scoring, identity verification, and fin...
Composite
31.1
Agent
24.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 31.1/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
363
Novo Thin agent aware
Novo is a U.S. business banking platform built for small businesses, freelancers, and self-employed professionals, offering a free business checking account,...
Composite
30.9
Agent
24.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 30.9/100 · thin
Contract Quality
9.4 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
364
Acorns Thin human only
Acorns is a micro-investing and personal finance platform that helps everyday Americans grow their wealth through automated round-up investments, diversified...
Composite
30.8
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 30.8/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
14.2 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
365
Financial Conduct Authority Thin agent aware
The Financial Conduct Authority (FCA) is the United Kingdom's conduct regulator for around 42,000 financial services firms and the prudential regulator for m...
Composite
30.6
Agent
27.9
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 30.6/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
366
Addi Thin human only
Addi is a Colombian financial technology company founded in 2018 that provides buy-now-pay-later (BNPL) credit at the point of sale across Latin America. Con...
Composite
30.5
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 30.5/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Payments
8.1 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
367
BankUnited Thin human only
BankUnited, N.A. is a national bank (OCC-chartered National Association) and the principal subsidiary of BankUnited, Inc. (NYSE: BKU), a bank holding company...
Composite
30.5
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 30.5/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
368
Calypso Thin human only
APIs and developer resources for Nasdaq Calypso (formerly Adenza / Calypso Technology), a cross-asset front-to-back capital markets technology platform for t...
Composite
30.5
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 30.5/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Securities & Market Data
4.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
369
Feedzai Thin human only
Feedzai is an AI-native, end-to-end financial crime prevention platform — the self-described "world's first RiskOps platform" — used by leading financial ins...
Composite
30.4
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 30.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
370
Bancontact Thin human only
Bancontact is Belgium's most popular electronic payment system, operating through the Bancontact Payconiq Company (now transitioning to Bancontact Pro brand)...
Composite
30.1
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 30.1/100 · thin
Contract Quality
3.8 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
5.7 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
Emerging 265 15–29.9 More than an index entry but still mostly links rather than artifacts.
371
East West Bank Emerging human only
East West Bank is the California state-chartered commercial banking subsidiary of East West Bancorp, Inc. (NASDAQ EWBC), headquartered in Pasadena, Californi...
Composite
29.8
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 29.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
372
Principality Building Society Emerging agent aware
Principality Building Society is the largest building society in Wales and the sixth largest in the United Kingdom, founded in 1860 and headquartered in Card...
Composite
29.8
Agent
34.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 29.8/100 · emerging
Contract Quality
9.4 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 35/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
373
Klarna Kosma Emerging agent aware
Klarna Kosma is the Open Banking platform spun out of Klarna in March 2022 as a dedicated sub-brand and business unit. Built on the connectivity infrastructu...
Composite
29.6
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 29.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
10.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
8.5 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
374
Djamo Emerging human only
Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa ca...
Composite
29.4
Agent
5.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 29.4/100 · emerging
Contract Quality
8.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 6/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
375
Upstart Emerging human only
Upstart is an AI lending marketplace (NASDAQ: UPST) that connects consumers with banks and credit unions, using AI-driven underwriting models to price credit...
Composite
29.4
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 29.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
376
Thrivent Financial Emerging human only
Thrivent Financial is a not-for-profit, membership-owned Fortune 500 financial services organization headquartered in Minneapolis, Minnesota, that helps Chri...
Composite
29.2
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 29.2/100 · emerging
Contract Quality
5.2 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
4.1 / 13
Governance
1.6 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
377
Western Alliance Bank Emerging human only
Western Alliance Bancorporation (NYSE: WAL) is a Phoenix, Arizona based super-regional bank holding company with roughly $80 billion in assets, operating thr...
Composite
29.1
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 29.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
9.1 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
378
U.S. Treasury Fiscal Data Emerging agent aware
U.S. Treasury Fiscal Data is a free, public source for federal government financial data published by the Bureau of the Fiscal Service. Its REST API serves m...
Composite
28.9
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 28.9/100 · emerging
Contract Quality
12.2 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Government & Public Sector
0.0 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
15 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
379
Erebor Emerging agent aware
Erebor is a digital-first, FDIC-insured national bank built for the innovation economy — technology startups, cryptocurrency and stablecoin businesses, and A...
Composite
28.8
Agent
17.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 28.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
8.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
380
Wealthsimple Emerging human only
Wealthsimple is a Toronto-based Canadian financial technology company, founded in 2014, offering a full suite of consumer financial products: managed investi...
Composite
28.8
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 28.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
381
Xapo Emerging human only
Xapo Bank is a members-only private bank and Bitcoin custodian founded in 2013, combining regulated fiat banking with institutional-grade Bitcoin custody in ...
Composite
28.7
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 28.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
382
CRB Emerging agent aware
CRB (Cross River Bank) is a New Jersey-chartered, FDIC-insured bank and financial technology infrastructure provider founded in 2008 and headquartered in For...
Composite
28.6
Agent
15.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 28.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
11.7 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
3.1 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
5.2 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
383
Betterment Emerging human only
Betterment is a robo-advisor and financial planning platform offering automated investment management, tax-loss harvesting, retirement planning, and goal-bas...
Composite
28.4
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 28.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
15.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
384
Alt Bank Emerging agent aware
alt.bank (Alt Bank) is a Brazilian fintech providing a fully integrated, turnkey credit-card and consumer-credit platform for partners who want to launch pre...
Composite
28.1
Agent
30.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 28.1/100 · emerging
Contract Quality
5.7 / 25
Developer Ergonomics
13.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 31/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
385
Bancomat Emerging human only
BANCOMAT S.p.A. is Italy's leading payment network operator managing the PagoBancomat debit card scheme, ATM network, and BANCOMAT Pay mobile payment service...
Composite
27.8
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 27.8/100 · emerging
Contract Quality
3.8 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
4.7 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
386
Cuscal Emerging human only
Cuscal Limited is Australia's largest independent provider of payments and regulated data services outside the Big Four banks, founded in 1966 and listed on ...
Composite
27.5
Agent
5.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 27.5/100 · emerging
Contract Quality
5.7 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 6/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
387
Alcohol and Tobacco Tax and Trade Bureau Emerging human only
The Alcohol and Tobacco Tax and Trade Bureau (TTB), statutorily named the Tax and Trade Bureau, is a bureau of the United States Department of the Treasury. ...
Composite
27.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 27.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
388
Open (open.money) Emerging human only
Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliat...
Composite
27.0
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 27.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
389
Steinbach Credit Union Emerging human only
Steinbach Credit Union (SCU) is a member-owned financial cooperative founded in 1941 and headquartered in Steinbach, Manitoba, Canada, operating three branch...
Composite
27.0
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 27.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
11.4 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
390
Meniga Emerging human only
Meniga is a global leader in digital banking and personal finance management (PFM) solutions, serving over 100 million banking customers across 30 countries ...
Composite
26.9
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 26.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
10.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
391
Catena Emerging agent aware
Catena (Catena Labs) is building a regulated banking and governance platform for AI agents. The platform gives agents verified identities, custodial and non-...
Composite
26.8
Agent
18.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 26.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
392
Kantox Emerging human only
Kantox is a foreign-exchange (FX) risk management and Currency Management Automation software company, headquartered in London and Barcelona and part of BNP ...
Composite
26.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 26.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
8.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
393
Maisa Emerging agent aware
Maisa is an enterprise agentic-AI company whose platform, Maisa Studio, lets non-technical teams build, deploy, and manage "Digital Workers" — AI agents that...
Composite
26.7
Agent
32.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 26.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 33/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
394
Tink Emerging human only
Tink (a Visa company) is a European open-banking platform offering account aggregation, payment initiation, identity, and KYC products across 3,400+ banks. T...
Composite
26.5
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 26.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
395
Juni Emerging human only
Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking...
Composite
26.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 26.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
396
Office of the Comptroller of the Currency (OCC) Emerging human only
The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises all national banks and federal savings associations, as well as feder...
Composite
26.2
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 26.2/100 · emerging
Contract Quality
3.8 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
397
Dolibarr Emerging human only
Dolibarr is an open-source ERP and CRM platform for businesses, freelancers, and foundations. It provides a REST API for managing contacts, invoices, product...
Composite
26.1
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 26.1/100 · emerging
Contract Quality
2.4 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
398
Leeds Building Society Emerging agent aware
Leeds Building Society is the fifth-largest building society in the United Kingdom, a mutual owned by and run for the benefit of its members rather than shar...
Composite
25.9
Agent
17.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 25.9/100 · emerging
Contract Quality
9.4 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
399
Greenlight Emerging human only
Greenlight is a family-focused financial technology company offering a debit card and mobile banking app built for parents, kids, and teens. The platform pai...
Composite
25.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 25.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
400
By Miles Emerging human only
By Miles is a London-based insurtech that pioneered pay-by-mile motor insurance in the United Kingdom, founded in 2016 for low-mileage drivers who cover unde...
Composite
25.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 25.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
401
Truist Emerging human only
Truist Financial Corporation is a U.S. bank holding company headquartered in Charlotte, North Carolina, formed in December 2019 through the merger of BB&T an...
Composite
25.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 25.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
402
Stash Emerging human only
Stash is an investing and banking app that enables fractional share investing, automated portfolio building, bank account management with a Stock-Back debit ...
Composite
25.4
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 25.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
11.6 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
403
Jifiti Emerging human only
Through our white-labeled platform, banks and lenders embed their loans at any point of sale, giving merchants access to the most competitive business and co...
Composite
25.3
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 25.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
404
Kikoff Emerging human only
Kikoff is a San Francisco-based consumer fintech, founded in 2019, that helps people build and repair credit. Its products include a Credit Account that furn...
Composite
25.1
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 25.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
405
Committee on Foreign Investment in the United States Emerging human only
The Committee on Foreign Investment in the United States (CFIUS) is an inter-agency committee chaired by the U.S. Department of the Treasury that reviews cer...
Composite
25.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 25.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
406
Novo Emerging human only
Novo is a New York- and Miami-based financial technology company, founded in 2016, that operates a digital business-banking platform for small businesses, en...
Composite
24.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
407
Finsify Emerging agent aware
Finsify is a Southeast Asian bank-data aggregation company whose Finsify Hub service exposes a RESTful API for accessing end-user banking data — account bala...
Composite
24.8
Agent
38.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.8/100 · emerging
Contract Quality
5.7 / 25
Developer Ergonomics
8.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 39/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
8 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
408
Royal Bank of Canada Emerging human only
Royal Bank of Canada (RBC) is Canada's largest bank by market capitalization and one of the country's Big Six, a Schedule I domestic bank chartered under the...
Composite
24.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.4 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
409
Fibe Emerging agent aware
Fibe (formerly EarlySalary) is a digital consumer lending platform in India, founded in 2015 and headquartered in Pune. It offers instant personal loans up t...
Composite
24.6
Agent
25.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
410
Alkami Emerging agent aware
Alkami Technology (NASDAQ: ALKT) is a Plano, Texas based cloud digital banking platform for U.S. banks and credit unions. Through its "Alkami Foundry" develo...
Composite
24.5
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
411
Tesorio Emerging agent aware
Tesorio is an AI-powered financial operations platform that automates accounts receivable, accelerates cash flow, and gives finance teams intelligent tools t...
Composite
24.4
Agent
21.2
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
412
KOHO Emerging human only
KOHO is a Canadian financial-technology company (neobank) founded in 2014 by Daniel Eberhard and headquartered in Vancouver, British Columbia, serving more t...
Composite
24.3
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
413
Prism Data Emerging human only
Prism Data is a cash flow underwriting infrastructure and analytics platform that helps lenders expand approvals and lower losses by turning raw bank transac...
Composite
24.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
414
CRS Credit API Emerging human only
CRS Credit API delivers credit data-as-a-service for fast, compliant financial decisioning. The platform aggregates consumer and business credit, identity, f...
Composite
24.2
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
415
Cowrywise Emerging human only
Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financia...
Composite
24.1
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 24.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
416
Swan Emerging agent aware
Swan is a European embedded-banking / Banking-as-a-Service (BaaS) platform, headquartered in France, that lets companies embed accounts, IBANs, cards, and SE...
Composite
23.9
Agent
16.3
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Payments
3.9 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
417
MFellows Emerging human only
Money Fellows (moneyfellows.com) is an Egyptian fintech that digitizes the traditional rotating savings and credit association (ROSCA, or "gam'eya") into app...
Composite
23.7
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
11.4 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
418
AgentIQ Emerging human only
Agent IQ is an AI-powered relationship-banking and institutional-intelligence platform for banks and credit unions. Its Lynq platform connects account holder...
Composite
23.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
419
Climate-X Emerging human only
Climate X is a London-headquartered climate risk analytics company that translates physical climate hazards into financial loss metrics for banks, insurers, ...
Composite
23.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
420
Finli Emerging human only
Finli is a financial technology platform serving two markets. For small and medium-sized businesses it provides a full digital back office — professional inv...
Composite
23.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
421
Found Emerging human only
Found is a financial technology platform that combines free business banking, automated bookkeeping, tax tracking, and invoicing for self-employed people, fr...
Composite
23.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
422
PayTo Emerging human only
PayTo is Australia's real-time mandated-payments service, operated by Australian Payments Plus (AP+) as an overlay on the New Payments Platform (NPP). It let...
Composite
23.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
423
PNC Emerging human only
PNC Financial Services Group is a Pittsburgh-based money-center bank and Fortune 500 diversified financial services company offering retail banking, corporat...
Composite
23.4
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
424
Beem Emerging human only
Beem is a consumer fintech mobile app (trybeem.com) offering instant cash advances of up to $1,000 through its Everdraft feature with no credit check and no ...
Composite
23.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
425
Earnin Emerging human only
Earnin (formerly Activehours) is a consumer financial technology company offering earned wage access (EWA) that lets workers tap the pay they have already ea...
Composite
23.3
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
426
Self Emerging human only
Self (Self Financial, Inc.) is a fintech platform that helps people build credit, savings, and access to cash through a small set of consumer financial produ...
Composite
23.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
12.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
427
Atomic Emerging agent aware
Atomic is the connected-banking infrastructure for income, payroll, and merchant data. Their user-permissioned APIs let banks, lenders, fintechs, and HR plat...
Composite
23.2
Agent
15.4
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
9.6 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
1.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
428
BNP Paribas Emerging human only
BNP Paribas is a leading international banking group providing a wide range of financial services to individuals, businesses, and institutions worldwide. The...
Composite
23.2
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
429
BNY Mellon Emerging human only
BNY Mellon (legal parent The Bank of New York Mellon Corporation, rebranded to "BNY" in 2024) is a US money-center bank and the world's largest custodian, ov...
Composite
23.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
430
Axos Bank Emerging human only
Axos Bank is a branchless, digital-first federal savings bank chartered and regulated by the U.S. Office of the Comptroller of the Currency (OCC) and a membe...
Composite
23.1
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
431
KakaoBank Emerging human only
KakaoBank is South Korea's leading internet-only bank, offering REST APIs for account management, fund transfers, loans, credit scoring, and open banking dat...
Composite
23.1
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
432
Deutsche Bank Emerging human only
Deutsche Bank is a global financial institution that offers a wide range of banking services to individuals, businesses, and institutions. The bank provides ...
Composite
23.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 23.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
433
Finverse Emerging human only
Finverse is a unified open finance API platform providing aggregated access to banking data, payments, and financial services across Asia-Pacific. Often desc...
Composite
22.9
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
434
PicPay Emerging human only
PicPay is a Brazilian fintech super-app and digital bank serving over 67 million users with a digital wallet, payment account, credit and debit cards, person...
Composite
22.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
435
Money View Emerging human only
Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, ...
Composite
22.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
9.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
436
Credit Karma Emerging human only
Credit Karma is an AI-powered personal finance platform founded in 2007 and owned by Intuit since 2020, serving more than 140 million members in the US, UK a...
Composite
22.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
437
Neobanks Emerging human only
A collection of APIs from leading neobanks and digital banking platforms including Revolut, Monzo, Starling Bank, N26, Nubank, Bunq, and others that offer mo...
Composite
22.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
438
Redwood Bank Emerging human only
Redwood Bank is a specialist UK challenger bank for small and medium-sized businesses, headquartered in Letchworth Garden City, Hertfordshire. Launched in 20...
Composite
22.6
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
8.1 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
439
Constantinople Emerging human only
Constantinople is a Sydney-based fintech providing an AI-native core-banking platform that lets banks run product, technology, data, operations, and complian...
Composite
22.4
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
440
Alterna Savings Emerging human only
Alterna Savings and Credit Union Limited is a member-owned financial cooperative (credit union) founded in 1908 as the Civil Service Savings and Loan Society...
Composite
22.1
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
9.8 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
441
Marlo Technologies Emerging human only
Marlo is a maritime ERP platform for dry bulk, tanker, and commercial shipping companies, unifying chartering, voyage management, finance, banking, and compl...
Composite
22.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
10.5 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
442
Yubi (fka CredAvenue) Emerging human only
Yubi (formerly CredAvenue) is a Chennai-based Indian fintech that operates a unified technology platform for debt and credit markets, connecting borrowers, l...
Composite
22.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 22.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
443
Stifel Financial Emerging human only
Stifel Financial is a financial services holding company whose subsidiaries provide securities brokerage, investment banking, trading, investment advisory, a...
Composite
21.8
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.8/100 · emerging
Contract Quality
3.8 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
444
UMB Bank Emerging human only
UMB Bank, National Association is the primary banking subsidiary of UMB Financial Corporation (Nasdaq ticker UMBF), a Kansas City, Missouri financial service...
Composite
21.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
445
M&T Bank Emerging human only
M&T Bank is a US super-regional bank holding company (M&T Bank Corporation, NYSE: MTB) headquartered in Buffalo, New York, operating through its national ban...
Composite
21.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
446
Themis Emerging human only
Themis (askthemis.com) is a governance, risk, and compliance (GRC) SaaS platform positioned as a "compliance collaboration" tool that streamlines partnership...
Composite
21.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
447
Banking Regulation Emerging human only
Banking regulation encompasses the rules, standards, and frameworks governing banks and financial institutions. Key frameworks include the Basel Accords (Bas...
Composite
21.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.4/100 · emerging
Contract Quality
3.8 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
10.4 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
448
Probe Information Emerging human only
Probe Information Services (Probe42) is an Indian company-intelligence and business-data platform that collects, cleans, and curates information on roughly o...
Composite
21.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
449
M1 Finance Emerging human only
M1 Finance is an automated investing platform offering fractional share portfolio management, smart money movement, margin borrowing, and integrated banking ...
Composite
21.3
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
450
National Credit Union Administration Emerging human only
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured cr...
Composite
21.3
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
451
Bankjoy Emerging human only
Bankjoy is an end-to-end digital banking platform purpose-built for community banks and credit unions. Founded in 2014 and based in the Detroit metro area (R...
Composite
21.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
452
ComplyBridge, Inc. Emerging human only
ComplyBridge is a compliance operating system for regulated financial services firms operating in the European Economic Area — banks and credit institutions,...
Composite
21.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
453
Nitra Emerging human only
Nitra is an integrated financial and operational platform — an "operating system" — for independent medical practices, unifying business banking, spend manag...
Composite
21.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
454
Nilus Emerging human only
Nilus is an AI-powered treasury management platform ("your agentic workforce for treasury") that gives finance teams real-time cash visibility across banks, ...
Composite
21.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
455
Bread Financial Emerging human only
Bread Financial is a technology-driven financial services company offering white-label buy now pay later (BNPL), installment financing, and branded credit ca...
Composite
21.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Payments
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
456
Deblock Emerging human only
Deblock is a fintech company offering a hybrid financial app that combines a fully licensed current account with a French IBAN and a Visa debit card alongsid...
Composite
21.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 21.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
457
Linker Finance Emerging human only
Linker Finance Inc is a US financial technology company providing a digital banking and CRM platform for community and regional retail and commercial banks. ...
Composite
20.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 20.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
458
3Jane Emerging human only
3Jane is an Ethereum-mainnet credit-based money market that issues algorithmic, real-time uncollateralized USDC credit lines underwritten against verifiable ...
Composite
20.8
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 20.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
459
SunGard Data Systems Emerging human only
SunGard Data Systems was a software and technology services company that provided software and processing solutions to financial services, education, and the...
Composite
20.7
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 20.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
460
Fidelity National Information Services (FIS) Emerging human only
Fidelity National Information Services (FIS) is a global provider of financial services technology offering solutions across retail and institutional banking...
Composite
20.4
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 20.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
461
City National Bank Emerging human only
City National Bank is a national bank chartered in the United States and a wholly owned subsidiary of Royal Bank of Canada (RBC) since 2015, headquartered in...
Composite
20.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 20.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
462
EverBank Emerging human only
EverBank, N.A. is a Jacksonville, Florida based national bank (Member FDIC) focused on high-yield consumer deposits, business and treasury banking, and comme...
Composite
20.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 20.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
463
Lentra Emerging human only
Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with...
Composite
20.2
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 20.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
464
PiggyVest Emerging human only
PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment pl...
Composite
19.9
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
465
Platformable Emerging human only
Platformable provides API governance, open ecosystem intelligence, and consultancy services. Their training resources, dashboards, and tools help organizatio...
Composite
19.9
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
466
connectFirst Credit Union Emerging human only
connectFirst Credit Union is a member-owned, cooperative (Schedule-equivalent provincial credit union) financial institution headquartered in Calgary, Albert...
Composite
19.8
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
467
Equifax Emerging human only
Equifax is a consumer credit reporting agency that collects and aggregates information on individuals' credit history, including borrowing and repayment habi...
Composite
19.8
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
468
Kredete Emerging human only
Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and operating across four continents. It moves mon...
Composite
19.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
469
Discover Financial Services Emerging human only
Discover Financial Services is a US direct bank and payments company that owns the Discover Network, the PULSE debit network, and Diners Club International. ...
Composite
19.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
6.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
470
ANNA Money Emerging human only
ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary of ANNA Holdings Ltd) is a UK digital business...
Composite
19.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
471
BioCatch Emerging human only
BioCatch is a financial-fraud and financial-crime prevention platform that uses behavioral intelligence — analyzing how people physically interact with their...
Composite
19.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
472
Credi2 Emerging human only
Credi2 GmbH is a Vienna, Austria based fintech that operates a white-label, cloud-native embedded lending platform enabling banks, card issuers, and merchant...
Composite
19.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
8.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
473
Esusu Emerging human only
Esusu is a financial technology company that turns rent payments into credit history. Founded in 2018 by Abbey Wemimo and Samir Goel and headquartered in New...
Composite
19.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
474
Every Emerging human only
Every is an AI-native, all-in-one back-office and finance platform built for startups, unifying incorporation, business banking and cards, treasury and cash ...
Composite
19.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
475
Nu (Nubank) Emerging human only
Nu Holdings (Nubank) is Latin America's largest digital bank, with tens of millions of customers across Brazil, Mexico, and Colombia. Its core product surfac...
Composite
19.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
476
Trade Republic Emerging human only
Trade Republic is a Berlin-based digital bank and Europe's largest savings platform, offering commission-optimized trading of stocks, ETFs, derivatives, and ...
Composite
19.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
5.2 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
477
Canadian Tire Bank Emerging human only
Canadian Tire Bank (operating as Canadian Tire Financial Services) is a federally regulated Schedule I bank, wholly owned by Canadian Tire Corporation, Limit...
Composite
19.5
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
478
Coast Capital Savings Emerging human only
Coast Capital Savings is a member-owned financial co-operative headquartered in Surrey, British Columbia, serving over 600,000 members across roughly 45 bran...
Composite
19.5
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
479
Cross River Bank Emerging human only
Cross River Bank is an FDIC-insured chartered bank that operates as a sponsor bank and banking-as-a-service (BaaS) provider for fintech companies, embedded-f...
Composite
19.5
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
480
Wintrust Financial Emerging human only
Wintrust Financial Corporation is a Rosemont, Illinois-based financial holding company operating a network of chartered community banks (Wintrust Bank, N.A. ...
Composite
19.5
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
481
HighRadius Emerging human only
HighRadius is an AI-powered autonomous finance platform for the Office of the CFO, automating the Order-to-Cash (O2C), Record-to-Report (R2R), Accounts Payab...
Composite
19.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
9.5 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
482
Stessa Emerging human only
Stessa is a financial reporting, accounting, and management platform for rental property owners and small-to-mid-size landlords, headquartered in San Francis...
Composite
19.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
483
HSBC USA Emerging human only
HSBC USA is the United States arm of HSBC Holdings plc, operating principally through HSBC Bank USA, N.A., a nationally chartered bank supervised by the Offi...
Composite
19.2
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
5.2 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
484
Arc Emerging human only
Arc is an intelligent cash management platform for technology companies that consolidates business banking, treasury, debt capital, and AI-powered financial ...
Composite
19.1
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
485
FintechOS Emerging human only
FintechOS is an AI-powered financial product operations platform that enables banks, lenders, and insurers to configure, price, launch, and manage financial ...
Composite
19.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
486
Baselane Emerging human only
Baselane is an all-in-one financial platform (financial operating system) for independent landlords and real estate investors, combining FDIC-insured landlor...
Composite
19.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
487
Step Emerging human only
Step is an all-in-one mobile banking platform built for teens, young adults, and families. The Step Visa Card is a secured card that builds credit history re...
Composite
19.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
488
Sumeria Emerging human only
Sumeria is a French fintech and mobile-first banking service created by Lydia Solutions in 2024 as a consumer spinoff of the Lydia payment app. It offers fre...
Composite
19.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
489
UNest Emerging human only
UNest is a Los Angeles-based fintech app that helps parents and families save and invest for their children's futures through UTMA/UGMA custodial investment ...
Composite
19.0
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Insurance
4.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
490
Vancity Community Investment Bank Emerging human only
Vancity Community Investment Bank (VCIB) is a federally regulated Schedule I chartered bank headquartered in Toronto, Ontario, and a wholly owned subsidiary ...
Composite
19.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 19.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
491
Heard Emerging human only
Heard (Heard Technologies, Inc.) is the financial management platform built specifically for therapists and wellness practitioners in private practice. Found...
Composite
18.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
492
TopKey Emerging human only
TopKey is an AI-powered financial operating system purpose-built for professional short-term rental, vacation rental, and long-term rental property managers ...
Composite
18.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
493
Grandhood Emerging human only
Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the tr...
Composite
18.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Insurance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
494
Hopper Emerging human only
Hopper is a travel marketplace and fintech, best known for consumer flight, hotel, car, and homes booking with fintech ancillaries such as Price Freeze, Canc...
Composite
18.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
495
Knight Fintech Emerging human only
Knight Fintech is a Mumbai-based banking technology company that sells digital lending infrastructure to Indian banks and NBFCs. It positions itself as "Indi...
Composite
18.6
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
496
Raisin Emerging human only
Raisin is a fintech savings and investment marketplace that gives consumers access to high-yield savings accounts, CDs, and cash deposit products from a netw...
Composite
18.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
497
Rho Emerging human only
Rho is an all-in-one finance platform for businesses that combines business banking, treasury, corporate cards, expense management, bill pay, invoicing, and ...
Composite
18.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
498
Ziro Emerging human only
Zíro (somosziro.com) is a Colombian fintech that provides interest-free credit for small retailers in the traditional commerce channel. Its platform lets dis...
Composite
18.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
499
Curve Emerging human only
Curve is a London-based fintech, founded in 2015 by Shachar Bialick, that consolidates multiple debit and credit cards into a single smart card and mobile wa...
Composite
18.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
500
FeezBack Emerging human only
FeezBack is an Israeli open-banking fintech, founded in 2016, that builds the technological infrastructure and consumer products enabling financial players t...
Composite
18.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
7.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
501
Monese Emerging human only
Monese is a London-founded fintech that provides mobile money accounts to consumers across Europe. Operating as a licensed Electronic Money Institution (EMI)...
Composite
18.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
502
Brim Financial Emerging human only
Brim Financial is a Toronto-based Canadian fintech (founded 2017) that operates a fully-integrated, API-first credit-card Platform-as-a-Service (PaaS). It is...
Composite
18.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
503
Oradian Emerging human only
Oradian is an AI-native, cloud-based core banking platform that helps banks, lenders, microfinance institutions, and fintechs in Asia, Africa, and Europe rep...
Composite
18.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
5.3 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
504
Morado Emerging human only
Morado is a Colombian fintech and B2B marketplace for the beauty and wellness industry across Latin America, founded in 2022 by Angela Maria Acosta (an early...
Composite
18.3
Agent
11.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 12/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
505
Plink Emerging human only
Plink is a personalized commerce and card-linking platform that turns everyday payment transactions into intelligent, permission-based savings and engagement...
Composite
18.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
506
Raymond James Bank Emerging human only
Raymond James Bank is a Florida-chartered state member bank headquartered in St. Petersburg, Florida, and a wholly owned subsidiary of Raymond James Financia...
Composite
18.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
507
Warblerlabs Emerging human only
Warbler Labs is a San Francisco fintech and blockchain company (founded 2020 by Blake West and Michael Sall) that builds and contributes to the Goldfinch Pro...
Composite
18.3
Agent
11.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Agent readiness — 12/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
12 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
508
Oatfi Emerging human only
OatFi is a fintech infrastructure company that describes itself as "The Modern Credit Network for B2B Payments." It provides embedded credit, lending, and wo...
Composite
18.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
509
One Emerging human only
OnePay (formerly One / One Finance) is a Walmart-backed consumer fintech that delivers a single mobile app combining banking, high-yield savings, a CashRewar...
Composite
18.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
510
Avant Emerging human only
Avant is a Chicago-based financial technology company that provides consumer credit products to middle-income U.S. consumers, primarily unsecured personal lo...
Composite
18.1
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
511
Desjardins Group Emerging human only
Desjardins Group (Mouvement Desjardins) is the largest cooperative financial group in North America, founded in 1900 in Lévis, Quebec by Alphonse Desjardins....
Composite
18.1
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
512
OakNorth Emerging human only
OakNorth is a UK-based commercial bank and business-lending institution founded in 2015, providing debt financing to mid-market and lower-mid-market business...
Composite
18.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
513
Zone & Company Emerging human only
Zone & Co (Zone & Company) is a NetSuite-native financial operations software vendor whose SuiteApp suite automates the back office across five product famil...
Composite
18.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
10.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
514
Alogent Emerging human only
Alogent is a banking and financial technology provider that delivers cloud-native software to banks and credit unions across three product families: payments...
Composite
18.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 18.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
515
AAZZUR Emerging human only
AAZZUR is a Berlin-based embedded finance and Banking-as-a-Service (BaaS) platform that lets enterprises, financial institutions, and startups embed financia...
Composite
17.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
516
M2P Fintech Emerging human only
M2P Fintech is Asia's largest API infrastructure company, powering banking, lending, and payment solutions for fintechs, banks, NBFCs, and enterprises. Found...
Composite
17.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
517
Clearscore Emerging human only
ClearScore is a London-founded fintech (2015) that gives consumers free access to their credit score and report and matches them to financial products — cred...
Composite
17.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
518
First Horizon Emerging human only
First Horizon Corporation is a Fortune 500 financial services holding company headquartered in Memphis, Tennessee. Through First Horizon Bank it provides com...
Composite
17.8
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Banking & Open Finance
5.6 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
519
LendingClub Emerging human only
LendingClub is a US consumer-finance company and digital bank, originally founded in 2006 as a peer-to-peer marketplace lender and later a national bank hold...
Composite
17.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
520
Mission Lane Emerging human only
Mission Lane is a consumer fintech founded in 2018 that offers the Mission Lane Visa credit card (issued by WebBank) to help millions of Americans with limit...
Composite
17.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
521
Uni Emerging human only
Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit...
Composite
17.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
522
Zibo Emerging human only
Zibo (operating as Azibo) is a financial services and property-management platform for independent landlords and rental property owners. The company offers a...
Composite
17.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
523
Commerce Bank Emerging human only
Commerce Bank is the principal banking subsidiary of Commerce Bancshares, Inc. (NASDAQ CBSH), a Missouri-based regional bank holding company with roughly $32...
Composite
17.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
524
Dave Emerging human only
Dave is a U.S. consumer financial-technology company (Nasdaq: DAVE), founded in 2016 and headquartered in Los Angeles, that operates a mobile banking app ser...
Composite
17.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
525
Klar Emerging human only
Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering in Berlin, serving roughly 7 million customers....
Composite
17.4
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
526
Trezy Emerging human only
Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium busi...
Composite
17.4
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
527
Arq Emerging human only
Arq (formerly DolarApp) is a Latin American cross-border fintech app that gives travelers, investors, and professionals digital dollar and digital euro accou...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
528
BECU Emerging human only
BECU (Boeing Employees' Credit Union) is a member-owned, not-for-profit state-chartered credit union founded in 1935 and headquartered in Tukwila, Washington...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
529
Charlie Finance Emerging human only
Charlie (Charlie Finance Co.) was a Pasadena, California fintech company that operated a mobile banking app and debit-card program built specifically for Ame...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
530
Comun Emerging human only
Comun (Común) is a fintech company providing digital banking and money-transfer services designed for Latino immigrants in the United States. Through a bilin...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
531
Covalto Emerging human only
Covalto (formerly Credijusto) is a Mexican digital bank for small and medium-sized businesses, headquartered in Mexico City. It offers business and personal ...
Composite
17.2
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
532
Crosslend Emerging human only
CrossLend is a Berlin-based fintech providing digital debt technology for the private lending and securitisation space. Its platform offers Portfolio Analyti...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
533
Endl Emerging human only
Endl is a financial-technology company offering "the operating account for borderless businesses." The platform lets consulting firms, agencies, contractors,...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
534
First Hawaiian Bank Emerging human only
First Hawaiian Bank is Hawaii's oldest and largest financial institution, founded in 1858 and headquartered at First Hawaiian Center in Honolulu. It is a Haw...
Composite
17.2
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
535
Get Emerging human only
Get (useget.com) is a Singapore-based fintech company offering a mobile banking and financial-literacy platform for children, teens, and their families. The ...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
536
Goin Emerging human only
Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more than 700,000 users across Europe grow their m...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
537
Highbeam Emerging human only
Highbeam is a business banking and finance platform built for modern consumer brands (direct-to-consumer and e-commerce). It brings together operating and hi...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
538
MeridianLink Emerging human only
MeridianLink provides a powerful web service enabling software applications to retrieve consumer credit data in XML format. It offers lending and credit plat...
Composite
17.2
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Governance
0.0 / 12
Discoverability
5.5 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
539
Nave Bank Emerging human only
Nave Bank is a digital-first business bank based in Puerto Rico, offering FDIC-insured deposit accounts, business savings, and business loans through an easy...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
540
Onecard Emerging human only
OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house te...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
541
Provide Emerging human only
Provide is a financial services division of Fifth Third Bank offering banking and financing built specifically for owners of professional practices — dental,...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
542
Tangerine Emerging human only
Tangerine is a Canadian direct (branchless) bank headquartered in Toronto, Ontario, and a federally regulated Schedule I bank chartered as Tangerine Bank (in...
Composite
17.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
543
Deduce Emerging human only
Deduce is a New York City-based identity intelligence and fraud-prevention company focused on detecting stolen and synthetic identities, including the rapidl...
Composite
17.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
544
MANTL Emerging human only
MANTL is an account and deposit origination software company for banks and credit unions. Its omnichannel platform lets financial institutions open consumer ...
Composite
17.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 17.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
545
IndusInd Bank Emerging human only
IndusInd Bank Limited is a new-generation Indian private-sector bank, established in April 1994 and headquartered in Mumbai, offering commercial, retail, and...
Composite
16.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
546
Traive Emerging human only
Traive is a Brazilian agri-fintech that connects agribusiness with financial investors, using AI and data analytics to simplify credit access in the agricult...
Composite
16.9
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
547
Cadence Bank Emerging human only
Cadence Bank is a regional U.S. commercial bank headquartered in Tupelo, Mississippi and Houston, Texas, formed in October 2021 when legacy Cadence Bancorpor...
Composite
16.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
548
Fincompare Emerging human only
Fincompare (now operating under the Fynbiz brand alongside Compeon) is a Berlin-based digital financing marketplace for small and medium-sized enterprises. F...
Composite
16.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
549
Noh Emerging human only
Noh is a Brazilian consumer fintech (neobank) founded in November 2021 by Ana Zucato and Octavio Turra, headquartered in Sao Paulo, SP. Noh pioneered Brazil'...
Composite
16.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
550
Palm Emerging human only
Palm is an AI cash flow forecasting platform for corporate treasury and finance teams. It sits above existing Treasury Management Systems (TMS) and ERPs, uni...
Composite
16.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
551
PrecisionLender Emerging human only
PrecisionLender is a relationship pricing and profitability platform for commercial banks, now part of Q2 Holdings (acquired 2019). It equips relationship ma...
Composite
16.7
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
552
Slice Emerging human only
Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Gu...
Composite
16.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
553
CIT Group Emerging human only
CIT Group was a US financial holding company providing commercial financing, equipment leasing, factoring, and middle-market banking services. CIT was acquir...
Composite
16.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
554
Heartland Financial USA Emerging human only
Heartland Financial USA is a major US corporation and Fortune 1000 company. The Heartland Financial USA API provides programmatic access to its platform serv...
Composite
16.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
555
JPMorgan Chase Emerging human only
JPMorgan Chase is a leading global financial services firm and one of the largest banking institutions in the United States, with operations across investmen...
Composite
16.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
556
LendingClub Emerging human only
LendingClub is a major US corporation and Fortune 1000 company. The LendingClub API provides programmatic access to its platform services, data, and integrat...
Composite
16.6
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
557
Ares Management Emerging human only
Ares Management is a major US corporation and Fortune 1000 company. The Ares Management API provides programmatic access to its platform services, data, and ...
Composite
16.5
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
558
Capstack Emerging human only
Capstack Technologies operates a digital bank-to-bank marketplace that lets banks, credit unions, and other financial institutions trade whole loans and loan...
Composite
16.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
559
M&T Bank Emerging human only
M&T Bank is a regional bank holding company headquartered in Buffalo, New York, providing commercial and retail banking services to consumers and businesses ...
Composite
16.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
560
M&T Bank Corporation Emerging human only
M&T Bank Corporation (NYSE: MTB) is a regional financial services holding company headquartered in Buffalo, New York that provides commercial and retail bank...
Composite
16.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
561
OnePay Emerging human only
OnePay is a Walmart-backed financial technology company that delivers mobile banking and money services through a single consumer app, with banking provided ...
Composite
16.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
562
rekord Emerging human only
Rekord is a Dublin-based fintech platform that helps banks and fintechs automate credit underwriting and customer onboarding. Its AI-native decisioning platf...
Composite
16.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
563
Hilltop Holdings Emerging human only
Hilltop Holdings is a major US corporation and Fortune 1000 company. The Hilltop Holdings API provides programmatic access to its platform services, data, an...
Composite
16.4
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
564
Onafriq Emerging human only
Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tan...
Composite
16.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
1.6 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.8 / 10
Regulatory · Payments
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
565
Sarwa Emerging human only
Sarwa is a UAE-based fintech platform and mobile app that lets everyday investors trade U.S. stocks and ETFs, invest passively through managed portfolios, an...
Composite
16.3
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
566
Yubi Emerging human only
Yubi (formerly CredAvenue) is an Indian debt and credit technology company operating a full-stack digital marketplace that connects enterprises, lenders, and...
Composite
16.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
7.4 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
567
Earnix Emerging human only
Earnix provides an AI orchestration system (Earnix AIOS) purpose-built for insurance and banking decisioning. The platform unifies pricing, an enterprise rat...
Composite
16.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
5.3 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
568
Jupiter Money Emerging human only
Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra...
Composite
16.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
569
Zeta Emerging human only
Zeta is a next-generation banking and payment card processing platform for banks and financial institutions, offering a cloud-native omnistack to launch and ...
Composite
16.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
5.3 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
570
Affinity Credit Union Emerging human only
Affinity Credit Union is a member-owned financial cooperative headquartered in Saskatoon, Saskatchewan, Canada. Formed in 2005 through the amalgamation of se...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
571
Associated Bank Emerging human only
Associated Bank, N.A. is the primary banking subsidiary of Associated Banc-Corp (NYSE ASB), a nationally chartered commercial bank and the largest bank holdi...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
572
Bank of Hawaii Emerging human only
Bank of Hawaii is a state-chartered commercial bank organized under the laws of the State of Hawaii in 1897, a member of the Federal Reserve System and FDIC-...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
573
Bridgewater Bank Emerging human only
Bridgewater Bank is a Canadian Schedule I chartered bank, a wholly-owned subsidiary of the Alberta Motor Association (AMA), headquartered in Calgary, Alberta...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
574
Comerica Emerging human only
Comerica Incorporated is a Texas-headquartered super-regional financial services holding company providing retail, small-business, commercial, and wealth-man...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
575
Conexus Credit Union Emerging human only
Conexus Credit Union is Saskatchewan's largest credit union, a member-owned cooperative financial institution headquartered in Regina with over $10 billion i...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
576
Current Emerging human only
Current (Finco Services, Inc.) is a New York City-based U.S. financial technology company operating a mobile-first consumer banking platform serving over six...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
577
Equitable Bank Emerging human only
Equitable Bank is Canada's seventh largest independent Schedule I bank by assets and a wholly owned subsidiary of EQB Inc. (TSX: EQB), a Toronto-based Canadi...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
578
Frost Bank Emerging human only
Frost Bank is the banking subsidiary of Cullen/Frost Bankers, Inc. (NYSE: CFR), a San Antonio, Texas-based financial holding company and one of the largest T...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
579
Laurentian Bank of Canada Emerging human only
Laurentian Bank of Canada (Banque Laurentienne du Canada) is a Montreal-headquartered Schedule I chartered bank, founded in 1846 as the Montreal City and Dis...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
580
PC Financial Emerging human only
PC Financial (President's Choice Financial) is the financial-services brand of Canadian grocery giant Loblaw Companies Limited. Its personal banking and Mast...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
581
Simplii Financial Emerging human only
Simplii Financial is the no-fee direct banking brand of the Canadian Imperial Bank of Commerce (CIBC), one of Canada's Big Six Schedule I domestic banks. Lau...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
582
Webster Bank Emerging human only
Webster Bank, N.A. is a nationally chartered commercial bank (National Association) and the principal banking subsidiary of Webster Financial Corporation (NY...
Composite
16.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.6 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
583
East West Bancorp Emerging human only
East West Bancorp is a major US corporation and Fortune 1000 company. The East West Bancorp API provides programmatic access to its platform services, data, ...
Composite
16.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
584
Fi Money Emerging human only
Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez)...
Composite
16.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
585
Glacier Bancorp Emerging human only
Glacier Bancorp is a major US corporation and Fortune 1000 company. The Glacier Bancorp API provides programmatic access to its platform services, data, and ...
Composite
16.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
586
SoFi Technologies Emerging human only
SoFi Technologies is a major US corporation and Fortune 1000 company. The SoFi Technologies API provides programmatic access to its platform services, data, ...
Composite
16.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
587
South State Corporation Emerging human only
South State Corporation is a major US corporation and Fortune 1000 company. The South State Corporation API provides programmatic access to its platform serv...
Composite
16.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
588
Synovus Financial Emerging human only
Synovus Financial is a major US corporation and Fortune 1000 company. The Synovus Financial API provides programmatic access to its platform services, data, ...
Composite
16.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
589
Umpqua Holdings Emerging human only
Umpqua Holdings is a major US corporation and Fortune 1000 company. The Umpqua Holdings API provides programmatic access to its platform services, data, and ...
Composite
16.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
590
Western Alliance Bancorporation Emerging human only
Western Alliance Bancorporation is a major US corporation and Fortune 1000 company. The Western Alliance Bancorporation API provides programmatic access to i...
Composite
16.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 16.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
591
CIBC Emerging human only
Canadian Imperial Bank of Commerce (CIBC) is a Schedule I domestic chartered bank and one of Canada's Big Six, formed in 1961 through the merger of the Canad...
Composite
15.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
592
First Tech Federal Credit Union Emerging human only
First Tech Federal Credit Union is a federally chartered, member-owned, not-for-profit financial cooperative headquartered in San Jose, California, and one o...
Composite
15.9
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
593
Qwil Emerging human only
Qwil (qwil.co) is a financial-technology company and a 500 Global portfolio company. It operates a consumer-facing web and mobile application ("Qwil WebApp" ...
Composite
15.9
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
594
America First Credit Union Emerging human only
America First Credit Union is a federally chartered, NCUA-insured credit union headquartered in Riverdale, Utah, founded in 1939. With roughly $19 billion in...
Composite
15.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
595
Atlantic Union Bank Emerging human only
Atlantic Union Bank is a Virginia state-chartered commercial bank with roots going back to 1902, and the principal banking subsidiary of Atlantic Union Banks...
Composite
15.8
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
596
Servus Credit Union Emerging human only
Servus Credit Union Ltd. is a member-owned cooperative financial institution headquartered in Edmonton, Alberta, founded in 1938. It is Alberta's largest cre...
Composite
15.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
597
F.N.B. Corporation Emerging human only
F.N.B. Corporation (NYSE: FNB) is a diversified financial services holding company headquartered in Pittsburgh, Pennsylvania, and the parent of First Nationa...
Composite
15.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
598
Marcus by Goldman Sachs Emerging human only
Marcus by Goldman Sachs is the U.S. consumer banking brand of The Goldman Sachs Group, launched in 2016 to offer no-fee high-yield Online Savings Accounts an...
Composite
15.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
599
Tulyp Emerging human only
Tulyp is a SaaS treasury platform from French company SmarTrade SAS that gives CFOs and treasurers of SMEs and mid-caps (10-200M euro revenue) real-time visi...
Composite
15.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
600
WSFS Financial Emerging human only
WSFS Financial Corporation is a multibillion-dollar financial services company headquartered in Wilmington, Delaware. Its primary subsidiary WSFS Bank has op...
Composite
15.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
601
Aspora Emerging human only
Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-mark...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
602
Atom Bank Emerging human only
Atom Bank plc is a UK app-only digital bank headquartered in Newcastle upon Tyne, and the first mobile-only bank in the United Kingdom (no branches, no web b...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
603
Cleo Emerging human only
Cleo is an AI-powered personal finance assistant delivered through a chat interface in iOS and Android apps. The platform helps consumers budget, track spend...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
604
Creditas Emerging human only
Creditas is a Brazilian digital lending fintech founded in 2012 and headquartered in Sao Paulo, operating in Brazil and Mexico. It provides secured consumer ...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Insurance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
605
MidFirst Bank Emerging human only
MidFirst Bank is a federally chartered savings association (thrift) headquartered in Oklahoma City, Oklahoma, and owned by Midland Financial Co. Founded in 1...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
606
Neo Financial Emerging human only
Neo Financial is a Calgary- and Winnipeg-based Canadian fintech (neobank) founded in 2019 by the founders of SkipTheDishes, offering credit cards, savings, m...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
607
Old National Bank Emerging human only
Old National Bank is a nationally chartered, FDIC-insured regional commercial bank and the primary subsidiary of Old National Bancorp (NASDAQ: ONB), headquar...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
608
Personetics Emerging human only
Personetics is a Cognitive Banking platform that helps banks and financial institutions deliver AI-driven, financial-data-personalized customer engagement an...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
609
Plumery Emerging human only
Plumery is an Amsterdam, Netherlands-based fintech that provides a headless, mobile-first digital banking engagement platform it markets as the "Digital Succ...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
3.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
610
Valley National Bank Emerging human only
Valley National Bank is a nationally chartered commercial bank (OCC-regulated) and the principal banking subsidiary of Valley National Bancorp (NASDAQ: VLY),...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
611
Bank Jago Emerging human only
PT Bank Jago Tbk is a technology-based digital bank in Indonesia, listed on the Indonesia Stock Exchange (IDX: ARTO) and backed by investors including Ribbit...
Composite
15.5
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
6.2 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
612
Citibank Canada Emerging human only
Citibank Canada (Citi Canada) is the Canadian arm of Citigroup, chartered under Canada's Bank Act as a Schedule II (foreign bank subsidiary) deposit-taking i...
Composite
15.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
613
Raymond James Financial Emerging human only
Raymond James Financial is a diversified financial services holding company headquartered in St. Petersburg, Florida, providing investment banking, wealth ma...
Composite
15.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
614
State Employees' Credit Union Emerging human only
State Employees' Credit Union (SECU / NCSECU) is a member-owned, not-for-profit financial cooperative headquartered in Raleigh, North Carolina. Founded in 19...
Composite
15.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
615
UBS Emerging human only
A Swiss multinational investment bank and financial services company and the world's largest wealth manager. UBS exposes a multi-ecosystem developer platform...
Composite
15.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
616
Jumo Emerging human only
JUMO is a Cape Town-based banking-as-a-service (BaaS) platform, founded in 2015, that uses artificial intelligence to power digital credit and savings produc...
Composite
15.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
617
Ejara Emerging human only
Ejara is a Cameroon-based, regulated fintech platform giving people across Francophone Africa and its diaspora access to digital savings and investment produ...
Composite
15.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
618
Trim Emerging human only
Trim is a consumer fintech company founded in 2015 that built an automated personal finance assistant which finds and cancels unwanted subscriptions, negotia...
Composite
15.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
619
Bank OZK Emerging human only
Bank OZK is a regional bank headquartered in Little Rock, Arkansas, tracing its charter to 1903 and today operating roughly 265 offices across Arkansas, Geor...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
620
Barclays US Emerging human only
Barclays US is the United States consumer banking arm of Barclays PLC, operated through Barclays Bank Delaware, a Delaware state-chartered bank headquartered...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
621
Baton Systems Emerging human only
Baton Systems is a post-trade settlement and payments technology provider founded in 2016, headquartered in Silicon Valley with offices in London, New York, ...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
622
DCU (Digital Federal Credit Union) Emerging human only
Digital Federal Credit Union (DCU) is a not-for-profit, member-owned federal credit union headquartered in Marlborough, Massachusetts and regulated by the Na...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
623
Drahim Holdings Emerging human only
Drahim (دراهم) is a Saudi personal-finance and automated-investment fintech, founded in Riyadh in 2021 by Sultan Alkhayal and Yasser Alshurihi. Its mobile ap...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
624
First Nations Bank of Canada Emerging human only
First Nations Bank of Canada (FNBC) is a Schedule I federally regulated chartered bank under the Bank Act, chartered on 19 November 1996 and headquartered in...
Composite
15.0
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
625
FloatMe Emerging human only
FloatMe is a US fintech app offering interest-free cash advances ("Floats") to help members bridge income gaps between paychecks — new eligible members can r...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
626
Fundly Emerging human only
Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment s...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
627
Go Rise Emerging human only
Rise (gorise.co) is a Dubai-based fintech platform that gives migrant workers control over their finances across both their home and host countries. Through ...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
628
Habitto Emerging human only
Habitto is a Tokyo-based fintech company building a mobile financial wellness app for the Japanese market under the banner お金の新習慣 ("new money habits"). The a...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
629
N26 Emerging human only
N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital current accounts, debit and virtual cards...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
630
Reposit Emerging human only
Reposit is a UK-based PropTech and fintech company offering a deposit alternative for the residential rental market. Instead of paying a traditional cash dep...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Insurance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
631
Stablecore Emerging human only
Stablecore provides digital-asset banking infrastructure that lets banks and credit unions offer stablecoins, tokenized deposits, digital-asset accounts and ...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
632
Tonik Emerging human only
Tonik is the first digital-only neobank in the Philippines, operated by Tonik Digital Bank, Inc. under a digital banking license from the Bangko Sentral ng P...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
633
Uhura Solutions Emerging human only
Uhura Solutions is a London-based AI platform for document-driven process automation in financial services, combining fine-tuned large language models, a low...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
634
Vivid Emerging human only
Vivid Money is a European fintech company operating a mobile-first financial super-app for individuals and businesses across the EU. Through its regulated en...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
635
Zogo Finance Emerging human only
Zogo Finance is a gamified financial education platform (founded 2018, a Techstars portfolio company) that helps banks, credit unions, and other financial in...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
Minimal 188 0–14.9 Index entry only; little beyond a description and a link.
636
ChangEd Minimal human only
ChangEd (Changed) is a consumer financial-technology company whose mobile app helps people pay off debt faster by automatically rounding up everyday purchase...
Composite
14.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
637
flatfair Minimal human only
flatfair is a UK-based tenancy deposit platform for letting agents, landlords, and Build-to-Rent operators, offering deposit alternatives and deposit adminis...
Composite
14.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
638
Kudos Minimal human only
Kudos is a consumer credit-card rewards and smart-shopping assistant operated by Kudos Technologies, Inc., founded in 2021 by Tikue Anazodo and Ahmad Ismail....
Composite
14.9
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
639
Moneyfellows Minimal human only
Money Fellows is an Egyptian fintech, founded in 2018 and regulated by the Central Bank of Egypt, that digitizes the traditional rotating savings and credit ...
Composite
14.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
640
National Bank of Canada Minimal human only
National Bank of Canada (Banque Nationale du Canada, TSX: NA) is a Schedule I chartered bank headquartered in Montreal, Quebec, founded in 1859. It is the si...
Composite
14.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
641
Proximitty Minimal human only
Proximitty is a Y Combinator-backed company building an AI operating system for commercial lending. Its platform deploys regulator-grade AI agents that inges...
Composite
14.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
3.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
642
Regular Finance Minimal human only
Regular Finance (Regular) is a French fintech offering a consumer digital-asset yield account. Customers deposit euros by bank transfer and earn roughly 5.50...
Composite
14.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
643
SarisAI Minimal human only
SarisAI (Saris) builds agentic AI workflow automation for banks and credit unions, automating multi-step back-office operations across lending, compliance, a...
Composite
14.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
5.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
644
Sidekick Minimal human only
Sidekick is a UK-based online wealth management and investing platform that offers expert-led investments and savings products once reserved for the ultra-we...
Composite
14.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
645
UBS Bank USA Minimal human only
UBS Bank USA (BUSA) is a Utah state-chartered industrial bank and FDIC-insured depository institution headquartered in Salt Lake City, Utah, established in 2...
Composite
14.9
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
646
Sallie Mae Bank Minimal human only
Sallie Mae Bank is a Utah state-chartered industrial bank (industrial loan company) founded on November 28, 2005 and headquartered in Salt Lake City, Utah, o...
Composite
14.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
647
Live Oak Bank Minimal human only
Live Oak Bank (Live Oak Banking Company) is a digital, branchless, North Carolina state-chartered commercial bank founded in 2008 and headquartered in Wilmin...
Composite
14.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
648
Upswing Minimal human only
Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consum...
Composite
14.7
Agent
13.5
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 14/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
649
Amex Bank of Canada Minimal human only
Amex Bank of Canada is the Canadian banking subsidiary of the American Express Company (United States), incorporated in 1990 and headquartered in the Toronto...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
650
B2B Bank Minimal human only
B2B Bank is a Schedule I Canadian bank, headquartered in Toronto and wholly owned by Laurentian Bank of Canada (Laurentian Bank Financial Group). It operates...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
651
Bankiom Minimal human only
Bankiom is a Dubai-based consumer fintech founded in 2018 by Danny Abla. It began as a UAE/GCC lifestyle neobank offering free virtual prepaid Mastercard car...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
652
CIBC Bank USA Minimal human only
CIBC Bank USA is an Illinois state-chartered, FDIC-insured commercial bank (FDIC Cert #33306) headquartered at 120 South LaSalle Street in Chicago, Illinois....
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
653
Close Brothers Minimal human only
Close Brothers Group plc (LSE: CBG) is a UK merchant banking group founded in 1878 and a constituent of the FTSE 250 Index, headquartered at 10 Crown Place, ...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
654
Finbots.AI Minimal human only
Finbots.AI (finbots.ai) is a Singapore-headquartered fintech offering CreditX, a no-code, AI-powered credit risk platform that lets banks and lenders build, ...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
655
Meridian Credit Union Minimal human only
Meridian Credit Union is Ontario's largest credit union and one of the largest in Canada — a member-owned financial cooperative headquartered in St. Catharin...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
656
Modak Minimal human only
Modak (Modak Makers) is a US consumer fintech that offers a family money-management app built around a free Visa debit card for kids and teens. Parents can a...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
657
OneConnect Minimal human only
OneConnect Financial Technology (NYSE: OCFT; HKEX: 6638) is a technology-as-a-service platform for financial institutions, incorporated in 2015 as an associa...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
658
Popular (Banco Popular) Minimal human only
Popular, Inc. (NASDAQ: BPOP), operating as Banco Popular, is a publicly traded financial holding company founded in 1893 and headquartered in Hato Rey, San J...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
659
Prosperity Bank Minimal human only
Prosperity Bank is a Texas-chartered commercial bank (member FDIC, NMLS ID 466414) and the banking subsidiary of Prosperity Bancshares, Inc. (NYSE: PB), a Ho...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
660
Santander US Minimal human only
Santander Bank, N.A. (santanderbank.com) is the US retail and commercial banking subsidiary of Spain's Banco Santander S.A., headquartered in Boston, Massach...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
661
Security Service Federal Credit Union Minimal human only
Security Service Federal Credit Union (SSFCU), headquartered in San Antonio, Texas, is a member-owned, not-for-profit financial cooperative federally charter...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
662
SouthState Bank Minimal human only
SouthState Bank, National Association is an OCC-chartered national commercial bank headquartered in Winter Haven, Florida, and the principal subsidiary of So...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
663
Xalts Minimal human only
Xalts (operated by Tokuten Pte Ltd) is an Accel-backed fintech building an AI agent platform for corporate treasury and finance teams — a copilot that automa...
Composite
14.6
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
664
BillTrim Minimal human only
BillTrim is a consumer bill-management and negotiation service that helps households lower, monitor, and pay their recurring bills. Its team negotiates with ...
Composite
14.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
665
Carbon Direct Minimal human only
Carbon Direct is a science-first carbon management company that pairs an enterprise carbon management platform with a team of 70+ scientists. The platform he...
Composite
14.5
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.2 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
666
PenFed Credit Union Minimal human only
PenFed Credit Union (Pentagon Federal Credit Union), founded in 1935 and headquartered in McLean, Virginia, is a federally chartered credit union regulated b...
Composite
14.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
667
Tellus Minimal human only
Tellus is a consumer fintech company whose mobile app pairs high-yield savings tools with real-estate-backed lending and property management. Members earn co...
Composite
14.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
668
Plum Minimal human only
Plum is a UK-based personal finance "money app" that helps consumers save and invest automatically. Its mobile app pairs automated savings algorithms (eight ...
Composite
14.4
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
6.3 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
669
@Stake Minimal human only
Stake (Stake Technologies, Inc., NMLS #2535498) operates the "Return on Rent" cash-back network for renters. Renters earn cash back on their rent payments, b...
Composite
14.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
670
Home Trust Minimal human only
Home Trust Company is a federally regulated Canadian trust company founded in 1977 and headquartered in Toronto, and the principal operating subsidiary of Ho...
Composite
14.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
671
Spring Labs Minimal human only
Spring Labs is an AI-native compliance and customer-experience platform for financial institutions, deploying autonomous AI agents that complete operational ...
Composite
14.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
672
Tweezr Minimal human only
Tweezr is a system-intelligence platform for safe legacy change, helping banks and insurers understand and incrementally evolve legacy core systems without r...
Composite
14.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
673
Juno Minimal human only
Juno is a Brazilian B2B payments fintech, acquired by EBANX in October 2021, that provides a complete billing and payments platform for Brazilian companies. ...
Composite
14.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
674
Stone Co Minimal human only
Stone Co. (NASDAQ: STNE) is a Brazilian financial services and payment technology company headquartered in São Paulo. Stone provides card acquiring (POS), di...
Composite
14.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
7.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
675
Aella Credit Minimal human only
Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrast...
Composite
14.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
676
Alpharank Minimal human only
Alpharank is a no-code sales guidance and digital-origination analytics platform for banks and credit unions. It analyzes funded loan and deposit application...
Composite
14.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
677
SchoolsFirst FCU Minimal human only
SchoolsFirst Federal Credit Union is a federally chartered, member-owned credit union headquartered in Tustin, California, serving educators and their famili...
Composite
14.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
678
caimitech Minimal human only
caimitech.com is the domain of Wacai (挖财, Hangzhou Wacai Network Technology Co.), a Chinese personal-finance and wealth-management company founded in 2009 th...
Composite
14.0
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
6.5 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
679
Cullen/Frost Bankers Minimal human only
Cullen/Frost Bankers is a major US corporation and Fortune 1000 company. The Cullen/Frost Bankers API provides programmatic access to its platform services, ...
Composite
14.0
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 14.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
680
Fintech Minimal human only
Fin (fin.tech) is a crypto-native payments company that lets users and businesses move millions of dollars instantly — to other Fin users, directly into bank...
Composite
13.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 13.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
681
Pollinate Minimal human only
Pollinate is a London-headquartered financial technology company that builds a cloud-based, bank-grade digital experience platform helping banks and payment ...
Composite
13.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 13.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
682
EFEX (Ventu) Minimal human only
EFEX (efex.com, formerly efexpay.com) is a cross-border payments and treasury fintech serving businesses across the Americas. It enables international transf...
Composite
13.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 13.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
683
Warbler Labs Incorporated Minimal human only
Warbler Labs is the San Francisco-based software company founded in 2020 by former Coinbase engineers Blake West and Mike Sall that builds and maintains Gold...
Composite
13.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 13.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
6.1 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
684
Fidor Bank Minimal human only
Fidor Bank was a German digital challenger bank founded in Munich in 2009 and an early pioneer of Banking-as-a-Service and open banking through its fidorOS /...
Composite
13.4
Agent
9.6
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 13.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.5 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 10/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
10 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
685
Porters Minimal human only
Porters is an AI-native outsourcing partner for European banking operations. Its platform uses AI agents with human oversight to automate high-volume back-of...
Composite
13.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 13.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
686
Vixtra Minimal human only
Vixtra (VIXTRA Tecnologia e Serviços Financeiros LTDA., CNPJ 43.443.444/0001-04) is a Brazilian trade-finance fintech founded in July 2021 and headquartered ...
Composite
13.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 13.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
687
Nymbus Minimal human only
Nymbus is a Jacksonville, Florida-based fintech software provider delivering cloud-based core banking, digital banking, and account onboarding technology to ...
Composite
12.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
688
Texas Capital Bank Minimal human only
Texas Capital Bank, National Association is the banking subsidiary of Texas Capital Bancshares, Inc. (NASDAQ: TCBI), a Dallas-headquartered full-service fina...
Composite
12.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
689
Columbia Bank Minimal human only
Columbia Bank is an Oregon state-chartered commercial bank and the principal banking subsidiary of Columbia Banking System, Inc. (NASDAQ: COLB), a West Coast...
Composite
12.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
690
HSBC Minimal human only
One of the world's largest banking and financial services organizations headquartered in London. Serves over 40 million customers globally with a strong pres...
Composite
12.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
691
Kuda Minimal human only
Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty M...
Composite
12.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
2.1 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
692
Pollen Minimal human only
Pollen Technologies is a London-based, FCA-authorised white-label fintech platform that lets any business launch its own banking and payments product with no...
Composite
12.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
693
ATB Financial Minimal human only
ATB Financial (formerly Alberta Treasury Branches) is a financial institution and Crown corporation wholly owned by the Government of Alberta, established in...
Composite
12.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
694
Rabobank Minimal human only
Rabobank is a Dutch multinational banking and financial services company organized as a cooperative with a strong focus on the food and agriculture sector. I...
Composite
12.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
10.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
695
Transbnk Minimal human only
TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives ...
Composite
12.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
696
Flagstar Minimal human only
Flagstar Bank, N.A. is the OCC-chartered national bank subsidiary of Flagstar Financial, Inc. (NYSE: FLG), the Hicksville, New York holding company formerly ...
Composite
12.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
697
Oportun Minimal human only
Oportun (Nasdaq: OPRT) is a mission-driven financial services company and U.S. Treasury-certified Community Development Financial Institution (CDFI) that pro...
Composite
12.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
698
Sav Technologies Limited Minimal human only
Sav Technologies Limited operates Sav (sav.money), a UAE-based intelligent financial platform that lets users track, save, invest, and grow their wealth acro...
Composite
12.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
699
TomoCredit Minimal human only
TomoCredit is a consumer fintech that helps people build credit without requiring a credit score or prior credit history. Its flagship products are the Tomo ...
Composite
12.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
700
Velotax Minimal human only
Velotax is a Brazilian digital-credit fintech (mobile app plus velotax.com.br), operating 100% online, that offers unsecured personal loans and income-tax (I...
Composite
12.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
701
Anchor Protocol Minimal human only
Anchor Protocol is a Terra-based decentralized finance (DeFi) savings protocol that offered a low-volatility yield on Terra stablecoin (UST) deposits, borrow...
Composite
12.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
702
Western Alliance Bancorp. Minimal human only
Western Alliance Bancorporation is a bank holding company headquartered in Phoenix, Arizona, that provides commercial banking, treasury management, and speci...
Composite
12.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
4.8 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
703
Divine Minimal human only
Divine Research Inc. is a fintech company building blockchain-based unsecured lending for underserved borrowers in emerging markets. Its flagship product, Cr...
Composite
12.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 12.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
704
Aven Minimal human only
Aven is a consumer fintech that issues a home-equity-backed Visa credit card, letting homeowners tap their home equity (a HELOC) through a card with credit-c...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
705
BOK Financial Minimal human only
BOK Financial Corporation (NASDAQ: BOKF) is a regional financial-services holding company headquartered in Tulsa, Oklahoma, delivering banking under the Bank...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
706
Cit Vericash Minimal human only
CIT Vericash is a fintech enablement platform from CIT Global (founded in Toronto, Canada in 1993) that empowers banks, neo banks, microfinance institutions,...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
707
Infosys Minimal human only
Infosys is a global IT services, consulting, and outsourcing company headquartered in Bengaluru, India, providing digital transformation, cloud, AI, and busi...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
708
Magicpin Minimal human only
Magicpin (operated by Samast Technologies Private Limited) is India's hyperlocal savings and discovery platform, connecting consumers with deals, cashback, a...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
709
Randolph-Brooks FCU Minimal human only
Randolph-Brooks Federal Credit Union (RBFCU) is a member-owned, not-for-profit federal credit union headquartered in Live Oak, Texas, federally insured by th...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
710
Yo Fio Minimal human only
YoFio is a Mexican fintech founded in 2019 that provides working-capital credit to micro and small businesses, particularly neighborhood corner stores (tiend...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
711
Bachatt Minimal human only
Bachatt is a daily savings and investments mobile app operated by Trusave Fintech Private Limited, designed for India's underserved and self-employed populat...
Composite
11.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
712
Finda Minimal human only
Finda (핀다) is a South Korean fintech company founded in 2015 and headquartered in Seoul that operates a licensed online loan-comparison and financial-product...
Composite
11.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
713
Wollit Minimal human only
Wollit is a UK-based credit-health subscription service (£9.99/month) that helps consumers build and strengthen their credit profile. Authorised and regulate...
Composite
11.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
714
Brookfield Asset Management Minimal human only
Brookfield Asset Management (NYSE: BAM, TSX: BAM) is a leading global alternative asset manager with over $1 trillion in assets under management and approxim...
Composite
11.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
715
CashDirector Minimal human only
CashDirector is a fintech platform delivering AI-powered financial management for small businesses through a white-label, B2B2C partner model. It embeds bank...
Composite
11.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
716
Pinnacle Financial Minimal human only
Pinnacle Financial Partners, Inc. (NASDAQ: PNFP) is a Nashville, Tennessee based regional bank holding company whose principal subsidiary, Pinnacle Bank, is ...
Composite
11.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
717
Prospera Credit Union Minimal human only
Prospera Credit Union is a member-owned cooperative financial institution headquartered in British Columbia, Canada, formed on January 1, 2020 through the me...
Composite
11.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
718
Scalable Capital Minimal human only
Scalable Capital is a Munich-based digital investment platform and licensed bank operating across Germany, Austria, Italy, France, Spain and the Netherlands....
Composite
11.5
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
719
Niyo Solutions Minimal human only
Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on internati...
Composite
11.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
720
TD Bank Group Minimal human only
TD Bank Group (The Toronto-Dominion Bank) is one of Canada's Big Six chartered banks — a federally regulated Schedule I bank headquartered in Toronto and lis...
Composite
11.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
721
Arro Minimal human only
Arro is a consumer fintech company that helps people build or rebuild credit without traditional barriers. Its flagship product is the Arro Card, a Mastercar...
Composite
11.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
722
Deben Minimal human only
Deben is an AI-powered treasury and cash management platform for CFOs and finance teams, positioned as a cloud-native alternative to spreadsheets and legacy ...
Composite
11.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 11.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
723
Citi Minimal human only
Citi is the consumer-facing brand of Citigroup, the global diversified financial services holding company. The Citi developer surface is cataloged under the ...
Composite
10.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
724
ING Minimal human only
A Dutch multinational banking and financial services corporation headquartered in Amsterdam. Provides retail banking, direct banking, commercial banking, and...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
725
Lydia Minimal human only
Lydia is a French fintech, founded in 2013, that built one of Europe's most popular mobile peer-to-peer payments apps, letting users send money, split bills,...
Composite
10.8
Agent
6.7
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
1.4 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 7/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
3 / 3
726
Onit Minimal human only
Onit is a Kenyan digital bank operated by Onit Microfinance Bank Inc. and regulated by the Central Bank of Kenya (CBK), with deposits protected by the Kenya ...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
727
Text'nPayMe Minimal human only
Text'nPayMe is an award-winning B2B fintech company, established in Armenia and incorporated in the USA in 2022, that builds embedded payment solutions for b...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
728
Bond Minimal human only
Bond Financial Technologies was an embedded-finance platform that offered APIs for card issuing (Bond Issuing), money movement (Bond Pay), deposit accounts (...
Composite
10.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
1.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
729
Market IQ Minimal human only
Market IQ is a predictive analytics platform for financial institutions, serving retail banking, investment banking, and capital markets. It ingests both str...
Composite
10.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
730
Diebold Nixdorf Minimal human only
Diebold Nixdorf is a global leader in driving connected commerce for the financial and retail industries, providing self-service kiosks, ATMs, point-of-sale ...
Composite
10.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
731
payflows Minimal human only
Payflows is an AI-native financial operations platform that unifies procurement, treasury, and accounting into one agentic workspace for finance teams. Its p...
Composite
10.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
732
Tala Minimal human only
Tala is an AI-native digital financial services company providing instant credit, digital wallets, money transfers, and cash-out services to underserved cons...
Composite
10.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 10.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
733
SpotPay Minimal human only
SpotPay is a global neobank that operates as a stablecoin-based global bank account, letting users hold, send, receive, and spend money anywhere in the world...
Composite
9.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 9.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
734
Clinc Minimal human only
Clinc is a conversational AI platform for banking and financial services, founded in 2015 in Ann Arbor, Michigan. It provides the Natural Language Understand...
Composite
9.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 9.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.9 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
735
Ally Financial Minimal human only
Ally Financial (NYSE: ALLY) is a US super-regional, all-digital bank holding company and one of the country's largest auto finance providers, offering online...
Composite
9.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 9.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
8.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
736
Inventa Minimal human only
Inventa is a Brazilian B2B commerce platform — a "B2B commerce cloud" — that integrates technology, credit, and logistics on a single platform so brands and ...
Composite
9.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 9.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
737
Zions Bancorporation Minimal human only
Zions Bancorporation, National Association is a nationally chartered bank and bank holding company headquartered in Salt Lake City, Utah, with roughly $87 bi...
Composite
9.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 9.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
738
Zet Minimal human only
Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-...
Composite
8.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
1.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
739
Duane Morris Minimal human only
Duane Morris LLP is a Philadelphia-headquartered, full-service U.S. and international law firm founded in 1904 by Russell Duane, Steven Heckscher, and Roland...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
740
FairMoney Minimal human only
FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and I...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
741
Apollo Global Management Minimal human only
Apollo Global Management is a global alternative investment manager providing private equity, credit, and real assets strategies to institutional and individ...
Composite
8.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
742
SlideRule Minimal human only
SlideRule is a no-code risk decisioning platform that lets risk and operations teams build, test, and deploy automated decision logic for fraud, credit, comp...
Composite
8.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.7 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
743
Moven Minimal human only
Moven (Movencorp Newco Inc.) is a New York City fintech founded in 2011 by Brett King and Alex Sion. Originally a direct-to-consumer mobile banking and finan...
Composite
8.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
744
Tuza Minimal human only
Tuza is a banking automation platform that orchestrates AI agents, customers and workflows to eliminate the manual processes that slow banks down. Originally...
Composite
8.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
745
Vancity Minimal human only
Vancity (Vancouver City Savings Credit Union) is a member-owned financial co-operative headquartered in Vancouver, British Columbia, and the largest communit...
Composite
8.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.9 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
746
Amount Minimal human only
Amount is a Chicago-based financial technology company that provides banks, credit unions, and fintechs with a digital lending and account-origination platfo...
Composite
8.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
747
First Horizon Corporation Minimal human only
First Horizon Corporation (NYSE: FHN), headquartered in Memphis, Tennessee, is a regional financial-services holding company operating across 12 southeastern...
Composite
8.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
748
Manulife Minimal human only
Manulife Financial Corporation is a Canadian multinational insurance and financial services company providing life insurance, health insurance, wealth and as...
Composite
8.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
749
PNC Financial Services Group Minimal human only
PNC Financial Services Group is one of the largest diversified financial services institutions in the United States, organized around customers, communities,...
Composite
8.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
750
Old National Bancorp Minimal human only
Old National Bancorp is a regional bank holding company headquartered in Indiana and a Fortune 1000 firm that provides consumer banking, commercial banking, ...
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
4.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
751
AND Global Minimal human only
AND Global is a fintech-as-a-service company operating across the Asia-Pacific region, with offices in Mongolia, Singapore, Japan, the Philippines, and Thail...
Composite
8.1
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.3 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
752
Ballard Spahr Minimal human only
Ballard Spahr LLP is a national U.S. law firm founded in 1885 and headquartered in Philadelphia. Following its January 1, 2025 combination with Seattle-based...
Composite
8.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
753
Fraudio Minimal human only
Fraudio is an Amsterdam-based payments fraud detection and financial-crime scale-up founded in 2019 by João Moura (CEO), Nathan Trousdell (COO), and team, wi...
Composite
8.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
754
Popular Minimal human only
Popular Inc. is a financial holding company offering retail, mortgage, and commercial banking services through its principal subsidiaries Banco Popular de Pu...
Composite
8.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
755
Saris Minimal human only
Saris (saris.ai) is an enterprise AI company building AI workflow agents for banks and credit unions. Its platform automates multi-step back-office processes...
Composite
8.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
756
Ualá Minimal human only
Ualá is an Argentine financial technology company and neobank founded in 2017 by Pierpaolo Barbieri, headquartered in Buenos Aires. The company delivers a mo...
Composite
8.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 8.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
757
Abe AI Minimal human only
Abe AI was a conversational-AI platform for banks and credit unions, delivering a financial virtual assistant (chatbot and voice) across web, mobile, SMS, an...
Composite
7.7
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
758
Alliant Credit Union Minimal human only
Alliant Credit Union is a federally chartered, member-owned credit union headquartered in Chicago, Illinois, regulated by the National Credit Union Administr...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
759
Archer Minimal human only
Archer (archermoney.com) is a Y Combinator (Spring 2026) financial-infrastructure startup building global payouts, stablecoin banking, and yield infrastructu...
Composite
7.7
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
760
Banksight Minimal human only
BankSight Systems is a cloud banking software company founded in 2015 (San Francisco / Mumbai) that built an intelligent banking CRM and customer engagement ...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
761
Canadian Western Bank Minimal human only
Canadian Western Bank (CWB) is a Schedule I domestic chartered bank founded in 1988 (through the merger of the Bank of Alberta and Western & Pacific Bank) an...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
762
Dechert Minimal human only
Dechert LLP is a global law firm founded in 1875 and headquartered in Philadelphia, Pennsylvania, with "more than 900 lawyers" across 22 offices in the Unite...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
763
Erebor Bank Minimal human only
Erebor is a nationally chartered U.S. bank built for the next century of American innovation. Its digital banking platform serves businesses with FDIC-insure...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
764
Fenrock AI Minimal human only
Fenrock AI is a Y Combinator (W26) company building specialized AI agents for the banking back office. Founded in 2026 and based in San Francisco by Charu Sh...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
765
First West Credit Union Minimal human only
First West Credit Union — rebranded Tru Cooperative Bank in 2026 — is a member-owned Canadian cooperative financial institution headquartered in Langley, Bri...
Composite
7.7
Agent
3.8
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
766
Florin Minimal human only
Florin is a San Francisco fintech startup building an integrated financial operating system for venture-backed companies. Rather than reselling another bank'...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
767
Fortu Minimal human only
Fortu (Fortu Wealth Ltd) is a London-based fintech, founded in 2019, offering digital private banking for high-net-worth individuals and their businesses, in...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
768
Gem Minimal human only
Gem Security was a cloud detection and response (CDR) company, founded in 2022 in Tel Aviv, that built a real-time cloud threat detection, investigation, and...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
769
Golden 1 Credit Union Minimal human only
Golden 1 Credit Union is a state-chartered, member-owned not-for-profit financial cooperative headquartered in Sacramento, California, and is one of the larg...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
770
KaliSpot Minimal human only
KaliSpot is a fintech network operated by Outsource Monetic Group Inc. (OMG), an Atlanta-headquartered startup with legal presence in Senegal and Morocco. Ka...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
771
Khazna Minimal human only
Khazna is Egypt's leading financial super app, a Cairo-based fintech building inclusive financial services for the country's underbanked payroll workers and ...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
772
M&T Bank Minimal human only
M&T Bank is a regional bank holding company that provides commercial and retail banking services to consumers and businesses across the eastern United States...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
773
Manulife Bank Minimal human only
Manulife Bank of Canada is a Schedule I federally chartered bank and a wholly-owned subsidiary of The Manufacturers Life Insurance Company, part of Manulife ...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
774
Monak E-Services Minimal human only
Monak E-Services (Monak) is a fintech and lifestyle super-app serving working expats, travelers, and locals across the Middle East (UAE, Saudi Arabia, and Om...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
775
Mountain America Credit Union Minimal human only
Mountain America Credit Union (MACU) is a federally chartered, member-owned not-for-profit financial cooperative headquartered in Sandy, Utah, founded in 193...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
776
NEO Success Minimal human only
NEO Success (operating as NEO Money) was a Bangkok, Thailand personal-finance and money-management fintech founded in 2019 by Punnamas Vichitkulwongsa and ba...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
777
NorthOne Minimal human only
NorthOne was a mobile-first, API-enabled business banking platform for small businesses, freelancers, and startups, founded in 2016 by Eytan Bensoussan and J...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
778
Open Minimal human only
Open (Open Financial Technologies) operates at open.money as an India-based fintech offering a connected digital business banking platform for SMEs and start...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
779
Oxygen Minimal human only
Oxygen was a US fintech neobank founded in 2018 and a Y Combinator graduate, offering banking, debit-card, and financial products aimed at gig-economy worker...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
780
Paytm Payments Bank Minimal human only
Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
781
Rize Minimal human only
Rize (Rize Money, Inc. / RizeFS) was a Banking-as-a-Service and embedded-finance platform that offered unified banking, brokerage, and payments APIs, letting...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
782
Savedo Minimal human only
Savedo was a German fintech operating a consumer deposit marketplace that let savers in Germany open fixed-term and savings accounts across multiple European...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
783
Stori Minimal human only
Stori is a Mexico City–headquartered fintech (operating as a regulated Sociedad Financiera Popular under CNBV and CONDUSEF oversight) on a mission to democra...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
784
StreamLoan Minimal human only
StreamLoan was a digital mortgage software company offering a point-of-sale (POS) and loan-origination platform that connected loan officers, borrowers, and ...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
785
Suncoast Credit Union Minimal human only
Suncoast Credit Union is a state-chartered, federally insured (NCUA), member-owned not-for-profit financial cooperative headquartered in Tampa, Florida. Foun...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
786
Vyne Minimal human only
Vyne was a London-based account-to-account (A2A) open banking payments platform, founded in 2019. It offered merchants real-time pay-by-bank payments, instan...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
787
VyStar Credit Union Minimal human only
VyStar Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Jacksonville, Florida. Founded in 1952 as Jax Navy Federal Credi...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
788
Webfinanceholding Minimal human only
Web Finance Holding AD is a Bulgarian financial-services holding company established in 2002 (formerly Finance Consulting AD). It specializes in the consulta...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
789
Webster Financial Minimal human only
Webster Financial Corporation (NYSE:WBS) is a regional financial services company that delivers banking and financial solutions to businesses and individuals...
Composite
7.4
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
790
Gain Credit Minimal human only
GAIN Credit is a market-leading fintech providing responsible, AI-powered credit solutions for people underserved by traditional banks and lenders. The compa...
Composite
7.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
791
MNT-Halan Minimal human only
MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed...
Composite
7.2
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
792
First National of Nebraska Minimal human only
First National of Nebraska, Inc. is a privately held bank holding company headquartered in Omaha, Nebraska. Through its subsidiaries, including First Nationa...
Composite
7.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
793
New York Community Bancorp Minimal human only
New York Community Bancorp, Inc. (now operating as Flagstar Financial) is a Fortune 500 bank holding company headquartered in Hicksville, New York. Through i...
Composite
7.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
794
Valley National Bancorp Minimal human only
Valley National Bancorp is a regional bank holding company with its principal subsidiary, Valley National Bank, providing a full suite of commercial, busines...
Composite
7.1
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.0 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
795
Standard Chartered Minimal human only
A British multinational banking and financial services company headquartered in London with a strong focus on Asia, Africa, and the Middle East. Provides cor...
Composite
7.0
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 7.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.4 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
5.5 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
796
Trumark Financial Minimal human only
A Philadelphia-area credit union providing a full range of personal and business banking products and financial services to members across the region.
Composite
6.9
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
3.5 / 10
Regulatory · Banking & Open Finance
3.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
797
Adjoint Minimal human only
Adjoint Inc. is a Boston, Massachusetts fintech (founded 2016) that built distributed-ledger and smart-contract software for corporate treasury and insurance...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
798
cashbus Minimal human only
CashBus (现金巴士), operated by Micro-Credit Speed Express (Group) Co., Ltd. (微额速达集团有限公司) of Shanghai, is a Chinese mobile financial-technology platform providin...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
799
Cashforce Minimal human only
Cashforce is a fintech platform focused on cash flow forecasting and working-capital analytics for corporate treasury and finance teams, connecting ERP syste...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
800
Hello Gold Minimal human only
HelloGold is a Malaysian fintech company operating a mobile gold-savings app that lets everyday users buy, save, sell, send, and redeem 99.99% investment-gra...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
801
Katch Minimal human only
Katch is a Speedinvest-backed agricultural technology and embedded-finance platform serving agribusiness supply chains. It offers essential digital services ...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
802
LittleFund Minimal human only
LittleFund (styled Littlefund) was a New York City-based consumer fintech mobile app that let families create long-term savings and gift funds for their chil...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
803
RetailMeNot * Minimal human only
RetailMeNot is a consumer savings destination that aggregates coupons, promo codes, cash-back offers, and deals from thousands of retailers and brands, helpi...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
804
SeedFi Minimal human only
SeedFi was a U.S. consumer fintech that offered credit-building loans and savings products (its "Credit Builder Prime" and "Borrow & Grow" plans) aimed at he...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
805
Spenny Minimal human only
Spenny is an Indian personal-finance and micro-investing app that works like a digital piggy bank, rounding up everyday spending on cards, UPI, and netbankin...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
806
Tactic Minimal human only
Tactic was a cryptocurrency and digital-asset accounting platform founded in 2021 in New York and backed by Lux Capital. Its product aggregated on-chain acti...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
807
Bank of New York Minimal human only
The Bank of New York was one of the oldest banks in the United States, founded in 1784. In 2007, it merged with Mellon Financial Corporation to form BNY Mell...
Composite
6.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
5.5 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
808
Office of the Comptroller of the Currency Minimal human only
The Office of the Comptroller of the Currency (OCC) is a federal agency responsible for regulating and supervising national banks and federal savings associa...
Composite
6.6
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
5.5 / 10
Regulatory · Banking & Open Finance
2.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
809
Capital.xyz Minimal human only
Capital.xyz (the company behind the former Party Round) is a startup banking and fundraising platform that helps founders raise, hold, spend, and send money ...
Composite
6.3
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 6.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
810
Clarity Money Minimal human only
Clarity Money was a personal-finance and money-management mobile app founded in 2016 by Adam Dell (Oath Holdings / Dell family) that used data-driven analysi...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
811
Digit Minimal human only
Digit was a consumer fintech company that built an automated personal-savings app: it analyzed a user's checking-account activity and quietly moved small, sa...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
812
Fincentric Minimal human only
Fincentric Corporation was a Canadian core retail and wealth banking software vendor founded in 1984 and headquartered in Richmond, British Columbia. It prov...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
813
Harvest Platform Minimal human only
Harvest Platform was a New York City fintech startup founded in 2017 by Gabriel DellAccio and Namrata Baral that built a consumer investing and banking app. ...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
814
Ivella Minimal human only
Ivella was a consumer fintech company that built shared money-management and multi-account banking tools aimed at couples and households, backed by the finte...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
815
Long Game Minimal human only
Long Game was a San Francisco fintech startup founded in 2015 by Lindsay Holden that used prize-linked savings and casual mobile gaming to help Gen-Z and mil...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
816
Maza Minimal human only
Maza was an Andreessen Horowitz (a16z) backed consumer fintech startup that helped Spanish-speaking and undocumented immigrants in the United States access t...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
817
Nostro Minimal human only
Nostro refers to an account that a bank holds in a foreign currency at another bank (correspondent bank). Nostro account management involves reconciliation, ...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
818
People's United Financial Minimal human only
Defunct U.S. regional bank holding company, headquartered in Bridgeport, Connecticut. Acquired by M&T Bank Corporation in an all-stock deal valued at approxi...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
819
Ponto Minimal human only
Ponto is a crypto banking and payments infrastructure company in the fintech sector, surfaced as a portfolio company of General Catalyst and Polychain and ad...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
820
SLM Software Company Minimal human only
SLM Software Company (SLMsoft.com) was a Toronto, Canada based developer of electronic payment systems and real-time transaction processing solutions for the...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
821
Solid (Solid.fi) Minimal human only
Solid (formerly Wise) was a venture-backed fintech-as-a-service / embedded finance platform offering banking, card, and payment APIs to fintech builders. Sol...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Payments
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
822
TCF Financial Corporation Minimal human only
Profile for TCF Financial Corporation, a former Detroit-headquartered regional bank holding company (Twin City Building and Loan Association, founded 1923). ...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
6.8 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
823
Oaktree Capital Group Minimal human only
Oaktree Capital Group is a global asset management firm specializing in alternative investment strategies including credit, private equity, real assets, and ...
Composite
5.5
Agent
0.0
Kin Score
How this is scored →scored 2026-07-27 · rubric v0.5
Composite quality — 5.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Commercial Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Governance
0.0 / 12
Discoverability
5.5 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 15
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
