Banking & Open Banking
Grouped by Kin Score band and ranked by composite score within each, with the separate agent-readiness score alongside. Click the scores on any row to open the full facet and dimension breakdown behind both numbers, and click again to close it.
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865 providers
Exemplar 10 66.5+ Reference-quality API operations across every facet.
1
Klarna Exemplar agent native
Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking ...
Composite
76.3
Agent
46.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 76.3/100 · exemplar
Contract Quality
15.2 / 25
Developer Ergonomics
14.6 / 20
Access Clarity
13.4 / 20
Operational Transparency
12.0 / 13
Contract Governance
3.8 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 47/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
2
MX Technologies Exemplar agent ready
MX Technologies is a financial data connectivity platform that provides REST APIs for account aggregation, data cleansing, transaction categorization, and op...
Composite
75.6
Agent
29.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 75.6/100 · exemplar
Contract Quality
19.5 / 25
Developer Ergonomics
9.2 / 20
Access Clarity
17.9 / 20
Operational Transparency
12.0 / 13
Contract Governance
5.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.7 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
3
Efí Pay (Gerencianet) Exemplar agent aware
Efí Pay (formerly Gerencianet) is a Brazilian fintech and Banco Central-licensed payment institution headquartered in Belo Horizonte, Brazil. It provides a d...
Composite
72.3
Agent
25.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 72.3/100 · exemplar
Contract Quality
16.4 / 25
Developer Ergonomics
15.0 / 20
Access Clarity
16.8 / 20
Operational Transparency
6.8 / 13
Contract Governance
8.4 / 12
Discoverability
5.6 / 10
Regulatory · Banking & Open Finance
8.7 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
4
Highnote Exemplar agent ready
Highnote is a modern, unified embedded-finance and banking-as-a-service platform for card issuing, card acquiring, credit, and real-time money movement, with...
Composite
71.8
Agent
32.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 71.8/100 · exemplar
Contract Quality
16.8 / 25
Developer Ergonomics
14.9 / 20
Access Clarity
16.3 / 20
Operational Transparency
9.2 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
10.3 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
5
Qonto Exemplar agent native
Qonto is a European business banking / neobank platform for freelancers and SMEs, founded in Paris in 2016 and operating on an EU-passported payment institut...
Composite
71.7
Agent
45.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 71.7/100 · exemplar
Contract Quality
15.6 / 25
Developer Ergonomics
14.4 / 20
Access Clarity
17.4 / 20
Operational Transparency
10.9 / 13
Contract Governance
0.5 / 12
Discoverability
7.0 / 10
Regulatory · Banking & Open Finance
11.2 / 15
Agent readiness — 45/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
6
Plaid Exemplar agent ready
Plaid is a US financial-technology company and data-network aggregator that provides an API platform for businesses to securely connect with their users' ban...
Composite
71.6
Agent
37.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 71.6/100 · exemplar
Contract Quality
17.2 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
13.9 / 20
Operational Transparency
7.5 / 13
Contract Governance
3.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
9.5 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
7
MethodFi Exemplar agent native
Method (Method Financial) is the infrastructure layer for consumer liability data and payments. Its API lets developers create entities, verify identity, and...
Composite
71.4
Agent
39.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 71.4/100 · exemplar
Contract Quality
17.1 / 25
Developer Ergonomics
14.6 / 20
Access Clarity
13.2 / 20
Operational Transparency
10.6 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
8.9 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
8
Unit Exemplar agent ready
Unit is a Banking-as-a-Service (BaaS) platform that lets companies embed deposit accounts, cards, payments, and lending into their own products without becom...
Composite
69.1
Agent
32.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 69.1/100 · exemplar
Contract Quality
14.3 / 25
Developer Ergonomics
14.6 / 20
Access Clarity
13.2 / 20
Operational Transparency
12.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Payments
12.7 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
9
Uphold Exemplar agent ready
Uphold is a multi-asset digital money platform and regulated crypto exchange that lets consumers and businesses hold, trade, send and spend more than 300 cry...
Composite
68.0
Agent
48.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 68.0/100 · exemplar
Contract Quality
16.5 / 25
Developer Ergonomics
16.2 / 20
Access Clarity
12.1 / 20
Operational Transparency
7.9 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Securities & Market Data
11.5 / 15
Agent readiness — 49/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
8.0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
10
Citizens Financial Group Exemplar agent ready
Citizens Financial Group is one of the oldest and largest financial institutions in the United States, serving individuals, small businesses, middle-market c...
Composite
67.1
Agent
32.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 67.1/100 · exemplar
Contract Quality
13.0 / 25
Developer Ergonomics
10.4 / 20
Access Clarity
13.4 / 20
Operational Transparency
5.5 / 13
Contract Governance
7.6 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
13.3 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Strong 49 54.3 – 66.4 Solid contracts, transparent operations, and an easy start.
11
Memo Bank Strong agent native
Memo Bank is an independent French commercial bank, accredited as a credit institution by the European Central Bank and supervised by the ACPR, that serves s...
Composite
66.4
Agent
42.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 66.4/100 · strong
Contract Quality
14.9 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
14.7 / 20
Operational Transparency
5.5 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 42/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
12
Method Financial Strong agent native
Method Financial is a US financial connectivity platform that gives developers a single REST API for consumer liability data and debt payments. Instead of as...
Composite
65.9
Agent
50.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 65.9/100 · strong
Contract Quality
16.9 / 25
Developer Ergonomics
16.2 / 20
Access Clarity
7.4 / 20
Operational Transparency
9.9 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 51/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
13
FIS Global Strong agent ready
FIS (Fidelity National Information Services) is a global leader in financial technology providing APIs for core banking, payments, wealth management, and cap...
Composite
65.8
Agent
38.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 65.8/100 · strong
Contract Quality
17.6 / 25
Developer Ergonomics
12.7 / 20
Access Clarity
16.3 / 20
Operational Transparency
6.8 / 13
Contract Governance
1.7 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 39/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
14
Tink Strong agent aware
Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink expos...
Composite
65.2
Agent
22.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 65.2/100 · strong
Contract Quality
18.5 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
14.7 / 20
Operational Transparency
10.3 / 13
Contract Governance
3.5 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
6.6 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
15
Lili Strong agent ready
Lili is a U.S. small-business banking and financial-management platform (banking services provided by Sunrise Banks, N.A., Member FDIC) that combines a busin...
Composite
64.5
Agent
48.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 64.5/100 · strong
Contract Quality
14.8 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
16.8 / 20
Operational Transparency
3.1 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 49/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
16
Dun & Bradstreet Strong agent ready
Dun & Bradstreet is a leading global provider of business decisioning data and analytics, anchored by the D-U-N-S Number — a unique nine-digit identifier ass...
Composite
64.0
Agent
44.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 64.0/100 · strong
Contract Quality
19.9 / 25
Developer Ergonomics
4.9 / 20
Access Clarity
17.9 / 20
Operational Transparency
4.4 / 13
Contract Governance
10.5 / 12
Discoverability
7.0 / 10
Agent readiness — 45/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
17
Affinda Strong agent ready
Affinda is an Intelligent Document Processing (IDP) platform that uses AI to extract structured data from documents — resumes, invoices, receipts, contracts,...
Composite
63.1
Agent
30.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 63.1/100 · strong
Contract Quality
16.8 / 25
Developer Ergonomics
16.0 / 20
Access Clarity
14.5 / 20
Operational Transparency
7.5 / 13
Contract Governance
1.6 / 12
Discoverability
6.5 / 10
Regulatory · Insurance
5.0 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
18
Pennylane Strong agent ready
Pennylane is a French financial and accounting operating system for SMEs and accounting firms. The Company API (v2) lets companies, firms, and integration pa...
Composite
62.6
Agent
42.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 62.6/100 · strong
Contract Quality
12.6 / 25
Developer Ergonomics
10.6 / 20
Access Clarity
16.8 / 20
Operational Transparency
9.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.0 / 10
Regulatory · Banking & Open Finance
9.7 / 15
Agent readiness — 42/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
19
Citi Strong agent native
Citi is the consumer and institutional brand of Citigroup, serving over 200 million customers across 160 countries. Citi runs one of the largest published AP...
Composite
62.2
Agent
49.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 62.2/100 · strong
Contract Quality
16.6 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
8.4 / 20
Operational Transparency
5.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
12.7 / 15
Agent readiness — 50/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
20
Barclays Strong agent native
Barclays is a British multinational bank providing retail and commercial banking, investment banking, wealth management and credit cards. Its developer surfa...
Composite
62.0
Agent
46.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 62.0/100 · strong
Contract Quality
15.1 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Contract Governance
3.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
13.5 / 15
Agent readiness — 47/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
21
Cash App Strong agent native
Cash App is a consumer mobile-first financial services platform operated by Block, Inc. (formerly Square, Inc.), a publicly traded company. Cash App is not i...
Composite
61.7
Agent
47.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 61.7/100 · strong
Contract Quality
13.8 / 25
Developer Ergonomics
15.1 / 20
Access Clarity
6.8 / 20
Operational Transparency
7.9 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
10.5 / 15
Agent readiness — 48/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
22
Total Expert Strong agent native
Total Expert is a fintech CRM and customer-engagement platform built for banks, credit unions, lenders, and mortgage companies. Its Public API is a REST/JSON...
Composite
61.7
Agent
41.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 61.7/100 · strong
Contract Quality
16.2 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
8.7 / 20
Operational Transparency
8.2 / 13
Contract Governance
4.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
8.9 / 15
Agent readiness — 41/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
23
Wealth Reader Strong agent ready
Read-only bank aggregation API: accounts, transactions, cards, loans, deposits and investment portfolios from banks, brokers and asset managers in 61 countri...
Composite
61.4
Agent
32.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 61.4/100 · strong
Contract Quality
12.0 / 25
Developer Ergonomics
15.1 / 20
Access Clarity
14.7 / 20
Operational Transparency
7.5 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.6 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
24
Moneyhub Strong agent ready
Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, w...
Composite
61.3
Agent
42.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 61.3/100 · strong
Contract Quality
15.8 / 25
Developer Ergonomics
12.1 / 20
Access Clarity
10.0 / 20
Operational Transparency
6.3 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
12.7 / 15
Agent readiness — 42/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
25
BB&T Corp (Truist) Strong agent ready
BB&T Corporation merged with SunTrust Banks in December 2019 to form Truist Financial Corporation, the sixth-largest US commercial bank. Truist runs an open-...
Composite
60.7
Agent
40.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 60.7/100 · strong
Contract Quality
19.4 / 25
Developer Ergonomics
8.5 / 20
Access Clarity
7.1 / 20
Operational Transparency
1.0 / 13
Contract Governance
7.1 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
12.2 / 15
Agent readiness — 40/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
26
Resolve Strong agent native
Resolve is a B2B commerce and payments platform that lets businesses offer flexible net terms (typically NET 30-60) to their buyers without carrying the cred...
Composite
60.6
Agent
44.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 60.6/100 · strong
Contract Quality
16.0 / 25
Developer Ergonomics
13.5 / 20
Access Clarity
8.9 / 20
Operational Transparency
7.2 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Payments
8.2 / 15
Agent readiness — 45/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6.0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
27
Dwolla Strong agent native
Dwolla is a Des Moines-based fintech providing an account-to-account (A2A) payments platform that lets businesses programmatically move money across the U.S....
Composite
60.2
Agent
52.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 60.2/100 · strong
Contract Quality
16.5 / 25
Developer Ergonomics
14.4 / 20
Access Clarity
12.1 / 20
Operational Transparency
6.5 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 53/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
28
Slash Strong agent native
Slash is a business banking and finance platform for modern companies — startups, agencies, e-commerce sellers, and enterprises — combining business checking...
Composite
60.1
Agent
45.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 60.1/100 · strong
Contract Quality
14.0 / 25
Developer Ergonomics
13.5 / 20
Access Clarity
9.2 / 20
Operational Transparency
4.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 45/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
29
Weavr Strong agent native
Weavr is an embedded-finance ("banking-as-a-service") platform that lets software companies embed regulated financial products — managed accounts, IBANs, vir...
Composite
59.3
Agent
46.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 59.3/100 · strong
Contract Quality
14.1 / 25
Developer Ergonomics
15.2 / 20
Access Clarity
9.5 / 20
Operational Transparency
5.5 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Payments
10.3 / 15
Agent readiness — 47/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
30
Moov Strong agent aware
Moov is a financial infrastructure platform that enables developers to embed money movement capabilities directly into their applications. Their developer pl...
Composite
58.9
Agent
22.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.9/100 · strong
Contract Quality
19.8 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
10.3 / 20
Operational Transparency
6.8 / 13
Contract Governance
1.6 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
31
Currencycloud Strong agent ready
Currencycloud is a cross-border payments and foreign-exchange platform, part of Visa, that provides a robust, predictable REST API for converting money betwe...
Composite
58.8
Agent
38.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.8/100 · strong
Contract Quality
14.7 / 25
Developer Ergonomics
15.1 / 20
Access Clarity
10.0 / 20
Operational Transparency
10.6 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
32
iBanFirst Strong agent ready
iBanFirst is a Brussels-headquartered cross-border payment and foreign-exchange platform for businesses, licensed as a payment institution by the National Ba...
Composite
58.8
Agent
50.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.8/100 · strong
Contract Quality
14.4 / 25
Developer Ergonomics
13.7 / 20
Access Clarity
14.7 / 20
Operational Transparency
4.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 50/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
33
Fraud.net Strong agent ready
Fraud.net (FraudNet) is an enterprise fraud, risk and compliance platform used by payment processors, acquirers, PSPs, fintechs, banks and digital commerce p...
Composite
58.5
Agent
29.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.5/100 · strong
Contract Quality
14.8 / 25
Developer Ergonomics
14.6 / 20
Access Clarity
11.6 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.7 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
34
SoFi Technologies Strong agent native
SoFi Technologies, Inc. (NASDAQ: SOFI) is a US member-centric digital financial services company and federally chartered bank holding company. Alongside its ...
Composite
58.4
Agent
45.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.4/100 · strong
Contract Quality
14.0 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
10.5 / 20
Operational Transparency
11.6 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Payments
8.7 / 15
Agent readiness — 46/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
35
Super Payments Strong agent ready
Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisitio...
Composite
58.4
Agent
35.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.4/100 · strong
Contract Quality
16.5 / 25
Developer Ergonomics
11.1 / 20
Access Clarity
8.9 / 20
Operational Transparency
7.7 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
7.7 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
36
AEMO Strong agent ready
AEMO, the Australian Energy Market Operator, is the independent system and market operator for Australia's electricity and gas systems — it dispatches and pr...
Composite
58.2
Agent
40.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.2/100 · strong
Contract Quality
13.9 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
6.8 / 20
Operational Transparency
6.8 / 13
Contract Governance
2.4 / 12
Discoverability
6.9 / 10
Regulatory · Energy & Utilities
9.7 / 15
Agent readiness — 41/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
37
Mastercard Strong agent native
Mastercard is a global technology company in the payments industry, providing APIs for payment processing, fraud detection, data analytics, and financial ser...
Composite
58.2
Agent
38.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.2/100 · strong
Contract Quality
16.0 / 25
Developer Ergonomics
16.2 / 20
Access Clarity
9.5 / 20
Operational Transparency
6.8 / 13
Contract Governance
1.6 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
5.5 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
38
BVNK Strong agent native
BVNK is a stablecoin payments infrastructure company that lets businesses move money between fiat and stablecoins over a single API. The platform covers merc...
Composite
58.0
Agent
50.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.0/100 · strong
Contract Quality
15.5 / 25
Developer Ergonomics
15.1 / 20
Access Clarity
7.4 / 20
Operational Transparency
6.5 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
9.4 / 15
Agent readiness — 50/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
39
FinGoal Strong agent ready
FinGoal provides financial data insights for banks, credit unions, and fintechs. Its Insights API enriches raw bank and card transaction data with clean merc...
Composite
58.0
Agent
34.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 58.0/100 · strong
Contract Quality
15.4 / 25
Developer Ergonomics
8.5 / 20
Access Clarity
10.0 / 20
Operational Transparency
5.5 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
10.4 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
40
Unstoppable Finance (Iron) Strong agent ready
Unstoppable Finance is the Berlin fintech behind Iron (iron.xyz), the Stablecoin Payment Network - fiat-to-stablecoin and stablecoin-to-fiat infrastructure f...
Composite
57.8
Agent
34.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 57.8/100 · strong
Contract Quality
16.0 / 25
Developer Ergonomics
12.5 / 20
Access Clarity
10.8 / 20
Operational Transparency
4.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
41
Alloy Strong agent ready
Alloy is a New York-based identity decisioning platform that helps banks, credit unions, and fintechs onboard, monitor, and protect customers across KYC, KYB...
Composite
57.6
Agent
29.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 57.6/100 · strong
Contract Quality
13.3 / 25
Developer Ergonomics
14.8 / 20
Access Clarity
13.4 / 20
Operational Transparency
4.8 / 13
Contract Governance
1.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
42
Moniepoint Strong agent ready
Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about ...
Composite
56.8
Agent
31.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 56.8/100 · strong
Contract Quality
15.6 / 25
Developer Ergonomics
9.5 / 20
Access Clarity
14.2 / 20
Operational Transparency
7.5 / 13
Contract Governance
3.5 / 12
Discoverability
5.9 / 10
Regulatory · Payments
6.1 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
43
Accrue Savings Strong agent native
Accrue Savings (legally Accrue Money, Inc., now trading as Accrue at byaccrue.com) is a New York fintech that powers customer loyalty at the payment layer wi...
Composite
56.5
Agent
42.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 56.5/100 · strong
Contract Quality
14.5 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
5.8 / 20
Operational Transparency
7.2 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
8.0 / 15
Agent readiness — 43/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
44
Fintecture Strong agent aware
Fintecture is a French Open Banking payments platform and ACPR-authorised payment institution (#17248). Its API stack covers PSD2 Payment Initiation (Immedia...
Composite
56.3
Agent
21.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 56.3/100 · strong
Contract Quality
16.5 / 25
Developer Ergonomics
11.7 / 20
Access Clarity
12.6 / 20
Operational Transparency
6.5 / 13
Contract Governance
1.6 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
4.0 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
45
Lean Technologies Strong agent aware
Lean Technologies is a Middle East Open Banking and Open Finance infrastructure provider founded in 2019 and headquartered in the UAE. Lean offers regulated ...
Composite
56.1
Agent
21.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 56.1/100 · strong
Contract Quality
15.3 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
9.5 / 20
Operational Transparency
6.8 / 13
Contract Governance
3.5 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
5.3 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
46
Cardlytics Strong agent ready
Cardlytics is a commerce media platform that uses first-party purchase data from its financial-institution partners to help advertisers reach consumers insid...
Composite
55.9
Agent
41.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.9/100 · strong
Contract Quality
13.5 / 25
Developer Ergonomics
10.8 / 20
Access Clarity
8.7 / 20
Operational Transparency
6.2 / 13
Contract Governance
0.5 / 12
Discoverability
9.3 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 41/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
47
Northmill Strong agent aware
Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 p...
Composite
55.8
Agent
26.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.8/100 · strong
Contract Quality
12.8 / 25
Developer Ergonomics
10.8 / 20
Access Clarity
16.8 / 20
Operational Transparency
6.5 / 13
Contract Governance
0.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
48
Utila Strong agent aware
Utila is an institutional digital asset wallet and stablecoin infrastructure platform for fintechs and enterprises. Built on MPC (multi-party computation) ke...
Composite
55.6
Agent
25.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.6/100 · strong
Contract Quality
14.9 / 25
Developer Ergonomics
11.1 / 20
Access Clarity
10.8 / 20
Operational Transparency
6.5 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
7.0 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
49
Algbra Strong agent native
Algbra is a UK values-based, sustainability-focused fintech operated by Algbra FS UK Limited (company number 12629086), an electronic money institution autho...
Composite
55.4
Agent
38.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.4/100 · strong
Contract Quality
14.8 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
8.9 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
13.3 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
50
Lithic Strong agent aware
Lithic is a card issuing and issuer-processor API platform for building virtual and physical card programs - authorization, clearing, KYC/KYB account holder ...
Composite
55.4
Agent
25.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.4/100 · strong
Contract Quality
15.4 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
13.7 / 20
Operational Transparency
7.5 / 13
Contract Governance
1.2 / 12
Discoverability
7.0 / 10
Regulatory · Payments
7.3 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
51
Narmi Strong agent native
Narmi is a digital banking platform for community banks and credit unions in the United States. The Narmi One platform unifies consumer and business digital ...
Composite
55.4
Agent
42.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.4/100 · strong
Contract Quality
16.8 / 25
Developer Ergonomics
14.9 / 20
Access Clarity
6.8 / 20
Operational Transparency
4.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
9.6 / 15
Agent readiness — 43/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
52
Sikoia Strong agent native
Sikoia is a UK-based (FCA-authorised AISP), ISO 27001-certified customer-verification platform for financial services. Its REST API automates KYC/KYB and onb...
Composite
55.3
Agent
39.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.3/100 · strong
Contract Quality
16.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
10.5 / 20
Operational Transparency
8.9 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
53
Spare Strong agent aware
Spare is a MENA-region open banking and open finance platform, licensed by the Central Bank of Bahrain as an Account Information Service Provider and Payment...
Composite
55.2
Agent
28.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.2/100 · strong
Contract Quality
14.6 / 25
Developer Ergonomics
15.6 / 20
Access Clarity
8.7 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
8.9 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
54
Jiko Strong agent ready
Jiko is a fintech infrastructure company that turns idle cash into US Treasury bills held in the customer's own name, combining a nationally chartered bank, ...
Composite
55.1
Agent
34.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.1/100 · strong
Contract Quality
10.4 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
10.0 / 20
Operational Transparency
7.2 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
9.4 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
55
Swan Strong agent ready
Swan is a European banking-as-a-service (BaaS) and embedded-finance platform that lets software companies embed banking features -- business accounts with na...
Composite
55.1
Agent
30.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.1/100 · strong
Contract Quality
10.4 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
12.1 / 20
Operational Transparency
5.5 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
9.4 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
56
Temenos Strong agent aware
APIs for Temenos banking and financial services platform, providing cloud-native, cloud-agnostic, API-first banking solutions including core banking, digital...
Composite
55.1
Agent
27.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.1/100 · strong
Contract Quality
17.1 / 25
Developer Ergonomics
12.1 / 20
Access Clarity
8.2 / 20
Operational Transparency
4.1 / 13
Contract Governance
3.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
8.7 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
57
Kontomatik Strong agent aware
Kontomatik is a Warsaw- and Vilnius-based PSD2-licensed open banking provider delivering bank data aggregation, KYC, credit scoring, income verification, tra...
Composite
55.0
Agent
21.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.0/100 · strong
Contract Quality
17.2 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
11.6 / 20
Operational Transparency
4.8 / 13
Contract Governance
3.5 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
4.2 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
58
Red Energy Strong agent aware
Red Energy Pty Ltd (ABN 60 107 479 372) is an Australian electricity and gas retailer, wholly owned by Snowy Hydro Ltd, that supplies more than a million res...
Composite
55.0
Agent
27.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 55.0/100 · strong
Contract Quality
13.6 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
10.5 / 20
Operational Transparency
8.9 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Energy & Utilities
9.5 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
59
Zepto Strong agent native
Zepto is a Gold Coast, Australia based account-to-account (A2A) payments company that gives merchants and platforms programmable, real-time access to Austral...
Composite
54.7
Agent
43.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 54.7/100 · strong
Contract Quality
16.0 / 25
Developer Ergonomics
11.5 / 20
Access Clarity
8.7 / 20
Operational Transparency
5.8 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 44/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Developing 186 39.3 – 54.2 Real signal across most facets with visible, nameable gaps.
60
Prometeo Developing agent ready
Prometeo is a LatAm-founded (Uruguay) fintech infrastructure company offering a single financial API over 7,500+ banking connections across the Americas. Pro...
Composite
54.2
Agent
33.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 54.2/100 · developing
Contract Quality
14.2 / 25
Developer Ergonomics
13.0 / 20
Access Clarity
11.1 / 20
Operational Transparency
5.5 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.1 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
61
Agicap Developing agent ready
Agicap is a European cash-flow and liquidity management platform headquartered in Lyon, France, backed by Partech and other investors. Its software helps bus...
Composite
54.1
Agent
43.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 54.1/100 · developing
Contract Quality
15.0 / 25
Developer Ergonomics
5.1 / 20
Access Clarity
9.5 / 20
Operational Transparency
4.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.2 / 15
Agent readiness — 43/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
62
SIX Developing agent ready
SIX operates the financial market infrastructure of Switzerland and Spain, including SIX Swiss Exchange, BME, and Swiss interbank clearing and securities ser...
Composite
54.1
Agent
44.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 54.1/100 · developing
Contract Quality
15.0 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
6.8 / 20
Operational Transparency
5.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 44/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
63
Lean Technologies Developing agent native
Lean Technologies is a MENA open finance and payments infrastructure platform serving the United Arab Emirates and Saudi Arabia. Its APIs let businesses conn...
Composite
53.8
Agent
53.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 53.8/100 · developing
Contract Quality
16.5 / 25
Developer Ergonomics
12.5 / 20
Access Clarity
7.4 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 53/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
64
Azupay Developing agent native
Azupay is an Australian real-time payments company that moves money over the New Payments Platform (NPP), the account-to-account rails operated by Australian...
Composite
53.7
Agent
40.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 53.7/100 · developing
Contract Quality
16.0 / 25
Developer Ergonomics
10.6 / 20
Access Clarity
7.6 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
8.7 / 15
Agent readiness — 41/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
65
Akoya Developing agent aware
Akoya operates a tokenized, consumer-permissioned data-access network for US open finance, reaching 4,500+ financial institutions and powering 7,500+ apps an...
Composite
53.5
Agent
25.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 53.5/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
13.4 / 20
Operational Transparency
5.5 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
66
Yapily Developing agent ready
Yapily is a UK-headquartered Open Banking platform that exposes a single REST API across 2,000+ banks in the UK and 18+ European countries. The platform prov...
Composite
53.5
Agent
37.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 53.5/100 · developing
Contract Quality
18.8 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Contract Governance
3.5 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
4.0 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
67
Sygnum Developing agent ready
Sygnum is a regulated digital asset banking group, headquartered in Zurich with a Singapore arm, that received a Swiss FINMA banking and securities dealer li...
Composite
53.4
Agent
37.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 53.4/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
10.5 / 20
Operational Transparency
2.7 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.2 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
68
Griffin Developing agent ready
Griffin is a UK-regulated bank (Financial Conduct Authority authorised, Prudential Regulation Authority regulated) offering Banking-as-a-Service via a REST A...
Composite
53.3
Agent
33.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 53.3/100 · developing
Contract Quality
15.9 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
7.6 / 20
Operational Transparency
6.5 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
69
first direct Developing agent ready
first direct is a telephone- and internet-based retail bank and a division of HSBC UK Bank plc, headquartered in Leeds, England and launched in 1989. It offe...
Composite
53.1
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 53.1/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
13.7 / 20
Access Clarity
6.8 / 20
Operational Transparency
4.8 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
70
Simplifi/Simplifipay Developing agent ready
SimpliFi (simplifipay.com) is a Cards-as-a-Service platform powering virtual and physical card programs for fintechs, startups, and enterprises across the GC...
Composite
53.1
Agent
30.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 53.1/100 · developing
Contract Quality
16.9 / 25
Developer Ergonomics
12.7 / 20
Access Clarity
8.4 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
9.8 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
71
Fipto Developing agent ready
Fipto is a Paris-based enterprise stablecoin payments and multi-currency accounts platform that lets businesses send and receive both fiat and stablecoin pay...
Composite
52.7
Agent
33.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 52.7/100 · developing
Contract Quality
14.4 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
10.0 / 20
Operational Transparency
2.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
10.3 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
72
Zai Developing agent ready
Zai (hellozai.com, formerly Assembly Payments / Assembly) is an Australian payments and Payments-as-a-Service provider headquartered in Melbourne. Zai gives ...
Composite
52.6
Agent
41.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 52.6/100 · developing
Contract Quality
16.2 / 25
Developer Ergonomics
11.1 / 20
Access Clarity
7.9 / 20
Operational Transparency
2.9 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Payments
12.2 / 15
Agent readiness — 42/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
73
JPMorgan Chase Developing agent native
JPMorgan Chase is a leading global financial services firm and one of the largest banking institutions in the United States, with operations across investmen...
Composite
52.5
Agent
43.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 52.5/100 · developing
Contract Quality
17.9 / 25
Developer Ergonomics
11.9 / 20
Access Clarity
7.4 / 20
Operational Transparency
5.5 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 44/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
74
The Bank of London Developing agent ready
The Bank of London (TBOL) is a UK principal clearing bank and Banking-as-a-Service provider, authorised by the Bank of England's Prudential Regulation Author...
Composite
52.2
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 52.2/100 · developing
Contract Quality
14.4 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
10.5 / 20
Operational Transparency
6.8 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
75
Revolut Developing agent native
Revolut is a global financial technology company providing banking, payments, cards, foreign exchange, savings, and crypto services to retail and business cu...
Composite
52.0
Agent
49.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 52.0/100 · developing
Contract Quality
17.6 / 25
Developer Ergonomics
13.6 / 20
Access Clarity
1.6 / 20
Operational Transparency
5.8 / 13
Contract Governance
0.5 / 12
Discoverability
6.3 / 10
Regulatory · Payments
9.4 / 15
Agent readiness — 49/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
76
VoPay Developing agent ready
VoPay is a Vancouver, Canada based fintech offering an API-first embedded finance and payments-as-a-service platform that lets software companies, marketplac...
Composite
51.9
Agent
38.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 51.9/100 · developing
Contract Quality
14.6 / 25
Developer Ergonomics
11.5 / 20
Access Clarity
8.9 / 20
Operational Transparency
5.8 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 39/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
77
AltScore Developing agent ready
AltScore is a B2B credit infrastructure platform for Latin America — the "Rails of Lending" that lets any company build, embed, and deploy credit products in...
Composite
51.8
Agent
31.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 51.8/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
15.7 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
10.7 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
78
Deutsche Bank Developing agent ready
Deutsche Bank is a global financial institution headquartered in Frankfurt, providing retail, corporate and investment banking, asset management and wealth m...
Composite
51.8
Agent
39.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 51.8/100 · developing
Contract Quality
14.1 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
12.7 / 15
Agent readiness — 39/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
79
PayWithMyBank (Trustly) Developing agent native
PayWithMyBank is the U.S. "Pay by Bank" brand of Trustly, a global open-banking payments provider that lets merchants accept payments directly from a consume...
Composite
51.4
Agent
50.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 51.4/100 · developing
Contract Quality
14.9 / 25
Developer Ergonomics
14.6 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 51/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
80
Toqio Developing agent ready
Toqio is an embedded finance platform that lets corporates and financial institutions design, launch, and scale financial products — accounts, payments, card...
Composite
51.4
Agent
30.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 51.4/100 · developing
Contract Quality
14.3 / 25
Developer Ergonomics
9.9 / 20
Access Clarity
5.0 / 20
Operational Transparency
2.9 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Payments
10.7 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
81
Bond Developing agent aware
Bond Financial Technologies is an enterprise-grade banking-as-a-service (BaaS) and embedded finance platform that lets software companies and fintechs embed ...
Composite
51.0
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 51.0/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Payments
8.9 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
82
CloudWalk Developing agent ready
CloudWalk, Inc. is a Sunnyvale- and São Paulo-based payments and financial-infrastructure company that builds an AI-native transaction layer for small busine...
Composite
50.9
Agent
30.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 50.9/100 · developing
Contract Quality
14.1 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
8.4 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
83
Enable Banking Developing agent aware
Enable Banking is a Finland-based Open Banking connectivity engine and licensed PSD2 Account Information Service Provider (AISP) regulated by the Finnish Fin...
Composite
50.9
Agent
26.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 50.9/100 · developing
Contract Quality
18.0 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.4 / 13
Contract Governance
3.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
84
Upward Financial Developing agent ready
Upward Financial (Upwardli) is a Techstars-backed embedded-finance platform that lets banks, fintechs, and gig platforms launch credit products for their cus...
Composite
50.8
Agent
36.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 50.8/100 · developing
Contract Quality
14.1 / 25
Developer Ergonomics
12.7 / 20
Access Clarity
4.2 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
8.2 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
85
Chariot Developing agent native
Chariot is the leading payments platform for charitable giving, best known for DAFpay — the first donor-advised fund (DAF) payment option, named one of TIME'...
Composite
50.7
Agent
53.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 50.7/100 · developing
Contract Quality
16.4 / 25
Developer Ergonomics
8.0 / 20
Access Clarity
8.9 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.5 / 15
Agent readiness — 53/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
86
Modulr Developing agent native
Modulr is a United Kingdom-based embedded payments and Banking-as-a-Service platform that lets businesses and software platforms open programmable eMoney acc...
Composite
50.4
Agent
49.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 50.4/100 · developing
Contract Quality
15.8 / 25
Developer Ergonomics
9.6 / 20
Access Clarity
4.2 / 20
Operational Transparency
7.2 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
7.7 / 15
Agent readiness — 50/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
87
LendAPI Developing agent ready
LendAPI is a no-code / low-code loan origination and digital account-opening platform for banks, credit unions, fintechs and embedded-finance programs. Its P...
Composite
50.3
Agent
37.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 50.3/100 · developing
Contract Quality
15.6 / 25
Developer Ergonomics
11.5 / 20
Access Clarity
10.5 / 20
Operational Transparency
0.9 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
88
Aeropay Developing agent native
Aeropay is a Chicago-based fintech operating a pay-by-bank network that moves money directly between consumer bank accounts and merchants over ACH, Request f...
Composite
49.9
Agent
42.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.9/100 · developing
Contract Quality
14.6 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
9.5 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 43/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
89
Shieldpay Developing agent aware
Shieldpay is an FCA-authorised (firm reference 770210) payments platform built for the UK legal and professional-services sector, offering a regulated altern...
Composite
49.8
Agent
25.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.8/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
8.7 / 20
Operational Transparency
4.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
90
Fiat Republic Developing agent aware
Fiat Republic is a UK- and EU-regulated Banking-as-a-Service provider that gives crypto platforms, exchanges and stablecoin issuers a single API and single l...
Composite
49.7
Agent
28.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.7/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
4.7 / 20
Operational Transparency
10.6 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
91
Finicity Developing agent aware
Finicity, LLC is a Utah-based financial-data aggregator and open-finance technology provider acquired by Mastercard in 2020 and now operating as Mastercard O...
Composite
49.7
Agent
23.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.7/100 · developing
Contract Quality
16.4 / 25
Developer Ergonomics
15.1 / 20
Access Clarity
2.6 / 20
Operational Transparency
6.5 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.3 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
92
Westpac Banking Corporation Developing agent aware
Westpac Banking Corporation is Australia's oldest bank and company, founded in 1817 as the Bank of New South Wales, and is one of the country's "Big Four" ba...
Composite
49.7
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.7/100 · developing
Contract Quality
13.3 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
8.4 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.7 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
93
Pinwheel Developing agent aware
Pinwheel is the leading payroll connectivity platform providing a REST API for direct deposit switching, income verification, employment history, and tax for...
Composite
49.6
Agent
24.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.6/100 · developing
Contract Quality
17.8 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
11.6 / 20
Operational Transparency
6.8 / 13
Contract Governance
3.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
4.2 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
94
Solaris Developing agent aware
Solaris SE is a Berlin-based embedded-finance / Banking-as-a-Service platform operating on a full German CRR commercial banking license. Its REST API lets pa...
Composite
49.6
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.6/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
3.7 / 20
Operational Transparency
6.5 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
11.7 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
95
Uzum Developing agent ready
Uzum is an Uzbekistan-based digital ecosystem headquartered in Tashkent that bundles e-commerce, fintech and digital banking into a single group: Uzum Market...
Composite
49.5
Agent
38.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.5/100 · developing
Contract Quality
13.7 / 25
Developer Ergonomics
11.5 / 20
Access Clarity
8.4 / 20
Operational Transparency
3.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.4 / 10
Regulatory · Payments
10.3 / 15
Agent readiness — 39/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
96
IF Developing agent ready
Integrated Finance (IF) is a modular fintech infrastructure platform — a "financial operating system" — that lets companies build banking, card, and payment ...
Composite
49.1
Agent
35.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.1/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
10.2 / 20
Access Clarity
5.8 / 20
Operational Transparency
6.5 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
11.3 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
97
Weatherbys Bank Developing agent aware
Weatherbys Bank is a small, family-owned UK private bank, part of the Weatherbys Banking Group, trading since James Weatherby founded the family business in ...
Composite
49.1
Agent
26.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 49.1/100 · developing
Contract Quality
8.4 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
15.7 / 20
Operational Transparency
2.1 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
98
Nopan Developing agent ready
Nopan is a specialized Payment Service Provider (PSP), built by former merchants and Netflix payments leaders, focused exclusively on European account and wa...
Composite
48.9
Agent
35.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.9/100 · developing
Contract Quality
14.3 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.8 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
99
N3XT Developing agent ready
N3XT is a Wyoming state-chartered Special Purpose Depository Institution (SPDI) offering instant, 24/7/365 USD payment settlement for business-to-business tr...
Composite
48.8
Agent
45.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.8/100 · developing
Contract Quality
14.0 / 25
Developer Ergonomics
13.5 / 20
Access Clarity
6.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.3 / 15
Agent readiness — 46/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
100
Augustus Developing agent ready
Augustus (formerly Ivy, getivy.io) is a global payments and banking platform that lets developers move money between fiat and stablecoins, accept Open Bankin...
Composite
48.6
Agent
31.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.6/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
5.5 / 20
Operational Transparency
3.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
101
Sibill Developing agent ready
Sibill is an Italian fintech platform that centralizes financial and administrative management for small and medium-sized businesses (PMI). It unifies electr...
Composite
48.5
Agent
33.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.5/100 · developing
Contract Quality
14.4 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
7.6 / 20
Operational Transparency
5.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
102
Simply Energy Developing agent aware
Simply Energy is the former brand of the Australian electricity and gas retailer that now trades as ENGIE, operated by IPower Pty Ltd (ACN 111 267 228) and I...
Composite
48.5
Agent
26.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.5/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
9.6 / 13
Contract Governance
2.2 / 12
Discoverability
6.5 / 10
Regulatory · Energy & Utilities
9.7 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
103
Stark Bank Developing agent ready
Stark Bank is a regulated Brazilian financial institution (authorized by the Banco Central do Brasil, not a payment service provider) that exposes end-to-end...
Composite
48.5
Agent
33.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.5/100 · developing
Contract Quality
16.1 / 25
Developer Ergonomics
14.4 / 20
Access Clarity
3.2 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.2 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
104
LendKey Developing agent ready
LendKey Technologies is a New York based digital lending platform that lets credit unions and community banks originate, fund and service consumer loans with...
Composite
48.3
Agent
36.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.3/100 · developing
Contract Quality
14.9 / 25
Developer Ergonomics
10.8 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
105
TreasurySpring Developing agent native
TreasurySpring is a digital platform for institutional cash management that helps organisations holding large excess cash balances minimise risk, maximise re...
Composite
48.1
Agent
45.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.1/100 · developing
Contract Quality
16.5 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
5.5 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
5.9 / 15
Agent readiness — 46/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
106
Defacto Developing agent ready
Defacto is an ACPR-authorized French fintech providing instant, embedded financing for small and medium-sized businesses across Europe. Through a single REST...
Composite
48.0
Agent
32.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 48.0/100 · developing
Contract Quality
15.3 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
8.7 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
7.0 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
107
Nymcard Developing agent aware
NymCard is a MENA-based, full-stack payments infrastructure provider whose nCore platform gives banks, fintechs and enterprises RESTful APIs to launch and ma...
Composite
47.9
Agent
26.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.9/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
5.0 / 20
Operational Transparency
4.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
9.4 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
108
Anchorage Digital Developing agent native
Anchorage Digital is the first federally chartered crypto bank in the U.S., providing institutional-grade digital asset infrastructure through its integrated...
Composite
47.8
Agent
47.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.8/100 · developing
Contract Quality
16.3 / 25
Developer Ergonomics
4.6 / 20
Access Clarity
5.5 / 20
Operational Transparency
10.6 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 48/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
109
Starling Bank Developing agent aware
Starling Bank is a UK app-only digital challenger bank founded in 2014 by Anne Boden and headquartered in London, holding a full UK banking licence and autho...
Composite
47.8
Agent
25.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.8/100 · developing
Contract Quality
8.2 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
15.7 / 20
Operational Transparency
3.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.3 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
110
Virgin Money UK Developing agent native
Virgin Money UK is a full-service UK retail and business bank, operating the Virgin Money, Clydesdale Bank, Yorkshire Bank, and B brands across personal curr...
Composite
47.8
Agent
39.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.8/100 · developing
Contract Quality
8.2 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
11.4 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
111
Slope Developing agent ready
Slope is a fintech company providing credit infrastructure for business lending - an embedded buy-now-pay-later (BNPL) and working-capital solution that lets...
Composite
47.7
Agent
35.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.7/100 · developing
Contract Quality
15.9 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
5.6 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
5.9 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
112
Telleroo Developing agent aware
Telleroo is a UK bulk payments platform that automates supplier and payroll payments for businesses, accountants and bookkeepers. It provisions a ring-fenced...
Composite
47.7
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.7/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.1 / 20
Access Clarity
8.9 / 20
Operational Transparency
3.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
113
TD Bank Developing agent aware
TD Bank, N.A. (America's Most Convenient Bank) is the U.S. retail and commercial subsidiary of Toronto-Dominion Bank, serving more than 10 million customers ...
Composite
47.6
Agent
24.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.6/100 · developing
Contract Quality
12.6 / 25
Developer Ergonomics
6.2 / 20
Access Clarity
10.0 / 20
Operational Transparency
6.2 / 13
Contract Governance
3.5 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
114
Alliance Data Systems (Bread Financial Holdings) Developing agent aware
Alliance Data Systems Corporation (ADS) was a Plano/Columbus-based financial and marketing services holding company built in 1996 from the merger of J.C. Pen...
Composite
47.5
Agent
24.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.5/100 · developing
Contract Quality
15.5 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
7.9 / 20
Operational Transparency
5.1 / 13
Contract Governance
3.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
115
Tesser Developing agent ready
Tesser is a New York-based stablecoin payments infrastructure company that lets licensed financial institutions, banks, fintechs, and payment service provide...
Composite
47.3
Agent
43.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.3/100 · developing
Contract Quality
14.6 / 25
Developer Ergonomics
14.8 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 44/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
116
ClearBank Developing agent ready
ClearBank is a UK clearing and Banking-as-a-Service bank, founded in 2015 by Nick Ogden (founder of WorldPay) and Charles McManus and granted a banking licen...
Composite
47.2
Agent
35.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.2/100 · developing
Contract Quality
12.1 / 25
Developer Ergonomics
12.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
5.8 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
6.6 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
117
Datanomik Developing agent aware
Datanomik is a Brazilian open finance and treasury-management platform that gives mid-to-large enterprises real-time, consolidated visibility across their ba...
Composite
47.1
Agent
26.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.1/100 · developing
Contract Quality
13.2 / 25
Developer Ergonomics
11.5 / 20
Access Clarity
7.1 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
118
Soldo Developing agent ready
Soldo is a pan-European spend management and prepaid business card platform that pairs Mastercard company cards with software for budgeting, expense tracking...
Composite
47.1
Agent
30.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.1/100 · developing
Contract Quality
16.8 / 25
Developer Ergonomics
10.6 / 20
Access Clarity
6.3 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.5 / 12
Discoverability
5.2 / 10
Regulatory · Payments
9.1 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
119
OSFI Developing agent aware
The Office of the Superintendent of Financial Institutions (OSFI / BSIF) is Canada's federal prudential regulator, supervising more than 400 federally regula...
Composite
47.0
Agent
10.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 47.0/100 · developing
Contract Quality
6.7 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
8.4 / 20
Operational Transparency
6.8 / 13
Contract Governance
4.0 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
5.7 / 15
Agent readiness — 10/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
120
Pliant Developing agent ready
Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banki...
Composite
46.8
Agent
32.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.8/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
8.4 / 20
Operational Transparency
4.3 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
9.4 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
121
Up Developing agent ready
Up is an Australian digital-only neobank founded in 2018 as a collaboration between Melbourne software company Ferocia and Bendigo and Adelaide Bank. Up is n...
Composite
46.8
Agent
48.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.8/100 · developing
Contract Quality
14.2 / 25
Developer Ergonomics
9.9 / 20
Access Clarity
8.9 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 48/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
122
St.George Bank Developing agent aware
St.George Bank is one of Australia's largest retail and business banks and a division of Westpac Banking Corporation (ASX:WBC), one of the country's "Big Fou...
Composite
46.6
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.6/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
12.7 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
123
Bank First Developing agent aware
Bank First is an Australian customer-owned mutual bank headquartered in Hawthorn East, Victoria. Founded in 1972 as VTU Credit Union by members of the Victor...
Composite
46.5
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.5/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
124
Rollee Developing agent ready
Rollee is an Open Finance / employment-data platform that lets fintechs, lenders, and HR platforms verify the income, employment, and work history of both sa...
Composite
46.5
Agent
32.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.5/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
11.5 / 20
Access Clarity
10.0 / 20
Operational Transparency
2.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
125
Triodos Bank UK Developing agent ready
Triodos Bank UK Limited is a values-based, sustainability-focused bank headquartered in Bristol, England, and the UK arm of Triodos Bank N.V. (founded 1980, ...
Composite
46.5
Agent
28.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.5/100 · developing
Contract Quality
12.2 / 25
Developer Ergonomics
9.9 / 20
Access Clarity
5.0 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
14.2 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
126
Connexis Cash Developing agent ready
Connexis Cash is BNP Paribas's corporate digital banking and cash management platform. It gives multinational corporates a unified online channel for payment...
Composite
46.4
Agent
31.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.4/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
12.0 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
9.7 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
127
Danske Bank (UK) Developing agent native
Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in Belfast and the largest bank in Northern Ireland...
Composite
46.4
Agent
39.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.4/100 · developing
Contract Quality
14.6 / 25
Developer Ergonomics
9.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
12.3 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
128
Yorkshire Building Society Developing agent native
Yorkshire Building Society (YBS) is a UK mutual building society founded in 1864 and headquartered in Bradford, West Yorkshire. As a member-owned mutual rath...
Composite
46.3
Agent
46.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.3/100 · developing
Contract Quality
15.2 / 25
Developer Ergonomics
12.7 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 46/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
129
TrueLayer Developing agent ready
TrueLayer is Europe's leading open banking platform providing unified access to bank data, payments, payouts, refunds, and variable recurring payments across...
Composite
46.2
Agent
35.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.2/100 · developing
Contract Quality
16.5 / 25
Developer Ergonomics
10.2 / 20
Access Clarity
4.7 / 20
Operational Transparency
2.9 / 13
Contract Governance
3.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.1 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
130
Allica Bank Developing agent native
Allica Bank Limited is a UK financial-technology bank built specifically for established small and medium-sized businesses, offering business current account...
Composite
46.0
Agent
50.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.0/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 50/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
131
Cable Developing agent aware
Cable is an automated compliance and financial-crime assurance platform for banks, fintechs, and crypto companies. Based on transaction, customer, screening,...
Composite
46.0
Agent
27.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 46.0/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
11.1 / 20
Access Clarity
8.7 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
132
Truist Financial Developing agent aware
Truist Financial Corporation is a purpose-driven financial services company headquartered in Charlotte, North Carolina, formed by the merger of BB&T and SunT...
Composite
45.9
Agent
26.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.9/100 · developing
Contract Quality
15.8 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
8.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
3.8 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
9.5 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
133
WealthKernel Developing agent aware
WealthKernel is a UK- and EU-regulated digital investing infrastructure provider that offers "investing as a service" through a single REST API. It supplies ...
Composite
45.9
Agent
27.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.9/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
8.4 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
134
Holvi Developing agent aware
Holvi is a Finnish digital business-banking service for freelancers, founders and small businesses, founded in Helsinki in 2011 and operating as a regulated ...
Composite
45.8
Agent
21.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.8/100 · developing
Contract Quality
14.1 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
7.6 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.5 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
135
Modern Treasury Developing agent ready
Modern Treasury is a money movement platform unifying ACH, wires, RTP, checks, FX, and reconciliation across multiple bank partners. Operates as the financia...
Composite
45.8
Agent
32.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.8/100 · developing
Contract Quality
14.1 / 25
Developer Ergonomics
5.5 / 20
Access Clarity
10.5 / 20
Operational Transparency
3.4 / 13
Contract Governance
1.2 / 12
Discoverability
6.7 / 10
Regulatory · Payments
7.3 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
136
Jack Henry & Associates Developing agent aware
Jack Henry & Associates (Nasdaq: JKHY) is an S&P 500 financial technology company that provides core banking, payments, lending, digital banking, and fraud-p...
Composite
45.7
Agent
25.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.7/100 · developing
Contract Quality
14.7 / 25
Developer Ergonomics
13.3 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.7 / 13
Contract Governance
6.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
137
C. Hoare & Co. Developing agent ready
C. Hoare & Co. (Hoares Bank) is the United Kingdom's oldest privately-owned bank, founded in 1672 by Sir Richard Hoare and owned continuously by the Hoare fa...
Composite
45.5
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.5/100 · developing
Contract Quality
13.2 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
138
Upgrade Developing agent ready
Upgrade is a San Francisco-based consumer fintech offering personal loans, the Upgrade Card, Rewards Checking, savings accounts, and Flex Pay — the buy now, ...
Composite
45.5
Agent
32.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.5/100 · developing
Contract Quality
3.3 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
8.7 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Payments
8.4 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
139
Atlar Developing agent native
Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment man...
Composite
45.4
Agent
42.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.4/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
9.5 / 20
Operational Transparency
5.6 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 43/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
140
GoCardless Developing agent aware
GoCardless is a global account-to-account payments platform specializing in pull-based bank debit (UK Bacs, SEPA Direct Debit, ACH, BECS, PAD, Autogiro) and ...
Composite
45.4
Agent
22.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.4/100 · developing
Contract Quality
14.4 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
6.3 / 20
Operational Transparency
4.4 / 13
Contract Governance
1.4 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.6 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
141
Alinta Energy Developing agent aware
Alinta Energy is one of Australia's largest integrated energy retailers and generators, owned by Hong Kong-based Chow Tai Fook Enterprises, supplying electri...
Composite
45.3
Agent
26.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.3/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
8.6 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Energy & Utilities
8.5 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
142
Diebold Nixdorf Developing agent ready
Diebold Nixdorf is a global provider of connected commerce technology for the financial and retail industries — ATMs and self-service terminals, retail point...
Composite
45.2
Agent
41.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.2/100 · developing
Contract Quality
15.4 / 25
Developer Ergonomics
10.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.0 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 42/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
143
Green Check Verified Developing agent ready
Green Check Verified (Green Check) is a New Haven, Connecticut specialty-banking compliance platform founded in 2017 that sits between financial institutions...
Composite
45.2
Agent
45.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.2/100 · developing
Contract Quality
14.1 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 46/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
144
Form3 Developing agent ready
Form3 is a United Kingdom-headquartered, cloud-native payments technology company offering account-to-account payment processing as a single, unified REST AP...
Composite
45.1
Agent
36.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.1/100 · developing
Contract Quality
14.6 / 25
Developer Ergonomics
5.6 / 20
Access Clarity
7.4 / 20
Operational Transparency
4.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.0 / 10
Regulatory · Payments
10.8 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
145
Synchrony Financial Developing agent aware
Synchrony Financial is one of the nation's premier consumer financial services companies, providing a range of credit products through programs established w...
Composite
45.0
Agent
21.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 45.0/100 · developing
Contract Quality
15.7 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Contract Governance
3.5 / 12
Discoverability
6.3 / 10
Regulatory · Payments
7.3 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
146
BankVic Developing agent aware
BankVic is an Australian customer-owned mutual bank and the trading name of Police Financial Services Limited, an authorised deposit-taking institution (ADI)...
Composite
44.8
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.8/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
6.3 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.3 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
147
Orum Developing agent ready
Orum is a payments infrastructure company that lets businesses move money and verify bank accounts through a single unified API. Its Deliver product provides...
Composite
44.8
Agent
38.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.8/100 · developing
Contract Quality
15.9 / 25
Developer Ergonomics
12.7 / 20
Access Clarity
1.6 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.4 / 15
Agent readiness — 39/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
148
The Co-operative Bank Developing agent aware
The Co-operative Bank plc is a UK high-street retail and commercial bank, headquartered in Manchester and long known for its customer-led ethical banking pol...
Composite
44.8
Agent
23.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.8/100 · developing
Contract Quality
8.2 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
4.7 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.0 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
149
ModernFi Developing agent native
ModernFi operates institution-owned deposit networks for U.S. banks and credit unions, giving them infrastructure to grow deposits, extend reciprocal deposit...
Composite
44.6
Agent
46.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.6/100 · developing
Contract Quality
13.2 / 25
Developer Ergonomics
12.7 / 20
Access Clarity
2.1 / 20
Operational Transparency
5.5 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.5 / 15
Agent readiness — 46/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
150
ModusBox Developing agent aware
ModusBox now operates as PortX, Inc. — modusbox.com 301s to portx.io. PortX is an AI-native integration platform (iPaaS) purpose-built for community banks, c...
Composite
44.5
Agent
18.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.5/100 · developing
Contract Quality
6.7 / 25
Developer Ergonomics
11.4 / 20
Access Clarity
10.0 / 20
Operational Transparency
4.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
151
Capital One Developing agent aware
Capital One is a US money-center bank and financial services company offering credit cards, checking and savings accounts, loans, and auto financing. Through...
Composite
44.4
Agent
18.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.4/100 · developing
Contract Quality
9.3 / 25
Developer Ergonomics
11.4 / 20
Access Clarity
8.2 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
7.4 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
152
Charles Schwab Developing agent aware
Charles Schwab is a financial services company providing brokerage, banking, asset management, and financial advisory services to individual investors and in...
Composite
44.4
Agent
26.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.4/100 · developing
Contract Quality
14.8 / 25
Developer Ergonomics
9.5 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
153
IMB Bank Developing agent ready
IMB Bank (IMB Ltd, ABN 92 087 651 974) is a member-owned Australian mutual bank founded in 1880 as the Illawarra Mutual Building Society in Wollongong, New S...
Composite
44.3
Agent
39.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.3/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
5.8 / 20
Operational Transparency
3.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 39/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
154
Montonio Developing agent aware
Montonio is an Estonian fintech providing a unified payments and shipping platform for e-commerce merchants across the Baltics, Poland, and Finland. Its deve...
Composite
44.3
Agent
26.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.3/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
14.6 / 20
Access Clarity
7.6 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
155
Suncorp Bank Developing agent ready
Suncorp Bank is an Australian retail and business bank headquartered in Brisbane, Queensland, offering transaction and savings accounts, home and personal le...
Composite
44.3
Agent
36.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.3/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
5.0 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.1 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
156
Temenos Transact Developing agent aware
Core banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, transactions, payments, loans, and customer manage...
Composite
44.3
Agent
27.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.3/100 · developing
Contract Quality
17.7 / 25
Developer Ergonomics
10.2 / 20
Access Clarity
7.4 / 20
Operational Transparency
2.1 / 13
Contract Governance
1.6 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
4.0 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
157
Newcastle Permanent Building Society Developing agent ready
Newcastle Permanent Building Society is a customer-owned Australian authorised deposit-taking institution (ADI) founded in 1903 and headquartered in Newcastl...
Composite
44.1
Agent
34.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.1/100 · developing
Contract Quality
12.9 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
5.8 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
13.1 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
158
Qudos Bank Developing agent aware
Qudos Bank is an Australian customer-owned (mutual) bank that has been 100% customer-owned since 1959, serving members with everyday transaction and savings ...
Composite
44.1
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.1/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
9.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
159
Regional Australia Bank Developing agent aware
Regional Australia Bank is a customer-owned (mutual) authorised deposit-taking institution (ADI) headquartered in Armidale and Port Macquarie, New South Wale...
Composite
44.1
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.1/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
160
BMO Developing agent ready
BMO Bank N.A. is the U.S. banking subsidiary of Canada's Bank of Montreal (BMO Financial Group), a nationally chartered commercial bank supervised by the Off...
Composite
44.0
Agent
31.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.0/100 · developing
Contract Quality
15.8 / 25
Developer Ergonomics
10.8 / 20
Access Clarity
4.7 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
161
KeyCorp Developing agent native
KeyCorp (KeyBank) is one of the nation's largest bank-based financial services companies and a super-regional commercial bank headquartered in Cleveland, Ohi...
Composite
44.0
Agent
40.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 44.0/100 · developing
Contract Quality
17.1 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
5.1 / 15
Agent readiness — 40/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
162
Australia and New Zealand Banking Group (ANZ) Developing agent aware
Australia and New Zealand Banking Group Limited (ANZ) is one of Australia's "Big Four" banks, a publicly listed company (ASX and NZX code ANZ) headquartered ...
Composite
43.9
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.9/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
163
Chime Developing agent aware
Chime is a neobank and fintech platform offering fee-free checking and savings accounts, early paycheck access, credit building, and peer-to-peer payment fea...
Composite
43.9
Agent
25.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.9/100 · developing
Contract Quality
16.4 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
10.0 / 20
Operational Transparency
4.8 / 13
Contract Governance
1.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
4.4 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
164
Teachers Mutual Bank Developing agent aware
Teachers Mutual Bank is an Australian customer-owned mutual bank and a brand of Teachers Mutual Bank Limited (TMBL), an authorised deposit-taking institution...
Composite
43.8
Agent
24.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.8/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
5.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
165
BCB Group Developing agent ready
BCB Group is a regulated, multi-jurisdictional payments infrastructure provider connecting traditional finance with digital assets for financial institutions...
Composite
43.7
Agent
38.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.7/100 · developing
Contract Quality
14.9 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
7.1 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
166
BCU Bank Developing agent aware
BCU Bank is a customer-owned banking brand operated by Police & Nurses Limited (ABN 69 087 651 876), the mutual bank formed when Bananacoast Community Credit...
Composite
43.6
Agent
21.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.6/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
5.8 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
12.7 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
167
Financial Data Exchange (FDX) Developing agent ready
Financial Data Exchange (FDX) is a non-profit industry standards body operating in the US and Canada that produces the FDX API, a royalty-free REST standard ...
Composite
43.6
Agent
34.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.6/100 · developing
Contract Quality
15.8 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Contract Governance
1.2 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
168
Interhyp Developing agent ready
Interhyp AG is Germany's leading platform for residential mortgage financing (Baufinanzierung), connecting homebuyers and partners with the best financing op...
Composite
43.6
Agent
32.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.6/100 · developing
Contract Quality
14.5 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
6.8 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
169
Era Developing agent aware
Era is an AI-native personal finance platform that connects a user's bank accounts to any MCP-compatible AI assistant — Claude, ChatGPT, Gemini, Cursor, and ...
Composite
43.5
Agent
17.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.5/100 · developing
Contract Quality
0.0 / 25
Developer Ergonomics
10.8 / 20
Access Clarity
12.6 / 20
Operational Transparency
5.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
170
Lemon Cash Developing agent aware
Lemon Cash is a Latin American digital-money app operated in Argentina by Bay Treasure Caramel S.A., registered as a virtual asset service provider (PSAV N° ...
Composite
43.2
Agent
6.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.2/100 · developing
Contract Quality
0.0 / 25
Developer Ergonomics
14.6 / 20
Access Clarity
8.4 / 20
Operational Transparency
6.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
8.4 / 15
Agent readiness — 6/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
171
Bank of Queensland Developing agent aware
Bank of Queensland Limited (ASX code BOQ) is one of Australia's oldest banks, founded in Brisbane in 1874, and today an APRA-regulated authorised deposit-tak...
Composite
43.1
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.1/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
172
Equifax Developing agent aware
Equifax is a consumer credit reporting agency that collects and aggregates information on individuals' credit history, including borrowing and repayment habi...
Composite
43.1
Agent
7.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.1/100 · developing
Contract Quality
0.0 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
11.6 / 20
Operational Transparency
8.9 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Agent readiness — 8/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
173
Great Southern Bank Developing agent ready
Great Southern Bank is one of Australia's largest customer-owned (mutual) banks, operating as a business name of Credit Union Australia Ltd (ABN 44 087 650 9...
Composite
43.1
Agent
34.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 43.1/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
174
Credilinq.ai Developing agent ready
CrediLinq is a Singapore-founded embedded-finance and B2B lending fintech that lets platforms and marketplaces offer white-labeled credit to their business c...
Composite
42.9
Agent
37.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.9/100 · developing
Contract Quality
15.3 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
6.8 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
175
Oper Credits Developing agent ready
Oper Credits is a Belgian digital mortgage origination platform (Brussels, founded 2019) that lets banks, lenders, insurers, and brokers offer and process en...
Composite
42.9
Agent
30.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.9/100 · developing
Contract Quality
14.1 / 25
Developer Ergonomics
4.2 / 20
Access Clarity
7.4 / 20
Operational Transparency
2.7 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
176
Tribe Payments Developing agent ready
Tribe Payments is a London, United Kingdom-based payments technology company and issuer/acquirer processor that gives banks, acquirers, and fintechs a modula...
Composite
42.8
Agent
35.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.8/100 · developing
Contract Quality
13.1 / 25
Developer Ergonomics
5.6 / 20
Access Clarity
6.3 / 20
Operational Transparency
5.1 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Payments
10.3 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
177
Investec Developing agent ready
Investec is an international specialist bank and wealth manager, dual-listed on the London Stock Exchange and Johannesburg Stock Exchange and operating throu...
Composite
42.7
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.7/100 · developing
Contract Quality
13.6 / 25
Developer Ergonomics
13.7 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
178
Montran Developing agent aware
Montran Corporation provides technologically advanced critical payments, cash management, and securities solutions to commercial banks, corporates, central b...
Composite
42.7
Agent
27.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.7/100 · developing
Contract Quality
16.3 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.2 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
8.7 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
179
UK Open Banking Developing agent ready
UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring payments, and confirmation of funds for regu...
Composite
42.7
Agent
33.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.7/100 · developing
Contract Quality
14.1 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
10.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
1.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
180
Djamo Developing agent aware
Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa ca...
Composite
42.6
Agent
23.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.6/100 · developing
Contract Quality
11.2 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
8.9 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
181
HSBC Bank Australia Developing agent ready
HSBC Bank Australia Limited is the Australian banking subsidiary of the global HSBC Group (HSBC Holdings plc), operating as an Authorised Deposit-taking Inst...
Composite
42.6
Agent
36.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.6/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
10.6 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
182
Verituity Developing agent ready
Verituity is a McLean, Virginia payment integrity platform that verifies the file, the payee, the account and the payment instruction at the moment of author...
Composite
42.6
Agent
29.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.6/100 · developing
Contract Quality
12.0 / 25
Developer Ergonomics
11.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
183
Bud Financial Developing agent native
Bud Financial (formerly Bud, thisisbud.com) is a UK-based fintech infrastructure company providing AI-driven Open Banking aggregation, transaction enrichment...
Composite
42.5
Agent
46.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.5/100 · developing
Contract Quality
17.2 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
7.9 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.6 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 47/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
184
Hampden & Co Developing agent ready
Hampden & Co (trading as Hampden Bank since March 2024) is an independent UK private bank headquartered at 20/21 Charlotte Square, Edinburgh, with offices in...
Composite
42.5
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.5/100 · developing
Contract Quality
13.6 / 25
Developer Ergonomics
5.6 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
185
MX Platform Developing agent aware
The MX Platform API is a powerful, fully-featured API designed to make aggregating and enhancing financial data easy and reliable. It can seamlessly connect ...
Composite
42.5
Agent
27.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.5/100 · developing
Contract Quality
14.7 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
10.3 / 20
Operational Transparency
6.8 / 13
Contract Governance
0.0 / 12
Discoverability
6.1 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
186
Energy Queensland Developing agent aware
Energy Queensland Limited is the Queensland Government-owned corporation formed on 30 June 2016 by merging Ergon Energy and Energex. It is the whole Queensla...
Composite
42.3
Agent
26.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.3/100 · developing
Contract Quality
12.8 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
1.6 / 20
Operational Transparency
8.6 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Energy & Utilities
7.9 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
187
Monzo Developing agent aware
Monzo is a UK-based digital challenger bank (Monzo Bank Ltd, FCA-authorised) offering current accounts, savings pots, joint accounts, business banking and le...
Composite
42.3
Agent
26.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.3/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
4.2 / 20
Operational Transparency
5.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
188
AMP Bank Developing agent aware
AMP Bank Limited is the retail and business banking arm of AMP Limited (ASX:AMP), a diversified Australian financial services group operating since 1849 and ...
Composite
42.2
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.2/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
189
Vanquis Banking Group Developing agent ready
Vanquis Banking Group plc (formerly Provident Financial plc, rebranded 2023) is a UK specialist non-prime lender and savings bank headquartered in Bradford, ...
Composite
42.1
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.1/100 · developing
Contract Quality
12.3 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
190
End Close Developing agent ready
End Close is an automated reconciliation platform for payments companies and other high-volume transaction businesses. Its REST API connects payment processo...
Composite
42.0
Agent
32.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.0/100 · developing
Contract Quality
14.9 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
2.9 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.3 / 15
Agent readiness — 33/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
191
Macquarie Bank Developing agent aware
Macquarie Bank Limited is an Australian authorised deposit-taking institution (ADI) and the retail and business banking arm of Macquarie Group Limited, the A...
Composite
42.0
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 42.0/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
10.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
9.7 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
192
Commonwealth Bank Developing agent ready
Commonwealth Bank of Australia (CBA) is Australia's largest bank by market capitalization, a "Big Four" authorised deposit-taking institution (ADI) regulated...
Composite
41.9
Agent
29.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.9/100 · developing
Contract Quality
3.2 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
7.1 / 20
Operational Transparency
4.8 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
193
Nationwide Building Society Developing agent aware
Nationwide Building Society is the world's largest building society and one of the UK's biggest retail financial services providers, headquartered in Swindon...
Composite
41.9
Agent
25.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.9/100 · developing
Contract Quality
8.4 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
2.6 / 20
Operational Transparency
5.1 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
8.7 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
194
TietoEVRY Developing agent ready
TietoEVRY (Tietoevry Corporation, listed as TIETO on Nasdaq Helsinki and Stockholm, rebranded to "Tieto" in 2026) is a Nordic software and technology company...
Composite
41.9
Agent
35.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.9/100 · developing
Contract Quality
14.8 / 25
Developer Ergonomics
4.6 / 20
Access Clarity
5.5 / 20
Operational Transparency
6.2 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
195
Bank of America Developing agent ready
Bank of America is a multinational investment bank and financial services holding company providing consumer banking, wealth management, corporate banking, a...
Composite
41.8
Agent
30.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.8/100 · developing
Contract Quality
16.7 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
196
Coventry Building Society Developing agent ready
Coventry Building Society is the United Kingdom's second-largest building society, a member-owned mutual founded in 1884 and headquartered in Coventry, Engla...
Composite
41.8
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.8/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
197
Varo Bank Developing agent aware
Varo Bank is a mobile-first, FDIC-chartered digital bank offering fee-free checking and high-yield savings accounts, early direct deposit, instant cash advan...
Composite
41.8
Agent
15.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.8/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
14.2 / 20
Operational Transparency
7.2 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
198
Volt Developing agent ready
Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. ...
Composite
41.8
Agent
36.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.8/100 · developing
Contract Quality
15.6 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
2.6 / 20
Operational Transparency
5.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.4 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
199
Lorum Developing agent native
Lorum (developer brand "Fuse") is a fintech providing banking-grade clearing, settlement, and treasury infrastructure - "built for clearing, not lending." Th...
Composite
41.7
Agent
44.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.7/100 · developing
Contract Quality
16.3 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
3.4 / 20
Operational Transparency
3.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.0 / 15
Agent readiness — 45/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
200
AIB Group (UK) Developing agent aware
AIB Group (UK) p.l.c. is a UK bank incorporated in Northern Ireland (registered number NI018800, registered office 92 Ann Street, Belfast BT1 3HH), authorise...
Composite
41.6
Agent
24.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.6/100 · developing
Contract Quality
8.2 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.2 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
201
Casap Developing agent aware
Casap is an award-winning agentic-AI dispute automation platform for banks, credit unions, and fintechs. It automates payment dispute (chargeback) intake, in...
Composite
41.5
Agent
21.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.5/100 · developing
Contract Quality
12.2 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
7.1 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
202
Kroo Developing agent ready
Kroo Bank Ltd is a UK app-based challenger bank, founded in 2016 and granted a full UK banking licence by the PRA/FCA in 2021 (restrictions lifted in 2022), ...
Composite
41.4
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.4/100 · developing
Contract Quality
13.6 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
10.3 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
203
Thredd Developing agent aware
Thredd (formerly Global Processing Services / GPS) is a London-headquartered issuer-processor and next-generation payments technology company, founded in 200...
Composite
41.4
Agent
25.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.4/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
3.4 / 20
Operational Transparency
5.1 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Payments
10.5 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
204
Beyond Bank Australia Developing agent aware
Beyond Bank Australia Limited (ABN 15 087 651 143, AFSL/Australian Credit Licence 237856) is one of the country's largest customer-owned (mutual) banks, owne...
Composite
41.3
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.3/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
205
Summerland Bank Developing agent aware
Summerland Bank is a customer-owned (mutual) bank based in Lismore in the Northern Rivers region of New South Wales, Australia, tracing its origins to the fo...
Composite
41.3
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.3/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
206
Chase UK Developing agent ready
Chase UK is the digital retail bank operated in the United Kingdom by J.P. Morgan Europe Limited, a wholly owned subsidiary of JPMorgan Chase & Co. that laun...
Composite
41.2
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.2/100 · developing
Contract Quality
13.6 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
207
Cashplus Bank Developing agent ready
Cashplus Bank (legal entity Advanced Payment Solutions Limited, rebranded to Zempler Bank in July 2024) is a UK challenger bank founded in 2005 that grew fro...
Composite
41.0
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.0/100 · developing
Contract Quality
12.3 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
208
Glia Developing agent aware
Glia (formerly SaleMove) is a digital customer service and applied-AI platform built for banks, credit unions and insurers, unifying chat, voice, video, mess...
Composite
41.0
Agent
8.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.0/100 · developing
Contract Quality
0.0 / 25
Developer Ergonomics
11.9 / 20
Access Clarity
10.8 / 20
Operational Transparency
5.8 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 9/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
209
lemon.markets Developing agent native
lemon.markets is a Berlin-based, BaFin-licensed investment firm that sells brokerage infrastructure as an API. Its Brokerage API lets fintechs, banks and pla...
Composite
41.0
Agent
41.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.0/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
3.9 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Securities & Market Data
6.3 / 15
Agent readiness — 42/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
210
Scotiabank Developing agent aware
Scotiabank is one of Canada's leading financial institutions and a major international bank. Through its Scotia TranXact developer portal, Scotiabank provide...
Composite
41.0
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 41.0/100 · developing
Contract Quality
17.5 / 25
Developer Ergonomics
8.6 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
211
Customers Bank Developing agent native
Customers Bank is a Pennsylvania state-chartered, FDIC-insured full-service commercial bank and the principal subsidiary of Customers Bancorp, Inc. (NYSE CUB...
Composite
40.9
Agent
50.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.9/100 · developing
Contract Quality
15.1 / 25
Developer Ergonomics
8.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.4 / 15
Agent readiness — 50/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
212
Visa Developing agent ready
Visa is a global payment technology company that facilitates electronic funds transfers by providing consumers, businesses, and governments with secure, conv...
Composite
40.9
Agent
46.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.9/100 · developing
Contract Quality
15.9 / 25
Developer Ergonomics
9.5 / 20
Access Clarity
4.7 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
5.9 / 10
Regulatory · Payments
5.9 / 15
Agent readiness — 46/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth
10.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
213
Bendigo and Adelaide Bank Developing agent ready
Bendigo and Adelaide Bank Limited (ASX:BEN) is one of Australia's largest retail banks, formed by the 2007 merger of the community-focused Bendigo Bank and t...
Composite
40.8
Agent
44.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.8/100 · developing
Contract Quality
14.2 / 25
Developer Ergonomics
9.6 / 20
Access Clarity
0.0 / 20
Operational Transparency
3.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.7 / 15
Agent readiness — 44/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
214
Consumer Financial Protection Bureau Developing agent aware
The Consumer Financial Protection Bureau (CFPB) is the U.S. federal agency that supervises banks, lenders, and other financial companies, enforces federal co...
Composite
40.8
Agent
20.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.8/100 · developing
Contract Quality
12.5 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
11.4 / 20
Operational Transparency
3.4 / 13
Contract Governance
1.6 / 12
Discoverability
7.4 / 10
Regulatory · Government & Public Sector
5.3 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
215
Prizeout Developing agent aware
Prizeout is a New York City based advertising-technology and fintech company that turns a cash-out, payout or rewards balance into a bonused digital gift car...
Composite
40.8
Agent
25.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.8/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
8.6 / 20
Access Clarity
8.4 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.0 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
216
SavvyMoney Developing agent aware
SavvyMoney is a Dublin, California based financial technology company that supplies credit score, credit monitoring, financial wellness, pre-qualified offer ...
Composite
40.8
Agent
16.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.8/100 · developing
Contract Quality
0.0 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
10.0 / 20
Operational Transparency
5.5 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.2 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
217
Defence Bank Developing agent aware
Defence Bank Limited is an Australian customer-owned (mutual) bank established in 1975 and headquartered in Melbourne, serving current and former Australian ...
Composite
40.7
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.7/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
9.9 / 20
Access Clarity
3.7 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.3 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
218
Cuenca Developing agent aware
Cuenca is a Mexican fintech (challenger bank / neobank) founded in 2018 that offers a banking-as-a-service REST API for moving money in Mexico. The API at ap...
Composite
40.6
Agent
26.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.6/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.3 / 20
Access Clarity
6.3 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
219
ING Australia Developing agent ready
ING Australia is the retail banking division of ING Bank (Australia) Limited (ABN 24 000 893 292), a wholly owned subsidiary of the Dutch multinational ING G...
Composite
40.6
Agent
33.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.6/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
220
Monument Bank Developing agent ready
Monument Bank Limited is a UK challenger bank headquartered at 33 Cavendish Square, London, purpose-built for the "mass affluent" - professionals, entreprene...
Composite
40.5
Agent
36.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.5/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
221
Teller Developing agent aware
Teller is a unified banking API providing real-time access to bank accounts, transactions, balances, identity data, and payment initiation across US financia...
Composite
40.5
Agent
20.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.5/100 · developing
Contract Quality
16.6 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
1.6 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
222
Q2 Developing agent aware
Q2 Holdings is a financial services software company that provides digital banking, lending, and embedded finance solutions to banks, credit unions, and fint...
Composite
40.4
Agent
26.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.4/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
11.1 / 20
Access Clarity
2.1 / 20
Operational Transparency
7.2 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
6.3 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
223
Increase Developing agent ready
Increase is a banking and payments API providing direct ACH, wire, RTP, FedNow, check, and card programs. Bank-direct connectivity (no aggregator middle layer).
Composite
40.3
Agent
33.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.3/100 · developing
Contract Quality
13.2 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
8.4 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.1 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
224
Alex Bank Developing agent ready
Alex Bank (Alex Bank Pty Ltd, ABN 13 627 244 848) is an Australian digital bank headquartered in Brisbane, founded in 2018 by former Suncorp bankers Simon Be...
Composite
40.2
Agent
36.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.2/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
225
Cobre Developing agent ready
Cobre is a Latin American B2B payments and treasury platform that gives finance teams, fintechs, PSPs and banks a single API and portal to move money in and ...
Composite
40.2
Agent
31.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.2/100 · developing
Contract Quality
10.7 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
1.6 / 20
Operational Transparency
5.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.2 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
226
Flip Developing agent aware
Flip (PT Fliptech Lentera Inspirasi Pertiwi) is an Indonesian financial technology company offering low-cost interbank money transfers, bill payments, and cr...
Composite
40.2
Agent
23.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.2/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
6.3 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Payments
4.7 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
227
Hevn Inc Developing agent ready
HEVN Inc (Y Combinator S26) is a fintech platform that lets non-US companies operate in USD without a US entity. It opens named virtual business accounts wit...
Composite
40.1
Agent
33.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.1/100 · developing
Contract Quality
13.8 / 25
Developer Ergonomics
13.2 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 34/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
228
Column Tax Developing agent aware
Column Tax is an IRS-authorized, API-first tax filing platform that lets banks, brokerages, neobanks, and SMB/freelancer fintech apps embed a full white-labe...
Composite
40.0
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 40.0/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
9.3 / 20
Access Clarity
5.8 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.0 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
229
Secure Trust Bank Developing agent ready
Secure Trust Bank PLC is an award-winning UK specialist bank, founded in 1952 in the West Midlands and headquartered in Solihull, providing savings accounts ...
Composite
39.9
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.9/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
230
Unity Bank Developing agent aware
Unity Bank Limited (ABN 72 087 650 637, AFSL & Australian Credit Licence 238311, BSB 659 000) is an Australian member-owned mutual bank that consolidated the...
Composite
39.9
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.9/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
6.3 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
231
Aldermore Bank Developing agent native
Aldermore Bank plc is a UK specialist bank founded in 2009 and headquartered in Reading, offering savings accounts and specialist lending across residential ...
Composite
39.8
Agent
40.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.8/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 41/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
232
Bank of Ireland (UK) Developing agent native
Bank of Ireland (UK) plc is the UK banking arm of Bank of Ireland Group plc, Ireland's oldest bank, founded in 1783 and headquartered in Dublin with a listin...
Composite
39.8
Agent
45.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.8/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
5.1 / 20
Access Clarity
3.7 / 20
Operational Transparency
3.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.8 / 15
Agent readiness — 45/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
233
Fiserv Developing agent aware
Fiserv is a global provider of financial services technology solutions, offering a wide range of products and services to help clients in the banking, paymen...
Composite
39.8
Agent
28.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.8/100 · developing
Contract Quality
16.9 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
9.5 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.6 / 12
Discoverability
6.3 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
234
flowpay.io Developing agent aware
Flowpay is an embedded-lending fintech that provides fast, flexible, non-purpose financing of up to EUR 100,000 to small and medium-sized businesses across t...
Composite
39.8
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.8/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
14.3 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
235
Mastercard Developer Hub for FDX APIs Developing agent aware
The Financial Data Exchange (FDX) is a nonprofit industry standards body that created the FDX API, a technical standard for user-permissioned financial data ...
Composite
39.8
Agent
25.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.8/100 · developing
Contract Quality
12.5 / 25
Developer Ergonomics
8.6 / 20
Access Clarity
8.7 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
236
Fifth Third Bancorp Developing agent ready
Fifth Third Bancorp is a diversified super-regional financial services company providing commercial banking, branch banking, consumer lending, and wealth and...
Composite
39.7
Agent
43.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.7/100 · developing
Contract Quality
15.3 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
1.1 / 20
Operational Transparency
5.5 / 13
Contract Governance
0.5 / 12
Discoverability
6.1 / 10
Regulatory · Payments
4.5 / 15
Agent readiness — 44/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
237
Pave Bank Developing agent aware
Pave Bank is a licensed, regulated digital bank (National Bank of Georgia, License 305) delivering multi-asset, programmable banking. Its Partner API lets de...
Composite
39.7
Agent
25.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.7/100 · developing
Contract Quality
10.4 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
5.0 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
238
Tandem Bank Developing agent ready
Tandem Bank (Tandem Bank Limited) is a UK app-only challenger and self-styled "greener" digital bank founded in 2014 and headquartered in Blackpool, England,...
Composite
39.7
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.7/100 · developing
Contract Quality
13.6 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
9.9 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
239
Recognise Bank Developing agent ready
Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy...
Composite
39.6
Agent
34.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.6/100 · developing
Contract Quality
12.7 / 25
Developer Ergonomics
6.2 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
240
Mettle Developing agent native
Mettle is a digital-only business bank account brand for UK sole traders, freelancers, and small limited companies, wholly owned by NatWest Group and origina...
Composite
39.5
Agent
39.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.5/100 · developing
Contract Quality
8.2 / 25
Developer Ergonomics
4.2 / 20
Access Clarity
11.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
241
zopa Developing agent ready
Zopa Bank is a UK FCA-authorised, PRA-regulated digital bank offering flexible savings, personal loans, credit cards, car finance and the Biscuit current acc...
Composite
39.5
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.5/100 · developing
Contract Quality
12.6 / 25
Developer Ergonomics
7.7 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.5 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
242
Bank Australia Developing agent aware
Bank Australia is a customer-owned (mutual) bank headquartered in Collingwood, Victoria, tracing its origins to the 1957 CSIRO Co-operative Credit Society an...
Composite
39.4
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.4/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
3.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
243
EnergyAustralia Developing agent aware
EnergyAustralia is one of Australia's "big three" gentailers — a vertically integrated electricity and gas business owned by Hong Kong's CLP Group and headqu...
Composite
39.4
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.4/100 · developing
Contract Quality
12.4 / 25
Developer Ergonomics
6.5 / 20
Access Clarity
4.5 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Energy & Utilities
7.7 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
244
TSB Bank Developing agent native
TSB Bank plc is a British retail and commercial bank headquartered in Edinburgh, offering current accounts, savings, mortgages, personal loans, credit cards,...
Composite
39.4
Agent
39.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.4/100 · developing
Contract Quality
9.4 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.8 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
245
Wise Developing agent ready
Wise (formerly TransferWise) provides cross-border payments and multi-currency accounts for personal and business customers. The Wise Platform API exposes pr...
Composite
39.4
Agent
42.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.4/100 · developing
Contract Quality
16.4 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
4.7 / 20
Operational Transparency
3.4 / 13
Contract Governance
1.4 / 12
Discoverability
5.2 / 10
Regulatory · Banking & Open Finance
4.4 / 15
Agent readiness — 42/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Thin 153 26.2 – 39.2 Limited machine-readable signal beyond documentation a human can read.
246
AppliedAI (AAICO) Thin agent aware
AppliedAI — The Applied AI Company, or AAICO — is an Abu Dhabi headquartered company, founded in 2021, that builds AI-native workflow systems for heavily reg...
Composite
39.2
Agent
19.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.2/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
13.8 / 20
Access Clarity
5.8 / 20
Operational Transparency
8.2 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
5.7 / 15
Agent readiness — 19/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
5 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
247
Belvo Thin agent aware
Belvo is a Latin American open-finance API platform that lets companies connect to bank, fiscal, and employment institutions across Mexico, Brazil, and Colom...
Composite
39.2
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.2/100 · thin
Contract Quality
12.8 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.4 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
248
Coutts Thin agent ready
Coutts & Co is a British private bank and wealth manager founded in 1692, headquartered in London and serving high-net-worth individuals, families, commercia...
Composite
39.1
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 39.1/100 · thin
Contract Quality
13.6 / 25
Developer Ergonomics
5.6 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
10.3 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
249
Banked Thin agent aware
Banked is a global account-to-account (A2A) payments network built on open banking that enables real-time pay-by-bank payments for consumers, businesses, and...
Composite
38.9
Agent
28.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.9/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
3.4 / 20
Operational Transparency
5.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.1 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
250
AGL Energy Thin agent aware
AGL Energy Limited (ASX:AGL) is Australia's oldest listed company — founded in Sydney in 1837 as the Australian Gas Light Company — and one of the country's ...
Composite
38.7
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.7/100 · thin
Contract Quality
3.1 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
6.8 / 20
Operational Transparency
5.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Energy & Utilities
9.7 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
251
Bank of us Thin agent aware
Bank of us is Tasmania's only customer-owned bank, a mutual authorised deposit-taking institution (ADI) trading as B&E Ltd (brand "BNE LTD") and headquartere...
Composite
38.6
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.6/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.5 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
252
Stitch Thin agent aware
Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in A...
Composite
38.6
Agent
24.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.6/100 · thin
Contract Quality
16.0 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
3.1 / 13
Contract Governance
1.6 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
5.1 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
253
Worldline Thin agent ready
European payment and digital services company providing REST APIs for payment processing, acquiring, digital banking services, open banking, identity and aut...
Composite
38.6
Agent
35.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.6/100 · thin
Contract Quality
12.7 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
9.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Payments
6.1 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
254
Lloyds Banking Group Thin agent native
Lloyds Banking Group plc is the United Kingdom's largest retail and commercial banking group, serving personal, business, and corporate customers through the...
Composite
38.5
Agent
41.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.5/100 · thin
Contract Quality
14.8 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 42/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
255
Bankwest Thin agent aware
Bankwest is an Australian retail and business bank headquartered in Perth, Western Australia. Founded in 1895 as the Agricultural Bank of Western Australia a...
Composite
38.4
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.4/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
256
Gateway Bank Thin agent ready
Gateway Bank Ltd is a 100% customer-owned Australian mutual bank headquartered in Sydney, New South Wales. Founded in 1955 as Gateway Credit Union and rebran...
Composite
38.4
Agent
32.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.4/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
3.7 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.8 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
257
SWIFT Thin agent aware
SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global member-owned cooperative providing secure financial messaging services and re...
Composite
38.4
Agent
22.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.4/100 · thin
Contract Quality
14.8 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
6.1 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.6 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
258
Kanastra Thin agent aware
Kanastra is a Brazilian fintech building full-stack infrastructure for banking and the private credit market. Its Banking API offers banking-as-a-service cap...
Composite
38.3
Agent
28.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.3/100 · thin
Contract Quality
14.9 / 25
Developer Ergonomics
9.6 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 29/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
259
Santander UK Thin agent ready
Santander UK plc is a major British retail and commercial bank and one of the CMA9 banks mandated to deliver UK Open Banking. It is a wholly owned, ring-fenc...
Composite
38.2
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.2/100 · thin
Contract Quality
12.7 / 25
Developer Ergonomics
8.7 / 20
Access Clarity
2.1 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.9 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
260
Wazo Thin agent ready
Wazo Communication Inc. builds the Wazo Platform, an open-source (GPL-3.0) programmable unified-communications and contact-centre platform assembled from Ast...
Composite
38.2
Agent
35.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.2/100 · thin
Contract Quality
6.6 / 25
Developer Ergonomics
16.1 / 20
Access Clarity
0.0 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
261
Halifax Thin agent aware
Halifax is a major British high-street banking brand serving personal and business customers with current accounts, savings, mortgages, credit cards, loans, ...
Composite
38.1
Agent
22.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 38.1/100 · thin
Contract Quality
8.2 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
4.3 / 20
Operational Transparency
0.7 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.6 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
262
Column Thin agent aware
Column is a chartered nationally-regulated bank purpose-built for developer APIs. Offers ACH, wires, FedNow, checks, BIN sponsorship, and bank-direct ledgering.
Composite
37.9
Agent
25.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.9/100 · thin
Contract Quality
14.6 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
3.9 / 20
Operational Transparency
5.8 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
263
Handelsbanken UK Thin agent aware
Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish banking group, and operates a decentralised ...
Composite
37.9
Agent
5.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.9/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
8.4 / 20
Operational Transparency
3.1 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 6/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
264
Chase Thin agent aware
JPMorgan Chase Bank, N.A. is a leading US financial institution providing consumer and commercial banking, credit cards, mortgages, and merchant services. Th...
Composite
37.8
Agent
26.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.8/100 · thin
Contract Quality
12.6 / 25
Developer Ergonomics
6.2 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.2 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
265
BankSA Thin agent aware
BankSA is a South Australian retail and business banking brand operating as a division of Westpac Banking Corporation (ABN 33 007 457 141, AFSL and Australia...
Composite
37.7
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.7/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.0 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
266
Blend Labs Thin agent aware
Blend Labs, Inc. (NYSE: BLND) is a cloud banking platform, founded in 2012 and headquartered in the San Francisco Bay Area, that powers digital lending and a...
Composite
37.7
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.7/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
8.6 / 20
Access Clarity
4.7 / 20
Operational Transparency
5.6 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
267
bunq Thin agent aware
bunq is a European (Dutch) neobank offering personal and business accounts across the EU. Its Public API is a REST API over HTTPS (https://api.bunq.com/v1, s...
Composite
37.7
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.7/100 · thin
Contract Quality
14.1 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
7.4 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
4.2 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
268
Rabobank Australia Thin agent aware
Rabobank Australia is the Australian arm of Rabobank Group, the Netherlands-headquartered cooperative bank and one of the world's leading food and agribusine...
Composite
37.7
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.7/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
8.0 / 20
Access Clarity
3.7 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.2 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
269
Metro Bank Thin agent aware
Metro Bank is a UK retail and commercial bank founded in 2010 as the first new high-street bank to open in Britain in over 150 years, headquartered in London...
Composite
37.3
Agent
24.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.3/100 · thin
Contract Quality
8.2 / 25
Developer Ergonomics
8.5 / 20
Access Clarity
5.7 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.9 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
270
Ualá Thin agent ready
Ualá is a Latin American fintech founded in Argentina in 2017 by Pierpaolo Barbieri, offering a neobank super-app (prepaid and credit cards, savings, investm...
Composite
37.3
Agent
35.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.3/100 · thin
Contract Quality
5.3 / 25
Developer Ergonomics
14.2 / 20
Access Clarity
7.6 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
271
GB Bank Thin agent ready
GB Bank Limited is a UK challenger bank headquartered in Middlesbrough (2 Centre Square) with a London office (73 Brook Street, Mayfair). Wholly owned and pr...
Composite
37.1
Agent
36.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.1/100 · thin
Contract Quality
12.7 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
272
Konsentus Thin agent aware
Konsentus is a UK-headquartered specialist provider of identity verification and trust services for open banking and open finance ecosystems. Its flagship Ko...
Composite
37.1
Agent
26.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.1/100 · thin
Contract Quality
14.5 / 25
Developer Ergonomics
11.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
273
Celcoin Thin agent ready
Celcoin is a Brazilian Banking-as-a-Service (BaaS) infratech platform that provides REST APIs for Pix, boleto, TED transfers, bill payments, prepaid and post...
Composite
37.0
Agent
29.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 37.0/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Contract Governance
1.8 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
274
BALAD CORP Thin agent ready
BALAD CORP (Balad) is a Cairo-based fintech providing cross-border payout and inward-remittance infrastructure for Egypt. Its Balad Gateway APIs let money tr...
Composite
36.9
Agent
30.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.9/100 · thin
Contract Quality
13.9 / 25
Developer Ergonomics
12.7 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
275
Goldman Sachs Thin agent aware
Goldman Sachs is a leading global money-center investment bank and financial services firm. Its public developer surface is institutional and professional-cl...
Composite
36.9
Agent
25.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.9/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
8.1 / 20
Access Clarity
6.1 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
5.1 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
276
nCino Thin agent ready
nCino is a cloud banking software company whose platform runs commercial, small business, consumer and mortgage lending, deposit account opening, and portfol...
Composite
36.9
Agent
56.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.9/100 · thin
Contract Quality
15.9 / 25
Developer Ergonomics
3.5 / 20
Access Clarity
3.7 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.7 / 15
Agent readiness — 57/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
277
Treasury Prime Thin agent aware
Treasury Prime is an embedded banking platform connecting fintechs and enterprises to a network of partner banks. Provides REST APIs for persons, businesses,...
Composite
36.9
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.9/100 · thin
Contract Quality
12.3 / 25
Developer Ergonomics
8.1 / 20
Access Clarity
6.8 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Payments
4.7 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
278
BNY Mellon Thin agent aware
BNY Mellon is a global investments company providing asset servicing, asset management, wealth management, treasury services, and clearance and collateral ma...
Composite
36.7
Agent
28.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.7/100 · thin
Contract Quality
15.3 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
3.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
279
Flinks Thin agent aware
Flinks is a Canadian financial data platform (owned by National Bank of Canada) that lets businesses connect to consumer and business bank accounts to aggreg...
Composite
36.7
Agent
25.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.7/100 · thin
Contract Quality
13.0 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
7.4 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
4.4 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
280
Auswide Bank Thin agent aware
Auswide Bank Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Bundaberg, Queensland, offering home loans, savings and transa...
Composite
36.6
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.6/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
281
Easebuzz Thin human only
Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across ...
Composite
36.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.6/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.9 / 20
Access Clarity
10.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
8.9 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
282
RACQ Bank Thin agent aware
RACQ Bank is the retail banking division of RACQ (The Royal Automobile Club of Queensland), a member-owned mutual organisation and one of Queensland's larges...
Composite
36.6
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.6/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
11.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
283
Green Dot Corporation Thin agent ready
Green Dot Corporation (NYSE: GDOT) is a US fintech and bank holding company whose subsidiary Green Dot Bank is a chartered, FDIC-insured member bank. Its Gre...
Composite
36.5
Agent
29.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.5/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
2.3 / 20
Access Clarity
6.1 / 20
Operational Transparency
4.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Payments
9.1 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
284
Hume Bank Thin agent aware
Hume Bank is a customer-owned (mutual) Australian bank headquartered in Albury, New South Wales. Founded in 1955 as the Hume Co-operative Building & Investme...
Composite
36.5
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.5/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
7.6 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
285
Iniciador Thin agent aware
Iniciador is a Brazilian Open Finance infrastructure company that provides the regulated rails, APIs, and managed operations banks, payment institutions, fin...
Composite
36.5
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.5/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
8.7 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
12.7 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
286
Nomba Thin agent ready
Nomba is a Nigerian fintech platform that provides payment infrastructure for businesses, offering APIs for payment acceptance, transfers, virtual accounts, ...
Composite
36.4
Agent
37.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.4/100 · thin
Contract Quality
17.3 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.6 / 12
Discoverability
8.2 / 10
Regulatory · Payments
4.9 / 15
Agent readiness — 37/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
287
Quiltt Thin agent aware
Quiltt is a fintech data platform and abstraction layer over open-banking aggregators like Plaid, MX, and Finicity. It exposes a unified GraphQL API for read...
Composite
36.4
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.4/100 · thin
Contract Quality
14.1 / 25
Developer Ergonomics
6.2 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
288
Cynergy Bank Thin agent ready
Cynergy Bank is an FCA- and PRA-authorised UK specialist bank (FCA reference 575105) serving the blended personal and business banking needs of business owne...
Composite
36.3
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.3/100 · thin
Contract Quality
13.6 / 25
Developer Ergonomics
5.6 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
289
Firstrade Thin agent aware
Firstrade Securities is a commission-free online brokerage offering trading in stocks, ETFs, options, mutual funds, and fixed income securities with no accou...
Composite
36.3
Agent
21.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.3/100 · thin
Contract Quality
13.2 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
12.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
290
Zoho Books Thin agent aware
Zoho Books is online accounting software for small and growing businesses that handles invoicing, expenses, banking, projects, inventory, vendor bills, repor...
Composite
36.3
Agent
17.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.3/100 · thin
Contract Quality
12.8 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
7.6 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
291
Australian Military Bank Thin agent aware
Australian Military Bank Ltd (ABN 48 087 649 741, AFSL/Australian Credit Licence 237988, BSB 642170) is a customer-owned mutual authorised deposit-taking ins...
Composite
36.2
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.2/100 · thin
Contract Quality
3.1 / 25
Developer Ergonomics
8.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
11.6 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
292
National Australia Bank Thin agent ready
National Australia Bank (NAB) is one of Australia's "Big Four" banks and a major Authorised Deposit-taking Institution (ADI), headquartered in Melbourne and ...
Composite
36.2
Agent
34.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.2/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
10.3 / 15
Agent readiness — 35/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
293
Stablesea Thin agent aware
Stable Sea is a financial technology platform providing global cash management and liquidity for companies building in stablecoins. The Stable Sea Terminal l...
Composite
36.2
Agent
28.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.2/100 · thin
Contract Quality
12.8 / 25
Developer Ergonomics
10.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
5.9 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
294
Mambu Thin agent aware
Mambu is a SaaS cloud banking platform — a composable, API-first core banking engine that financial institutions use to build and run lending, deposit, payme...
Composite
36.0
Agent
26.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 36.0/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
4.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.0 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
295
People First Bank Thin agent aware
People First Bank is an Australian customer-owned mutual bank, trading name of Heritage and People's Choice Ltd (ABN 11 087 651 125), formed from the 2023 me...
Composite
35.9
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.9/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
11.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
296
Efí Thin agent aware
Efí (formerly Gerencianet) is a Brazilian payment institution and digital bank that exposes well-documented public REST APIs for the Brazilian financial syst...
Composite
35.7
Agent
24.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.7/100 · thin
Contract Quality
14.2 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
297
Greater Bank Thin agent aware
Greater Bank is a customer-owned Australian retail bank headquartered in Newcastle, New South Wales, offering everyday transaction and savings accounts, term...
Composite
35.6
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.6/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
298
Cora Thin agent aware
Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking, Pix, boletos, transfers, payment initiation...
Composite
35.5
Agent
23.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.5/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
8.6 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.1 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
299
Toshl Thin agent aware
Toshl Finance is a personal finance and budgeting platform (a 500 Global portfolio company, founded in Slovenia) that helps people track expenses, organize b...
Composite
35.5
Agent
7.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.5/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
11.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 8/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
300
Skipton Building Society Thin agent aware
Skipton Building Society is a UK mutual building society founded in 1853 and headquartered in Skipton, North Yorkshire. It is the fourth-largest building soc...
Composite
35.4
Agent
21.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.4/100 · thin
Contract Quality
8.2 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
11.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
301
Codat Thin agent aware
Codat provides a business data API that connects small-business accounting, banking, and commerce platforms to lenders, fintechs, and B2B software providers....
Composite
35.2
Agent
22.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.2/100 · thin
Contract Quality
13.1 / 25
Developer Ergonomics
6.0 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
302
First Citizens BancShares Thin agent aware
First Citizens BancShares is a super-regional financial holding company (parent of First-Citizens Bank & Trust) providing general banking, trust, investment,...
Composite
35.2
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.2/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
6.8 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
303
Pismo Thin agent aware
Pismo is a cloud-native issuer-processing and core-banking platform exposing REST APIs for accounts, customers, cards, authorizations, transactions, statemen...
Composite
35.2
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.2/100 · thin
Contract Quality
11.8 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
5.8 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Payments
6.6 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
304
ECOMMPAY Thin agent aware
ECOMMPAY is a London-headquartered international payment service provider and direct card acquirer founded in 2012, authorised by the UK Financial Conduct Au...
Composite
35.1
Agent
25.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.1/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Payments
7.3 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
305
Number26 Thin agent aware
Number26 — trading as N26 (legally N26 GmbH) — is a German licensed digital bank offering 100% mobile banking to more than 8 million customers across 24 Euro...
Composite
35.0
Agent
23.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 35.0/100 · thin
Contract Quality
12.2 / 25
Developer Ergonomics
8.1 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
306
Thought Machine Thin agent aware
Thought Machine is a London-headquartered cloud-native core banking technology company founded in 2014 by Paul Taylor, with offices in New York and Singapore...
Composite
34.9
Agent
28.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.9/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
8.9 / 15
Agent readiness — 28/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
307
Insurely Thin agent aware
Insurely is a European open finance platform that provides real-time access to consented, structured financial data across investments, pensions, insurance, ...
Composite
34.8
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.8/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
8.6 / 20
Access Clarity
3.2 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.2 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
308
POINT.ME Thin agent aware
point.me is an award-travel company that operates a real-time award flight search engine for consumers and, through point.me Gateway, an API-first embedded l...
Composite
34.7
Agent
17.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.7/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
16.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.9 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
309
Riskified Thin human only
Riskified (NYSE RSKD) is an Israeli ecommerce risk-management platform that uses machine learning and a global merchant intelligence network to make sub-seco...
Composite
34.7
Agent
3.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.7/100 · thin
Contract Quality
1.7 / 25
Developer Ergonomics
13.8 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
310
ubank Thin agent aware
ubank is an Australian digital-only bank offering savings accounts and home loans online and over the phone. Launched in 2008 as the online banking brand of ...
Composite
34.6
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.6/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
3.1 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
311
Ordo Thin agent ready
Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments provider that lets businesses collect mo...
Composite
34.5
Agent
30.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.5/100 · thin
Contract Quality
14.1 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
7.6 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
312
Avaloq Thin agent aware
Avaloq is a leading provider of wealth management technology and digital banking solutions, offering over 7,500 REST API endpoints for financial services int...
Composite
34.4
Agent
24.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.4/100 · thin
Contract Quality
15.2 / 25
Developer Ergonomics
7.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
313
Mercury Thin agent aware
Mercury is a banking platform built for startups and tech companies, offering checking, savings, treasury, and corporate-card services. The Mercury REST API ...
Composite
34.4
Agent
22.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.4/100 · thin
Contract Quality
15.8 / 25
Developer Ergonomics
6.0 / 20
Access Clarity
3.2 / 20
Operational Transparency
3.4 / 13
Contract Governance
1.6 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
314
Sandbox Banking Thin agent aware
Sandbox Banking (now nCino Integration Gateway) is an Integration Platform as a Service (iPaaS) purpose-built for financial institutions. The platform enable...
Composite
34.3
Agent
22.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.3/100 · thin
Contract Quality
17.1 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
315
Decentro Thin agent aware
Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IM...
Composite
34.2
Agent
21.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.2/100 · thin
Contract Quality
14.5 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
316
Paragon Bank Thin agent ready
Paragon Bank PLC is a UK specialist lender and retail savings bank, the principal banking subsidiary of Paragon Banking Group PLC (LSE: PAG), a FTSE 250 comp...
Composite
34.2
Agent
37.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.2/100 · thin
Contract Quality
12.7 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
317
Principality Building Society Thin agent aware
Principality Building Society is the largest building society in Wales and the sixth largest in the United Kingdom, founded in 1860 and headquartered in Card...
Composite
34.2
Agent
21.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.2/100 · thin
Contract Quality
8.2 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
11.4 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
318
Blend Thin agent aware
Blend (Blend Labs) is a cloud digital-lending and account-opening platform for banks, credit unions, and mortgage lenders. Its Builder platform powers consum...
Composite
34.1
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.1/100 · thin
Contract Quality
13.2 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
9.2 / 20
Operational Transparency
4.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
319
First Digital Trust Thin agent aware
First Digital Trust Limited (trading as First Digital) is a Hong Kong-headquartered, technology-driven trust and custody institution serving the digital asse...
Composite
34.0
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.0/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
8.7 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
320
Lemonway Thin agent aware
Lemonway is a European payment institution regulated by the French ACPR (registration 16568) since 2012, providing REST APIs for marketplace payments includi...
Composite
34.0
Agent
15.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.0/100 · thin
Contract Quality
8.3 / 25
Developer Ergonomics
4.0 / 20
Access Clarity
12.1 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Payments
5.9 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
321
P&N Bank Thin agent aware
P&N Bank is the retail banking brand of Police & Nurses Limited (ABN 69 087 651 876, AFSL/Australian Credit Licence 240701), a customer-owned (mutual) bank o...
Composite
34.0
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 34.0/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
322
Lead Bank Thin agent native
Lead Bank is a Kansas City-chartered FDIC-insured bank operating as a sponsor bank and embedded-finance infrastructure provider for fintech partners. The pla...
Composite
33.9
Agent
38.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.9/100 · thin
Contract Quality
14.2 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
5.8 / 20
Operational Transparency
4.8 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Payments
2.8 / 15
Agent readiness — 39/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
323
Shawbrook Bank Thin agent native
Shawbrook Bank Limited is a specialist UK savings and lending bank (trading as Shawbrook, part of Shawbrook Group plc, which listed on the London Stock Excha...
Composite
33.9
Agent
40.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.9/100 · thin
Contract Quality
12.7 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.5 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
9.9 / 15
Agent readiness — 41/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
324
Tuum Thin agent ready
Tuum is a cloud-native, modular core banking platform that lets banks, fintechs, and other financial institutions launch and modernise financial products wit...
Composite
33.9
Agent
31.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.9/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
9.5 / 20
Access Clarity
2.1 / 20
Operational Transparency
2.1 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
4.9 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency documented
4.5 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
325
MyState Bank Thin agent aware
MyState Bank is an Australian retail bank headquartered in Hobart, Tasmania, and the principal banking brand of ASX-listed MyState Limited (ASX:MYS). It trac...
Composite
33.7
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.7/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
7.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.3 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
326
Glia (fka SaleMove) Thin agent aware
Glia (formerly SaleMove) is a digital customer service and unified interaction management platform purpose-built for banks, credit unions, and other financia...
Composite
33.6
Agent
8.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.6/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
9.5 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 9/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
327
OPay Thin agent aware
OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Li...
Composite
33.5
Agent
26.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.5/100 · thin
Contract Quality
13.9 / 25
Developer Ergonomics
11.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Payments
2.8 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
328
FDIC Thin agent aware
The Federal Deposit Insurance Corporation (FDIC) provides the BankFind Suite REST API, offering developers programmatic access to publicly available data on ...
Composite
33.4
Agent
25.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.4/100 · thin
Contract Quality
14.3 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
3.4 / 13
Contract Governance
1.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
329
Loopay Thin agent aware
Loopay is a Latin American B2B fintech infrastructure company headquartered in Bogotá, Colombia and backed by 500 Global. It provides cross-border and local ...
Composite
33.4
Agent
23.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.4/100 · thin
Contract Quality
11.6 / 25
Developer Ergonomics
10.8 / 20
Access Clarity
2.1 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
4.9 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
330
Buxfer Thin agent aware
Buxfer is a personal finance and money management platform that consolidates bank, investment and retirement accounts in one place. It connects to 20,000+ ba...
Composite
33.3
Agent
22.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.3/100 · thin
Contract Quality
3.4 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
12.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
331
Bank of Sydney Thin agent aware
Bank of Sydney Ltd is an Australian authorised deposit-taking institution (ADI) headquartered in Sydney, New South Wales, offering personal and business bank...
Composite
33.2
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.2/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
8.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
7.6 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
332
Fincura Thin agent aware
Fincura (now part of Abrigo) provides automated financial statement spreading and credit analysis for banks, credit unions, and other lenders. Its Automated ...
Composite
33.1
Agent
24.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.1/100 · thin
Contract Quality
14.9 / 25
Developer Ergonomics
5.6 / 20
Access Clarity
1.3 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
3.9 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface derived
1.5 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
333
APRA Thin human only
The Australian Prudential Regulation Authority (APRA) is the Commonwealth statutory authority that prudentially supervises Australia's banks, credit unions, ...
Composite
33.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.7 / 20
Access Clarity
5.8 / 20
Operational Transparency
4.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
8.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
334
Bank of Scotland Thin agent ready
Bank of Scotland is a UK high-street retail and commercial bank, founded in 1695 and headquartered in Edinburgh, and is one of the oldest banks in the United...
Composite
33.0
Agent
35.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 33.0/100 · thin
Contract Quality
12.7 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
7.6 / 15
Agent readiness — 36/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
335
Basiq Thin agent aware
Basiq is an Australian open banking and financial data API platform providing unified access to bank account data and enrichment services. It enables fintech...
Composite
32.7
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 32.7/100 · thin
Contract Quality
15.8 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
3.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
336
Sila Thin agent aware
Sila is an embedded-finance / banking-as-a-service platform that exposes a money API for fintech developers. A single REST API covers identity verification (...
Composite
32.5
Agent
21.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 32.5/100 · thin
Contract Quality
14.0 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
5.8 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Payments
2.8 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
337
US Bancorp Thin agent ready
U.S. Bancorp is the parent company of U.S. Bank National Association, one of the largest commercial banks in the United States. U.S. Bank provides a develope...
Composite
32.2
Agent
30.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 32.2/100 · thin
Contract Quality
17.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.6 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
338
Yodlee Thin agent aware
Yodlee (Envestnet | Yodlee) is a financial data aggregation platform providing unified API access to bank accounts, credit card transactions, investments, lo...
Composite
32.1
Agent
23.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 32.1/100 · thin
Contract Quality
14.6 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
2.9 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
339
Mono Thin agent aware
Mono is an African open-banking platform that lets businesses access bank and financial data and collect recurring payments through a single API. The Mono RE...
Composite
31.9
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.9/100 · thin
Contract Quality
9.3 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
340
U.S. Treasury Fiscal Data Thin agent ready
U.S. Treasury Fiscal Data is a free, public source for federal government financial data published by the Bureau of the Fiscal Service. Its REST API serves m...
Composite
31.9
Agent
29.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.9/100 · thin
Contract Quality
12.6 / 25
Developer Ergonomics
6.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
3.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Government & Public Sector
0.0 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
341
NatWest Group Thin agent native
NatWest Group is a major UK retail and commercial bank (formerly Royal Bank of Scotland Group) serving personal, business, and corporate customers across the...
Composite
31.8
Agent
45.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.8/100 · thin
Contract Quality
12.6 / 25
Developer Ergonomics
1.8 / 20
Access Clarity
0.0 / 20
Operational Transparency
3.8 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
8.7 / 15
Agent readiness — 45/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
9.0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
7.0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
342
Regions Financial Corporation Thin agent aware
Regions Financial Corporation is a member of the S&P 500 Index and one of the nation's largest full-service providers of consumer and commercial banking, wea...
Composite
31.8
Agent
24.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.8/100 · thin
Contract Quality
14.5 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
3.5 / 12
Discoverability
6.3 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity documented
3.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
343
WaveBL Thin agent aware
WaveBL is an Israeli digital trade platform, headquartered in Kfar Saba and founded out of the ZIM shipping group, that moves original electronic bills of la...
Composite
31.8
Agent
13.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.8/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
16.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
344
IBANforge Thin agent ready
Pre-payout IBAN screening for developers and AI agents — validation, issuing-bank identification against national bank registers, Swiss clearing including QR...
Composite
31.7
Agent
37.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.7/100 · thin
Contract Quality
14.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
6.3 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
8.5 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 38/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
8.0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
345
Envestnet Thin agent aware
Envestnet is an ever-evolving network of data-driven services, products, tools, and technologies designed to enable the Intelligent Financial Life. Our robus...
Composite
31.6
Agent
25.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.6/100 · thin
Contract Quality
13.1 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
3.1 / 13
Contract Governance
1.2 / 12
Discoverability
5.6 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
346
G&C Mutual Bank Thin agent aware
G&C Mutual Bank is an Australian customer-owned mutual bank and authorised deposit-taking institution (ADI) providing retail and business banking to its memb...
Composite
31.6
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.6/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
5.8 / 20
Access Clarity
1.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.5 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
347
Huntington Bancshares Thin agent aware
Huntington Bancshares is a regional bank holding company that provides full-service consumer and business banking, insurance, investment, mortgage, equipment...
Composite
31.5
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.5/100 · thin
Contract Quality
14.1 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
4.7 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
6.3 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth negotiable
7.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
348
BMO Financial Group Thin agent aware
BMO Financial Group (Bank of Montreal) is one of Canada's Big Six banks and a Schedule I domestic chartered bank, founded in Montreal in 1817 as Canada's old...
Composite
31.0
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
12.9 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
349
National Credit Union Administration (NCUA) Thin agent aware
The National Credit Union Administration (NCUA) is the independent federal agency that regulates, charters, and supervises federal credit unions. NCUA provid...
Composite
31.0
Agent
22.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 31.0/100 · thin
Contract Quality
14.1 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
350
Financial Conduct Authority Thin agent aware
The Financial Conduct Authority (FCA) is the United Kingdom's conduct regulator for around 42,000 financial services firms and the prudential regulator for m...
Composite
30.7
Agent
16.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.7/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
8.9 / 20
Operational Transparency
2.7 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Securities & Market Data
6.3 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
351
River Financial Thin agent aware
River Financial Inc. (river.com) is a regulated U.S.-based Bitcoin brokerage and bank for long-term investors, operating under NMLS ID #1906809. Customers ca...
Composite
30.7
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.7/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
8.4 / 20
Operational Transparency
3.8 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.1 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
352
Swan Thin agent aware
Swan is a European embedded-banking / Banking-as-a-Service (BaaS) platform, headquartered in France, that lets companies embed accounts, IBANs, cards, and SE...
Composite
30.7
Agent
18.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.7/100 · thin
Contract Quality
9.3 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
5.8 / 20
Operational Transparency
3.1 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Payments
2.8 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
353
NPP Australia (AP+) Thin agent aware
NPP Australia is the operator of the New Payments Platform (NPP), Australia's national real-time, data-rich, account-to-account payments infrastructure that ...
Composite
30.6
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.6/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
12.1 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
354
Cumbuca Thin agent aware
Cumbuca is a Banco Central do Brasil-licensed Payment Institution that provides regulated "proxy" access to Brazil's Pix and Open Finance networks. Acting as...
Composite
30.4
Agent
27.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
8.1 / 20
Access Clarity
3.7 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
12.0 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
355
Leeds Building Society Thin agent aware
Leeds Building Society is the fifth-largest building society in the United Kingdom, a mutual owned by and run for the benefit of its members rather than shar...
Composite
30.4
Agent
15.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.4/100 · thin
Contract Quality
8.2 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
11.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
356
Cross River Bank Thin agent aware
Cross River Bank is an FDIC-insured chartered bank that operates as a sponsor bank and banking-as-a-service (BaaS) provider for fintech companies, embedded-f...
Composite
30.3
Agent
6.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.3/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
10.5 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
8.2 / 10
Regulatory · Payments
3.8 / 15
Agent readiness — 7/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
357
Navy Federal Credit Union Thin human only
Navy Federal Credit Union is a federally chartered credit union headquartered in Vienna, Virginia, and the largest credit union in the world by both assets a...
Composite
30.3
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.3/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
6.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
358
NCR Thin agent aware
NCR Corporation separated in October 2023 into two independent public companies: NCR Voyix, a global provider of digital commerce solutions for retailers and...
Composite
30.2
Agent
24.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.2/100 · thin
Contract Quality
2.8 / 25
Developer Ergonomics
6.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
3.1 / 13
Contract Governance
3.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
359
10x Banking Technology Services Thin agent aware
10x Banking Technology Services is a London-headquartered cloud-native core banking platform vendor, founded by former Barclays CEO Antony Jenkins, whose Sup...
Composite
30.0
Agent
7.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
6.8 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
7.3 / 15
Agent readiness — 8/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
360
Citigroup Thin agent aware
Citigroup (Citi) is a global, diversified money-center financial services holding company headquartered in New York City, serving consumers, corporations, go...
Composite
30.0
Agent
7.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.0/100 · thin
Contract Quality
2.7 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
7.6 / 12
Discoverability
8.3 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 8/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
361
Cuscal Thin agent aware
Cuscal Limited is Australia's largest independent provider of payments and regulated data services outside the Big Four banks, founded in 1966 and listed on ...
Composite
30.0
Agent
17.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 30.0/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
5.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Payments
4.5 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
362
Bank of Melbourne Thin agent aware
Bank of Melbourne is a Victorian retail and business banking brand operated by Westpac Banking Corporation (ASX code WBC) as part of the Westpac Group. The o...
Composite
29.9
Agent
21.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.9/100 · thin
Contract Quality
6.7 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
363
MOVE Bank Thin agent aware
MOVE Bank is a 100% customer-owned Australian mutual bank operated by MoveBank Ltd (ABN 91 087 651 090, AFSL/Australian credit licence 234 536), headquartere...
Composite
29.9
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.9/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
7.6 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
364
Rotessa Thin agent aware
Rotessa is a Winnipeg, Manitoba-based fintech that helps small and mid-sized North American businesses collect recurring payments directly from their custome...
Composite
29.9
Agent
21.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.9/100 · thin
Contract Quality
14.7 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
365
Acin Thin agent aware
Acin is a London-based operational and non-financial risk (NFR) data company for financial services, founded in 2018 and acquired by regulatory-intelligence ...
Composite
29.7
Agent
17.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.7/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
8.7 / 20
Operational Transparency
2.1 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
8.9 / 15
Agent readiness — 18/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
366
Flanks Thin agent ready
Flanks is an AI-powered wealth data platform, headquartered in Barcelona with offices in Madrid, Paris, and London, that aggregates and standardizes investme...
Composite
29.7
Agent
30.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.7/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
8.7 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 30/100 · agent ready
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
367
Isometric Thin agent aware
Isometric is a London- and New York-based certifier of climate solutions building an AI-native, science-led registry and verification platform for the indust...
Composite
29.7
Agent
24.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.7/100 · thin
Contract Quality
14.4 / 25
Developer Ergonomics
9.8 / 20
Access Clarity
0.0 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.3 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
368
Cowrywise Thin human only
Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financia...
Composite
29.5
Agent
5.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.5/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.8 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Agent readiness — 5/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
369
BillGO Thin agent aware
BillGO is a Fort Collins, Colorado bill-payment technology company founded in 2015 that operates a real-time payments network connecting financial institutio...
Composite
29.4
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.4/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
8.7 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Payments
9.4 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
370
Posh Thin agent aware
Posh (Posh AI, legally Posh Technologies) is a Boston-headquartered, remote-first conversational and agentic AI company founded in 2018 by Karan Kashyap and ...
Composite
29.2
Agent
7.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.2/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 8/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
371
Interac Thin agent aware
Interac Corp. is Canada's domestic payments and digital verification network, founded in 1984 as the Interac Association and reorganized as a for-profit corp...
Composite
29.1
Agent
14.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.1/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
372
Jaris Thin human only
Jaris is an embedded-finance infrastructure company that lets payment processors, ISOs, payment service providers, and SaaS platforms embed and launch a suit...
Composite
29.1
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.1/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
9.2 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Payments
7.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
373
Embat Thin agent ready
Embat is a real-time treasury management platform for finance teams, founded in Madrid and backed by Creandum. Its REST/JSON API (OpenAPI 3.1, 103 operations...
Composite
29.0
Agent
29.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.0/100 · thin
Contract Quality
15.5 / 25
Developer Ergonomics
7.5 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.2 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
7.0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
374
Okra Thin agent aware
Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts...
Composite
29.0
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 29.0/100 · thin
Contract Quality
7.6 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
7.9 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
375
WorkFusion Thin agent aware
WorkFusion, Inc. is a New York headquartered enterprise AI company whose Work.AI platform (formerly WorkFusion Intelligent Automation Cloud) ships pre-built ...
Composite
28.8
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 28.8/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
6.8 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
4 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
376
BBVA Thin human only
BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market provides a comprehensive catalog of banking APIs...
Composite
28.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 28.6/100 · thin
Contract Quality
2.7 / 25
Developer Ergonomics
8.1 / 20
Access Clarity
5.3 / 20
Operational Transparency
1.4 / 13
Contract Governance
6.5 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
2.9 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
377
Orbii Thin agent aware
Orbii is a Riyadh-based credit infrastructure company providing AI-powered underwriting and lending infrastructure for banks, fintechs, neobanks, and B2B pla...
Composite
28.3
Agent
26.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 28.3/100 · thin
Contract Quality
11.2 / 25
Developer Ergonomics
9.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
8.2 / 10
Regulatory · Insurance
3.9 / 15
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
378
Cleo Thin agent aware
Cleo is an AI-powered personal finance assistant delivered through a chat interface in iOS and Android apps. The platform helps consumers budget, track spend...
Composite
28.0
Agent
13.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 28.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
12.6 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
379
Qapital Thin human only
Qapital is a consumer personal-finance company founded in 2013 — "born in Stockholm, raised in New York City" — that packages saving, spending, investing and...
Composite
28.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 28.0/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
18.4 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
380
Kevin. Thin agent aware
kevin. was a Lithuanian account-to-account (A2A) payments infrastructure company providing PSD2 open-banking Payment Initiation and Account Information servi...
Composite
27.9
Agent
23.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.9/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
7.3 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
381
Alcohol and Tobacco Tax and Trade Bureau Thin human only
The Alcohol and Tobacco Tax and Trade Bureau (TTB), statutorily named the Tax and Trade Bureau, is a bureau of the United States Department of the Treasury. ...
Composite
27.8
Agent
5.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.8/100 · thin
Contract Quality
1.7 / 25
Developer Ergonomics
9.5 / 20
Access Clarity
3.7 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Government & Public Sector
5.8 / 15
Agent readiness — 5/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
382
Judo Bank Thin agent aware
Judo Bank (Judo Capital Holdings Ltd) is an Australian challenger bank founded in 2016 and headquartered in Melbourne, purpose-built to serve small and mediu...
Composite
27.7
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.7/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.0 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
383
Western Alliance Bank Thin agent aware
Western Alliance Bancorporation (NYSE: WAL) is a Phoenix, Arizona based super-regional bank holding company with roughly $80 billion in assets, operating thr...
Composite
27.7
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.7/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
384
Northern Trust Thin agent ready
Northern Trust is a Fortune 500 global financial services firm providing asset servicing, asset management, wealth management, and banking to corporations, i...
Composite
27.6
Agent
32.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.6/100 · thin
Contract Quality
10.4 / 25
Developer Ergonomics
2.6 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
7.6 / 15
Agent readiness — 32/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
385
Salt Edge Thin agent aware
Salt Edge is a global open-banking aggregator providing account information, payment initiation, data enrichment, merchant identification, AML transaction mo...
Composite
27.6
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.6/100 · thin
Contract Quality
12.7 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
386
ABN AMRO Thin human only
A Dutch banking and financial services group serving retail, private, and corporate clients across Europe. ABN AMRO publishes a public developer portal expos...
Composite
27.3
Agent
5.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.3/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
8.6 / 20
Access Clarity
9.5 / 20
Operational Transparency
3.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
4.4 / 15
Agent readiness — 5/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
387
East West Bank Thin human only
East West Bank is the California state-chartered commercial banking subsidiary of East West Bancorp, Inc. (NASDAQ EWBC), headquartered in Pasadena, Californi...
Composite
27.2
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.2/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
12.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
388
Kotak Mahindra Bank Thin human only
Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking finance company in India to convert into a fu...
Composite
27.2
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 27.2/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
389
Addi Thin human only
Addi is a Colombian financial technology company founded in 2018 that provides buy-now-pay-later (BNPL) credit at the point of sale across Latin America. Con...
Composite
26.8
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.8/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
5.9 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
390
Australian Unity Bank Thin agent aware
Australian Unity Bank Limited is the banking arm of Australian Unity, a member-owned Australian mutual founded in Melbourne in 1840 with origins in the frien...
Composite
26.8
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.8/100 · thin
Contract Quality
3.1 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
10.6 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
391
Police Bank Thin agent aware
Police Bank is a mutual, member-owned Australian bank (ABN 95 087 650 799, ACN 087 650 799, AFSL / Australian Credit Licence No. 240018) founded to serve the...
Composite
26.8
Agent
23.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.8/100 · thin
Contract Quality
12.4 / 25
Developer Ergonomics
5.1 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
6.5 / 15
Agent readiness — 24/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
392
Feedzai Thin human only
Feedzai is an AI-native, end-to-end financial crime prevention platform — the self-described "world's first RiskOps platform" — used by leading financial ins...
Composite
26.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.7/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
7.4 / 20
Operational Transparency
3.8 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
393
Atomic Thin agent aware
Atomic is the connected-banking infrastructure for income, payroll, and merchant data. Their user-permissioned APIs let banks, lenders, fintechs, and HR plat...
Composite
26.5
Agent
19.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.5/100 · thin
Contract Quality
9.1 / 25
Developer Ergonomics
11.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
394
Qiwi Thin agent aware
Qiwi provides payment reception, payouts, and banking platform APIs for processing wallet, card, mobile, and SBP transactions across Russia and CIS markets.
Composite
26.4
Agent
21.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.4/100 · thin
Contract Quality
11.9 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.6 / 10
Regulatory · Payments
2.8 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
395
Novo Thin agent aware
Novo is a U.S. business banking platform built for small businesses, freelancers, and self-employed professionals, offering a free business checking account,...
Composite
26.3
Agent
15.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.3/100 · thin
Contract Quality
7.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
9.5 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
396
Synctera Thin agent ready
Synctera is a Banking-as-a-Service platform connecting fintechs to a network of sponsor banks. Provides REST APIs for personal/business customers, accounts, ...
Composite
26.3
Agent
30.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.3/100 · thin
Contract Quality
14.2 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
2.8 / 15
Agent readiness — 31/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6.0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
397
BankUnited Thin agent aware
BankUnited, N.A. is a national bank (OCC-chartered National Association) and the principal subsidiary of BankUnited, Inc. (NYSE: BKU), a bank holding company...
Composite
26.2
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.2/100 · thin
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
398
M1 Finance Thin agent aware
M1 Finance is an automated investing platform offering fractional share portfolio management, smart money movement, margin borrowing, and integrated banking ...
Composite
26.2
Agent
15.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.2/100 · thin
Contract Quality
9.3 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Emerging 195 11 – 26.1 More than an index entry but still mostly links rather than artifacts.
399
Nivelo Emerging human only
Nivelo is a New York City fintech that operates a payments risk and money-movement platform for the payroll industry, serving payment service providers (PSPs...
Composite
26.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 26.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
10.0 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Payments
7.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
400
Toss Emerging agent aware
Toss is a Korean financial super-app operated by Viva Republica that provides REST APIs for payments, banking, credit scoring, identity verification, and fin...
Composite
25.7
Agent
15.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.7/100 · emerging
Contract Quality
6.7 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
401
Open (open.money) Emerging human only
Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliat...
Composite
25.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
10.0 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
402
OlympusDAO Emerging agent aware
OlympusDAO is a decentralized reserve currency protocol built on Ethereum that pioneered protocol-owned liquidity (POL). The Olympus protocol issues OHM, a c...
Composite
25.5
Agent
22.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.5/100 · emerging
Contract Quality
12.7 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
1.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
1.2 / 12
Discoverability
7.0 / 10
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
403
CRB Emerging agent aware
CRB (Cross River Bank) is a New Jersey-chartered, FDIC-insured bank and financial technology infrastructure provider founded in 2008 and headquartered in For...
Composite
25.3
Agent
6.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
11.9 / 20
Access Clarity
4.7 / 20
Operational Transparency
3.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Payments
3.8 / 15
Agent readiness — 7/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
404
Klarna Kosma Emerging human only
Klarna Kosma is the Open Banking platform spun out of Klarna in March 2022 as a dedicated sub-brand and business unit. Built on the connectivity infrastructu...
Composite
25.2
Agent
3.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.2/100 · emerging
Contract Quality
1.7 / 25
Developer Ergonomics
11.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
405
Bluevine Emerging human only
Bluevine is a small business banking and lending platform offering business checking accounts, lines of credit, bill pay, invoicing, and cash flow management...
Composite
25.1
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.1/100 · emerging
Contract Quality
1.7 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
13.4 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.9 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
406
Jifiti Emerging human only
Through our white-labeled platform, banks and lenders embed their loans at any point of sale, giving merchants access to the most competitive business and co...
Composite
25.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 25.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
8.9 / 20
Operational Transparency
2.1 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
407
Kikoff Emerging human only
Kikoff is a San Francisco-based consumer fintech, founded in 2019, that helps people build and repair credit. Its products include a Credit Account that furn...
Composite
24.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
8.9 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
408
Bitstack Emerging human only
Bitstack is a French consumer Bitcoin savings application operated by Bitstack Digital Assets SAS (Meyreuil, France), which lets retail users accumulate Bitc...
Composite
24.7
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
14.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Payments
5.6 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
409
Meow Emerging agent native
Meow is a company surfaced as a portfolio company of qed-investors and added to the API Evangelist network as a stub for enrichment. Sector: banking. This pr...
Composite
24.7
Agent
49.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.7/100 · emerging
Contract Quality
17.2 / 25
Developer Ergonomics
0.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
4.4 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 49/100 · agent native
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
9.0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples partial
3.5 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card flavored
2.0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
410
Episode Six Emerging agent aware
Episode Six is a global payment technology company founded in 2015 by John Mitchell, Chermaine Hu and Futeh Kao that supplies banks, fintechs and brands with...
Composite
24.5
Agent
24.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
6.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Payments
8.4 / 15
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
411
Alt Bank Emerging agent aware
alt.bank (Alt Bank) is a Brazilian fintech providing a fully integrated, turnkey credit-card and consumer-credit platform for partners who want to launch pre...
Composite
24.4
Agent
20.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.4/100 · emerging
Contract Quality
15.8 / 25
Developer Ergonomics
3.7 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Payments
2.8 / 15
Agent readiness — 21/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
412
Betterment Emerging human only
Betterment is a robo-advisor and financial planning platform offering automated investment management, tax-loss harvesting, retirement planning, and goal-bas...
Composite
24.3
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
15.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
413
Farm Credit Administration Emerging agent aware
The Farm Credit Administration (FCA) is an independent US federal agency that regulates and examines the Farm Credit System (FCS) — a nationwide network of c...
Composite
24.3
Agent
10.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.3/100 · emerging
Contract Quality
1.7 / 25
Developer Ergonomics
5.1 / 20
Access Clarity
2.1 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Government & Public Sector
7.5 / 15
Agent readiness — 10/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples documented
1.8 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
414
Finsify Emerging agent aware
Finsify is a Southeast Asian bank-data aggregation company whose Finsify Hub service exposes a RESTful API for accessing end-user banking data — account bala...
Composite
24.3
Agent
22.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.3/100 · emerging
Contract Quality
10.4 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 23/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
415
ThetaRay Emerging agent aware
ThetaRay is an Israeli/US financial-crime-compliance software company that applies its patented "Cognitive AI" anomaly-detection technology to anti-money-lau...
Composite
24.1
Agent
27.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 24.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
4.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
8.0 / 15
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
416
Lane API Emerging agent aware
Lane offers a feature-rich, end-to-end order management system for asset leasing, loans and credit companies. Our platform covers all aspects, from conductin...
Composite
23.8
Agent
25.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.8/100 · emerging
Contract Quality
12.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
3.5 / 10
Agent readiness — 26/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
417
Acorns Emerging human only
Acorns is a micro-investing and personal finance platform that helps everyday Americans grow their wealth through automated round-up investments, diversified...
Composite
23.7
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
14.2 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
418
Copper Banking Emerging agent aware
Copper (Copper Banking) is a Seattle-based consumer fintech founded in 2019 by Eddie Behringer and Stefan Berglund that began as a teen banking app and debit...
Composite
23.6
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
8.9 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
419
Warblerlabs Emerging agent aware
Warbler Labs is a San Francisco fintech and blockchain company (founded 2020 by Blake West and Michael Sall) that builds and contributes to the Goldfinch Pro...
Composite
23.5
Agent
12.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.5/100 · emerging
Contract Quality
8.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Agent readiness — 13/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
420
Galileo Financial Technologies Emerging agent aware
Galileo Financial Technologies (a SoFi company) is a card-issuing and banking platform powering many fintechs. Provides Program API (accounts, cards), Config...
Composite
23.3
Agent
21.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.3/100 · emerging
Contract Quality
11.8 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Payments
2.8 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility documented
2.4 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
421
Steinbach Credit Union Emerging agent aware
Steinbach Credit Union (SCU) is a member-owned financial cooperative founded in 1941 and headquartered in Steinbach, Manitoba, Canada, operating three branch...
Composite
23.1
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 23.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
422
DataVisor Emerging human only
DataVisor is a Mountain View, California fraud and risk platform company founded in 2013 that applies unsupervised machine learning, rules, device intelligen...
Composite
22.8
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 22.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
423
Chief Financial Officers Council Emerging agent aware
The Chief Financial Officers Council (CFOC) was established by the Chief Financial Officers (CFO) Act of 1990 (Public Law 101-576) and is composed of the CFO...
Composite
22.7
Agent
17.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 22.7/100 · emerging
Contract Quality
11.4 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Government & Public Sector
2.2 / 15
Agent readiness — 17/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
424
Cardless Emerging agent aware
Cardless, Inc. is a San Francisco fintech that operates an embedded co-branded credit card platform, letting consumer brands launch and run their own credit ...
Composite
22.1
Agent
22.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 22.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Payments
8.2 / 15
Agent readiness — 22/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
425
ISO 20022 Emerging agent aware
ISO 20022 is the international financial messaging standard published by the International Organization for Standardization (ISO) that provides a common lang...
Composite
22.1
Agent
15.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 22.1/100 · emerging
Contract Quality
6.7 / 25
Developer Ergonomics
2.1 / 20
Access Clarity
7.9 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 16/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
426
Meniga Emerging human only
Meniga is a global leader in digital banking and personal finance management (PFM) solutions, serving over 100 million banking customers across 30 countries ...
Composite
22.1
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 22.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
9.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
427
Fibe Emerging agent aware
Fibe (formerly EarlySalary) is a digital consumer lending platform in India, founded in 2015 and headquartered in Pune. It offers instant personal loans up t...
Composite
22.0
Agent
27.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 22.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Agent readiness — 27/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
428
Clutch Emerging human only
Clutch (withclutch.com) is a US fintech that builds digital origination and lending automation software exclusively for credit unions. The platform spans con...
Composite
21.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 21.3/100 · emerging
Contract Quality
0.5 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
5.8 / 20
Operational Transparency
2.7 / 13
Contract Governance
2.2 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
429
American Express Emerging human only
American Express is a globally integrated payments company and card network that offers charge and credit cards, merchant acquiring, corporate payments, trav...
Composite
21.1
Agent
5.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 21.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
5.1 / 15
Agent readiness — 5/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
430
Avenue Bank Emerging agent ready
Avenue Bank Ltd (ABN 24 628 073 085, AFSL 520239) is an Australian Authorised Deposit-taking Institution (ADI) regulated by APRA, holding a full (unrestricte...
Composite
21.1
Agent
29.3
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 21.1/100 · emerging
Contract Quality
3.1 / 25
Developer Ergonomics
6.1 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
9.1 / 15
Agent readiness — 29/100 · agent ready
Machine-Readable Contract
18 / 18
Agentic Access Contract
10 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
8.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills derived
1.3 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
431
Peoples Group Emerging human only
Peoples Group is the operating name of Peoples Trust Company, a Vancouver-based Canadian trust company and chartered-bank group founded in 1985 and owned by ...
Composite
21.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 21.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Payments
6.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
432
KakaoBank Emerging human only
KakaoBank is South Korea's leading internet-only bank, offering REST APIs for account management, fund transfers, loans, credit scoring, and open banking dat...
Composite
21.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 21.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
6.8 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
433
Axos Bank Emerging human only
Axos Bank is a branchless, digital-first federal savings bank chartered and regulated by the U.S. Office of the Comptroller of the Currency (OCC) and a membe...
Composite
20.9
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
9.0 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
434
Dolibarr Emerging human only
Dolibarr is an open-source ERP and CRM platform for businesses, freelancers, and foundations. It provides a REST API for managing contacts, invoices, product...
Composite
20.8
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.8/100 · emerging
Contract Quality
1.7 / 25
Developer Ergonomics
2.1 / 20
Access Clarity
10.0 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
435
Xapo Emerging human only
Xapo Bank is a members-only private bank and Bitcoin custodian founded in 2013, combining regulated fiat banking with institutional-grade Bitcoin custody in ...
Composite
20.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
9.5 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
5.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
436
AgentIQ Emerging human only
Agent IQ is an AI-powered relationship-banking and institutional-intelligence platform for banks and credit unions. Its Lynq platform connects account holder...
Composite
20.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
7.9 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
437
BNY Mellon Emerging human only
BNY Mellon (legal parent The Bank of New York Mellon Corporation, rebranded to "BNY" in 2024) is a US money-center bank and the world's largest custodian, ov...
Composite
20.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
7.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
438
Kantox Emerging human only
Kantox is a foreign-exchange (FX) risk management and Currency Management Automation software company, headquartered in London and Barcelona and part of BNP ...
Composite
20.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
8.7 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Payments
5.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
439
Royal Bank of Canada Emerging human only
Royal Bank of Canada (RBC) is Canada's largest bank by market capitalization and one of the country's Big Six, a Schedule I domestic bank chartered under the...
Composite
20.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
8.1 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
440
Tesorio Emerging agent aware
Tesorio is an AI-powered financial operations platform that automates accounts receivable, accelerates cash flow, and gives finance teams intelligent tools t...
Composite
20.5
Agent
11.2
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
8.7 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
441
Wealthsimple Emerging human only
Wealthsimple is a Toronto-based Canadian financial technology company, founded in 2014, offering a full suite of consumer financial products: managed investi...
Composite
20.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
9.5 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
442
Lendbuzz Emerging human only
Lendbuzz is a Boston-headquartered auto finance platform, founded in 2015, that uses machine learning and alternative data — bank transaction history, educat...
Composite
20.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.4 / 20
Operational Transparency
2.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
443
Thrivent Financial Emerging human only
Thrivent Financial is a not-for-profit, membership-owned Fortune 500 financial services organization headquartered in Minneapolis, Minnesota, that helps Chri...
Composite
20.2
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.2/100 · emerging
Contract Quality
3.7 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
4.5 / 20
Operational Transparency
1.0 / 13
Contract Governance
1.8 / 12
Discoverability
6.5 / 10
Regulatory · Insurance
2.5 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
444
WeLab Emerging human only
WeLab is a Hong Kong-headquartered fintech group founded in 2013 (incorporated November 2012 as WeLend) by Simon Loong, Kelly Wong and Frances Kang, operatin...
Composite
20.2
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
5.9 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
445
3Jane Emerging human only
3Jane is an Ethereum-mainnet credit-based money market that issues algorithmic, real-time uncollateralized USDC credit lines underwritten against verifiable ...
Composite
20.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
446
Yubi (fka CredAvenue) Emerging human only
Yubi (formerly CredAvenue) is a Chennai-based Indian fintech that operates a unified technology platform for debt and credit markets, connecting borrowers, l...
Composite
20.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
8.7 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
447
Office of the Comptroller of the Currency (OCC) Emerging human only
The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises all national banks and federal savings associations, as well as feder...
Composite
20.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 20.0/100 · emerging
Contract Quality
2.7 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
7.9 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
448
Bancontact Emerging human only
Bancontact is Belgium's most popular electronic payment system, operating through the Bancontact Payconiq Company (now transitioning to Bancontact Pro brand)...
Composite
19.7
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.7/100 · emerging
Contract Quality
2.7 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
6.5 / 12
Discoverability
6.7 / 10
Regulatory · Payments
2.6 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
449
Esusu Emerging human only
Esusu is a financial technology company that turns rent payments into credit history. Founded in 2018 by Abbey Wemimo and Samir Goel and headquartered in New...
Composite
19.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
7.1 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
450
Falcon Emerging agent aware
Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises la...
Composite
19.6
Agent
5.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
0.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Payments
6.5 / 15
Agent readiness — 5/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
451
By Miles Emerging human only
By Miles is a London-based insurtech that pioneered pay-by-mile motor insurance in the United Kingdom, founded in 2016 for low-mileage drivers who cover unde...
Composite
19.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
452
PicPay Emerging agent aware
PicPay is a Brazilian fintech super-app and digital bank serving over 67 million users with a digital wallet, payment account, credit and debit cards, person...
Composite
19.3
Agent
6.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
10.5 / 20
Access Clarity
2.1 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Payments
3.8 / 15
Agent readiness — 7/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
6 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
453
Money View Emerging human only
Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, ...
Composite
19.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
6.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
454
Finli Emerging human only
Finli is a financial technology platform serving two markets. For small and medium-sized businesses it provides a full digital back office — professional inv...
Composite
19.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 19.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
10.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
455
Climate-X Emerging human only
Climate X is a London-headquartered climate risk analytics company that translates physical climate hazards into financial loss metrics for banks, insurers, ...
Composite
18.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.1 / 20
Operational Transparency
1.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
5.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
456
Lumin Digital Emerging human only
Lumin Digital is a cloud-native digital banking platform for credit unions and community banks, founded in 2016 by Jeff Chambers and headquartered in San Ram...
Composite
18.9
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
7.1 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
457
Upstart Emerging human only
Upstart is an AI lending marketplace (NASDAQ: UPST) that connects consumers with banks and credit unions, using AI-driven underwriting models to price credit...
Composite
18.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.5 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
458
USAA Emerging human only
USAA (United Services Automobile Association) is a Fortune 100 financial services group offering banking, investing, and insurance products exclusively to pe...
Composite
18.9
Agent
5.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.9/100 · emerging
Contract Quality
2.7 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
2.4 / 13
Contract Governance
3.4 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.4 / 15
Agent readiness — 5/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
459
Ally Financial Emerging agent aware
Ally Financial (NYSE: ALLY) is a US super-regional, all-digital bank holding company and one of the country's largest auto finance providers, offering online...
Composite
18.8
Agent
12.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.8/100 · emerging
Contract Quality
10.4 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
460
Kapital Emerging human only
Kapital (KPTL MEXICO BANK, S.A., Institucion de Banca Multiple, Kapital Mexico Grupo Financiero) is a licensed Mexican bank and AI-native financial platform ...
Composite
18.8
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
9.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
461
PayTo Emerging human only
PayTo is Australia's real-time mandated-payments service, operated by Australian Payments Plus (AP+) as an overlay on the New Payments Platform (NPP). It let...
Composite
18.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
462
Constantinople Emerging human only
Constantinople is a Sydney-based fintech providing an AI-native core-banking platform that lets banks run product, technology, data, operations, and complian...
Composite
18.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
7.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
463
helios Emerging human only
helios is a French sustainable-banking company (HELIOS SAS, Paris) offering current, Premium, joint, youth, Liberté and independent/professional accounts, a ...
Composite
18.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
464
Federal Deposit Insurance Corporation Emerging agent aware
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that provides deposit insurance to depositors in US...
Composite
18.2
Agent
20.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 18.2/100 · emerging
Contract Quality
12.1 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 20/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract derived
2.5 / 10
Documented Reversibility
6 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
9 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
4 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
465
Bancomat Emerging human only
BANCOMAT S.p.A. is Italy's leading payment network operator managing the PagoBancomat debit card scheme, ATM network, and BANCOMAT Pay mobile payment service...
Composite
17.9
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.9/100 · emerging
Contract Quality
2.7 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
5.5 / 12
Discoverability
5.9 / 10
Regulatory · Payments
2.6 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
466
Maisa Emerging agent aware
Maisa is an enterprise agentic-AI company whose platform, Maisa Studio, lets non-technical teams build, deploy, and manage "Digital Workers" — AI agents that...
Composite
17.9
Agent
5.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Insurance
4.5 / 15
Agent readiness — 5/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
467
Apollo Global Management Emerging agent aware
Apollo Global Management (NYSE: APO) is a global alternative asset manager and retirement services provider, running private equity, credit and real assets s...
Composite
17.8
Agent
24.7
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Agent readiness — 25/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
5.0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
468
Greenlight Emerging human only
Greenlight is a family-focused financial technology company offering a debit card and mobile banking app built for parents, kids, and teens. The platform pai...
Composite
17.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
469
MFellows Emerging agent aware
Money Fellows (moneyfellows.com) is an Egyptian fintech that digitizes the traditional rotating savings and credit association (ROSCA, or "gam'eya") into app...
Composite
17.6
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Payments
8.2 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
470
Beem Emerging human only
Beem is a consumer fintech mobile app (trybeem.com) offering instant cash advances of up to $1,000 through its Everdraft feature with no credit check and no ...
Composite
17.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
12.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
471
Marlo Technologies Emerging human only
Marlo is a maritime ERP platform for dry bulk, tanker, and commercial shipping companies, unifying chartering, voyage management, finance, banking, and compl...
Composite
17.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
9.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
472
DolarApp Emerging human only
DolarApp — rebranded to ARQ in March 2026 — is a Latin American cross-border fintech founded in Mexico in 2022 by former Revolut operators Fernando Terres, Z...
Composite
17.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
3.8 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Payments
4.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
473
Juni Emerging human only
Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking...
Composite
17.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
7.4 / 20
Operational Transparency
2.1 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
474
Calypso Emerging human only
APIs and developer resources for Nasdaq Calypso (formerly Adenza / Calypso Technology), a cross-asset front-to-back capital markets technology platform for t...
Composite
17.3
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
6.3 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Securities & Market Data
4.5 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
475
Self Emerging human only
Self (Self Financial, Inc.) is a fintech platform that helps people build credit, savings, and access to cash through a small set of consumer financial produ...
Composite
17.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 17.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
12.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
476
Catena Emerging human only
Catena (Catena Labs) is building a regulated banking and governance platform for AI agents. The platform gives agents verified identities, custodial and non-...
Composite
16.9
Agent
3.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
477
Nilus Emerging human only
Nilus is an AI-powered treasury management platform ("your agentic workforce for treasury") that gives finance teams real-time cash visibility across banks, ...
Composite
16.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Payments
5.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
478
HSBC USA Emerging human only
HSBC USA is the United States arm of HSBC Holdings plc, operating principally through HSBC Bank USA, N.A., a nationally chartered bank supervised by the Offi...
Composite
16.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
4.7 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
3.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
479
Alkami Emerging human only
Alkami Technology (NASDAQ: ALKT) is a Plano, Texas based cloud digital banking platform for U.S. banks and credit unions. Through its "Alkami Foundry" develo...
Composite
16.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
2.1 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
4.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
480
Linker Finance Emerging human only
Linker Finance Inc is a US financial technology company providing a digital banking and CRM platform for community and regional retail and commercial banks. ...
Composite
16.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
481
Traive Emerging agent aware
Traive is a Brazilian agri-fintech that connects agribusiness with financial investors, using AI and data analytics to simplify credit access in the agricult...
Composite
16.6
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
482
Bankjoy Emerging human only
Bankjoy is an end-to-end digital banking platform purpose-built for community banks and credit unions. Founded in 2014 and based in the Detroit metro area (R...
Composite
16.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.6 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
483
Neobanks Emerging human only
A collection of APIs from leading neobanks and digital banking platforms including Revolut, Monzo, Starling Bank, N26, Nubank, Bunq, and others that offer mo...
Composite
16.4
Agent
5.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
3.4 / 15
Agent readiness — 5/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
484
Prism Data Emerging human only
Prism Data is a cash flow underwriting infrastructure and analytics platform that helps lenders expand approvals and lower losses by turning raw bank transac...
Composite
16.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.4 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
485
Zone & Company Emerging human only
Zone & Co (Zone & Company) is a NetSuite-native financial operations software vendor whose SuiteApp suite automates the back office across five product famil...
Composite
16.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
10.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
486
Arc Emerging human only
Arc is an intelligent cash management platform for technology companies that consolidates business banking, treasury, debt capital, and AI-powered financial ...
Composite
16.1
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 16.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
10.5 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
487
Palm Emerging human only
Palm is an AI cash flow forecasting platform for corporate treasury and finance teams. It sits above existing Treasury Management Systems (TMS) and ERPs, uni...
Composite
15.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
488
UMB Bank Emerging human only
UMB Bank, National Association is the primary banking subsidiary of UMB Financial Corporation (Nasdaq ticker UMBF), a Kansas City, Missouri financial service...
Composite
15.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.7 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
489
ComplyBridge, Inc. Emerging human only
ComplyBridge is a compliance operating system for regulated financial services firms operating in the European Economic Area — banks and credit institutions,...
Composite
15.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
10.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
490
Rho Emerging human only
Rho is an all-in-one finance platform for businesses that combines business banking, treasury, corporate cards, expense management, bill pay, invoicing, and ...
Composite
15.7
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
10.5 / 20
Operational Transparency
2.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
491
Nu (Nubank) Emerging human only
Nu Holdings (Nubank) is Latin America's largest digital bank, with tens of millions of customers across Brazil, Mexico, and Colombia. Its core product surfac...
Composite
15.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
5.8 / 20
Operational Transparency
3.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
492
Probe Information Emerging human only
Probe Information Services (Probe42) is an Indian company-intelligence and business-data platform that collects, cleans, and curates information on roughly o...
Composite
15.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
493
Redwood Bank Emerging agent aware
Redwood Bank is a specialist UK challenger bank for small and medium-sized businesses, headquartered in Letchworth Garden City, Hertfordshire. Launched in 20...
Composite
15.5
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
494
Yubi Emerging human only
Yubi (formerly CredAvenue) is an Indian debt and credit technology company operating a full-stack digital marketplace that connects enterprises, lenders, and...
Composite
15.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
495
Alterna Savings Emerging human only
Alterna Savings and Credit Union Limited is a member-owned financial cooperative (credit union) founded in 1908 as the Civil Service Savings and Loan Society...
Composite
15.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
7.0 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
496
Moneybox Emerging human only
Moneybox is a London-based digital wealth management company, operating as Digital Moneybox Limited, whose mobile app helps people in the United Kingdom save...
Composite
15.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.7 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
497
Savana Emerging human only
Savana is a Malvern, Pennsylvania based financial software company, founded in 2009, that sells a cloud-native, API-first Digital Delivery Platform to banks,...
Composite
15.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
498
Stash Emerging human only
Stash is an investing and banking app that enables fractional share investing, automated portfolio building, bank account management with a Stock-Back debit ...
Composite
15.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
499
Deblock Emerging human only
Deblock is a fintech company offering a hybrid financial app that combines a fully licensed current account with a French IBAN and a Visa debit card alongsid...
Composite
15.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
8.9 / 20
Operational Transparency
2.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
500
Themis Emerging human only
Themis (askthemis.com) is a governance, risk, and compliance (GRC) SaaS platform positioned as a "compliance collaboration" tool that streamlines partnership...
Composite
15.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
7.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
501
Coast Capital Savings Emerging agent aware
Coast Capital Savings is a member-owned financial co-operative headquartered in Surrey, British Columbia, serving over 600,000 members across roughly 45 bran...
Composite
15.0
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
7.2 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
502
FintechOS Emerging human only
FintechOS is an AI-powered financial product operations platform that enables banks, lenders, and insurers to configure, price, launch, and manage financial ...
Composite
15.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 15.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
503
connectFirst Credit Union Emerging agent aware
connectFirst Credit Union is a member-owned, cooperative (Schedule-equivalent provincial credit union) financial institution headquartered in Calgary, Albert...
Composite
14.9
Agent
10.8
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 11/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
504
Morado Emerging agent aware
Morado is a Colombian fintech and B2B marketplace for the beauty and wellness industry across Latin America, founded in 2022 by Angela Maria Acosta (an early...
Composite
14.9
Agent
8.6
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 9/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
12.0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
505
KOHO Emerging human only
KOHO is a Canadian financial-technology company (neobank) founded in 2014 by Daniel Eberhard and headquartered in Vancouver, British Columbia, serving more t...
Composite
14.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
7.4 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
506
Kredete Emerging human only
Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and operating across four continents. It moves mon...
Composite
14.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Payments
4.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
507
PiggyVest Emerging human only
PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment pl...
Composite
14.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Payments
3.8 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
508
Canadian Tire Bank Emerging agent aware
Canadian Tire Bank (operating as Canadian Tire Financial Services) is a federally regulated Schedule I bank, wholly owned by Canadian Tire Corporation, Limit...
Composite
14.5
Agent
15.1
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.5 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
8.4 / 15
Agent readiness — 15/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth served
9.0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
6.0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
6 / 6
Agentic Commerce Well-Known Document
0 / 5
509
CRS Credit API Emerging human only
CRS Credit API delivers credit data-as-a-service for fast, compliant financial decisioning. The platform aggregates consumer and business credit, identity, f...
Composite
14.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
510
Zions Bancorporation Emerging human only
Zions Bancorporation is one of the nation's premier financial services companies, operating under local management teams and distinct brands in 11 western U....
Composite
14.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
511
ANNA Money Emerging human only
ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary of ANNA Holdings Ltd) is a UK digital business...
Composite
14.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
512
Brookfield Asset Management Emerging agent aware
Brookfield Asset Management (NYSE: BAM, TSX: BAM) is a leading global alternative asset manager with over $1 trillion in assets under management and approxim...
Composite
14.4
Agent
12.9
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.4/100 · emerging
Contract Quality
10.4 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Energy & Utilities
1.2 / 15
Agent readiness — 13/100 · agent aware
Machine-Readable Contract
18 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
513
BioCatch Emerging human only
BioCatch is a financial-fraud and financial-crime prevention platform that uses behavioral intelligence — analyzing how people physically interact with their...
Composite
14.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
514
Tink Emerging human only
Tink (a Visa company) is a European open-banking platform offering account aggregation, payment initiation, identity, and KYC products across 3,400+ banks. T...
Composite
14.3
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
4.7 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
8.2 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
515
GreenFi Emerging human only
GreenFi is a climate-focused consumer financial technology company — the rebranded continuation of Aspiration's consumer banking arm. It offers a combined ch...
Composite
14.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
516
Oradian Emerging human only
Oradian is an AI-native, cloud-based core banking platform that helps banks, lenders, microfinance institutions, and fintechs in Asia, Africa, and Europe rep...
Composite
14.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.3 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
517
Step Emerging human only
Step is an all-in-one mobile banking platform built for teens, young adults, and families. The Step Visa Card is a secured card that builds credit history re...
Composite
14.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 14.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
518
Credi2 Emerging human only
Credi2 GmbH is a Vienna, Austria based fintech that operates a white-label, cloud-native embedded lending platform enabling banks, card issuers, and merchant...
Composite
13.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
3.7 / 20
Operational Transparency
1.4 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
519
Dock Emerging agent aware
Dock is a Latin American financial technology infrastructure provider — formerly Conductor Technology — that delivers card issuing and processing, core banki...
Composite
13.8
Agent
5.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
3.7 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Payments
4.7 / 15
Agent readiness — 5/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
520
Dave Emerging human only
Dave is a U.S. consumer financial-technology company (Nasdaq: DAVE), founded in 2016 and headquartered in Los Angeles, that operates a mobile banking app ser...
Composite
13.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
521
Every Emerging human only
Every is an AI-native, all-in-one back-office and finance platform built for startups, unifying incorporation, business banking and cards, treasury and cash ...
Composite
13.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
522
M2P Fintech Emerging human only
M2P Fintech is Asia's largest API infrastructure company, powering banking, lending, and payment solutions for fintechs, banks, NBFCs, and enterprises. Found...
Composite
13.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
523
nsKnox Emerging human only
nsKnox is an Israeli fintech-security company that protects business-to-business payments against fraud and misdirection for corporations and banks. Founded ...
Composite
13.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
524
Sumeria Emerging human only
Sumeria is a French fintech and mobile-first banking service created by Lydia Solutions in 2024 as a consumer spinoff of the Lydia payment app. It offers fre...
Composite
13.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
525
Committee on Foreign Investment in the United States Emerging human only
The Committee on Foreign Investment in the United States (CFIUS) is an inter-agency committee chaired by the U.S. Department of the Treasury that reviews cer...
Composite
13.3
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Government & Public Sector
1.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
526
EverBank Emerging human only
EverBank, N.A. is a Jacksonville, Florida based national bank (Member FDIC) focused on high-yield consumer deposits, business and treasury banking, and comme...
Composite
13.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.9 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
527
Sidekick Emerging human only
Sidekick is a UK-based online wealth management and investing platform that offers expert-led investments and savings products once reserved for the ultra-we...
Composite
13.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
528
Ziro Emerging human only
Zíro (somosziro.com) is a Colombian fintech that provides interest-free credit for small retailers in the traditional commerce channel. Its platform lets dis...
Composite
13.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
529
caimitech Emerging human only
caimitech.com is the domain of Wacai (挖财, Hangzhou Wacai Network Technology Co.), a Chinese personal-finance and wealth-management company founded in 2009 th...
Composite
13.2
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
7.1 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
530
City National Bank Emerging human only
City National Bank is a national bank chartered in the United States and a wholly owned subsidiary of Royal Bank of Canada (RBC) since 2015, headquartered in...
Composite
13.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
531
Lentra Emerging human only
Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with...
Composite
13.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
532
Oatfi Emerging human only
OatFi is a fintech infrastructure company that describes itself as "The Modern Credit Network for B2B Payments." It provides embedded credit, lending, and wo...
Composite
13.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
4.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
533
Plink Emerging human only
Plink is a personalized commerce and card-linking platform that turns everyday payment transactions into intelligent, permission-based savings and engagement...
Composite
13.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
534
Uni Emerging human only
Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit...
Composite
13.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
535
ChangEd Emerging human only
ChangEd (Changed) is a consumer financial-technology company whose mobile app helps people pay off debt faster by automatically rounding up everyday purchase...
Composite
13.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Education & Research
3.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
536
Clerkie Emerging human only
Clerkie, operated by Henry Labs Inc. and founded in San Francisco in 2016, is an AI-powered debt management and loan-recovery platform serving both consumers...
Composite
13.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Payments
4.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
537
Earnin Emerging human only
Earnin (formerly Activehours) is a consumer financial technology company offering earned wage access (EWA) that lets workers tap the pay they have already ea...
Composite
13.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
538
F.N.B. Corporation Emerging human only
F.N.B. Corporation (NYSE: FNB) is a diversified financial services holding company headquartered in Pittsburgh, Pennsylvania, and the parent of First Nationa...
Composite
13.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 13.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
539
FeezBack Emerging human only
FeezBack is an Israeli open-banking fintech, founded in 2016, that builds the technological infrastructure and consumer products enabling financial players t...
Composite
12.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
4.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
540
Zibo Emerging human only
Zibo (operating as Azibo) is a financial services and property-management platform for independent landlords and rental property owners. The company offers a...
Composite
12.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
8.9 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
541
Raymond James Bank Emerging human only
Raymond James Bank is a Florida-chartered state member bank headquartered in St. Petersburg, Florida, and a wholly owned subsidiary of Raymond James Financia...
Composite
12.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
542
Vancity Community Investment Bank Emerging human only
Vancity Community Investment Bank (VCIB) is a federally regulated Schedule I chartered bank headquartered in Toronto, Ontario, and a wholly owned subsidiary ...
Composite
12.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.6 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
543
Grandhood Emerging human only
Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the tr...
Composite
12.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
7.6 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
544
Heard Emerging human only
Heard (Heard Technologies, Inc.) is the financial management platform built specifically for therapists and wellness practitioners in private practice. Found...
Composite
12.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
6.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
545
Plum Emerging human only
Plum is a UK-based personal finance "money app" that helps consumers save and invest automatically. Its mobile app pairs automated savings algorithms (eight ...
Composite
12.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
546
Warbler Labs Incorporated Emerging human only
Warbler Labs is the San Francisco-based software company founded in 2020 by former Coinbase engineers Blake West and Mike Sall that builds and maintains Gold...
Composite
12.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
6.7 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
547
Commerce Bank Emerging human only
Commerce Bank is the principal banking subsidiary of Commerce Bancshares, Inc. (NASDAQ CBSH), a Missouri-based regional bank holding company with roughly $32...
Composite
12.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
548
One Emerging human only
OnePay (formerly One / One Finance) is a Walmart-backed consumer fintech that delivers a single mobile app combining banking, high-yield savings, a CashRewar...
Composite
12.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
549
TopKey Emerging human only
TopKey is an AI-powered financial operating system purpose-built for professional short-term rental, vacation rental, and long-term rental property managers ...
Composite
12.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
550
Trim Emerging human only
Trim is a consumer fintech company founded in 2015 that built an automated personal finance assistant which finds and cancels unwanted subscriptions, negotia...
Composite
12.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
551
UBS Bank USA Emerging human only
UBS Bank USA (BUSA) is a Utah state-chartered industrial bank and FDIC-insured depository institution headquartered in Salt Lake City, Utah, established in 2...
Composite
12.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
552
UNest Emerging human only
UNest is a Los Angeles-based fintech app that helps parents and families save and invest for their children's futures through UTMA/UGMA custodial investment ...
Composite
12.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
553
America First Credit Union Emerging human only
America First Credit Union is a federally chartered, NCUA-insured credit union headquartered in Riverdale, Utah, founded in 1939. With roughly $19 billion in...
Composite
12.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
554
Nitra Emerging human only
Nitra is an integrated financial and operational platform — an "operating system" — for independent medical practices, unifying business banking, spend manag...
Composite
12.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
8.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
555
Stifel Financial Emerging human only
Stifel Financial is a financial services holding company whose subsidiaries provide securities brokerage, investment banking, trading, investment advisory, a...
Composite
12.3
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.3/100 · emerging
Contract Quality
2.7 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
556
MANTL Emerging human only
MANTL is an account and deposit origination software company for banks and credit unions. Its omnichannel platform lets financial institutions open consumer ...
Composite
12.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
557
Baselane Emerging human only
Baselane is an all-in-one financial platform (financial operating system) for independent landlords and real estate investors, combining FDIC-insured landlor...
Composite
12.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
7.6 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
558
Erebor Emerging agent aware
Erebor is a digital-first, FDIC-insured national bank built for the innovation economy — technology startups, cryptocurrency and stablecoin businesses, and A...
Composite
12.1
Agent
5.4
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 5/100 · agent aware
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics documented
4.0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
559
Highbeam Emerging human only
Highbeam is a business banking and finance platform built for modern consumer brands (direct-to-consumer and e-commerce). It brings together operating and hi...
Composite
12.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
560
Sarwa Emerging human only
Sarwa is a UAE-based fintech platform and mobile app that lets everyday investors trade U.S. stocks and ETFs, invest passively through managed portfolios, an...
Composite
12.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 12.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Securities & Market Data
4.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
561
Desjardins Group Emerging human only
Desjardins Group (Mouvement Desjardins) is the largest cooperative financial group in North America, founded in 1900 in Lévis, Quebec by Alphonse Desjardins....
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
562
flatfair Emerging human only
flatfair is a UK-based tenancy deposit platform for letting agents, landlords, and Build-to-Rent operators, offering deposit alternatives and deposit adminis...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
563
Regular Finance Emerging human only
Regular Finance (Regular) is a French fintech offering a consumer digital-asset yield account. Customers deposit euros by bank transfer and earn roughly 5.50...
Composite
11.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.9/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
564
Bank of Hawaii Emerging human only
Bank of Hawaii is a state-chartered commercial bank organized under the laws of the State of Hawaii in 1897, a member of the Federal Reserve System and FDIC-...
Composite
11.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
565
Monese Emerging human only
Monese is a London-founded fintech that provides mobile money accounts to consumers across Europe. Operating as a licensed Electronic Money Institution (EMI)...
Composite
11.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.8/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
6.3 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
566
First Hawaiian Bank Emerging human only
First Hawaiian Bank is Hawaii's oldest and largest financial institution, founded in 1858 and headquartered at First Hawaiian Center in Honolulu. It is a Haw...
Composite
11.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
567
Get Emerging human only
Get (useget.com) is a Singapore-based fintech company offering a mobile banking and financial-literacy platform for children, teens, and their families. The ...
Composite
11.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.7/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
568
Raisin Emerging human only
Raisin is a fintech savings and investment marketplace that gives consumers access to high-yield savings accounts, CDs, and cash deposit products from a netw...
Composite
11.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.6/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
7.6 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
569
BillTrim Emerging human only
BillTrim is a consumer bill-management and negotiation service that helps households lower, monitor, and pay their recurring bills. Its team negotiates with ...
Composite
11.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
570
Current Emerging human only
Current (Finco Services, Inc.) is a New York City-based U.S. financial technology company operating a mobile-first consumer banking platform serving over six...
Composite
11.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
571
Tellus Emerging human only
Tellus is a consumer fintech company whose mobile app pairs high-yield savings tools with real-estate-backed lending and property management. Members earn co...
Composite
11.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
572
Wintrust Financial Emerging human only
Wintrust Financial Corporation is a Rosemont, Illinois-based financial holding company operating a network of chartered community banks (Wintrust Bank, N.A. ...
Composite
11.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.5/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.1 / 20
Access Clarity
3.7 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.5 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
2.5 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
573
Associated Bank Emerging human only
Associated Bank, N.A. is the primary banking subsidiary of Associated Banc-Corp (NYSE ASB), a nationally chartered commercial bank and the largest bank holdi...
Composite
11.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
2.1 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
574
First Horizon Emerging human only
First Horizon Corporation is a Fortune 500 financial services holding company headquartered in Memphis, Tennessee. Through First Horizon Bank it provides com...
Composite
11.4
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.4/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.1 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
2.2 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
3.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
575
Anchor Protocol Emerging human only
Anchor Protocol is a Terra-based decentralized finance (DeFi) savings protocol that offered a low-volatility yield on Terra stablecoin (UST) deposits, borrow...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
576
Comun Emerging human only
Comun (Común) is a fintech company providing digital banking and money-transfer services designed for Latino immigrants in the United States. Through a bilin...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
577
Covalto Emerging human only
Covalto (formerly Credijusto) is a Mexican digital bank for small and medium-sized businesses, headquartered in Mexico City. It offers business and personal ...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
578
HighRadius Emerging human only
HighRadius is an AI-powered autonomous finance platform for the Office of the CFO, automating the Order-to-Cash (O2C), Record-to-Report (R2R), Accounts Payab...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.2 / 20
Access Clarity
3.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
579
Nave Bank Emerging human only
Nave Bank is a digital-first business bank based in Puerto Rico, offering FDIC-insured deposit accounts, business savings, and business loans through an easy...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
580
Provide Emerging human only
Provide is a financial services division of Fifth Third Bank offering banking and financing built specifically for owners of professional practices — dental,...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
581
Tangerine Emerging human only
Tangerine is a Canadian direct (branchless) bank headquartered in Toronto, Ontario, and a federally regulated Schedule I bank chartered as Tangerine Bank (in...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
582
Trade Republic Emerging human only
Trade Republic is a Berlin-based digital bank and Europe's largest savings platform, offering commission-optimized trading of stocks, ETFs, derivatives, and ...
Composite
11.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.3/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
583
Ares Management Emerging human only
Ares Management is a major US corporation and Fortune 1000 company. The Ares Management API provides programmatic access to its platform services, data, and ...
Composite
11.2
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
584
BNP Paribas Emerging human only
BNP Paribas is a leading international banking group providing a wide range of financial services to individuals, businesses, and institutions worldwide. The...
Composite
11.2
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
585
M&T Bank Emerging human only
M&T Bank is a US super-regional bank holding company (M&T Bank Corporation, NYSE: MTB) headquartered in Buffalo, New York, operating through its national ban...
Composite
11.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.2/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
7.2 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
586
Avant Emerging human only
Avant is a Chicago-based financial technology company that provides consumer credit products to middle-income U.S. consumers, primarily unsecured personal lo...
Composite
11.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
587
Bank Jago Emerging human only
PT Bank Jago Tbk is a technology-based digital bank in Indonesia, listed on the Indonesia Stock Exchange (IDX: ARTO) and backed by investors including Ribbit...
Composite
11.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
3.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
588
Curve Emerging human only
Curve is a London-based fintech, founded in 2015 by Shachar Bialick, that consolidates multiple debit and credit cards into a single smart card and mobile wa...
Composite
11.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
589
MidFirst Bank Emerging human only
MidFirst Bank is a federally chartered savings association (thrift) headquartered in Oklahoma City, Oklahoma, and owned by Midland Financial Co. Founded in 1...
Composite
11.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
590
OakNorth Emerging human only
OakNorth is a UK-based commercial bank and business-lending institution founded in 2015, providing debt financing to mid-market and lower-mid-market business...
Composite
11.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.1/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
591
Albo Emerging human only
Albo (albo.com, formerly albo.mx) is a Mexican digital financial services company founded in 2016 and operating since 2022 as an Institución de Fondos de Pag...
Composite
11.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
6.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
592
Earnix Emerging human only
Earnix provides an AI orchestration system (Earnix AIOS) purpose-built for insurance and banking decisioning. The platform unifies pricing, an enterprise rat...
Composite
11.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
593
Marcus by Goldman Sachs Emerging human only
Marcus by Goldman Sachs is the U.S. consumer banking brand of The Goldman Sachs Group, launched in 2016 to offer no-fee high-yield Online Savings Accounts an...
Composite
11.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 11.0/100 · emerging
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
Minimal 272 0 – 10.9 Index entry only; little beyond a description and a link.
594
Juno Minimal human only
Juno is a Brazilian B2B payments fintech, acquired by EBANX in October 2021, that provides a complete billing and payments platform for Brazilian companies. ...
Composite
10.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
6.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
595
Oportun Minimal human only
Oportun (Nasdaq: OPRT) is a mission-driven financial services company and U.S. Treasury-certified Community Development Financial Institution (CDFI) that pro...
Composite
10.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
596
Creditas Minimal human only
Creditas is a Brazilian digital lending fintech founded in 2012 and headquartered in Sao Paulo, operating in Brazil and Mexico. It provides secured consumer ...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
597
Fincompare Minimal human only
Fincompare (now operating under the Fynbiz brand alongside Compeon) is a Berlin-based digital financing marketplace for small and medium-sized enterprises. F...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
6.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
598
National Bank of Canada Minimal human only
National Bank of Canada (Banque Nationale du Canada, TSX: NA) is a Schedule I chartered bank headquartered in Montreal, Quebec, founded in 1859. It is the si...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
599
OnePay Minimal human only
OnePay is a Walmart-backed financial technology company that delivers mobile banking and money services through a single consumer app, with banking provided ...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
600
rekord Minimal human only
Rekord is a Dublin-based fintech platform that helps banks and fintechs automate credit underwriting and customer onboarding. Its AI-native decisioning platf...
Composite
10.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
601
Clearscore Minimal human only
ClearScore is a London-founded fintech (2015) that gives consumers free access to their credit score and report and matches them to financial products — cred...
Composite
10.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
602
Conexus Credit Union Minimal human only
Conexus Credit Union is Saskatchewan's largest credit union, a member-owned cooperative financial institution headquartered in Regina with over $10 billion i...
Composite
10.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
603
Mission Lane Minimal human only
Mission Lane is a consumer fintech founded in 2018 that offers the Mission Lane Visa credit card (issued by WebBank) to help millions of Americans with limit...
Composite
10.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
604
Noh Minimal human only
Noh is a Brazilian consumer fintech (neobank) founded in November 2021 by Ana Zucato and Octavio Turra, headquartered in Sao Paulo, SP. Noh pioneered Brazil'...
Composite
10.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
6.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
605
AAZZUR Minimal human only
AAZZUR is a Berlin-based embedded finance and Banking-as-a-Service (BaaS) platform that lets enterprises, financial institutions, and startups embed financia...
Composite
10.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
606
National Credit Union Administration Minimal human only
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured cr...
Composite
10.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
607
Webster Bank Minimal human only
Webster Bank, N.A. is a nationally chartered commercial bank (National Association) and the principal banking subsidiary of Webster Financial Corporation (NY...
Composite
10.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
608
SunGard Data Systems Minimal human only
SunGard Data Systems was a software and technology services company that provided software and processing solutions to financial services, education, and the...
Composite
10.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
609
Endl Minimal human only
Endl is a financial-technology company offering "the operating account for borderless businesses." The platform lets consulting firms, agencies, contractors,...
Composite
10.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
610
Onafriq Minimal human only
Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tan...
Composite
10.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
1.6 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Payments
2.6 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
611
UBS Minimal human only
A Swiss multinational investment bank and financial services company and the world's largest wealth manager. UBS exposes a multi-ecosystem developer platform...
Composite
10.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
7.6 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
612
Atlantic Union Bank Minimal human only
Atlantic Union Bank is a Virginia state-chartered commercial bank with roots going back to 1902, and the principal banking subsidiary of Atlantic Union Banks...
Composite
10.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
613
SarisAI Minimal human only
SarisAI (Saris) builds agentic AI workflow automation for banks and credit unions, automating multi-step back-office operations across lending, compliance, a...
Composite
10.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
2.2 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
614
Zeta Minimal human only
Zeta is a next-generation banking and payment card processing platform for banks and financial institutions, offering a cloud-native omnistack to launch and ...
Composite
10.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
615
Bachatt Minimal human only
Bachatt is a daily savings and investments mobile app operated by Trusave Fintech Private Limited, designed for India's underserved and self-employed populat...
Composite
10.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
616
CIBC Minimal human only
Canadian Imperial Bank of Commerce (CIBC) is a Schedule I domestic chartered bank and one of Canada's Big Six, formed in 1961 through the merger of the Canad...
Composite
10.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
617
Clair Minimal human only
Clair Inc is a New York-based financial technology company that provides free, compliant On-Demand Pay (earned wage access) as an embedded service inside the...
Composite
10.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
4.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
618
Finda Minimal human only
Finda (핀다) is a South Korean fintech company founded in 2015 and headquartered in Seoul that operates a licensed online loan-comparison and financial-product...
Composite
10.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
619
Magicpin Minimal human only
Magicpin (operated by Samast Technologies Private Limited) is India's hyperlocal savings and discovery platform, connecting consumers with deals, cashback, a...
Composite
10.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
620
Wollit Minimal human only
Wollit is a UK-based credit-health subscription service (£9.99/month) that helps consumers build and strengthen their credit profile. Authorised and regulate...
Composite
10.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
621
Bridgewater Bank Minimal human only
Bridgewater Bank is a Canadian Schedule I chartered bank, a wholly-owned subsidiary of the Alberta Motor Association (AMA), headquartered in Calgary, Alberta...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
622
Citibank Canada Minimal human only
Citibank Canada (Citi Canada) is the Canadian arm of Citigroup, chartered under Canada's Bank Act as a Schedule II (foreign bank subsidiary) deposit-taking i...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
623
Deduce Minimal human only
Deduce is a New York City-based identity intelligence and fraud-prevention company focused on detecting stolen and synthetic identities, including the rapidl...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
624
PNC Minimal human only
PNC Financial Services Group is a Pittsburgh-based money-center bank and Fortune 500 diversified financial services company offering retail banking, corporat...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
4.3 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.5 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
625
PrecisionLender Minimal human only
PrecisionLender is a relationship pricing and profitability platform for commercial banks, now part of Q2 Holdings (acquired 2019). It equips relationship ma...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
4.8 / 20
Access Clarity
1.3 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
626
Simplii Financial Minimal human only
Simplii Financial is the no-fee direct banking brand of the Canadian Imperial Bank of Commerce (CIBC), one of Canada's Big Six Schedule I domestic banks. Lau...
Composite
10.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
627
Affinity Credit Union Minimal human only
Affinity Credit Union is a member-owned financial cooperative headquartered in Saskatoon, Saskatchewan, Canada. Formed in 2005 through the amalgamation of se...
Composite
10.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
628
Divine Minimal human only
Divine Research Inc. is a fintech company building blockchain-based unsecured lending for underserved borrowers in emerging markets. Its flagship product, Cr...
Composite
10.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
629
Frost Bank Minimal human only
Frost Bank is the banking subsidiary of Cullen/Frost Bankers, Inc. (NYSE: CFR), a San Antonio, Texas-based financial holding company and one of the largest T...
Composite
10.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
630
Velotax Minimal human only
Velotax is a Brazilian digital-credit fintech (mobile app plus velotax.com.br), operating 100% online, that offers unsecured personal loans and income-tax (I...
Composite
10.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 10.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
631
Bank OZK Minimal human only
Bank OZK is a regional bank headquartered in Little Rock, Arkansas, tracing its charter to 1903 and today operating roughly 265 offices across Arkansas, Geor...
Composite
9.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
632
BECU Minimal human only
BECU (Boeing Employees' Credit Union) is a member-owned, not-for-profit state-chartered credit union founded in 1935 and headquartered in Tukwila, Washington...
Composite
9.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
633
Charlie Finance Minimal human only
Charlie (Charlie Finance Co.) was a Pasadena, California fintech company that operated a mobile banking app and debit-card program built specifically for Ame...
Composite
9.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
634
KlariVis Minimal human only
KlariVis is an enterprise data analytics platform built for community banks and credit unions by former community bankers. It ingests data nightly from a fin...
Composite
9.9
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.9 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
635
Popular (Banco Popular) Minimal human only
Popular, Inc. (NASDAQ: BPOP), operating as Banco Popular, is a publicly traded financial holding company founded in 1893 and headquartered in Hato Rey, San J...
Composite
9.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
636
Credit Karma Minimal human only
Credit Karma is an AI-powered personal finance platform founded in 2007 and owned by Intuit since 2020, serving more than 140 million members in the US, UK a...
Composite
9.8
Agent
3.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
3.7 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Insurance
3.6 / 15
Agent readiness — 4/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server documented
4.8 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
637
Kudos Minimal human only
Kudos is a consumer credit-card rewards and smart-shopping assistant operated by Kudos Technologies, Inc., founded in 2021 by Tikue Anazodo and Ahmad Ismail....
Composite
9.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
638
Reposit Minimal human only
Reposit is a UK-based PropTech and fintech company offering a deposit alternative for the residential rental market. Instead of paying a traditional cash dep...
Composite
9.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
639
Carbon Direct Minimal human only
Carbon Direct is a science-first carbon management company that pairs an enterprise carbon management platform with a team of 70+ scientists. The platform he...
Composite
9.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
5.8 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
640
Cadence Bank Minimal human only
Cadence Bank is a regional U.S. commercial bank headquartered in Tupelo, Mississippi and Houston, Texas, formed in October 2021 when legacy Cadence Bancorpor...
Composite
9.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
641
Live Oak Bank Minimal human only
Live Oak Bank (Live Oak Banking Company) is a digital, branchless, North Carolina state-chartered commercial bank founded in 2008 and headquartered in Wilmin...
Composite
9.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.7 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
642
Security Service Federal Credit Union Minimal human only
Security Service Federal Credit Union (SSFCU), headquartered in San Antonio, Texas, is a member-owned, not-for-profit financial cooperative federally charter...
Composite
9.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
643
Servus Credit Union Minimal human only
Servus Credit Union Ltd. is a member-owned cooperative financial institution headquartered in Edmonton, Alberta, founded in 1938. It is Alberta's largest cre...
Composite
9.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
644
Super.com Minimal human only
Super.com (formerly SnapTravel and Snapcommerce) is a consumer savings company founded in 2016 by Hussein Fazal and Henry Shi, headquartered in San Francisco...
Composite
9.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
645
PC Financial Minimal human only
PC Financial (President's Choice Financial) is the financial-services brand of Canadian grocery giant Loblaw Companies Limited. Its personal banking and Mast...
Composite
9.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
646
Uhura Solutions Minimal human only
Uhura Solutions is a London-based AI platform for document-driven process automation in financial services, combining fine-tuned large language models, a low...
Composite
9.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
647
Aspora Minimal human only
Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-mark...
Composite
9.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
648
Finverse Minimal human only
Finverse is a unified open finance API platform providing aggregated access to banking data, payments, and financial services across Asia-Pacific. Often desc...
Composite
9.3
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
649
Go Rise Minimal human only
Rise (gorise.co) is a Dubai-based fintech platform that gives migrant workers control over their finances across both their home and host countries. Through ...
Composite
9.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
650
OneConnect Minimal human only
OneConnect Financial Technology (NYSE: OCFT; HKEX: 6638) is a technology-as-a-service platform for financial institutions, incorporated in 2015 as an associa...
Composite
9.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
3.2 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
651
Platformable Minimal human only
Platformable provides API governance, open ecosystem intelligence, and consultancy services. Their training resources, dashboards, and tools help organizatio...
Composite
9.3
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.4 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
652
Klar Minimal human only
Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering in Berlin, serving roughly 7 million customers....
Composite
9.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
653
Arq Minimal human only
Arq (formerly DolarApp) is a Latin American cross-border fintech app that gives travelers, investors, and professionals digital dollar and digital euro accou...
Composite
9.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
654
Moneyfellows Minimal human only
Money Fellows is an Egyptian fintech, founded in 2018 and regulated by the Central Bank of Egypt, that digitizes the traditional rotating savings and credit ...
Composite
9.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
655
Onecard Minimal human only
OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house te...
Composite
9.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
656
Personetics Minimal human only
Personetics is a Cognitive Banking platform that helps banks and financial institutions deliver AI-driven, financial-data-personalized customer engagement an...
Composite
9.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
657
Sav Technologies Limited Minimal human only
Sav Technologies Limited operates Sav (sav.money), a UAE-based intelligent financial platform that lets users track, save, invest, and grow their wealth acro...
Composite
9.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
658
WSFS Financial Minimal human only
WSFS Financial Corporation is a multibillion-dollar financial services company headquartered in Wilmington, Delaware. Its primary subsidiary WSFS Bank has op...
Composite
9.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
659
Aella Credit Minimal human only
Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrast...
Composite
9.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
660
Capstack Minimal human only
Capstack Technologies operates a digital bank-to-bank marketplace that lets banks, credit unions, and other financial institutions trade whole loans and loan...
Composite
9.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
5.5 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
661
Neo Financial Minimal human only
Neo Financial is a Calgary- and Winnipeg-based Canadian fintech (neobank) founded in 2019 by the founders of SkipTheDishes, offering credit cards, savings, m...
Composite
9.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
662
Old National Bank Minimal human only
Old National Bank is a nationally chartered, FDIC-insured regional commercial bank and the primary subsidiary of Old National Bancorp (NASDAQ: ONB), headquar...
Composite
9.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
663
Valley National Bank Minimal human only
Valley National Bank is a nationally chartered commercial bank (OCC-regulated) and the principal banking subsidiary of Valley National Bancorp (NASDAQ: VLY),...
Composite
9.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 9.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
664
Hilltop Holdings Minimal human only
Hilltop Holdings is a major US corporation and Fortune 1000 company. The Hilltop Holdings API provides programmatic access to its platform services, data, an...
Composite
8.9
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
665
Prosperity Bank Minimal human only
Prosperity Bank is a Texas-chartered commercial bank (member FDIC, NMLS ID 466414) and the banking subsidiary of Prosperity Bancshares, Inc. (NYSE: PB), a Ho...
Composite
8.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
666
Qwil Minimal human only
Qwil (qwil.co) is a financial-technology company and a 500 Global portfolio company. It operates a consumer-facing web and mobile application ("Qwil WebApp" ...
Composite
8.9
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
7.6 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
667
Slice Minimal human only
Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Gu...
Composite
8.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
668
SouthState Bank Minimal human only
SouthState Bank, National Association is an OCC-chartered national commercial bank headquartered in Winter Haven, Florida, and the principal subsidiary of So...
Composite
8.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
669
Jupiter Money Minimal human only
Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra...
Composite
8.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
3.8 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
670
Alogent Minimal human only
Alogent is a banking and financial technology provider that delivers cloud-native software to banks and credit unions across three product families: payments...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
671
Barclays US Minimal human only
Barclays US is the United States consumer banking arm of Barclays PLC, operated through Barclays Bank Delaware, a Delaware state-chartered bank headquartered...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
672
Baton Systems Minimal human only
Baton Systems is a post-trade settlement and payments technology provider founded in 2016, headquartered in Silicon Valley with offices in London, New York, ...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
673
Drahim Holdings Minimal human only
Drahim (دراهم) is a Saudi personal-finance and automated-investment fintech, founded in Riyadh in 2021 by Sultan Alkhayal and Yasser Alshurihi. Its mobile ap...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
674
First Nations Bank of Canada Minimal human only
First Nations Bank of Canada (FNBC) is a Schedule I federally regulated chartered bank under the Bank Act, chartered on 19 November 1996 and headquartered in...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
675
FloatMe Minimal human only
FloatMe is a US fintech app offering interest-free cash advances ("Floats") to help members bridge income gaps between paychecks — new eligible members can r...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
676
Fundly Minimal human only
Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment s...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
677
N26 Minimal human only
N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital current accounts, debit and virtual cards...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
678
Stablecore Minimal human only
Stablecore provides digital-asset banking infrastructure that lets banks and credit unions offer stablecoins, tokenized deposits, digital-asset accounts and ...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
679
Texas Capital Bank Minimal human only
Texas Capital Bank, National Association is the banking subsidiary of Texas Capital Bancshares, Inc. (NASDAQ: TCBI), a Dallas-headquartered full-service fina...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.3 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
680
Tonik Minimal human only
Tonik is the first digital-only neobank in the Philippines, operated by Tonik Digital Bank, Inc. under a digital banking license from the Bangko Sentral ng P...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
681
Vivid Minimal human only
Vivid Money is a European fintech company operating a mobile-first financial super-app for individuals and businesses across the EU. Through its regulated en...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
682
Zogo Finance Minimal human only
Zogo Finance is a gamified financial education platform (founded 2018, a Techstars portfolio company) that helps banks, credit unions, and other financial in...
Composite
8.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
683
Columbia Bank Minimal human only
Columbia Bank is an Oregon state-chartered commercial bank and the principal banking subsidiary of Columbia Banking System, Inc. (NASDAQ: COLB), a West Coast...
Composite
8.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
5.2 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
684
SchoolsFirst FCU Minimal human only
SchoolsFirst Federal Credit Union is a federally chartered, member-owned credit union headquartered in Tustin, California, serving educators and their famili...
Composite
8.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
685
Tweezr Minimal human only
Tweezr is a system-intelligence platform for safe legacy change, helping banks and insurers understand and incrementally evolve legacy core systems without r...
Composite
8.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
686
Amex Bank of Canada Minimal human only
Amex Bank of Canada is the Canadian banking subsidiary of the American Express Company (United States), incorporated in 1990 and headquartered in the Toronto...
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
687
CIBC Bank USA Minimal human only
CIBC Bank USA is an Illinois state-chartered, FDIC-insured commercial bank (FDIC Cert #33306) headquartered at 120 South LaSalle Street in Chicago, Illinois....
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
688
Close Brothers Minimal human only
Close Brothers Group plc (LSE: CBG) is a UK merchant banking group founded in 1878 and a constituent of the FTSE 250 Index, headquartered at 10 Crown Place, ...
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
689
Goin Minimal human only
Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more than 700,000 users across Europe grow their m...
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
690
Modak Minimal human only
Modak (Modak Makers) is a US consumer fintech that offers a family money-management app built around a free Visa debit card for kids and teens. Parents can a...
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
691
Santander US Minimal human only
Santander Bank, N.A. (santanderbank.com) is the US retail and commercial banking subsidiary of Spain's Banco Santander S.A., headquartered in Boston, Massach...
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
692
Xalts Minimal human only
Xalts (operated by Tokuten Pte Ltd) is an Accel-backed fintech building an AI agent platform for corporate treasury and finance teams — a copilot that automa...
Composite
8.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
693
Banking Regulation Minimal human only
Banking regulation encompasses the rules, standards, and frameworks governing banks and financial institutions. Key frameworks include the Basel Accords (Bas...
Composite
8.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.1/100 · minimal
Contract Quality
2.7 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
3.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
694
Atom Bank Minimal human only
Atom Bank plc is a UK app-only digital bank headquartered in Newcastle upon Tyne, and the first mobile-only bank in the United Kingdom (no branches, no web b...
Composite
8.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
695
Fintech Minimal human only
Fin (fin.tech) is a crypto-native payments company that lets users and businesses move millions of dollars instantly — to other Fin users, directly into bank...
Composite
8.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
696
Heartland Financial USA Minimal human only
Heartland Financial USA is a major US corporation and Fortune 1000 company. The Heartland Financial USA API provides programmatic access to its platform serv...
Composite
8.0
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 8.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
697
Trezy Minimal human only
Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium busi...
Composite
7.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.9 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
698
Plumery Minimal human only
Plumery is an Amsterdam, Netherlands-based fintech that provides a headless, mobile-first digital banking engagement platform it markets as the "Digital Succ...
Composite
7.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
3.2 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
699
@Stake Minimal human only
Stake (Stake Technologies, Inc., NMLS #2535498) operates the "Return on Rent" cash-back network for renters. Renters earn cash back on their rent payments, b...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
700
Core10 Minimal human only
Core10, Inc. is a U.S.-based fintech software development and API integration firm founded in 2016 by Lee Farabaugh and Jeff Martin, headquartered in Frankli...
Composite
7.7
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
701
Home Trust Minimal human only
Home Trust Company is a federally regulated Canadian trust company founded in 1977 and headquartered in Toronto, and the principal operating subsidiary of Ho...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
702
Spring Labs Minimal human only
Spring Labs is an AI-native compliance and customer-experience platform for financial institutions, deploying autonomous AI agents that complete operational ...
Composite
7.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.7 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
703
Arro Minimal human only
Arro is a consumer fintech company that helps people build or rebuild credit without traditional barriers. Its flagship product is the Arro Card, a Mastercar...
Composite
7.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
704
East West Bancorp Minimal human only
East West Bancorp is a major US corporation and Fortune 1000 company. The East West Bancorp API provides programmatic access to its platform services, data, ...
Composite
7.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
705
Glacier Bancorp Minimal human only
Glacier Bancorp is a major US corporation and Fortune 1000 company. The Glacier Bancorp API provides programmatic access to its platform services, data, and ...
Composite
7.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
706
Inventa Minimal human only
Inventa is a Brazilian B2B commerce platform — a "B2B commerce cloud" — that integrates technology, credit, and logistics on a single platform so brands and ...
Composite
7.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
707
Pollinate Minimal human only
Pollinate is a London-headquartered financial technology company that builds a cloud-based, bank-grade digital experience platform helping banks and payment ...
Composite
7.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
3.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
708
South State Corporation Minimal human only
South State Corporation is a major US corporation and Fortune 1000 company. The South State Corporation API provides programmatic access to its platform serv...
Composite
7.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
709
Synovus Financial Minimal human only
Synovus Financial is a major US corporation and Fortune 1000 company. The Synovus Financial API provides programmatic access to its platform services, data, ...
Composite
7.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
710
TomoCredit Minimal human only
TomoCredit is a consumer fintech that helps people build credit without requiring a credit score or prior credit history. Its flagship products are the Tomo ...
Composite
7.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
711
Umpqua Holdings Minimal human only
Umpqua Holdings is a major US corporation and Fortune 1000 company. The Umpqua Holdings API provides programmatic access to its platform services, data, and ...
Composite
7.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
712
Western Alliance Bancorporation Minimal human only
Western Alliance Bancorporation is a major US corporation and Fortune 1000 company. The Western Alliance Bancorporation API provides programmatic access to i...
Composite
7.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
713
Fidor Bank Minimal human only
Fidor Bank was a German digital challenger bank founded in Munich in 2009 and an early pioneer of Banking-as-a-Service and open banking through its fidorOS /...
Composite
7.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
714
Porters Minimal human only
Porters is an AI-native outsourcing partner for European banking operations. Its platform uses AI agents with human oversight to automate high-volume back-of...
Composite
7.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
4.7 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
715
Upswing Minimal human only
Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consum...
Composite
7.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
3.8 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth bearer
3.5 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
716
Yo Fio Minimal human only
YoFio is a Mexican fintech founded in 2019 that provides working-capital credit to micro and small businesses, particularly neighborhood corner stores (tiend...
Composite
7.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.2 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
717
Alpharank Minimal human only
Alpharank is a no-code sales guidance and digital-origination analytics platform for banks and credit unions. It analyzes funded loan and deposit application...
Composite
7.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
718
MeridianLink Minimal human only
MeridianLink provides a powerful web service enabling software applications to retrieve consumer credit data in XML format. It offers lending and credit plat...
Composite
7.1
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
3.2 / 20
Operational Transparency
1.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.1 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
719
Randolph-Brooks FCU Minimal human only
Randolph-Brooks Federal Credit Union (RBFCU) is a member-owned, not-for-profit federal credit union headquartered in Live Oak, Texas, federally insured by th...
Composite
7.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
720
Tulyp Minimal human only
Tulyp is a SaaS treasury platform from French company SmarTrade SAS that gives CFOs and treasurers of SMEs and mid-caps (10-200M euro revenue) real-time visi...
Composite
7.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
721
Vixtra Minimal human only
Vixtra (VIXTRA Tecnologia e Serviços Financeiros LTDA., CNPJ 43.443.444/0001-04) is a Brazilian trade-finance fintech founded in July 2021 and headquartered ...
Composite
7.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Payments
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
722
Pollen Minimal human only
Pollen Technologies is a London-based, FCA-authorised white-label fintech platform that lets any business launch its own banking and payments product with no...
Composite
7.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 7.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
4.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
723
SlideRule Minimal human only
SlideRule is a no-code risk decisioning platform that lets risk and operations teams build, test, and deploy automated decision logic for fraud, credit, comp...
Composite
6.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
724
ATB Financial Minimal human only
ATB Financial (formerly Alberta Treasury Branches) is a financial institution and Crown corporation wholly owned by the Government of Alberta, established in...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
725
Stessa Minimal human only
Stessa is a financial reporting, accounting, and management platform for rental property owners and small-to-mid-size landlords, headquartered in San Francis...
Composite
6.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
726
First Tech Federal Credit Union Minimal human only
First Tech Federal Credit Union is a federally chartered, member-owned, not-for-profit financial cooperative headquartered in San Jose, California, and one o...
Composite
6.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.7 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
727
Proximitty Minimal human only
Proximitty is a Y Combinator-backed company building an AI operating system for commercial lending. Its platform deploys regulator-grade AI agents that inges...
Composite
6.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
728
LendingClub Minimal human only
LendingClub is a US consumer-finance company and national bank, founded in 2006 as a peer-to-peer marketplace lender and now a Fortune 1000 digital bank foll...
Composite
6.6
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
2.9 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
729
BOK Financial Minimal human only
BOK Financial Corporation (NASDAQ: BOKF) is a regional financial-services holding company headquartered in Tulsa, Oklahoma, delivering banking under the Bank...
Composite
6.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
730
Comerica Minimal human only
Comerica Incorporated is a Texas-headquartered super-regional financial services holding company providing retail, small-business, commercial, and wealth-man...
Composite
6.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.7 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
731
Cullen/Frost Bankers Minimal human only
Cullen/Frost Bankers is a major US corporation and Fortune 1000 company. The Cullen/Frost Bankers API provides programmatic access to its platform services, ...
Composite
6.5
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
732
Fintech Farm Minimal human only
Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in emerging markets in partnership with licensed ...
Composite
6.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
1.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
733
Crosslend Minimal human only
CrossLend is a Berlin-based fintech providing digital debt technology for the private lending and securitisation space. Its platform offers Portfolio Analyti...
Composite
6.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.7 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
734
Gain Credit Minimal human only
GAIN Credit is a market-leading fintech providing responsible, AI-powered credit solutions for people underserved by traditional banks and lenders. The compa...
Composite
6.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
735
Raymond James Financial Minimal human only
Raymond James Financial is a diversified financial services holding company headquartered in St. Petersburg, Florida, providing investment banking, wealth ma...
Composite
6.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
736
State Employees' Credit Union Minimal human only
State Employees' Credit Union (SECU / NCSECU) is a member-owned, not-for-profit financial cooperative headquartered in Raleigh, North Carolina. Founded in 19...
Composite
6.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
737
Rabobank Minimal human only
Rabobank is a Dutch multinational banking and financial services company organized as a cooperative with a strong focus on the food and agriculture sector. I...
Composite
6.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
7.4 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
738
CashDirector Minimal human only
CashDirector is a fintech platform delivering AI-powered financial management for small businesses through a white-label, B2B2C partner model. It embeds bank...
Composite
6.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
739
Cit Vericash Minimal human only
CIT Vericash is a fintech enablement platform from CIT Global (founded in Toronto, Canada in 1993) that empowers banks, neo banks, microfinance institutions,...
Composite
6.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
740
Pinnacle Financial Minimal human only
Pinnacle Financial Partners, Inc. (NASDAQ: PNFP) is a Nashville, Tennessee based regional bank holding company whose principal subsidiary, Pinnacle Bank, is ...
Composite
6.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
741
Tala Minimal human only
Tala is an AI-native digital financial services company providing instant credit, digital wallets, money transfers, and cash-out services to underserved cons...
Composite
6.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 6.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
742
Kuda Minimal human only
Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty M...
Composite
5.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
2.1 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
743
Alliant Credit Union Minimal human only
Alliant Credit Union is a federally chartered, member-owned credit union headquartered in Chicago, Illinois, regulated by the National Credit Union Administr...
Composite
5.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
744
Aven Minimal human only
Aven is a consumer fintech that issues a home-equity-backed Visa credit card, letting homeowners tap their home equity (a HELOC) through a card with credit-c...
Composite
5.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
745
HSBC Minimal human only
One of the world's largest banking and financial services organizations headquartered in London. Serves over 40 million customers globally with a strong pres...
Composite
5.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
746
Flagstar Minimal human only
Flagstar Bank, N.A. is the OCC-chartered national bank subsidiary of Flagstar Financial, Inc. (NYSE: FLG), the Hicksville, New York holding company formerly ...
Composite
5.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
3.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
747
Infosys Minimal human only
Infosys is a global IT services, consulting, and outsourcing company headquartered in Bengaluru, India, providing digital transformation, cloud, AI, and busi...
Composite
5.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
6.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
748
Knight Fintech Minimal human only
Knight Fintech is a Mumbai-based banking technology company that sells digital lending infrastructure to Indian banks and NBFCs. It positions itself as "Indi...
Composite
5.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
3.2 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
749
TD Bank Group Minimal human only
TD Bank Group (The Toronto-Dominion Bank) is one of Canada's Big Six chartered banks — a federally regulated Schedule I bank headquartered in Toronto and lis...
Composite
5.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
750
Prospera Credit Union Minimal human only
Prospera Credit Union is a member-owned cooperative financial institution headquartered in British Columbia, Canada, formed on January 1, 2020 through the me...
Composite
5.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
751
PenFed Credit Union Minimal human only
PenFed Credit Union (Pentagon Federal Credit Union), founded in 1935 and headquartered in McLean, Virginia, is a federally chartered credit union regulated b...
Composite
5.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
2.4 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.5 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
752
Adjoint Minimal human only
Adjoint Inc. is a Boston, Massachusetts fintech (founded 2016) that built distributed-ledger and smart-contract software for corporate treasury and insurance...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
753
cashbus Minimal human only
CashBus (现金巴士), operated by Micro-Credit Speed Express (Group) Co., Ltd. (微额速达集团有限公司) of Shanghai, is a Chinese mobile financial-technology platform providin...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
754
Cashforce Minimal human only
Cashforce is a fintech platform focused on cash flow forecasting and working-capital analytics for corporate treasury and finance teams, connecting ERP syste...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
755
Equitable Bank Minimal human only
Equitable Bank is Canada's seventh largest independent Schedule I bank by assets and a wholly owned subsidiary of EQB Inc. (TSX: EQB), a Toronto-based Canadi...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
6.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
756
Fi Money Minimal human only
Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez)...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
757
Hello Gold Minimal human only
HelloGold is a Malaysian fintech company operating a mobile gold-savings app that lets everyday users buy, save, sell, send, and redeem 99.99% investment-gra...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
758
Katch Minimal human only
Katch is a Speedinvest-backed agricultural technology and embedded-finance platform serving agribusiness supply chains. It offers essential digital services ...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
759
LittleFund Minimal human only
LittleFund (styled Littlefund) was a New York City-based consumer fintech mobile app that let families create long-term savings and gift funds for their chil...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
760
RetailMeNot * Minimal human only
RetailMeNot is a consumer savings destination that aggregates coupons, promo codes, cash-back offers, and deals from thousands of retailers and brands, helpi...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
761
SeedFi Minimal human only
SeedFi was a U.S. consumer fintech that offered credit-building loans and savings products (its "Credit Builder Prime" and "Borrow & Grow" plans) aimed at he...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
762
Spenny Minimal human only
Spenny is an Indian personal-finance and micro-investing app that works like a digital piggy bank, rounding up everyday spending on cards, UPI, and netbankin...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
763
Tactic Minimal human only
Tactic was a cryptocurrency and digital-asset accounting platform founded in 2021 in New York and backed by Lux Capital. Its product aggregated on-chain acti...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
764
Transbnk Minimal human only
TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives ...
Composite
5.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 5.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
765
Niyo Solutions Minimal human only
Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on internati...
Composite
4.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
766
ING Minimal human only
A Dutch multinational banking and financial services corporation headquartered in Amsterdam. Provides retail banking, direct banking, commercial banking, and...
Composite
4.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
767
ONE ZERO Digital Bank Minimal human only
ONE ZERO Digital Bank Ltd. is Israel's first newly licensed bank in more than four decades - a branchless, mobile-first digital bank founded in 2019 by Prof....
Composite
4.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
768
Text'nPayMe Minimal human only
Text'nPayMe is an award-winning B2B fintech company, established in Armenia and incorporated in the USA in 2022, that builds embedded payment solutions for b...
Composite
4.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
769
Duane Morris Minimal human only
Duane Morris LLP is a Philadelphia-headquartered, full-service U.S. and international law firm founded in 1904 by Russell Duane, Steven Heckscher, and Roland...
Composite
4.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Health
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
770
Scalable Capital Minimal human only
Scalable Capital is a Munich-based digital investment platform and licensed bank operating across Germany, Austria, Italy, France, Spain and the Netherlands....
Composite
4.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
771
Deben Minimal human only
Deben is an AI-powered treasury and cash management platform for CFOs and finance teams, positioned as a cloud-native alternative to spreadsheets and legacy ...
Composite
4.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
772
SpotPay Minimal human only
SpotPay is a global neobank that operates as a stablecoin-based global bank account, letting users hold, send, receive, and spend money anywhere in the world...
Composite
4.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
2.6 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
773
Oaktree Capital Group Minimal human only
Oaktree Capital Group is a global asset management firm specializing in alternative investment strategies including credit, private equity, real assets, and ...
Composite
4.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 4.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.1 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
774
EFEX (Ventu) Minimal human only
EFEX (efex.com, formerly efexpay.com) is a cross-border payments and treasury fintech serving businesses across the Americas. It enables international transf...
Composite
3.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
775
Market IQ Minimal human only
Market IQ is a predictive analytics platform for financial institutions, serving retail banking, investment banking, and capital markets. It ingests both str...
Composite
3.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
776
Clinc Minimal human only
Clinc is a conversational AI platform for banking and financial services, founded in 2015 in Ann Arbor, Michigan. It provides the Natural Language Understand...
Composite
3.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
2.1 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
777
Sallie Mae Bank Minimal human only
Sallie Mae Bank is a Utah state-chartered industrial bank (industrial loan company) founded on November 28, 2005 and headquartered in Salt Lake City, Utah, o...
Composite
3.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
778
Nymbus Minimal human only
Nymbus is a Jacksonville, Florida-based fintech software provider delivering cloud-based core banking, digital banking, and account onboarding technology to ...
Composite
3.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.9 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
779
Zions Bancorporation Minimal human only
Zions Bancorporation, National Association is a nationally chartered bank and bank holding company headquartered in Salt Lake City, Utah, with roughly $87 bi...
Composite
3.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.9 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
780
Lydia Minimal human only
Lydia is a French fintech, founded in 2013, that built one of Europe's most popular mobile peer-to-peer payments apps, letting users send money, split bills,...
Composite
3.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
781
M&T Bank Corporation Minimal human only
M&T Bank Corporation (NYSE: MTB) is a regional financial services holding company headquartered in Buffalo, New York that provides commercial and retail bank...
Composite
3.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
782
abcMob Minimal human only
abcMob is a mobile business application company founded in 2010 and headquartered in Westminster, California. It builds and sells ready-made and custom nativ...
Composite
3.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
783
Zet Minimal human only
Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-...
Composite
3.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 3.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
0.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
784
AND Global Minimal human only
AND Global is a fintech-as-a-service company operating across the Asia-Pacific region, with offices in Mongolia, Singapore, Japan, the Philippines, and Thail...
Composite
2.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
785
Brim Financial Minimal human only
Brim Financial is a Toronto-based Canadian fintech (founded 2017) that operates a fully-integrated, API-first credit-card Platform-as-a-Service (PaaS). It is...
Composite
2.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
786
Western Alliance Bancorp. Minimal human only
Western Alliance Bancorporation is a bank holding company headquartered in Phoenix, Arizona, that provides commercial banking, treasury management, and speci...
Composite
2.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
2.1 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
3.5 / 10
Regulatory · Banking & Open Finance
1.9 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
787
Synapse Minimal human only
Synapse Financial Technologies was a San Francisco banking-as-a-service platform, founded 2014-04-14 by Sankaet Pathak and Bryan Keltner, that sold a REST AP...
Composite
2.8
Agent
2.5
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 2.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.4 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
788
CIT Group Minimal human only
CIT Group was a US financial holding company providing commercial financing, equipment leasing, factoring, and middle-market banking services. CIT was acquir...
Composite
2.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
789
Manulife Minimal human only
Manulife Financial Corporation is a Canadian multinational insurance and financial services company providing life insurance, health insurance, wealth and as...
Composite
2.6
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.6/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
790
Bankiom Minimal human only
Bankiom is a Dubai-based consumer fintech founded in 2018 by Danny Abla. It began as a UAE/GCC lifestyle neobank offering free virtual prepaid Mastercard car...
Composite
2.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
791
Moven Minimal human only
Moven (Movencorp Newco Inc.) is a New York City fintech founded in 2011 by Brett King and Alex Sion. Originally a direct-to-consumer mobile banking and finan...
Composite
2.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
792
Vancity Minimal human only
Vancity (Vancouver City Savings Credit Union) is a member-owned financial co-operative headquartered in Vancouver, British Columbia, and the largest communit...
Composite
2.4
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.4/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
1.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
793
Webfinanceholding Minimal human only
Web Finance Holding AD is a Bulgarian financial-services holding company established in 2002 (formerly Finance Consulting AD). It specializes in the consulta...
Composite
2.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Insurance
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
794
Archer Minimal human only
Archer (archermoney.com) is a Y Combinator (Spring 2026) financial-infrastructure startup building global payouts, stablecoin banking, and yield infrastructu...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
795
Canadian Western Bank Minimal human only
Canadian Western Bank (CWB) is a Schedule I domestic chartered bank founded in 1988 (through the merger of the Bank of Alberta and Western & Pacific Bank) an...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
796
DCU (Digital Federal Credit Union) Minimal human only
Digital Federal Credit Union (DCU) is a not-for-profit, member-owned federal credit union headquartered in Marlborough, Massachusetts and regulated by the Na...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
797
FairMoney Minimal human only
FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and I...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.7 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
798
Finbots.AI Minimal human only
Finbots.AI (finbots.ai) is a Singapore-headquartered fintech offering CreditX, a no-code, AI-powered credit risk platform that lets banks and lenders build, ...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
799
First West Credit Union Minimal human only
First West Credit Union — rebranded Tru Cooperative Bank in 2026 — is a member-owned Canadian cooperative financial institution headquartered in Langley, Bri...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
800
Meridian Credit Union Minimal human only
Meridian Credit Union is Ontario's largest credit union and one of the largest in Canada — a member-owned financial cooperative headquartered in St. Catharin...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
801
VyStar Credit Union Minimal human only
VyStar Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Jacksonville, Florida. Founded in 1952 as Jax Navy Federal Credi...
Composite
2.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
802
Ballard Spahr Minimal human only
Ballard Spahr LLP is a national U.S. law firm founded in 1885 and headquartered in Philadelphia. Following its January 1, 2025 combination with Seattle-based...
Composite
2.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
803
Fraudio Minimal human only
Fraudio is an Amsterdam-based payments fraud detection and financial-crime scale-up founded in 2019 by João Moura (CEO), Nathan Trousdell (COO), and team, wi...
Composite
2.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
804
Laurentian Bank of Canada Minimal human only
Laurentian Bank of Canada (Banque Laurentienne du Canada) is a Montreal-headquartered Schedule I chartered bank, founded in 1846 as the Montreal City and Dis...
Composite
2.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
805
MNT-Halan Minimal human only
MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed...
Composite
2.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
806
payflows Minimal human only
Payflows is an AI-native financial operations platform that unifies procurement, treasury, and accounting into one agentic workspace for finance teams. Its p...
Composite
2.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
807
Popular Minimal human only
Popular Inc. is a financial holding company offering retail, mortgage, and commercial banking services through its principal subsidiaries Banco Popular de Pu...
Composite
2.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
808
Saris Minimal human only
Saris (saris.ai) is an enterprise AI company building AI workflow agents for banks and credit unions. Its platform automates multi-step back-office processes...
Composite
2.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 2.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
809
Jumo Minimal human only
JUMO is a Cape Town-based banking-as-a-service (BaaS) platform, founded in 2015, that uses artificial intelligence to power digital credit and savings produc...
Composite
1.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
810
Amount Minimal human only
Amount is a Chicago-based financial technology company that provides banks, credit unions, and fintechs with a digital lending and account-origination platfo...
Composite
1.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
811
Ejara Minimal human only
Ejara is a Cameroon-based, regulated fintech platform giving people across Francophone Africa and its diaspora access to digital savings and investment produ...
Composite
1.8
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.8/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
812
Abe AI Minimal human only
Abe AI was a conversational-AI platform for banks and credit unions, delivering a financial virtual assistant (chatbot and voice) across web, mobile, SMS, an...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
813
B2B Bank Minimal human only
B2B Bank is a Schedule I Canadian bank, headquartered in Toronto and wholly owned by Laurentian Bank of Canada (Laurentian Bank Financial Group). It operates...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
814
Banksight Minimal human only
BankSight Systems is a cloud banking software company founded in 2015 (San Francisco / Mumbai) that built an intelligent banking CRM and customer engagement ...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
815
Dechert Minimal human only
Dechert LLP is a global law firm founded in 1875 and headquartered in Philadelphia, Pennsylvania, with "more than 900 lawyers" across 22 offices in the Unite...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
816
Fenrock AI Minimal human only
Fenrock AI is a Y Combinator (W26) company building specialized AI agents for the banking back office. Founded in 2026 and based in San Francisco by Charu Sh...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
817
Florin Minimal human only
Florin is a San Francisco fintech startup building an integrated financial operating system for venture-backed companies. Rather than reselling another bank'...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
818
Fortu Minimal human only
Fortu (Fortu Wealth Ltd) is a London-based fintech, founded in 2019, offering digital private banking for high-net-worth individuals and their businesses, in...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
819
Gem Minimal human only
Gem Security was a cloud detection and response (CDR) company, founded in 2022 in Tel Aviv, that built a real-time cloud threat detection, investigation, and...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
820
Golden 1 Credit Union Minimal human only
Golden 1 Credit Union is a state-chartered, member-owned not-for-profit financial cooperative headquartered in Sacramento, California, and is one of the larg...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
821
Habitto Minimal human only
Habitto is a Tokyo-based fintech company building a mobile financial wellness app for the Japanese market under the banner お金の新習慣 ("new money habits"). The a...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
822
KaliSpot Minimal human only
KaliSpot is a fintech network operated by Outsource Monetic Group Inc. (OMG), an Atlanta-headquartered startup with legal presence in Senegal and Morocco. Ka...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
823
Khazna Minimal human only
Khazna is Egypt's leading financial super app, a Cairo-based fintech building inclusive financial services for the country's underbanked payroll workers and ...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
824
Manulife Bank Minimal human only
Manulife Bank of Canada is a Schedule I federally chartered bank and a wholly-owned subsidiary of The Manufacturers Life Insurance Company, part of Manulife ...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
825
Monak E-Services Minimal human only
Monak E-Services (Monak) is a fintech and lifestyle super-app serving working expats, travelers, and locals across the Middle East (UAE, Saudi Arabia, and Om...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
826
Mountain America Credit Union Minimal human only
Mountain America Credit Union (MACU) is a federally chartered, member-owned not-for-profit financial cooperative headquartered in Sandy, Utah, founded in 193...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
827
NEO Success Minimal human only
NEO Success (operating as NEO Money) was a Bangkok, Thailand personal-finance and money-management fintech founded in 2019 by Punnamas Vichitkulwongsa and ba...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
828
NorthOne Minimal human only
NorthOne was a mobile-first, API-enabled business banking platform for small businesses, freelancers, and startups, founded in 2016 by Eytan Bensoussan and J...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
829
Onit Minimal human only
Onit is a Kenyan digital bank operated by Onit Microfinance Bank Inc. and regulated by the Central Bank of Kenya (CBK), with deposits protected by the Kenya ...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
830
Open Minimal human only
Open (Open Financial Technologies) operates at open.money as an India-based fintech offering a connected digital business banking platform for SMEs and start...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
831
Oxygen Minimal human only
Oxygen was a US fintech neobank founded in 2018 and a Y Combinator graduate, offering banking, debit-card, and financial products aimed at gig-economy worker...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
832
Paytm Payments Bank Minimal human only
Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
833
Rize Minimal human only
Rize (Rize Money, Inc. / RizeFS) was a Banking-as-a-Service and embedded-finance platform that offered unified banking, brokerage, and payments APIs, letting...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
834
Savedo Minimal human only
Savedo was a German fintech operating a consumer deposit marketplace that let savers in Germany open fixed-term and savings accounts across multiple European...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
835
Stori Minimal human only
Stori is a Mexico City–headquartered fintech (operating as a regulated Sociedad Financiera Popular under CNBV and CONDUSEF oversight) on a mission to democra...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
836
StreamLoan Minimal human only
StreamLoan was a digital mortgage software company offering a point-of-sale (POS) and loan-origination platform that connected loan officers, borrowers, and ...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
837
Suncoast Credit Union Minimal human only
Suncoast Credit Union is a state-chartered, federally insured (NCUA), member-owned not-for-profit financial cooperative headquartered in Tampa, Florida. Foun...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
838
Tuza Minimal human only
Tuza is a banking automation platform that orchestrates AI agents, customers and workflows to eliminate the manual processes that slow banks down. Originally...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
839
Vyne Minimal human only
Vyne was a London-based account-to-account (A2A) open banking payments platform, founded in 2019. It offered merchants real-time pay-by-bank payments, instan...
Composite
1.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 1.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
840
Old National Bancorp Minimal human only
Old National Bancorp is a regional bank holding company headquartered in Indiana and a Fortune 1000 firm that provides consumer banking, commercial banking, ...
Composite
1.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
1.3 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
3.5 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
841
AI Bank Minimal human only
AI Bank (aiBank, 百信银行 / 中信百信银行股份有限公司 — CITIC aiBank Co., Ltd.) is a Beijing-based digital direct bank, launched in November 2017 as China's first independent...
Composite
1.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.6 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
842
People's United Financial Minimal human only
Defunct U.S. regional bank holding company, headquartered in Bridgeport, Connecticut. Acquired by M&T Bank Corporation in an all-stock deal valued at approxi...
Composite
1.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 1.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.7 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
843
Protego Trust Bank Minimal human only
Protego Trust Bank is a Seattle, Washington digital-asset trust bank built for institutional clients, offering crypto-asset custody, trading, lending/borrowi...
Composite
1.1
Agent
2.5
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.6 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling documented
3.5 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
844
Standard Chartered Minimal human only
A British multinational banking and financial services company headquartered in London with a strong focus on Asia, Africa, and the Middle East. Provides cor...
Composite
1.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.1 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
845
Webster Financial Minimal human only
Webster Financial Corporation (NYSE:WBS) is a regional financial services company that delivers banking and financial solutions to businesses and individuals...
Composite
1.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 1.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.5 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.1 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
846
New York Community Bancorp Minimal human only
New York Community Bancorp, Inc. (now operating as Flagstar Financial) is a Fortune 500 bank holding company headquartered in Hicksville, New York. Through i...
Composite
0.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.4 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
847
Valley National Bancorp Minimal human only
Valley National Bancorp is a regional bank holding company with its principal subsidiary, Valley National Bank, providing a full suite of commercial, busines...
Composite
0.9
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.9/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.4 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
848
Capital.xyz Minimal human only
Capital.xyz (the company behind the former Party Round) is a startup banking and fundraising platform that helps founders raise, hold, spend, and send money ...
Composite
0.7
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.7/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.3 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
849
Bank of New York Minimal human only
The Bank of New York was one of the oldest banks in the United States, founded in 1784. In 2007, it merged with Mellon Financial Corporation to form BNY Mell...
Composite
0.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.1 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
850
First National of Nebraska Minimal human only
First National of Nebraska, Inc. is a privately held bank holding company headquartered in Omaha, Nebraska. Through its subsidiaries, including First Nationa...
Composite
0.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.1 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
851
Office of the Comptroller of the Currency Minimal human only
The Office of the Comptroller of the Currency (OCC) is a federal agency responsible for regulating and supervising national banks and federal savings associa...
Composite
0.5
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.5/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.1 / 10
Regulatory · Banking & Open Finance
1.1 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
852
Clarity Money Minimal human only
Clarity Money was a personal-finance and money-management mobile app founded in 2016 by Adam Dell (Oath Holdings / Dell family) that used data-driven analysi...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
853
Digit Minimal human only
Digit was a consumer fintech company that built an automated personal-savings app: it analyzed a user's checking-account activity and quietly moved small, sa...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
854
Fincentric Minimal human only
Fincentric Corporation was a Canadian core retail and wealth banking software vendor founded in 1984 and headquartered in Richmond, British Columbia. It prov...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
855
Harvest Platform Minimal human only
Harvest Platform was a New York City fintech startup founded in 2017 by Gabriel DellAccio and Namrata Baral that built a consumer investing and banking app. ...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
856
Ivella Minimal human only
Ivella was a consumer fintech company that built shared money-management and multi-account banking tools aimed at couples and households, backed by the finte...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
857
Long Game Minimal human only
Long Game was a San Francisco fintech startup founded in 2015 by Lindsay Holden that used prize-linked savings and casual mobile gaming to help Gen-Z and mil...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
858
Maza Minimal human only
Maza was an Andreessen Horowitz (a16z) backed consumer fintech startup that helped Spanish-speaking and undocumented immigrants in the United States access t...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
859
Nostro Minimal human only
Nostro refers to an account that a bank holds in a foreign currency at another bank (correspondent bank). Nostro account management involves reconciliation, ...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
860
Ponto Minimal human only
Ponto is a crypto banking and payments infrastructure company in the fintech sector, surfaced as a portfolio company of General Catalyst and Polychain and ad...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
861
SLM Software Company Minimal human only
SLM Software Company (SLMsoft.com) was a Toronto, Canada based developer of electronic payment systems and real-time transaction processing solutions for the...
Composite
0.3
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 0.3/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
862
Trumark Financial Minimal human only
A Philadelphia-area credit union providing a full range of personal and business banking products and financial services to members across the region.
Composite
0.2
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.2/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
2.6 / 10
Regulatory · Banking & Open Finance
2.3 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
863
Solid (Solid.fi) Minimal human only
Solid (formerly Wise) was a venture-backed fintech-as-a-service / embedded finance platform offering banking, card, and payment APIs to fintech builders. Sol...
Composite
0.1
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.1/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
5.0 / 10
Regulatory · Payments
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
864
Lanistar Minimal human only
Lanistar was a London-based consumer fintech founded in 2019 by Gurhan Kiziloz, known for a heavily influencer-marketed "polymorphic" Mastercard debit card w...
Composite
0.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-10 · rubric v0.20.0
Composite quality — 0.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.6 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5
865
TCF Financial Corporation Minimal human only
Profile for TCF Financial Corporation, a former Detroit-headquartered regional bank holding company (Twin City Building and Loan Association, founded 1923). ...
Composite
0.0
Agent
0.0
Kin Score
How this is scored →scored 2026-09-05 · rubric v0.18.3
Composite quality — 0.0/100 · minimal
Contract Quality
0.0 / 25
Developer Ergonomics
0.0 / 20
Access Clarity
0.0 / 20
Operational Transparency
0.0 / 13
Contract Governance
0.0 / 12
Discoverability
4.6 / 10
Regulatory · Banking & Open Finance
0.0 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract
0 / 18
Agentic Access Contract
0 / 10
Documented Reversibility
0 / 6
MCP Server
0 / 12
Machine-Readable Auth
0 / 10
Idempotency
0 / 9
Stable Error Semantics
0 / 8
Request/Response Examples
0 / 7
Rate-Limit Signaling
0 / 7
Typed Event Surface
0 / 6
Agent Skills
0 / 5
Well-Known Catalog
0 / 4
Consent & Bot Identity
0 / 3
A2A Agent Card
0 / 8
Dry-Run / Simulate Mode
0 / 4
Delegated User Identity
0 / 6
Protected Resource Metadata
0 / 5
Registration Without a Human
0 / 6
Agentic Commerce Well-Known Document
0 / 5